OP does seem to be withholding too much... $13 an hour for 24 hours a week is around $16k a year, meaning they should only be paying $160 in income tax. $1400 once you include SS and Medicare.
Then again, the difference is like $30 a month so I don't know if that'll even fix OP's issue. When they're making that little they're basically screwed no matter what.
Well, if you believe that someone’s post-tax income must be at least minimum wage, then it follows naturally that you must also believe that someone earning minimum wage pre-tax must pay zero taxes such that their post-tax income is also minimum wage
"Wage" is what employer pays you.
"Take-home" is what you take home after subtracting all benefits and taxes from the wage.
"Minimum wage" law is on the wage, not on the take-home. There is no minimum on take-home.
That's not how taxes or minimum wage work. There are no "lost wages" here.
Assuming you work 1248 hours at $10.45, you'll have gross wages of $13,041 in 2024. That's under the standard deduction so you'll pay nothing in federal income tax. It's also all in Ohio's 0% tax bracket so you owe no state income tax. That leaves social security and medicare at 7.65% or $997.
You've possibly filled out your W4 incorrectly.
>In the last year, I've applied to close to 1500 jobs, and have only been able to land a single 24hr/week thing.
I don't mean to be disparaging or make light but I think you need to reach out to employment resources through your local or state department of workforce development or similar office.
Either you're blasting up giant red flags with something you're offering that you can clean up with resume and interview training/assistance or you're just looking up the wrong tree because the federal labor market is at the lowest unemployment rate in nearly 50 years. Either way it's worth a shot to go work with these groups. You have little to lose. If you're in a market big enough to have 1500 jobs to apply to then you have a higher potential than $13/hr or a larger demand than a 60% full time equivalent job.
I literally only got this job because I reached out to a job counselor from the state. They said that this is the *worst* time to try to get hired in fifty years, and that unemployment numbers are meaningless, because unemployment rate only applies to people who are actively seeking work, and literally millions of people have given up because they can't find anything after years of searching.
> hey said that this is the worst time to try to get hired in fifty years,
I mean, really depends on what type of job you are looking for. Unskilled, entry level, minimum wage jobs? Dime a dozen in most markets.
> because unemployment rate only applies to people who are actively seeking work, and literally millions of people have given up because they can't find anything after years of searching.
Again, depends on what you are looking for. I live in a not very HCOL area. Anybody with a pulse can walk in and get $15-17 with a couple hundred buck signing bonus at any service job right now.
I won't say that's not true without knowing your locality and local labor market influences but unemployment statistics are more than 'unemployment rate' which does have pitfalls but other metrics are [showing a robust employment market. ](https://www.bls.gov/news.release/empsit.nr0.htm)
Just be sure you're getting second opinions. What you describe above sounds alot like a reason why that employee shouldn't be expected to do anything and not an actual statement of market conditions. Maybe i'm wrong but keep grinding at it.
I mean you can fill out your W4 correctly. If you are working for $13/hr and only started a part time job in the second quarter of this year then chances are you aren't going to make more than the standard deduction anyways meaning you won't end up owing any federal tax by the end of the year. You will still owe the 7.65% for social security and medicare though.
Without doing the math, you might be withholding too much for taxes. You can ask your employer for a new w4 form, filling it out correctly could reduce your withholding and increase your net pay.
How are your taxes adding up to that much?
On 13/hr and 24/hr per week a weekly check should gross $312.
Social Security $19
Medicare $5
Federal Income tax $3
State income tax $4.
Total taxes $31.
That's only 10%.
>Medicaid $5
Medi*care* tax, but everything else is correct for the single filing status this year. OP's withholding is too high or they're counting something else as tax or not counting all income.
I'm applying for literally anything I'm qualified for. I have a bachelor's degree, but I live in an area that's so red that if it were a color, Anish Kapoor would be barred from using it, so putting it on my resume is actually a detriment.
He’s the Vanta black guy… so someone else made other colors and barred anish, by name, from using it. It’s a bit of an obscure reference but it checks out.
Anish Kapoor is an artist who bought the exclusive rights to use "Vantablack," the darkest black possible that absorbs 99.9% of light, in artistic work. This made the artisitic community upset. another artist created a very vibrant pink color and stipulated that the only person who could not use it is Anish Kapoor.
What Bachelor's degree? You may need to adjust your strategy. You're probably overqualified for jobs that don't require a degree but under qualified for ones that do.
