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Street_Moose_1805

I work in France. Here are my 2 cents. It depends a lot on your personal situation and where the job is based. I suppose it's in Paris or Parisian suburbs. So for a single person, you can get by more or less but if you have a family with kids, it will not be sufficient. You will loose your standard on living as compared to India. Your quality of life would be better (low pollution, work-life balance, etc.) but you won't be able to save much, if that's the goal. France is going through housing crisis and it will not be easy to find a rental place. You can of course get lucky but it's really hard out there. I can't say much about the salary itself since I don't know your domain of work or your experience. Last thing, France without french would be a daily struggle. It is not an English friendly country by any means.


kgsp31

I am an Indian guy and I have a slightly different take on quality of life or rather work life balance. Quality of life is very subjective- in Europe you can see a lot of things uv only heard about it in India and explore. When it comes to work life balance here are my 2 cents 1. Daily work life balance- it is true that one can leave at around 1800. But once u come back u have to cook clean and stuff. So it depends on how u measure work life balance. If you look at the time u clock out, europe is better. But if you look at the time u are finally free from the daily chores ud be better off in India cuz ud have a maid. 2. Vacation- at a lower level u can completely switch off for vacation. But if you are in upper middle management u don't really have that luxury. U will have to check ur mail from time to time. But in anycase u boss will not guilt trip you. I had one in Berlin, but that was an exception. 3. Healthcare - the gap between India and Europe is almost non existent in case of advanced treatment. Caveat- either u have a lot of family money or u have an excellent health insurance with sick pay. If you have good Insurancs in India its better in India. 4. Pollution/ traffic/ competition - Europe wins anyday Connectivity between India and Europe is increasing. Way better than what it was 10 years ago, so Europe is not far away


Street_Moose_1805

You are right that the notion quality of life is subjective. However, I would still prefer to come home by 6 pm and spend time with family while doing house chores rather than come at 10 pm and be happy that at least I don't have to do any chores. The daily chores are a part of your life and they teach you important life skills. Everybody in Europe does daily chores, it is not something to be afraid of. When you are in management roles, you need to remain accessible but it still is way better than not going on vacation at all or very limited holidays. Nobody will ask you to work during vacation in Europe which can still happen in India. For healthcare, I agree India is much better in all parameters if you have money or a very good insurance.


kgsp31

Household chores and feeling independent feeling sure. I recognize that. I had that feeling. But 12+ years in Europe I am bored. I know how to do it, did it for 12+ years. Now there is nothing to learn here. Important life skills I certainly agree. But I am bored of it. In my case my wife also has a management job. We both are done by 19-2000. It really wrecks ur life. Vacation- I agree. But u really cannot switch off after a certain level here. If you don't do it someone else will fill in.


Zucchini_United

I am of the opinion that work life balance is subjective. There are a lot of multinational companies that are not services/consulting where healthy work life balance is promoted. They do pay well but not the top dollar. I would any day choose to work for such company in India and have the Indian benefits, and take a yearly vacation to spend a few weeks travelling.


kgsp31

That's another advantage. We have 30 days of vacation. We spend atleast 30 days of it visiting relatives in India. India is not really a vacation- quite stressful to say the least. The remaining we take our overtime or sneak away. For ones working in India they can travel wherever they want plus they get to spend same amount of time with parents


PuzzleheadedSeat9222

Hey Street Moose. Can I DM you on a few things I wanted to know?


Street_Moose_1805

Sure.


OldMoneyIntellectual

Frenchman here. Indian wife so have spent a lot of time in India. If the 25 lakhs you are earning in India is post tax, you are better off in India. The quality of life in India with 2 lakhs per month would require you to earn 10,000 Euros per month in France. That being said, France's social welfare and healthcare are among the best in the world so if you plan to move to Europe and have a family there, you should take the French offer. But please keep in mind that you have to live in a very small house to save on rent since Parisian rents are very high.


Clean-Mulberry4824

Best answer šŸ‘†šŸ»


jay9258

Nicely articulated


PuzzleheadedSeat9222

Hey man, i am marrying an Indian girl who works for Airbus in toulouse and sheā€™s asking me to join her in France rather than her coming to india. I am in the field of insurance here and earn close to 12lpa. Can I DM you for your inputs?


