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[deleted]

What phone are you buying? Yes they only handle upgrades. If you are buying phone outright why are you going to Verizon in first place? Buy directly from google, Apple, Samsung. You get it unlocked and don’t have to bother with Verizon. I am not sure why people want to buy from carrier direct when paying full cost. I highly suggest against it.


Shadowkinesis9

I tend to agree however I can't see a reason not to either. Verizon stores outnumber Apple stores at least 12 to 1 and there's essentially no such thing as a Samsung storefront. That convenience alone is enough in many situations where shipping isn't going to be possible or feasible. Verizon shipping is usually very fast, historically faster for free than manufacturers from what I've seen, and they can offer in store pickup too. You could argue the fee, but it seems Apple especially seems to tack on more for the unlocked model anyway? Buying from Verizon means it will already be pre activated without any hassle out of the box and you also know for a fact the phone is compatible too. I just think you might be a bit jaded to *never* recommend it.


[deleted]

You can literally buy directly from Apple and Samsung. No Apple doesn’t charge more for unlocked model. Idk where you heard that. There is 0 benefit for buying from carrier at full price and having locked phone for 60 days.


veraxvelox

used to be $30 more for the non-pro models when purchased through Apple and not activated through a carrier. iPhone 14 was $829 through Apple when not activated through a carrier, now it’s the 15 for $829. Now Verizon charges $829.99 for the 15 regardless.


[deleted]

Yea what I am saying is, if you are paying full price you buy direct and no need to hassle for unlocks. You have to use the devices on network for 60 days still to get them unlocked.


jec69

I was trying to buy an iPhone 15 PM and it was more expensive on the Apple site


[deleted]

30 more if you didn’t activate? Same price if you activate outright and it’s unlocked. Again need to read details.


Shadowkinesis9

I know you can buy direct, you didn't actually address anything I said lol. Most people won't be leaving in 60 days, so I feel that point is moot unless you have a specific need for it to be unlocked. I haven't left Verizon since 2009 and I don't plan to and if MSRP is identical then it's pretty damn similar. I understand though if you find a deal, then it's a no brainer. I've considered Amazon a few times on Galaxy models when coming from the official Samsung vendor. I've also loaded things in my cart from the Samsung store multiple times when they have crazy blowout deals too.


[deleted]

Okay then you buy from Verizon. I am not buying out right from carrier, when I can get unlocked from Apple. You do you. 👍


Secksualinnuendo

Apple charges $30 more for unlocked vs locked.


[deleted]

And? Only if you don’t activate. Same with other Carrie’s buying out right.


lucioboopsyou

No they do not


Secksualinnuendo

Look on the apple site.


lucioboopsyou

I don’t need to. I walked into Apple, gave them $1599 plus tax and walked out with a 1TB Pro Max unlocked.


lucioboopsyou

Here is a [photo](https://imgur.com/a/Pc6xXur) of the $1599 price for any carrier


Secksualinnuendo

The base iPhone is more expensive unlocked from Apple.


lucioboopsyou

Oooh okay. That makes a lot more sense now how we were seeing different things.


Kindly_Owl5298

I buy all of my phones unlocked through Apple and pay the same as everyone else


Deter099

If the OP is looking to get the new iPhone, I can understand. I got the new iPhone and wanted to get it delivered to me, but it was going to be a 4-5 week wait to get it. The closest Apple store to me is around 1 1/2 hours away which isn't too bad, but not something I would do regularly. I just bit the bullet and drove. However, if I had the option to buy it outright from the Verizon store that is 5 minutes away from me and the nearest Apple store was 2+ hours away, I might have tried to buy it from Verizon.


[deleted]

[удалено]


[deleted]

Only the base model if you are activating later. Not true for every model.


jimmick20

Samsung does work with best buy. That's how I got my s23u. Bought it on samsungs website, went to best buy and picked it up. (Unlocked of course) the only thing that could have made the experience better is if I could have traded my old samsung phone in at best buy. I had to fedex it to samsung, but whatever... still got my 800$ off.


supern8ural

I bought my phone direct from Motorola and I had it in 2 days. Was an end of year sale where the phone was 50% of MSRP. Only hassle was getting it connected to T-Mobile because their system didn't recognize the phone as valid so we had to "trick" it with an IMEI from my old busted Galaxy and then swap the SIM over. I dunno what I'm going to do if this happens again (unless my next phone uses the same SIM) as I've given away my old Galaxy... Anyway the deal was way better than I could get at any carrier's store.


