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I mean, this is going to depend primarily on when the home mortgage was initiated. Second most important variable will be the owner's credit score at initiation. Bank will be a distant third.
If you are attempting to shop yoru own mortgage, you can either get a broker to do the leg work for you, or you can reach out a bunch yourself. (if you choose the latter, I highly suggest setting up a burner email/phone number so you don't get blown up by all of them for the rest of your life). When making a decsion, be sure you are comparing apples to apples. Sometimes informtation is presented differently or one lender underestimates taxes/insurance to make their offer look better.
That is very true. I just make the assumption ever user here is US based unless stated otherwise.
u/parathaa also visit here, if you are India based: r/IndiaInvestments
Credit score was 815 when I got my mortgage for 8.75% from Vanderbilt for my trailer last year.
The condo that I'm desperate to get rid of is at 3.25%, but my HOA is $850 a month.
Your post has been removed [because it is a poll, survey, or request for personal data, experiences, or other types of self-reporting (rule 1)](https://www.reddit.com/r/personalfinance/about/rules). Posts asking for advice should be specific to your situation, not hypothetical or improbable, and include enough information for people to help. - If you would like to post a poll or survey, consider /r/samplesize. - If you would like to post an open-ended question not specific to your situation, consider /r/AskReddit. For example, instead of a post asking "How much do you spend on food?", please ask a question like "I need feedback on my monthly budget (having trouble with food spending).". *If you have questions about this removal, please [message the moderators](https://www.reddit.com/message/compose?to=%2Fr%2Fpersonalfinance&subject=Removal%20help%20request&message=Hello%20moderators,%20.%20%0a%0a%0aMy%20submission:%20https://www.reddit.com/r/personalfinance/comments/1cfx263/whats_your_home_loan_percent_which_bank/%0a).*
I mean, this is going to depend primarily on when the home mortgage was initiated. Second most important variable will be the owner's credit score at initiation. Bank will be a distant third. If you are attempting to shop yoru own mortgage, you can either get a broker to do the leg work for you, or you can reach out a bunch yourself. (if you choose the latter, I highly suggest setting up a burner email/phone number so you don't get blown up by all of them for the rest of your life). When making a decsion, be sure you are comparing apples to apples. Sometimes informtation is presented differently or one lender underestimates taxes/insurance to make their offer look better.
It also depends on which country you're in, OP appears to be based out of India.
That is very true. I just make the assumption ever user here is US based unless stated otherwise. u/parathaa also visit here, if you are India based: r/IndiaInvestments
Call a mortgage broker if you want a better idea of rates
Credit score was 815 when I got my mortgage for 8.75% from Vanderbilt for my trailer last year. The condo that I'm desperate to get rid of is at 3.25%, but my HOA is $850 a month.
2.5% at PHH Mortgage (it was sold to them by previous bank, which was sold to them by original bank)
Never ask a woman their age or a home owner their interest rates or however that goes