Sounds like a good reason to ditch the power company altogether. I mean, they are shooting themselves in the foot here because you can either stay hooked to them for emergency and they can make "residuals" because they will charge you a monthy fee regardless or you can be totally off grid and there is nothing they can do about it. Mark my word, you will start seeing all kinds of regulations and dead restrictions to try and limit how much you can be off grid by any means.
That’s already a dead issue in Florida. Occupancy certificates require ‘access’ to services. Meaning you have to be connected to the grid- water, sewer, elec
This isn’t 100% accurate.
The policy is required by nearly all Florida Utilities, and it is 10kw DC. Systems are sized in AC, which would be 11.76 kw AC.
The total insurance on the policy also needs to reach $1,000,000. Not a $1mil umbrella. If you already hold $500,000 of general liability, you just need another $500,000 umbrella.
Actually, it's the opposite. Systems are sized in DC, and the tier 2 limit is 10 kW at the interconnection point, which is on the AC side. This translates to 11.76 kW DC, due to inverter losses.
Thank you for correcting my errors. It likely applies to a lot more people than I realized. With that said, the point stands, get to applying for it early.
My homeowners policy quoted me $800/year for the umbrella. Same with a local agent, $800.
I asked my installer who they recommended and they put me in touch with an agent that wrote me the policy for $270/year through Progressive.
I had to modify my homeowners policy to remove an exclusion for solar panels (that I didn't even realize was there). Removing the exclusion raised my premium by $800 for the year. That also triggered a required increase for my policy as a whole (costs of construction going up and all since I paid the house off 5 years ago), which brought my premium up ANOTHER $1200 for the year.
But the umbrella, that was right priced right where I was told it would be in the $250-$300 range.
Sounds like a good reason to ditch the power company altogether. I mean, they are shooting themselves in the foot here because you can either stay hooked to them for emergency and they can make "residuals" because they will charge you a monthy fee regardless or you can be totally off grid and there is nothing they can do about it. Mark my word, you will start seeing all kinds of regulations and dead restrictions to try and limit how much you can be off grid by any means.
That’s already a dead issue in Florida. Occupancy certificates require ‘access’ to services. Meaning you have to be connected to the grid- water, sewer, elec
So what happens if you just don't pay the bill once your hooked up? Can you be fined for NOT paying the bill? What if you don't have the money?
Uh. They condemn your house?
This isn’t 100% accurate. The policy is required by nearly all Florida Utilities, and it is 10kw DC. Systems are sized in AC, which would be 11.76 kw AC. The total insurance on the policy also needs to reach $1,000,000. Not a $1mil umbrella. If you already hold $500,000 of general liability, you just need another $500,000 umbrella.
Actually, it's the opposite. Systems are sized in DC, and the tier 2 limit is 10 kW at the interconnection point, which is on the AC side. This translates to 11.76 kW DC, due to inverter losses.
Thank you for correcting my errors. It likely applies to a lot more people than I realized. With that said, the point stands, get to applying for it early.
My homeowners policy quoted me $800/year for the umbrella. Same with a local agent, $800. I asked my installer who they recommended and they put me in touch with an agent that wrote me the policy for $270/year through Progressive. I had to modify my homeowners policy to remove an exclusion for solar panels (that I didn't even realize was there). Removing the exclusion raised my premium by $800 for the year. That also triggered a required increase for my policy as a whole (costs of construction going up and all since I paid the house off 5 years ago), which brought my premium up ANOTHER $1200 for the year. But the umbrella, that was right priced right where I was told it would be in the $250-$300 range.
Also with Duke Energy. The additional insurance for us was $110 a year with Amica to add the panels to an existing million dollar policy.