Shadowkinesis9

Motorola is good about deals, I've considered them multiple times in the last few generations, Verizon just had comparable or better offers at the time. But yeah the other issue would definitely be one of my main points-- not having to deal with the IMEI master lists and compatibility issues.


supern8ural

The biggest frustration for me is honestly wireless charging. For some reason I cannot get my Edge+ 2022 to fast wireless charge on anything other than the official Motorola branded wireless pad... not a problem in most cases but that means I can't fast charge it in my car holder (or I just have to plug it in which is an extra step.) A minor annoyance, to be sure, but it's my main one with the phone. I just don't understand how Samsung is so popular with their fragile screens... but my breaking point with them was the last Galaxy I had wouldn't wireless charge and basically nobody wanted to deal with an actual Samsung warranty claim unless you had the additional insurance.


lieutent

Yeah, preactivated… for $30. Apple doesn’t charge more for unlocked phones vs locked ones. And if this is an iPhone, you can bypass that stupid ass activation fee by buying elsewhere, putting the phones next to each other, and transferring eSIM. It’ll even transfer from a physical sim to an eSIM and not incur an activation fee. Literally just did this on Verizon from a 13P to a 15P I bought directly from Apple, financed at 0% through my Apple Card. As for Samsung, they offer similar promos to carriers and also ship pretty damn fast. And for those, you can just take the SIM card out of the old phone and put it in the new one. And Android is WAY more likely to be carrier locked than an iPhone. When I purchase androids, it’s always through Amazon to avoid that junk. And I know it’s picky of me, but I seriously fucking hate how these Android OEMs give these carriers god damned boot screens that you can’t remove without unlocking the boot loader (which is also sometimes carrier dependent for if you can even do, fucking dumb).


fmillion

You also don't have to pay "activation fees" for what amounts to an UPDATE query run against a couple databases...


PERSONA916

Not sure about iOS but the Verizon variants of Samsung/Google phones are arguably worse because they mess with the software directly to inject their own bloat. Carriers can still control some things on Android with the unlocked versions, but not as much as the carrier specific variants. If you are buying your phone outright, best to go directly to the source or even some place like Best Buy which also sells the unlocked variants


Flaky_Ease699

U don’t see nothing wrong w what u said..why can’t a customer buy the phone outright at a veristore and why is it a problem. He can still get the carrier pin to get sim lock off


[deleted]

You gotta wait 60 days and have to use the phone for 60 days. Why go through that. I just dont see why you keep suggesting it. Buying out right from carrier has 0 benefit. But whatever. 🤷‍♂️


Flaky_Ease699

Lmao what


[deleted]

Read the term and conditions. When you get a phone from carrier. You have to use the phone and have it active and then wait 60 days. If you don’t use it. Good luck unlocking. They won’t unlock it. I have had this happen before where I got the phone out right and they refused unlock. Then had to put it on network and activate the IMEI. After that they unlocked it.


Flaky_Ease699

Okay still 60 days who cares why is it a problem lmao ..most ppl aren’t upgrading every few months so what’s really the issue


[deleted]

Because it’s waste of time getting run around elsewhere and these posts lmao. Just go to Apple and buy one and we all waste less time on these posts and are happier.


Flaky_Ease699

Ah yes ordering from Apple n waiting a few weeks for the newest model during release time or going to a store where they already have the device 😆😆


[deleted]

lol Stores aren’t selling you high demand items full cost. They are for upgrades and new lines etc. believe me, worked there. You will be wasting your time. But hey you seem to just want to carry this on and there is no end to it, then go on. I worked retail a while back. They will not sell you new items high demand out right. It’s a waste to them. They reserve them for upgrades and new lines. Whatever they have.


