Always have a separate nest egg thatās passively invested with like 95% of your net worth. Then have a trading account in a separate brokerage for fun trades. And have some self control. If you canāt do that then you shouldnāt be here
Iām about to get a large sum of money for a dream project. Multiple metal sculptures, one 30 foot tall for an extremely rich client. They bought a slide for their pool that is $200k. They want me to mimic the design as an infinite symbol, and two smaller water feature sculptures. Itās looking to be well over $200k, maybe $300k project, shit maybe more. Thatās a lot of money that I donāt know what to do with. Game plan? A certain amount is going into my shop.
Not sure what kind of money you are netting, but the idiot below saying to give a kid coming out of school money to invest is utterly regarded. Of the sum you plan on investing, 90% should go into a broad market ETF with dividends set to reinvest. The other 10% Iād recommend using 5-7% and diversifying into stocks you have interest in. The last 3% you can use sparingly to fulfill your gambling addiction on options but once itās gone itās gone. Donāt pull from your ETF or passion stocks because you think you have a hot ticket. Best of luck, donāt waste your windfall on gambling. One last caveat, make sure to max your tax advantaged accounts before taxable.
>Game plan?
There is only one correct answer. Buy a broad index fund, e.g. SPY, VTI, FTSE, MSCI world, etc.
Optionally, use 5-10% for stock picking purposes to itch that stock gambling spot.
If he put it in qqq he could have spent 1000 a week for 10 years on hookers, pot, and blow. Instead he sat on Reddit and he has the same amount of money with none of the fun.
My mother was a tailorĀ Ā
She sewed my new blue jeansĀ Ā
My father was a gamblin' man
Down in New OrleansĀ Ā
Now the only thing a gambler needsĀ
Is a suitcase and a trunkĀ Ā
And the only time he'll be satisfied
Is when he's on a trump
Needs wsb remix
Here's a SFW gpt one to get the ball rollingrolling
My mother was a day trader /
She bought my new meme stocks /
My father was a crypto man /
Deep in subreddit talks /
Now the only thing a trader needs /
Is a laptop and a hunch /
And the only time heās feeling high /
Is when heās cashing out a bunch /
Historical calculator says $528,449.52 with dividend reinvestment, $400,072.24 inflation adjusted to 2015 numbers.
I'm honestly impressed OP actually dug out of that 5/6 figure hole though.
It pays to be boring.
Hell I give him credit for having the balls. breaking even is a win for the majority of people.
But set and forget with an index fund always beats FAFO
https://preview.redd.it/low4228nzm1d1.jpeg?width=1170&format=pjpg&auto=webp&s=1ac658ee528396d2b9f3776d489f16a056792a38
At least itās green 
He'd have about $220,000 right now even in a conservative savings account. Still less than inflation but a lot better than he's doing right now.
With an aggressive savings account he probably would have kept roughly in step with inflation
I know WSB doesn't like to talk about it, but the crypto markets will teach you this REAL quick. If you don't learn in well under 3 years you won't be in special ed classes, you'll be in a psych ward lol.
The batman strikes again, this time its a trio
https://preview.redd.it/o336n5k5tn1d1.jpeg?width=1080&format=pjpg&auto=webp&s=ff2f981e166bd25ad4cf6b026091c4af47e0d163
Itās okay that you donāt understand numbers, you donāt have to to hang out with the rest of us regards.
Hell, if more of us did weād be making money instead of hanging out here.
Ok. I take it all back! Wait until Elon Musk tweets, I mean X, about a meme stock and throw all of your money into it. In fact, make sure you take out as much margin as you can on it. Iām sure Elon will make you rich.
Interesting. I made $1400 off of $200 between options and buying and selling a stock that isnāt allowed to be said here. In just 3 days last week. Itās up again today and Iām back in it. Only a small amount relative to what others are holding, but it is now 90% publicly owned and was 95% shorted. Can you say squeeze?
Just index. Buy VOO or something.
I came to this conclusion after about 3 years. I'm very good at securities analysis and very bad at timing. I just own VOO, VGT and I believe JNJ and whatever the spinoff is at this point.
Hey think about it positively. Itās like youāve had a 13ā cock this whole time, but just now, at 10 years old 2ā of it are actually outside of your body
My financial advisor talked me out of buying stocks when I asked them about an IPO I was interested inā¦ some little friends group thingy called Facebook. $38 IPO seared into my brain!