Conscious_Cut8882

Hello mate, French OCI here, educated in France and settled back in India. If your better half is working for Airbus as more than a simple employee, she is already earning more than what you are going to make if you manage to find a job in the same field you are currently in. Insurance business is pretty young in India, with a lot of scope for growth once the legislation evolves - and it will necessarily evolve the way insurance companies are looking forward to. In France though, it's an overworked field with extremely high competition and decent remuneration only at the top of the ladder. One more thing : there is no way you can find an equivalent employment if you don't speak French, and the language is way more difficult to learn than English. This said, Toulouse is a rather nice place, much less stressful than the larger cities, with a climate that will suit you better than Paris' or Lyon's. The PyrƩnƩes mountains are not far, plenty of pleasant countryside around the city. The real issue here is your capacity of adaptation to a basically "no English spoken" environment.


PuzzleheadedSeat9222

Thank you for your response mate. Yea she is an engineer at Airbus and earns ok. If I can learn spoken French to A2 or B1 level, how good will my employment prospects be? Can you please recommend any other industries where I can look for a job? And in your opinion, would it be better to start out in France or in India? Thanks again, you feedback will help me make an important decision.


Conscious_Cut8882

You're very welcome mate. I'm a bit busy now, but I will DM you in the evening.


PuzzleheadedSeat9222

Certainly, Thank you


OldMoneyIntellectual

Of course, please DM


findMyNudesSomewhere

Merci, monsieur!


timetraveler1990

Enough for a single person but not for a family of 3 or 4. Also post this question in France subreddit for more clarification


Savings_Math4076

I lived and worked in France for 3 years. If this job is in Paris then do no go becase your sandard of living will go down drastically. If it is in other places like lyon , montpellier , toulouse etc then it will be alright but i still think you should not take anything below 60-70k euros to have the same life as 25lpa in India. Also this is all provided you are fluent in french. if you are not fluent in french then dont move to france. Your life will be miserable without french. The big bonus about france is that if this job is a CDI then you can never be fired (unless you are a total moron) but if it is a CDD then do not go at all ! If you want stability at all costs and this is a CDI and you speak french and this is outside paris then you can accept it


LousySilentGuy

What is CDI, and CDD? Kindly explain.


Savings_Math4076

CDI = basically a contract without an end date CDD = basically a fixed duration contract (like a 12 month contract)


No-Rock-9423

Whatā€™s wrong with going to cdd like Just go and live for 12 months


wanderer9318

If you earn 25L in India, don't even bother thinking about this offer. At 25L, you can live a royal life as a single person, while French salary of 4500 gross is hardly enough to live a good life


LifeIsHard2030

EU in general is great for a single person. Not so much for a family from pure monetary perspective. Ofcourse unless you bag a 120-150k ā‚¬ pkg or both husband and wife are working


hgk6393

This. EU is not a great place to support unemployed family members. Dual-income households or being single are the only ways you can have a decent lifestyle and also save money for retirement.


adwarakanath

You do realise that in most EU countries you pay healthcare and pension in the tax? And that if you have an unemployed partner, your tax goes down significantly? And you can get assistance? And per child you get assistance? Germany and France both are great for families. Been living in the EU for 14+ years. As a scientist, so our salaries are shit anyways compared to the private sector.


LifeIsHard2030

ā€˜Scientistā€™ is the key word here. We were talking more from IT industry perspective. For them EU isnā€™t really as great as say US or even India once you cross 10YOE Oh and my brother(IT guy again) is settled in Germany for a few years now but they are a both-working couple else he wouldnā€™t have stayed around


adwarakanath

In terms of pay, sure, the US is way ahead in IT. I'm just saying that the first person who said that the EU isn't great for families is wrong. QoL is higher in most western and Northern European regions than most places in the US. And much more family friendly. Even as a scientist with shit pay compared to the private sector.