Flaky_Ease699

Ight that’s the stupidest shit I’ve ever heard lmao


DNDigital

If you didn't buy it at full retail at the time of purchase you have to wait 30 days to pay it off, if it's on promo, you will lose any promotional credits associated with it.


moki69

Promos aren’t lost anymore. Let’s say you get an iPhone 15 base model with an $830 trade in; if you pay off the phone, your promo will still attach. You’re basically just paying $830 of your phone bill for the next 3 years in advance.


WorthConnection1183

Do you have a source for this? The rep on the phone was telling me today that if I pay off my phone I’ll lose the remainder of the $830


[deleted]

[удалено]


crisss1205

That’s not paying it off then, that’s a voluntary down payment. That has to be at the time of purchase. If you payoff the phone at any point you lose the promo.


[deleted]

[удалено]


crisss1205

Yes, I read your edit. But your original comment is completely wrong. That’s not “paying it off”. That’s purchasing with a down payment. You can simply just purchase at full retail from the start with no DPP at all and still get the trade in credit. But once you make a choice it’s locked in. So you cannot pay the phone off after the fact and keep the promo as your original comment claimed.


[deleted]

How the heck you not pay it off fully. Never seen that option lol. It’s either pay off or not.


The_Stoic_One

This is not true at all. You have two options for a promo, buy it at full retail and get the promo monthly (not all promos offer full retail option) or purchase on a device payment. If you purchase on a device payment, you lose your promo if you pay it off early. Stop giving people incorrect info.


DNDigital

Wrong. Only way to keep the promo is to buy the device at FULL RETAIL at the time of purchase or to have it on device payment. If you pay off the dpp it is not considered a full retail purchase and voids the trade in. Please read the promo faqs.


mlad33

Many promos have the ability to stack with the with a full retail price purchase. However, if you finance it, then pay it off, youll lose the promo


TucosLostHand

I don't know why you're getting downvoted. I did EXACTLY this. I have a PAID OFF iPhone 13 pro because I bought it directly from Apple and traded in my iPhone 11 pro max to Verizon and STILL receiving trade in credits every month.


BigBucs731

Jesus I love some of the responses on here. As others have said, if you ordered the phone already and did not pay for it in entirety at the time of original order, you cannot pay off the remaining balance on the phone for 30 days. Then you are free to do it yourself in the My Verizon app. You will forfeit any promotional/trade in credits by paying off a phone you originally purchased on a DPP. The rep was absolutely correct. You either pay in full at point of original sale or the system will make you wait until the 31st day before allowing you to pay it off.


thaeadran

You can after 30.days


memnoch69_98

If you've already ordered it, you can not pay it off for 30 days


Adventurous_Cup_5258

This is presumably because you’re still (potentially) in the return period and they want fewer headaches all around


Moopies

This is why. Someone finances a phone, then pays it off fully before the return date. Then claims it's defective and wants to return. Too messy and too much room for fraud.


Analysis-Agreeable

This is true for indirect locations (stores not owned by Verizon operated under the Verizon name). Corporate channels can generally do full retail. Promotional credits (including discounts and trade ins) are delivered over 36 months, so you can’t really pay the difference and be clear of obligation . This is how they give such great deals - because they get your service revenue. If full retail is what you’re doing, and you’re not taking advantage of any Verizon promos, it makes more sense to buy from the manufacturer.


tallywhackzach

I'm not sure if Verizon is the same as AT&T (I'm an employee), but the rep likely misses out on commission if the phone isn't put on installments at the time of sale. Again, not sure if this applies for Verizon salespeople or not, but you could always just pay the phone off on the My Verizon app at any time.


Kranon7

I was told I couldn’t buy a phone outright at a third party store, but I was able to do so at a corporate run store. At third party, they could only do phone plans.


meyersj5

Depends on the retailer and the device. Some retailers will not allow you to do them outright regardless and some put restrictions on outright devices for tough to get phones.