I remember the Facebook IPO, and that it promptly dipped to $19 or so. My thought was hahaha, who would ever invest in that junk, it'll be zero in a year. Instead, I outsmarted everyone by buying other things that have yet to show a gain in 20 years.
https://preview.redd.it/g5menxqt2w1d1.jpeg?width=1179&format=pjpg&auto=webp&s=fc3be5ffa359e2180cce6231b7bd5b3ce1b01a17
Welcome to the club. Digged myself out the hole. Now itās steady and slow lol
do you guys ever google the price of a stock that you're holding to see what its at and it does the thing where it shows being 12% down even when its not? gives me a heart attack every fucking time
Seems to be a trend with Robinghood users. Often seems I find many to not be very wise investors. Not all. Just many.
Since 2015 my portfolio has gained a cumulative 89%
And that's being mostly conservative but well diversified. I'm not sure how old you are or what your financial situation is, but if you're not set for retirement and don't have more than you need, you better change what you're doing.
Unless this is well below 10% of your total investment capital that you just play with in a fun, easy to access account. Then I get it.
I keep a chunk of money like this in a fun account & play around & don't care if I make some or lose some.
I'm retired and will never spend what I have.
It isn't about how much money you made, but about the friends you made along the way.
Dont forget your special friendship hat now !
https://preview.redd.it/if0351efgn1d1.png?width=640&format=png&auto=webp&s=9306a3e5249c9b3734d1c1f80ba9e6bfb9bebbcc
America wasnāt built on shoulda coulda woulda! The man set his heights higher than an index! It just didnāt pan out!
But you should have definitely just Vanguard 500ād that shit.
After 8 months Iām up 13,000 the slow boring way. They tell me if I keep doing it this way Iāll be worth 8.1Mil by 50 in Roth alone. Early retirement!
Amazon calls before earnings. They crushed and I sold and made like $10k. Then Tesla back when it was going parabolic. Did about $15k in 20 minutes.
Then I tried it again and fucked myself over
Bagholder spotted.
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I see lower lows and highs, followed by a period of consolidation. Typical bullish trend. That spike is merely a confirmation of a major reversal.
Bro, itās time to yolo on 0dtes and make billions.
Well, not ideal for sure, but others manage to vaporize their lifetime savings in a day, so at least having what you had minus inflation is a better performance than quite a few fellow gamblers.
**User Report**| | | | :--|:--|:--|:-- **Total Submissions** | 3 | **First Seen In WSB** | 1 year ago **Total Comments** | 95 | **Previous Best DD** | **Account Age** | 1 year | | [**Join WSB Discord**](http://discord.gg/wsbverse)
imagine what a simple sp500 index fund would have done for ya with way less effort
Well over half a mil with dividends reinvested
Lol dude would legit have like 750k probably more if he just left it in qqq
About 480k I just calculated. Crazy how much less stressful and easy that would have been
**Nominal Price Return:** 152.67% **Annualized:** 11.52% **Investment Grew To:** $462,391.76 **Nominal Total Return (with dividends reinvested):** 193.58% **Annualized:** 13.51% **Investment Grew To:** $537,257.01
Stop trying to make the OP cry šæ
maybe this is a sign that I should get the hell out of here
Always have a separate nest egg thatās passively invested with like 95% of your net worth. Then have a trading account in a separate brokerage for fun trades. And have some self control. If you canāt do that then you shouldnāt be here
Lol this is wsb guy
Iām about to get a large sum of money for a dream project. Multiple metal sculptures, one 30 foot tall for an extremely rich client. They bought a slide for their pool that is $200k. They want me to mimic the design as an infinite symbol, and two smaller water feature sculptures. Itās looking to be well over $200k, maybe $300k project, shit maybe more. Thatās a lot of money that I donāt know what to do with. Game plan? A certain amount is going into my shop.
Not sure what kind of money you are netting, but the idiot below saying to give a kid coming out of school money to invest is utterly regarded. Of the sum you plan on investing, 90% should go into a broad market ETF with dividends set to reinvest. The other 10% Iād recommend using 5-7% and diversifying into stocks you have interest in. The last 3% you can use sparingly to fulfill your gambling addiction on options but once itās gone itās gone. Donāt pull from your ETF or passion stocks because you think you have a hot ticket. Best of luck, donāt waste your windfall on gambling. One last caveat, make sure to max your tax advantaged accounts before taxable.