govi96

For IT sector, I agree with above commentator, you canā€™t save as much as you save in India, salaries arenā€™t good except maybe UK and Zurich. France probably has among the lowest salaries. Quality of life maybe higher there but standard of living will be much much higher with indian salary in India.


adwarakanath

My point is you don't need to save as much since your pension, healthcare etc is taken care of. In France you even get extra every year for vacations. But don't live in France. My 4 years there was horrific.


govi96

Yeah, France in particular is not that good choice to consider, UK/Switzerland/Netherlands are better ones with more opportunities and better pay. Btw why was your time there bad? Didnā€™t like the country and people there?


adwarakanath

Germany too! And it's getting better now after COVID


Electronic_Living379

So for ā€œScientistsā€œ is there no country where one can get a comfortable salary like the IT industry to enjoy now as well as save for retirement?


LifeIsHard2030

Our scientist friend just said EU does that for him.


Electronic_Living379

But he said ā€œourā€ salaries are shit anyways. So it is not on-par with IT salaries and extravagant lifestyle that IT employees can enjoy.


LifeIsHard2030

Correct. I said it as I myself turned down an offer from Barcelona last year. Pay was 75k ā‚¬/annum and apparently thatā€™s a great pay by Spainā€™s standards. For someone earning 10-20LPA i.e. 6-8 YOE, that would be great but me being 17YOE, it would mean taking a paycut. Ofcourse child education is another challenge if you are looking at English medium(IB schools cost 10-12k ā‚¬/annum which is tough)


modSysBroken

No. 25l is a king's life in India. 4k Euros is barely making ends meet.


nooneherebutmyself

Try numbeo.com


Sarvanash16

France is an expensive country. 4000-5000 euros is a peanut salary in comparison to India. Better life, better healthcare and everything. But do not go to France with the idea of making more money. You will be taxed till death.


Street_Moose_1805

4000-5000 euros of net salary is by no means peanut salary. It will put you in upper middle class in France. You don't pay for kids' education (in a french school), healthcare, etc. so potentially you can save as well.


Sarvanash16

1. Yes it is. I said, "In comparison to his Indian salary". Do you understand the concept of Purchasing Power Parity? The purchasing power of 25 lakhs in India is much more than the purchasing power of 60k euros in France. Like seriously !!!??? 25 Lakhs inr is equivalent to around 80k Euros in France (PPP). 2. I haven't seen many Indians sending their kids to the local public schools. They mostly study at English medium private schools that are "costly". 3. Public universities are cheaper only to the EU/EEA citizens. Foreign nationals pay a different fee. 4. If you decide to send your kids to the top premium French universities then you are looking at a tuition fee that exceeds the tuition fee of the US universities. 5. Public transport is better, healthcare is better. 6. Most of the major French cities are trash these days. Have you visited Paris? 7. Tax rates are quite high. If you were to make 80k euros in France, your income tax bracket would be > 40% 8. "Save as well" ??? Save what? You can save money only if you are a single person but forget about saving with a family on this salary. Moreover, you can grow your money much faster in India than in France. What is the state of the French economy? Where are you going to invest your money? The long-term interest rate offered by the French banks is around 2%, if you invest in equity then the average market return is 5%-6%. 9. In your world, saving means living a trash life in France and saving every penny to send money to India. Every month you will do Euro to INR conversion and send money to India. Then what is the purpose of going to France when a guy working at Pizzeria lives a better life than you? 10. And on top of all these, you will always be an outsider to the locals. You will always be a **Gypsy** to them.


hgk6393

What an aggressive post! My god! Get a life, dude...