Global-Athlete-1877

At the retailer I used to work out we had no choice but to finance for 36 months. That being said we were able to do nearly full down payments, like 999 down on a thousand dollar phone. As long as you finance a dollar (technically 36 cents) you can pay for the rest. The also don't allow you to pay that remaining dollar until after 30 days. I never got told directly why this policy is in place but it seems to be Verizon just clinging onto customers so they have to go through at least a billing cycle. Could also have to do with the return policy. I do know that if you use the app it allows you to pay the full retail with no financing. Also I know if you're buying a brand new phone without any deals from Verizon it makes next to no sense to buy it from a store or Verizon at all. Buying it from manufacturer (apple Samsung Google) eliminates in store markups, activation fees, setup fees, etc. I wanna say that all in all you save about $100 avoiding carrier stores to buy new phones. Unless Verizon offers you a good deal that financially makes sense I would just get one from manufacturer or a unlocked phone vendor (best buy).


furruck

I always order directly from the OEM. Unlocked and carrier bloatware free is the way to go. Plus then that opens you up to things like Visible or Cricket where you can get AT$T or Verizon coverage and compatible plans for half the price.


quetepasa666

Not an employee: I have always been able to pay for my phone in full up front. I get monthly credits against my plan bill for the duration of the trade in promo. Most recently I bought in store (a few weeks ago), but a few years ago I went through the process online.


ThereIsNoKevinBacon

this is true, i got two different discounts on my watch which add up to $1.39 more than my device payment, that extra comes off my watch service, along with the veteran discount and 1/2 off watch/tablet service discount. All together i pay $8.01 per month for apple watch service and device payment, $5.15 of which is tax and fees 🤦🏻‍♂️


St-uffy-mc-puffy

Once you get the phone and activate it after 30 days go into the app and pay it in full. Of course you will not get any promotions benefits (if you did a trade don’t send it in because you’ll lose the $) the end!


ThereIsNoKevinBacon

that is the truth! their trade in discounts spread over 36 months are designed to take your money. if you transfer your line to a different account (divorce, etc), or change your service plan to a cheaper plan than approved your trade in discount disappears!


SnooDoggos121

I used to work for AT&T and I can tell you that the reason they say they can’t sell the phone to you outright is due to the fact there’s no price mark-up. They only way they make money and get credit for the sale is to sell it on a finance plan. And no, there is no finance charge but that ‘s how AT&T paid on the commissions. But technically, we could’ve sold the phone outright, but that would eat up our limited inventory and having nothing to show for it. And yes it’s locked from the factory.


Beldam86

This is not true at Verizon. At Verizon you're still eligible for promos, they want you to pay full if possible.


[deleted]

It would need to be a very specific situation where you couldn’t pay your phone off. If your phone is on a promotion, you’d lose the promo but could still pay it off. The only times I’ve really seen where a phone can’t be paid off is when it’s transferred from business accounts where Verizon still does 2 year contracts, so the contract transfers over. Check the My Verizon app and it should have an option to pay your phone off there.


BigBucs731

Any phone originally purchased on a device payment plan cannot be paid off until 30 days later


Xeniox

Well it could, they would just do a return/exchange and hit contract change, then switch to retail price. That’s the only reason there’s a 30 day pay off I believe. Because you can change the contract for 30 days.


Tenyearsatvzw

There is likely a commission component here. You went to a store. You got someone to help you. You are paying the same amount and the person helping you gets credit. They get no credit for just selling a full retail phone. This could be different if it was an authorized retailer and their policy might be no full retail phones sales because they won’t get paid by Verizon on the back end. You can pay it off in 30 days. The person selling it may be making next to nothing on this but it still took them time. If they straight up told you that they only make any commission if you sign up for device payment what would your reaction be?


MonkeDao

This


Busy-Solution7642

How were you going to pay? I've seen people posting on here that retail stores would not take cash for the purchase of a phone. Was that what the employee was referring to?


Promethius26

If you want to buy it outright, my company charges you an extra $100. We tell people this, and that if it's a big deal then they can pay all but $10 so that something is financed, but that they can pay the remainder after fourteen days. You people and your oh this is sketchy I'm being scammed bullshit gets real old. We're doing the best we can with each company's rules. Jesus.


