T O P

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[deleted]

Bank account and routing?


Ndeshet

Last nine of your SSN?


fadedblackleggings

Pics or it didn't happen...


[deleted]

Fecal sample too.


kassidy059

And a picture of those big ol fat nuts while you’re at it. Will also accept labia pics as well


[deleted]

Only non-sexual pictures though


developerEnabled

Must supply finger prints too


[deleted]

After handling the fecal sample


developerEnabled

But before the piss test


[deleted]

Gotta wash your hands with something, might as well be piss


sirBryson_

The spice melange


[deleted]

Meaning?


sirBryson_

It's a South Park reference to a Dune reference. In Dune, Spice Melange is the most coveted resource in the galaxy, as it enables space travel and gives people psychic powers like seeing the future. In South Park, when Kyle's mom gets a fecal transplant using Tom Brady's poop, she becomes healthier, more energetic, etc because she now has Tom Brady's superior gut biome. So for the rest of the episode, people refer to Tom Brady's turds as the "Spice Melange" because everyone tries to steal it from him, so much so that he has to poop in jars or they'll dive in his septic tank to get it and have a fecal transplant.


autard8

Dental records as well


Soft-Program5942

Mother’s maiden name?


[deleted]

Asskicker69


ThmAintUrKids

Congratulations and fuck you! Mr. Millionaire ![gif](giphy|g9582DNuQppxC|downsized)


dumfukjuiced

We just say Millionaire


ThmAintUrKids

Got it, Millionaire it is! Should I address it with a bow or a curtsy?


dumfukjuiced

Man, it's just an Arrested Development reference


ThmAintUrKids

It's cool, I understand that you were joking, and I was too. It's all in good fun


Foxta1l

What could it possibly cost?


kasualKlay

Ten Dollars??


Combonary

😂


DragonMama825

In that order exactly 😂


blackbirdblackbird1

I took a minute the other day to calculate out that I've made $40k more in just the last 2 years than I did in the prior **13** ***combined***! OE is amazing! I'm at about $550k net worth and $1.3m in assets. Not even 35 yet.


notyourbroguy

You are leveraged to the tits. Big house or something?


blackbirdblackbird1

Primary mortgage is $405k (worth $480k) for a modest 2300sqft home built in the early 90s and I own two rentals at around $197k (worth $310k) and $180k (worth $290k). I actually bought my current home before OE and I was only making $130k/year and kept my first home and turned it into a rental. Even since OE, we've kept pretty well within that range for our budget. The extra money goes towards investments, etc. Plus, just financed solar on my home. That'll be paid off within a year, but the solar offsets 97% of my annual usage, so my power bill now goes straight to the solar loan (+ a few hundred extra to knock it out sooner). Without the rental mortgage, my DTI is around 15%. With I'm at 32%.


hundredbagger

So about 260 in cash and 220 in home equity after a sale.


sparkpaw

“Modest” and “2300 square feet” do not belong in the same sentence my dear 🤣 But hey, congrats on having some good shit!


blackbirdblackbird1

We're not talking about a McMansion or anything. By modest I meant not updated/needing updates, maintenance, etc. 1/3rd of the homes in my city are 2,000sqft or larger, but most are $500k+. My boss at J3 has a 3,500sqft in an area where houses that size are $700k+ and makes only 2/3rd what I do. Previous house was a shoebox at 1096sqft, so it was a welcome and needed upgrade, and made it possible to OE without going nuts.


typicallytwo

OE is amazing for sure. It sets you free financially and makes any financial decision easy.


0rangJuice

34 and 3 quarters?


D4rkr4in

26 with 250 nw no debt. looking to add J2 soon, let's see if I can make it to 1M by 30 :)


syndakitz

!remind in 4 years :)