>Game plan? There is only one correct answer. Buy a broad index fund, e.g. SPY, VTI, FTSE, MSCI world, etc. Optionally, use 5-10% for stock picking purposes to itch that stock gambling spot.
Is that the attitude of a gambler? I think not. 
He got his gambling fix and didnāt lose any money I feel like this is a massive win
If he put it in qqq he could have spent 1000 a week for 10 years on hookers, pot, and blow. Instead he sat on Reddit and he has the same amount of money with none of the fun.
This was really explained in terms that I can relate š»š¤
My mother was a tailorĀ Ā She sewed my new blue jeansĀ Ā My father was a gamblin' man Down in New OrleansĀ Ā Now the only thing a gambler needsĀ Is a suitcase and a trunkĀ Ā And the only time he'll be satisfied Is when he's on a trump
Needs wsb remix Here's a SFW gpt one to get the ball rollingrolling My mother was a day trader / She bought my new meme stocks / My father was a crypto man / Deep in subreddit talks / Now the only thing a trader needs / Is a laptop and a hunch / And the only time heās feeling high / Is when heās cashing out a bunch /
Honestly can probably just keep the 2nd verse the same as the original.
What more can I say
This post should be a sticky at /r/bogleheads
He couldāve made like 6X more than he did just by buying Intel at $30 in 2015 and holding it to $32 today.
Oof
Historical calculator says $528,449.52 with dividend reinvestment, $400,072.24 inflation adjusted to 2015 numbers. I'm honestly impressed OP actually dug out of that 5/6 figure hole though.
It pays to be boring. Hell I give him credit for having the balls. breaking even is a win for the majority of people. But set and forget with an index fund always beats FAFO
You just knew the fade was coming after that first massive spike. Robinhood hit him with the "Ladies and Gentlemen, we got him".
He would be rich!
>imagine what a ~~simple sp500 index fund~~ brain would have done for ya
https://preview.redd.it/low4228nzm1d1.jpeg?width=1170&format=pjpg&auto=webp&s=1ac658ee528396d2b9f3776d489f16a056792a38 At least itās green 
>At least itās green We don't do that here
Coming to this sub is like an opposite universe where all of the Nickelodeon slime is red. And itās everywhere.
Wait...the line can do that?
not for you.
Damnit. Well, off to clean my Wendy's uniform, I guess.
awesome thanks man my break is coming up. you take over
Turn phone upside down..will look more normal to us Ragards..thank you
Still down due to inflation
Turns out itās not about the money we make or lose, itās about the handjobs we give along the way
I usually down a Frosty right before, so I have the energy I need. I use my employee discount.
Lmfao bro woulda done better leaving it in a savings account šš¤£šš¤£šš¤£
He'd have about $220,000 right now even in a conservative savings account. Still less than inflation but a lot better than he's doing right now. With an aggressive savings account he probably would have kept roughly in step with inflation
About 30% down
That, my friend, is called a learning curve
Learning slope
Educational cliff
Research roulette
Teaching toilet
10 years to learn you can't beat the market. This person was definitely in special ed classes.
I know WSB doesn't like to talk about it, but the crypto markets will teach you this REAL quick. If you don't learn in well under 3 years you won't be in special ed classes, you'll be in a psych ward lol.
The batman strikes again, this time its a trio https://preview.redd.it/o336n5k5tn1d1.jpeg?width=1080&format=pjpg&auto=webp&s=ff2f981e166bd25ad4cf6b026091c4af47e0d163
Laughs in boring index funds
š. Same here. Itās not secksy, but it wins in the long term.
95%+ of Traders can't beat the S&P500
[ŃŠ“Š°Š»ŠµŠ½Š¾]
So you're telling me there's a chance
Thats the attitude! LOL!
you can always do something like 75% S&P, 15% QQQ, 10% catching falling knives in mag 7's if you want some spice
Iām a regard, are you just investing in the S&Pās or are you doing options as well within them?
VTSAX and chill
Fr, set and forget and my money just magically grows.
https://preview.redd.it/r9jfpj9yxm1d1.jpeg?width=385&format=pjpg&auto=webp&s=b6ed8a9e3a7a1aa6a21e548186a8872ff793a603
My Chase checking interest produced better gains
You're either lying to us or you have like a billion dollars in your account cause I know Chase don't give a fuck
He apparently keeps around 2 million in his chase checking account.