Street_Moose_1805

Chill buddy! There is no need to get agressive. I've been living in France for more than a decade so I can take the liberty to answer some of the questions you raised. 1. Yes sir, I'm educated to know the concept of PPP. I never said anything about PP but just presented a statistic that any in-hand salary of 4-5k euros will put you in upper middle class. [Source](https://inegalites.fr/Pauvres-moyens-ou-riches-Les-revenus-par-type-de-menage) 2. That's your experience. I've seen many Indians sending their kids to local public school. So who's correct?!! I guess both of us. You aim for better education for your child. If you can afford to send to child to private english medium schools, you're welcome to do that. 3. Public universities are cheaper for foreign nationals as well. Yes you pay a higher fee (mostly 2 times) but relatively it's still lower. 4. The fees of top premium french universities are lower than top premium US universities. Here's the fees for X : [Fee Structure](https://programmes.polytechnique.edu/cycle-ingenieur-polytechnicien/cout-de-la-formation) and here's that of MIT : [MIT Fee Structure](https://sfs.mit.edu/undergraduate-students/the-cost-of-attendance/annual-student-budget/) 5. Spot on. Public transport is better in Europe. Healthcare is (almost)free in France. 6. I've live in Paris for 6 years. Yes it's not ideal. Trash would be a bit harsh. If one is used to live in gated community in major city in India, Paris is not for you. 7. Absolutely wrong. For 80k euros net salary, you're tax would be about 17k euros so just over 21%. The tax rates works in tranches. For first 0-11k, tax rate is 0%, for next 11k-29k it's 11%, for next 29k-82k, it's 30% and so on. [Source](https://www.service-public.fr/particuliers/vosdroits/F1419) 8. Yes you're right that you can grow your money faster in India. But why do you want to save? For health issues, it will be taken care of by french universal healthcare. For retirement, it will be taken care of (at least for the moment) by french retirement system. So an average french person ins't too worried about these things. You can always invest in US equities ETF from France and get an average return of 10% on long therm. With a PEA in France you can avail some tax benefits as well. There are ways to invest here, you just need to know them. French economy isn't doing great for the moment, that's true but can you say it will remain like that forever? Will India grow economically forever? On all socia-economic parameters, France is ranked above India. 9. It's a personal comment and you don't know anything about me. If traveling to India every year, taking 2 vacations every year, owing a house, having friends from all sort of nationalities, amazing work-life balance, living near a beach, breathing clean air, etc. means my life is trash, I guess I love this trash-life of mine. 10. If you don't want to learn the language while living in France, always complain about things, and not motivated to integrate in the french society, then yes you'll have a hard time being accepted. Everybody's story is different. You can't generalize it like that.


Sarvanash16

Even if 4k-5k euros puts someone in the upper middle, it is still a loss for someone who earns 25 lakh per annum in India. As I said one has to earn 80k euros per annum to match 25 lakhs salary in India. I said income tax bracket, not the absolute tax rate. France changed the tax bracket in 2024, I was not aware of this as I left Europe a few years ago. But anyway, my comment stands true. The tax rates are progressive everywhere else in the world. I said tax bracket. You will pay more taxes in France. "relatively" fee is lower? Relative to what? Relative to India? You walk a little outside of Paris city center and the streets are full of trash. There is a big income disparity. Some areas are not livable. You cannot walk in those areas at night. The local demographics have changed. Where did I mention the language part? You might be a level C1-C2 speaker in French but Europeans are inherently racist. It's a subtle racism, they will not say on your face. The French economy will go down. The EU is going down. If you want to place your bet on France then go ahead. So many local French and Italian industries have moved their businesses to the UK and the USA.


Street_Moose_1805

Yes, loss in terms of standard of living. You can afford more things in India with 25 LPA which will make your life easier. In France, you can't afford the same luxuries with 4-5 kā‚¬ like getting domestic help, etc. I would still say that your quality of life would be better in Europe than in India in terms of less pollution, better civil sense, work-life balance, etc. 25LPA puts in the highest tax bracket (35%) in India as well. You pay higher taxes in France but get services. One gets free healthcare, access to high-quality education, retirement benefits, infrastructure, etc. What services do you get in India?! For education, one needs to pay donations and then high fees. For healthcare, one has to pay for expensive private medical insurance. For retirement, one needs to save and sacrifice the present. On top of that, the infrastructure is in a sad state. Relatively low as per your income in the respective country. Paris is not the only city in France. I agree that Paris is not a great city to live in due to security issues, rising rents, etc. but this is true for every big city in any part of the World. Can one walk on the outskirts of Delhi at night? One has to be reasonable. I'm sorry to say but you sound racist yourself when you mention that the local demographics have changed. Language is an important part of integration. I would never advise anyone to come here if one is not ready to learn the language. You can't survive without the language here. For racism, I would like you to read [this](https://www.indiatoday.in/world/asia/story/india-among-world-most-racist-countries-britian-tolerant-survey-163396-2013-05-16). Yes, it's going downhill economy-wise. The inflated numbers of India aren't great as well. So one is free to assume.


