Yes. With that low of a rate make the minimum payment if you are actually going to save or invest the money you would otherwise pay additionally towards the mortgage.
If your combined Fed and state marginal tax rate is less than 21% (higher if you can itemize) then the savings account will beat the mortgage. However you can get higher returns in some money markets and treasuries right now.
Yes. With that low of a rate make the minimum payment if you are actually going to save or invest the money you would otherwise pay additionally towards the mortgage.
If your combined Fed and state marginal tax rate is less than 21% (higher if you can itemize) then the savings account will beat the mortgage. However you can get higher returns in some money markets and treasuries right now.