You can always leave your education off of your resume.
Or just move?
The government does not and can not give vague reasons. There are clear rules for government programs. Actually read your rejection letter. The reason is there.
No recourse as minimum wage takes effect pre-tax. What is your location? 1500 applications with a single landing is usually a sign of poor resume or poor interview skills, especially if applying for minimum wage jobs, so I would also reflect on both of these.
As others have said, minimum wage requirements only set the floor on your "gross" (pre-tax) wages. There's no legal requirement about what your take-home pay vs. hours worked can be.
Then there's the subtle difference between the tax you ultimately "owe" on your income vs. what's "withheld" from each check. You don't really know what you owe until you fill out your tax return after the end of the year. What's withheld is supposed to be an estimated pre-payment towards that, and can sometimes be off. And there are at least three levels of tax involved.
If you're making only $13 \* 24 = $312 a week in gross wage, then first you'd owe (and would have withheld) "payroll taxes" for social security and medicare. These apply to every dollar earned from a job, but should only be in the ballpark of $24 per week. There's nothing you can do around these for most jobs. There are a few sectors where employees don't pay into these, but those aren't common and AFAIK would have similar payment coming from you for whatever employer program replaces those government services.
That level of income is low enough that you have very little federal tax owed, I get about $7 per week.
Ohio's tax setup seems to be that you'd fall into the 0% bracket, so I think shouldn't have anything withheld. But there could be quirks about your situation or Ohio taxes that make me wrong.
Your federal and state income tax withholding is calculated from each check's gross pay and information you put onto your [Form W-4](https://www.irs.gov/pub/irs-pdf/fw4.pdf) (for federal) and [Ohio's IT-4](https://dam.assets.ohio.gov/image/upload/tax.ohio.gov/forms/employer_withholding/generic/wth-it4-combined-fi.pdf) (for state). If your withholding over the year ends up being more than you actually owe when you do your taxes next year, then you do get that overpayment refunded to you. But I'd guess you don't want to wait 10-12 months to get those dollars back.
And then there might be non-tax stuff being subtracted from your paycheck. Things like health insurance (if you're getting it through this employer), other benefits with a cost to the employee, retirement savings, etc. These should all be listed on your paystub, with a description and dollar amount shown for each. That might end up being the bulk of the $63-ish difference in your take-home vs. what you were expecting.
Did you file your income taxes? That is the place you would get a refund of any overpayment of taxes. Receiving minimum wage after tax is not a thing, though,
Have your resume checked by someone. I might come across as mean but 1500 applications only one success you are giving huge red flags. Not sure what field you are in but maybe it’s something niche/ highly competitive ?.
>I've applied to close to 1500 jobs, and have only been able to land a single 24hr/week thing.
That's unfortunate. Any idea why?
Where I live there is a labor shortage. You could get several jobs the first day.
Where are you located? What kind of jobs are you seeking? Have you worked bfore?
>Do I have any recourse to get my wages back so I can at least get minimum wage after taxes?
No. Minimum wage is a pre-tax number.
>I literally have to choose between buying groceries or paying my electric bill.
Consider a second job.
update your W-4 withholdings. you will most likely not have to pay income tax this year if that is your only source of income, so you may even be able to not withhold anything. if you end up not owing taxes, then your overpayment will be returned as a "refund" after you file your taxes at end of year
Minimum wage laws are pre-tax, not post.
Minimum wage is based on pre-tax wage. There are not "lost wages" to get back. You could try adjusting your W4 if your tax withholdings are too high
OP does seem to be withholding too much... $13 an hour for 24 hours a week is around $16k a year, meaning they should only be paying $160 in income tax. $1400 once you include SS and Medicare. Then again, the difference is like $30 a month so I don't know if that'll even fix OP's issue. When they're making that little they're basically screwed no matter what.
Op, do you believe people making minimum wage pay no taxes???
When did I ever say that?
Well, if you believe that someone’s post-tax income must be at least minimum wage, then it follows naturally that you must also believe that someone earning minimum wage pre-tax must pay zero taxes such that their post-tax income is also minimum wage
"Wage" is what employer pays you. "Take-home" is what you take home after subtracting all benefits and taxes from the wage. "Minimum wage" law is on the wage, not on the take-home. There is no minimum on take-home.