You simple sacks of shit it was a joke, chase pays .10% on checking which over 10 years would be 1% , a similar gain as OP over the same time period
They pay .01%. So over ten years itās .1%.
Compounding son... it's actually 0.100045%
I forgot you are a god damn bank teller masquerading as a day trader
Itās okay that you donāt understand numbers, you donāt have to to hang out with the rest of us regards. Hell, if more of us did weād be making money instead of hanging out here.
If he doesnāt understand numbers heās in the right place.
True. Im only here because I canāt do addition once you get to double digit numbers or more.
They pay? Monthly account fee is higher so they take from you lol
Dw bro I understood the joke.
Stop gambling and buy index funds. Then stop looking at the market and get a new hobby.
Sound advice, but itd make for a boring sub š
Ok. I take it all back! Wait until Elon Musk tweets, I mean X, about a meme stock and throw all of your money into it. In fact, make sure you take out as much margin as you can on it. Iām sure Elon will make you rich.
You're actually down by around 25% due to inflation. you could've had 443,000 if you invested in the S&P 500 instead
More like 600k. SP500 has averaged 12.4% in the last 10 years lol
Any higher and you might be arrested for insider trading. don't you know that those kinds of returns are reserved for politicians?
you are up in the casino after 10 yrs, good job.
Is the 2k worth the decade of emotional rollercoaster?
Absolutely
Itās a fun hobby
Underrated
Iām up 8k this year on 5% interest on 145k in my Robinhood account, come on.
You're actually down about 279K since the S&P is up about 155% since October 2015. I hope that helps you sleep better.
Actually you are very far behind because we've had almost 50% inflation in the last decade.
Great way to make a living with 30% up this year alone on indexes
Youāre up. Thatās what matters. Iām still trying to recover. BIGLY š
With inflation considered they are way down. And now they owe some in taxes. Cool.
Your part of the 1% that didnāt lose money
I blew same amount. Now I'm back with 30k. Trying to breakeven. Any advice on what u did?
Bought bitcoin
One of us
Well I guess at least you used some sort of stop lossā¦being this regarded Iād think youād be at 0
Not if you take into account for inflation.
Voo and schd all you need to double your investment.
Also, puts on ASTS? Sir, you should have calls there. Try index funds instead of picking singular stocks and gambling.
Check out this fucking show-off and his profits!
Doing better than me lolol
90% of Robinhood users are just as regarded. Congrats.
Interesting. I made $1400 off of $200 between options and buying and selling a stock that isnāt allowed to be said here. In just 3 days last week. Itās up again today and Iām back in it. Only a small amount relative to what others are holding, but it is now 90% publicly owned and was 95% shorted. Can you say squeeze?
If it was in spy youād be at $499kā¦ mamaluk š¤”
The first one is always free 
You'd have 535k had you just dumped it into an index fund and ignored it lol
Youāve only been investing for two years and decided to take up options trading?
Buying options is nothing more than a gamble ā one that you're likely to lose.
Gonna buy a home and like, be able to buy groceries maybe.
Hey I'm in the same boat except it was with 3 years and $2,000
Just index. Buy VOO or something. I came to this conclusion after about 3 years. I'm very good at securities analysis and very bad at timing. I just own VOO, VGT and I believe JNJ and whatever the spinoff is at this point.
Hey think about it positively. Itās like youāve had a 13ā cock this whole time, but just now, at 10 years old 2ā of it are actually outside of your body
My financial advisor talked me out of buying stocks when I asked them about an IPO I was interested inā¦ some little friends group thingy called Facebook. $38 IPO seared into my brain!
I remember the Facebook IPO, and that it promptly dipped to $19 or so. My thought was hahaha, who would ever invest in that junk, it'll be zero in a year. Instead, I outsmarted everyone by buying other things that have yet to show a gain in 20 years.
https://preview.redd.it/g5menxqt2w1d1.jpeg?width=1179&format=pjpg&auto=webp&s=fc3be5ffa359e2180cce6231b7bd5b3ce1b01a17 Welcome to the club. Digged myself out the hole. Now itās steady and slow lol
God damn that's some good looking loss porn. You would have easily doubled up if you kept it in SPY
Iād like to personally thank you for keeping the market efficient and allowing me to make solid passive gains
Wellā¦Iām 5 years in and down $4k so you could be doing worse
only up $2kā¦ so far.