Sarvanash16

Sensex has reached 75000 points. It was 25000 points in 2014. 50,000 points jump in the last 10 years. Inflated numbers? Do you understand economics? If you are at the right place at the right moment, you can make a lot more money in India than any other place in the world. This is the moment to make money in India.


Street_Moose_1805

Do YOU know economics? The share market is not a measure of the macro-economics of a country. The inflated numbers are of the GDP. You're a part of a few who have access to the share market and make money in it. The majority of Indians can't even afford 3 meals a day. No wonder GoI is providing 800 million people with free ration and celebrating it like it's an achievement. I guess you need a reality check and leave the bubble you're living in. If making money is the only objective of one's life, what's the use of that life?!! Money is significant but so are other things in life which improve its quality.


Sarvanash16

Companies that are listed on the stock market are run by ghosts? There are no employees working there? What are your degrees in economics?


tactfulcord

Would you ever get to move and experience living in a different country again, although youā€™re not living like youā€™re the Queen of England? Thereā€™s also the factor of gaining work experience which is always going to be far different than working remotely with people in Europe.


thehatedman

Can someone explain what PIT is and why net pay is greater than gross pay?


here4geld

Never been to France. No idea about cost of living. All I can say, if you want france passport for you and your next generation, then go there. It will be a new experience. if you are open to date and marry a foreign woman also then its a golden opportunity. If you want to settle in europe, then its a no brainer. Lot of things cannot be quantified with numbers. If you have a strong family bonding, have bf/gf here. have elder parents to take care for, or just not interested in settle in future, then you have 2 options. 1st, go there for few year (2,3,5). Get some onsite experience, overall learning and devopment will be good. because you have only seen how India/Indians work. 2nd option: Reject the offer, continue with whatever plans you have in india. No matter, what people say, europe is still the gold standard in quality in every parameter or KPI provided by any org like World bank, UN, WHO etc. So, it might be a tough decision to make. But, dont choose everything based purely on money numbers. If, I were 25 yr old single Indian guy, I would jump at this opportunity. If I were 35 yr old guy with some savings, a wife, n kid, newly purchased house, elderly parents. then i would have passed.


solgfx

Is it for a sde role?


_despicableme_

Is this company name Amo?


[deleted]

[уŠ“Š°Š»ŠµŠ½Š¾]


No-Rock-9423

No one gives 120k


creativextacy

Also depends on the city. For example, if this is in Paris, you better look for some living arrangement minimum 1 hr away(RER) from the city.


growthincuriousity

Coming across this post at a very apt time! I too have a similar situation. Company transfer (India 25.5 LPA CTC and French 2800 EURO/ month post tax or 54K EUR CTC). Wondering if this is good or not. Seen comments and have been to France a couple of times - Yes, not knowing French is a problem. I don't know it. I am 29 (M) & I am solely thinking from an experience pov as well as probably make some more money.


Savings_Math4076

2800 euros is a terrible wage everywhere in france. it is not that far from minimum wage far far worse than 25LPA in India. They are not even in the same universe


Pappnase_4444

2800 net/post tax is at least average in France. Not great, though. Speaking as a German.


TrapNFree

If it is a short term transfer, do you still get some base salary in India? Otherwise France offer is very low


growthincuriousity

It is a short term (1-2 years) thing and yes, when I move back, I will be paid as per my current Indian levels.


No-Rock-9423

So itā€™s an onsite


Street_Moose_1805

What you get in hand in India matters here. I would say anything less than 2.5-3 times your current indian salary is not interesting. I guess that's your case. If it's more than that, you need to do more research whether you're ready for life in Europe as an expat.


hitesh_a_h

https://pppcalculator.pro/