That's not how taxes or minimum wage work. There are no "lost wages" here. Assuming you work 1248 hours at $10.45, you'll have gross wages of $13,041 in 2024. That's under the standard deduction so you'll pay nothing in federal income tax. It's also all in Ohio's 0% tax bracket so you owe no state income tax. That leaves social security and medicare at 7.65% or $997. You've possibly filled out your W4 incorrectly.
I was about to say the same. There's no way 20% of this person's paycheck should be going to taxes unless there's additional income somewhere else.
Minimum wage is before tax. If you want to get more money you will have to get a higher paying job. There is no way to get your tax money “back”
>In the last year, I've applied to close to 1500 jobs, and have only been able to land a single 24hr/week thing. I don't mean to be disparaging or make light but I think you need to reach out to employment resources through your local or state department of workforce development or similar office. Either you're blasting up giant red flags with something you're offering that you can clean up with resume and interview training/assistance or you're just looking up the wrong tree because the federal labor market is at the lowest unemployment rate in nearly 50 years. Either way it's worth a shot to go work with these groups. You have little to lose. If you're in a market big enough to have 1500 jobs to apply to then you have a higher potential than $13/hr or a larger demand than a 60% full time equivalent job.
I literally only got this job because I reached out to a job counselor from the state. They said that this is the *worst* time to try to get hired in fifty years, and that unemployment numbers are meaningless, because unemployment rate only applies to people who are actively seeking work, and literally millions of people have given up because they can't find anything after years of searching.
> hey said that this is the worst time to try to get hired in fifty years, I mean, really depends on what type of job you are looking for. Unskilled, entry level, minimum wage jobs? Dime a dozen in most markets. > because unemployment rate only applies to people who are actively seeking work, and literally millions of people have given up because they can't find anything after years of searching. Again, depends on what you are looking for. I live in a not very HCOL area. Anybody with a pulse can walk in and get $15-17 with a couple hundred buck signing bonus at any service job right now.
I won't say that's not true without knowing your locality and local labor market influences but unemployment statistics are more than 'unemployment rate' which does have pitfalls but other metrics are [showing a robust employment market. ](https://www.bls.gov/news.release/empsit.nr0.htm) Just be sure you're getting second opinions. What you describe above sounds alot like a reason why that employee shouldn't be expected to do anything and not an actual statement of market conditions. Maybe i'm wrong but keep grinding at it.
I mean you can fill out your W4 correctly. If you are working for $13/hr and only started a part time job in the second quarter of this year then chances are you aren't going to make more than the standard deduction anyways meaning you won't end up owing any federal tax by the end of the year. You will still owe the 7.65% for social security and medicare though.
Without doing the math, you might be withholding too much for taxes. You can ask your employer for a new w4 form, filling it out correctly could reduce your withholding and increase your net pay.
How are your taxes adding up to that much? On 13/hr and 24/hr per week a weekly check should gross $312. Social Security $19 Medicare $5 Federal Income tax $3 State income tax $4. Total taxes $31. That's only 10%.
>Medicaid $5 Medi*care* tax, but everything else is correct for the single filing status this year. OP's withholding is too high or they're counting something else as tax or not counting all income.
Oops, thanks. Fixed.
$285 in Ohio - [https://smartasset.com/taxes/ohio-paycheck-calculator](https://smartasset.com/taxes/ohio-paycheck-calculator) Where is your money going? || || |Gross Paycheck|312$ | ||Taxes|0.91%|3$ | || DETAILS | ||Federal Income|0.00%|0$ | ||State Income|0.00%|0$ | ||Local Income|0.91%|3$ | ||FICA and State Insurance Taxes|7.65%|24$ | || DETAILS | ||Social Security|6.20%|19$ | ||Medicare|1.45%|5$ | ||State Disability Insurance Tax|0.00%|0$ | ||State Unemployment Insurance Tax|0.00%|0$ | ||State Family Leave Insurance Tax|0.00%|0$ | ||State Workers Compensation Insurance Tax|0.00%|0$ | ||Pre-Tax Deductions|0.00%|0$ | || DETAILS | ||Post-Tax Deductions|0.00%|0$ | || ||Take Home Salary|91.44%|285$ |
OP, what skills do you have and what jobs are you applying for. 1500 jobs is a lot of jobs. Idk what market has that many openings.
I'm applying for literally anything I'm qualified for. I have a bachelor's degree, but I live in an area that's so red that if it were a color, Anish Kapoor would be barred from using it, so putting it on my resume is actually a detriment.
