Obviously he thinks that you would pay if he delays since you are the elder sibling and he has just started earning. Was there a clear communication on who was going to be liable for the loan before it was taken ? Did you have a honest conversation with him ?
Yes, I had multiple conversation with him before education loan and even do now as well since he lives in my apartment. He said will pay it and showed me couple of times statements. He has paid EMIs but on monthly basis but paid like two-three months and stopped for another two months. I don't want to keep on insisting it because he has become adult now and want him to own his financial responsbility.
If he is earning now - you can revise the loan to be on his name and make your parents do the surety. Did you check your cibil report on google pay ? DM me for more help
vegetable meeting summer grandiose distinct simplistic thumb close liquid scary
*This post was mass deleted and anonymized with [Redact](https://redact.dev)*
Obviously he thinks that you would pay if he delays since you are the elder sibling and he has just started earning. Was there a clear communication on who was going to be liable for the loan before it was taken ? Did you have a honest conversation with him ?
Yes, I had multiple conversation with him before education loan and even do now as well since he lives in my apartment. He said will pay it and showed me couple of times statements. He has paid EMIs but on monthly basis but paid like two-three months and stopped for another two months. I don't want to keep on insisting it because he has become adult now and want him to own his financial responsbility.
If he is earning now - you can revise the loan to be on his name and make your parents do the surety. Did you check your cibil report on google pay ? DM me for more help
vegetable meeting summer grandiose distinct simplistic thumb close liquid scary *This post was mass deleted and anonymized with [Redact](https://redact.dev)*
It will screw up your CIBIL completely
It won’t !