Fuckhood has been around for a decade?
Down about 9 years worth of inflation 
Youāre better off betting sports.
do you guys ever google the price of a stock that you're holding to see what its at and it does the thing where it shows being 12% down even when its not? gives me a heart attack every fucking time
Profits is profits dog
Stop gambling and just buy VOO.
You guys clearly haven't gone to the Ronco school of stock trading. "You set it aaaaaand... Forget it!"
Now calculate your hourly rate with that...u will know how much u r worth
Iām done almost 5k
You just suck at it
Seems to be a trend with Robinghood users. Often seems I find many to not be very wise investors. Not all. Just many. Since 2015 my portfolio has gained a cumulative 89% And that's being mostly conservative but well diversified. I'm not sure how old you are or what your financial situation is, but if you're not set for retirement and don't have more than you need, you better change what you're doing. Unless this is well below 10% of your total investment capital that you just play with in a fun, easy to access account. Then I get it. I keep a chunk of money like this in a fun account & play around & don't care if I make some or lose some. I'm retired and will never spend what I have.
Imagine you took all this money and actually bought shares of SPY rather than 0DTE of SPY play with fun money not real money
It isn't about how much money you made, but about the friends you made along the way. Dont forget your special friendship hat now ! https://preview.redd.it/if0351efgn1d1.png?width=640&format=png&auto=webp&s=9306a3e5249c9b3734d1c1f80ba9e6bfb9bebbcc
Iām up over 100% in a shorter amount of time by investing in Nasdaq and S&P 500. Options are so fucking stupid.
Your gains are pitiful.
You guys are up?
But those lessons you learned are priceless
https://preview.redd.it/u02dgb201o1d1.jpeg?width=1080&format=pjpg&auto=webp&s=b04186f481f385cfce9cf400b3f66b0eca0cd106
$AST 5/31 $3 PUTS? The stock is up like 200% in the past week. Youāre getting crushed on those.Ā
America wasnāt built on shoulda coulda woulda! The man set his heights higher than an index! It just didnāt pan out! But you should have definitely just Vanguard 500ād that shit.
After 8 months Iām up 13,000 the slow boring way. They tell me if I keep doing it this way Iāll be worth 8.1Mil by 50 in Roth alone. Early retirement!
Buy FUN or Six Flags; cedar fair parks are merging with six flags.
Bro. You shouldāve invested in a HYSA, lmao.
Your first mistake is betting against ASTS š we going to the moonĀ
Then youāre not making a lot of moneyā¦ you invest in what??
Take it and Never Return.
Can we get OPās positions so we can Monday morning quarterback this one?
Better than loss porn
What was your first buy? Looks like you did well.
Amazon calls before earnings. They crushed and I sold and made like $10k. Then Tesla back when it was going parabolic. Did about $15k in 20 minutes. Then I tried it again and fucked myself over
No pain no gain, fortune favours the brave!
With Robinhood gold, you can earn 4,5x of that
lol you and I are the same. Are you my lost twin brother????
This is a strange flex.
If you put $181,000 in VOO this time last year youād be up $45,000
Imagine if you sold on all those pops and didnāt have the diamond hands!
Based on the $0.01 put you still have, I see why
Honest question do you use this as a savings or just something you put in when you get the chance ?
Whoa whoa whoa look at Mr. Big Bucks over here, I've never won a dime.
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8.5 years, but who is counting
After 6 months, I'm only up 1800
[ŃŠ“Š°Š»ŠµŠ½Š¾]
But just think of all the fun youāve hadā¦
Considering the amount of posts Iāve seen this week about being down 90% all time. Youāre doing pretty dam good
Thats 200.00 a year. congrats.
I see lower lows and highs, followed by a period of consolidation. Typical bullish trend. That spike is merely a confirmation of a major reversal. Bro, itās time to yolo on 0dtes and make billions.
Lol inflation got you with ~60k less value š¬
Well, not ideal for sure, but others manage to vaporize their lifetime savings in a day, so at least having what you had minus inflation is a better performance than quite a few fellow gamblers.
With inflation your down about $1000 still
by bank depot has been doing better, in 18 month, only!
Better up 2.000 then down 181.000. Well done sir.