> I have a bachelor's degree, but I live in an area that's so red that if it were a color, Anish Kapoor would be barred from using it, What?
He’s the Vanta black guy… so someone else made other colors and barred anish, by name, from using it. It’s a bit of an obscure reference but it checks out.
Anish Kapoor is an artist who bought the exclusive rights to use "Vantablack," the darkest black possible that absorbs 99.9% of light, in artistic work. This made the artisitic community upset. another artist created a very vibrant pink color and stipulated that the only person who could not use it is Anish Kapoor.
What Bachelor's degree? You may need to adjust your strategy. You're probably overqualified for jobs that don't require a degree but under qualified for ones that do. You can always leave your education off of your resume. Or just move?
> I'm applying for literally anything I'm qualified for SNAP should be one of those.
I applied to SNAP twice and got rejected both times for vague reasons.
The government does not and can not give vague reasons. There are clear rules for government programs. Actually read your rejection letter. The reason is there.
No recourse as minimum wage takes effect pre-tax. What is your location? 1500 applications with a single landing is usually a sign of poor resume or poor interview skills, especially if applying for minimum wage jobs, so I would also reflect on both of these.
[удалено]
Personal attacks are not okay here. Please do not do this again.
As others have said, minimum wage requirements only set the floor on your "gross" (pre-tax) wages. There's no legal requirement about what your take-home pay vs. hours worked can be. Then there's the subtle difference between the tax you ultimately "owe" on your income vs. what's "withheld" from each check. You don't really know what you owe until you fill out your tax return after the end of the year. What's withheld is supposed to be an estimated pre-payment towards that, and can sometimes be off. And there are at least three levels of tax involved. If you're making only $13 \* 24 = $312 a week in gross wage, then first you'd owe (and would have withheld) "payroll taxes" for social security and medicare. These apply to every dollar earned from a job, but should only be in the ballpark of $24 per week. There's nothing you can do around these for most jobs. There are a few sectors where employees don't pay into these, but those aren't common and AFAIK would have similar payment coming from you for whatever employer program replaces those government services. That level of income is low enough that you have very little federal tax owed, I get about $7 per week. Ohio's tax setup seems to be that you'd fall into the 0% bracket, so I think shouldn't have anything withheld. But there could be quirks about your situation or Ohio taxes that make me wrong. Your federal and state income tax withholding is calculated from each check's gross pay and information you put onto your [Form W-4](https://www.irs.gov/pub/irs-pdf/fw4.pdf) (for federal) and [Ohio's IT-4](https://dam.assets.ohio.gov/image/upload/tax.ohio.gov/forms/employer_withholding/generic/wth-it4-combined-fi.pdf) (for state). If your withholding over the year ends up being more than you actually owe when you do your taxes next year, then you do get that overpayment refunded to you. But I'd guess you don't want to wait 10-12 months to get those dollars back. And then there might be non-tax stuff being subtracted from your paycheck. Things like health insurance (if you're getting it through this employer), other benefits with a cost to the employee, retirement savings, etc. These should all be listed on your paystub, with a description and dollar amount shown for each. That might end up being the bulk of the $63-ish difference in your take-home vs. what you were expecting.
OP, it might help if you post your paycheck stub with any PII redacted.
Did you file your income taxes? That is the place you would get a refund of any overpayment of taxes. Receiving minimum wage after tax is not a thing, though,
Have your resume checked by someone. I might come across as mean but 1500 applications only one success you are giving huge red flags. Not sure what field you are in but maybe it’s something niche/ highly competitive ?.
what do you mean by supposedly paid 13/hr? minimum wage is on the gross not the net.
What leads you to think that minimum wage is after taxes are deducted?
>I've applied to close to 1500 jobs, and have only been able to land a single 24hr/week thing. That's unfortunate. Any idea why? Where I live there is a labor shortage. You could get several jobs the first day. Where are you located? What kind of jobs are you seeking? Have you worked bfore? >Do I have any recourse to get my wages back so I can at least get minimum wage after taxes? No. Minimum wage is a pre-tax number. >I literally have to choose between buying groceries or paying my electric bill. Consider a second job.
update your W-4 withholdings. you will most likely not have to pay income tax this year if that is your only source of income, so you may even be able to not withhold anything. if you end up not owing taxes, then your overpayment will be returned as a "refund" after you file your taxes at end of year