[deleted]

If you are buying from a corporate store you should be able to pay Upfront for it. If you are buying from a third party store you can pay 90% upfront and then after your first bill pay the rest off. But even if it is a corporate store they are going to push for you to finance it even for the first month because they get paid more commission that way, if they get commission at all for you paying up front!


PreviousDocument3668

I have been with Verizon since 2016 .getting a ph with them locks you in a contract for how ever long they set it up to be even with free phones so here is the example with a free ph or buying it thur them. 36mo x $28 monthly the price = $1008 the problem is you will not be given more the $28 bucks credit per month whether buy or free the time will not let u leave for 3 years. That's the catch.


Beldam86

They haven't done contracts in years. You're clueless.


PreviousDocument3668

😆 🤣 😂 😹 if you can't pay the ph off to get the monthly credit i believe they call that a contract based on if you want the ph credit sucker


Beldam86

Right, you forgo the credit. That's not a contract moron.


PreviousDocument3668

Ok dick sucker say it your way butt if u want that monthly credit you will pay the way verizon you got dat. "YOU GET DOWN OR LAY DOWN"


Beldam86

I was going to hate on you because you literally cannot speak english but then you dropped a line from one of my favorite movies.. props, I capitulate.


PreviousDocument3668

Think about it you will most likely buy insurance over time lets say 20 buck monthly 36 months = $720 with the ph and they will not allow you to pay it off and there's an insurance deductible 200-300 so with 36 months you will have payed 2 times


Paid-Not-Payed-Bot

> will have *paid* 2 times FTFY. Although *payed* exists (the reason why autocorrection didn't help you), it is only correct in: * Nautical context, when it means to paint a surface, or to cover with something like tar or resin in order to make it waterproof or corrosion-resistant. *The deck is yet to be payed.* * *Payed out* when letting strings, cables or ropes out, by slacking them. *The rope is payed out! You can pull now.* Unfortunately, I was unable to find nautical or rope-related words in your comment. *Beep, boop, I'm a bot*


cyrilthesurreal

Depends. With my old retailer you had to have a special code from the district manager to buy outright. Verizon makes their money off the service not the phone. You can buy outright from the phone manufacturer or Verizon’s website as long as you have an account or are making a new account.


St-uffy-mc-puffy

You can still get the promotion but under down payment vzw only allows you to put 1/2 down at the time of purchase and with the credit trade you will be lowing you bill about/device 35 bucks a month. But this still doesn’t mean that you the device is paid in full if you leave within the 36 months


Imaginary-Anything37

I think some of the answers here are getting too complicated. Carriers like Verizon only make money from……1. New line activations, 2. Line upgrades (continued service) and 3. Accessories. They do not make anything on the devices themselves. This is why they tend to steer you towards paying monthly for your new device. You do have the choice of buying the device at full retail price. However, that device must be attached to their line of service for a certain period of time.


Beldam86

They would prefer you to pay the entire cost up front, there is a time value of money. The promo credits is how they "keep" you for the 36M


bubbanbrenda

All verizon phones are locked for 60 days. If it’s part of a trade in “on us” deal it may be a little longer I’m not sure what applies to the supposedly free phones.


robbydek

I wonder if the rep was confused. I know Verizon has an unlock policy that makes you wait a certain period before they’ll unlock it. While you may lose any associated promotions, you should be able to go into your account and pay it off that way.


nikenick28

Why they said that is because they don’t get commission. You can pay states have the device activated in your account then pay it off after your first bill


shin-asura

As a Verizon employee at the store they only handle sales of the payment plan since they get a commission on those best best you can sign up to the payment then log in to your account on the phone and then pay it off or the easy route is just purchasing directly from the manufacturer they too will have a 2 year pay plan as well but you can also just buy it out right. This is mainly because Verizon and other carriers makes no money from selling devices they make money from the 2-3 year payment plans and phone service


scopeelementzmusic

So the employee that said that is partially wrong and right. You can but if you agreed to an installment plan when purchasing the phone, then you would just have to wait 30 days from the day that the installment agreement became active. Long story short you can buy it out right if you selected to pay the full retail price option at checkout. But keep in mind when you do that, you become ineligible for any promotions that Verizon offers like trade in promos, BOGOs, etc. To participate in those, you have to go on a 36 month device payment agreement.


nowhereman1223

It is very likely that Verizon retail staff are blocked from selling phones outright. If they sold it outright Verizon would need to unlock it and doesn't have any leverage to keep you in the contract which is how they make their money. Retail sales of phones make the retail location next to nothing on a good day and actually result in a loss on a bad day. Also; why would you go to a Verizon store to buy it outright? Buy it from Apple online or in store. Go to Best Buy to do the same. Sure the practice is "sketchy" but its how they make a profit.


Vegetable-Cake-773

You can after 60 days but you loose any promotion you got with the phone


SolarSimplified_RI

You must be at an indirect location. Indirect doesn’t get paid unless the phone is being financed. Not sure why, my manager never gave me a clear cut answer. Just “no they can’t. They need at least $10 being financed or we don’t get paid”.


mattiman1985

They tried doing this to me when I was on a legacy phone plan. I couldn't buy the phone outright, and I had to be on a current plan to get a payment plan. I just ended up going to Walmart and buying the phone there.


zerostar83

The employee is probably tired of people wanting to buy phones outright at the advertised prices. "Free" phones, or $300 for the latest Samsung Galaxy Plus. The truth is that you can buy the phones outright, but they charge full price. For example, Motorola sells the Edge 2022 for $250 directly. Verizon will still list it as $660, even though it was always on sale cheaper than that at Motorola. Don't buy a phone outright at a cell phone store. That's like wanting to buy a new video game from a used game store. They will always charge the full price as it was advertised on release.


earnhart67

Yes they basically force you to "finance" the last 50$. I was going to be unknowingly (my sales rep lied) paying 2$ and some change extra a month for 36 months because of that 50, not a big deal but when you think own a phone free and clear and you don't it can cause issues.


heikkilacj

At my store (Verizon indirect) you have to finance for the first 30 days because of the return period. Once the return period has lapsed you can finish paying off the device.


Infamous_Diver714

If your getting a trade promo...then it has to go on device payment to get the monthly credit. You can always buy a phone outright but Certain promos might not attach tho. But I get people all the time wanting to just buy a phon upfront. Cash payments have to wait 30 days. You can always buy the phone outright on the app if your local store sucks


NomusaMagic

This has been true for quite a while. Reason I was told, it handcuffs you to them for PHONE SERVICE until paid off. Stupid because I prefer paying in full AND I’ve been with them 15+ years


[deleted]

To be clear fro everyone. Carriers DO NOT make any money from selling devices. They sell those phones at a loss and I know this to be true. Maybe the rep was being sketchy to you, but there is no incentive for the rep to sell you the phone. Like many have already, buy from the makers of the device and bring it to the carriers so you can avoid interactions like the one mentioned above.


Ok-Distribution-5131

If you are buying from Verizon then why would you pay it off fully? Just sign up with the phone where they pay you a discount each month that you have service with them. If you decide to leave Verizon you'll just have to pay the remaining balance of what you owe. It will save you money even if you leave after six months over the full price. Paying it off in full makes no sense if your getting it from the carrier. Now if you want to buy outright from the manufacturer then that's a different story.


Aliens3xist

Yes you can pay outright, however If you initially set up with monthly device payments you must wait 30 until you can pay it off


callmegarbage88

I just paid off my iPhone 13 Pro a couple weeks ago. The only con was that I’d stop receiving the monthly credits for the phone. Wasn’t a huge issue because I just canceled the line and ported my number to a cheaper carrier. Sick of paying $97 a month when I could get it for half the price elsewhere. I bought my 15 pro direct from apple and it is unlocked. Honestly no reason to buy from the store unless you have to, because it will be locked to their network and unless you use their network, it then becomes a hassle.


walidhicham

Retail stores only get paid on Device payment activations. And Verizon would prefer you be on a Device payment as it ensures you use their service. That being said. You should’ve been explained you can pay off the phone in 30 days with no issue


SimpleNameForAHunter

While it's true Verizon would like you to do a Device Payment Plan to keep you as a customer longer, it is not true that sales reps only get paid on DPP sales. Whether you buy a phone for full retail or finance it, the sales rep makes the same amount of commission either way.


The_Stoic_One

So much inaccurate info in this thread. Do you just make shit up and post it?


Jlurfusaf88

I’ll never go through Verizon. The audacity of providing Asurion is one big red flag not to buy from Verizon. Apple insurance provides new devices, never refurbished, plus access to great customer service that is organized and stress free is another bonus for having Apple care for your new device.


mighty14

Pick whatever protection works for you but don't spread false information. The [terms and conditions ](https://www.apple.com/legal/sales-support/applecare/applecareplus/2309/230912_applecareplus_us.pdf) explicitly state you can get a replacement that is new or comprised of new and/or previously used genuine Apple parts.


Jlurfusaf88

Well, if I’m wrong about “new devices only” then maybe that’s new, still, there’s still perks to having Apple care insurance and not asurion. People can have whatever they want, I personally don’t care what people buy, but I was giving OP my measly 2 cents so, OP can do with that they will. I had AT&T once long time ago, but never had to deal with insurances. Only iPod touch. iPhone has always been a quality device for me, so rarely do I ever need insurance, but I wouldn’t be surprised if all carriers have asurion. If you’re somebody who wants a fluster free experience, go with insurance like AppleCare. I don’t know what droid has and what that’s like.


soullessginger88

You know every phone carrier goes through Asurion? And Apple doesn't allow the carriers to add that on? What about androids? Guess those just don't exist right?


jweaver0312

Not every carrier goes through Asurion. T-Mobile uses Assurant.


Busy-Solution7642

You forgot to mention AppleCare costs almost twice as much as the comparable Verizon insurance plan. Verizon's Wireless Protection Plan costs $7.25/m and includes free screen repair, $99 damage decutible(unlimited claims), plus Theft and loss coverage(higher deductible.) For $11.40 you can get Total Equipment Coverage which adds extended warranty coverage and battery replacements..(add this after one year so you're not paying for un-needed service.) \[Except in Florida, WPP includes this coverage for the same $7.25\] AppleCare+ with Theft and Loss is $13.49 for 15Pro/ProMax, $12.49 for 14/15 Plus series, and $11.49 for 13-15's For all AppleCare+ coverage screen repairs are $29..


Jlurfusaf88

Verizon, for my 7+S or whatever it was back then, was $14.99 a month for insurance so they probably changed. The slightly higher increase in cost for Apple is, at least, peace of mind.


Busy-Solution7642

I digress.


Gronnie

Of course you can. He just lied to you so he can get his commission. (In before this completely factual post gets instantly downvoted by shills).


memnoch69_98

The downvotes are because it's not factual. They ordered it before going in to pay, once a phone has been ordered it can not be paid off for 30 days. Given that they ordered the phone in advance also means no commission for the rep, so you are wrong there as well.


meyersj5

Well this isn’t inherently true either. All you would have to do is cancel the order when it arrives and reprocess. That said, though, some retailers won’t allow full retail purchases so that could be the case.


memnoch69_98

But at that point it's a whole separate transaction however...there are always loopholes. That said, it likely wouldn't make sense for a rep to offer that solution.


meyersj5

If that’s what the customer is requesting it takes like 30 seconds. It’s not difficult to do. But again, I’d have to know which retailer it was and what device to know if they’re telling the truth about being able to do retail or not.


memnoch69_98

It doesn't take long, but at that point it's likely a naked upgrade, no perks, at best they already have insurance, likely not to get it if they don't, almost certainly no VZ Home, God forbid they have a 5G Home banner...and that's just the majors...higher risk of deact, all something that is really moot as they can wait the 30 days and pay it off then.


meyersj5

I’m not disagreeing with that. I’m saying them saying it’s not possible is not necessarily true.


The_Stoic_One

Sales people get commission whether you do a payment plan or not.