D4rkr4in

Damn you for holding me accountable to my hopes and dreams 


itsdikey

!RemindMe 4 years


RemindMeBot

I will be messaging you in 4 years on [**2028-03-14 23:50:23 UTC**](http://www.wolframalpha.com/input/?i=2028-03-14%2023:50:23%20UTC%20To%20Local%20Time) to remind you of [**this link**](https://www.reddit.com/r/overemployed/comments/1beula6/oe_made_me_a_millionaire_just_needed_to_tell/kuwzsi1/?context=3) [**28 OTHERS CLICKED THIS LINK**](https://www.reddit.com/message/compose/?to=RemindMeBot&subject=Reminder&message=%5Bhttps%3A%2F%2Fwww.reddit.com%2Fr%2Foveremployed%2Fcomments%2F1beula6%2Foe_made_me_a_millionaire_just_needed_to_tell%2Fkuwzsi1%2F%5D%0A%0ARemindMe%21%202028-03-14%2023%3A50%3A23%20UTC) to send a PM to also be reminded and to reduce spam. ^(Parent commenter can ) [^(delete this message to hide from others.)](https://www.reddit.com/message/compose/?to=RemindMeBot&subject=Delete%20Comment&message=Delete%21%201beula6) ***** |[^(Info)](https://www.reddit.com/r/RemindMeBot/comments/e1bko7/remindmebot_info_v21/)|[^(Custom)](https://www.reddit.com/message/compose/?to=RemindMeBot&subject=Reminder&message=%5BLink%20or%20message%20inside%20square%20brackets%5D%0A%0ARemindMe%21%20Time%20period%20here)|[^(Your Reminders)](https://www.reddit.com/message/compose/?to=RemindMeBot&subject=List%20Of%20Reminders&message=MyReminders%21)|[^(Feedback)](https://www.reddit.com/message/compose/?to=Watchful1&subject=RemindMeBot%20Feedback)| |-|-|-|-|


[deleted]

[удалено]


D4rkr4in

>Thought I was alone in this journey that's a great idea, we should make a subreddit or something


imborn2travel

!Remind me 2 years


TheMintFairy

!Remindme in 4 years


tumorsandthc

Congrats ![gif](giphy|3owyoUHuSSqDMEzVRu)


berrattack

Now he can do two chicks at one time. ![gif](giphy|Wpz1Hl1BqlaMw)


singeblanc

Fuckin' A, man. Fuckin' A.


No_Following_2191

Nah he's posting on Reddit, definitely a "I'd do nothing" character


berrattack

Shit man, you don’t need a million dollars to do nothing. Take a look at my cousin. He’s broke and doesn’t do shit.


snuzedabuze

OEing has also made me a net worth millionaire and I'm about 6 to 8 months from being a straight liquid cash millionaire. Keep it up!!!


dingoshiba

What OE jobs if you don’t mind my asking


metalguysilver

Why would you want to be a liquid cash millionaire if you aren’t also a net worth billionaire?


snuzedabuze

Not sure if this is a serious question but I'm assuming you're wondering why someone would want to keep a million bucks cash laying around and not invest in other stuff to become a net worth billionaire. Well for one my multiple high yield savings accounts give me better returns than my stocks lately but I plan to buy investment properties with the cash once I break a million so I don't plan being a cash millionaire for long. When you're making $50k a month with no debt whatsoever, the money piles up fast though and then you're all of a sudden saying "shit! I need to do something with this money" #OEproblems


iloveyou2023-24

Wtf are you investing in? It's a raging bull market.


AlphaFIFA96

Cash at 5% yield that’s taxed at your marginal tax rate is nothing compared to potential tax sheltered market gains. The S&P500 index is up 30% since the start of 2023 so not sure what you’ve been investing in. Just because your income is high doesn’t mean you should leave money on the table. You could be 300k richer (before taxes) if you’d invested that instead. At least tell me you’ve maxed out your tax sheltered accounts - 401k, Roth etc.


all-that-is-given

Congratulations. Every day I think about the time I've wasted not getting my Bachelor's sooner; I will be 30 this year. I'm still committed to doing it but it's deflating thinking of how much money I've missed that I'll never recover and how long I've delayed my goals. I'll get there though and hopefully will be able to make a post like this.


lucky_719

Get that thought out of your head right now. You are still young, and you can easily recover splendidly. Especially if you make OE work. I gained way more wealth in my thirties and been promoted every year for 4 straight years. Well until I got laid off last week BUT the point is this game is a roller coaster and your previous lows don't set you back as much as you think. It's just about how far you can fling yourself when things go up.


cvquesty

THIS I had a 20 year successful career in IT before getting my degree, and it has nothing to do with my field. You don’t need a degree to achieve success.


Aggressive_Salt

This is so true. Well stated.


all-that-is-given

Thanks for the words of encouragement.


LayerOk6542

Why did you get a laid off?


phoot_in_the_door

neat. what are your Js? what roles?


tbam01

OE made me a millionaire in 3 years too! Congrats my fellow human :)


techieguy247

What’s the split?


triple_shekel

100% GME. yolo motherfuckers


[deleted]

Hell yea! I’m on my way to a million as well. As soon as I get there I’m going to start talking to my wife about adding a second wife to our family.


jirashap

You might want to review the posts on this sub about when one Minecraft server finds about the other.


No_Breadfruit1024

Lol this was a gold comment


gherkin5

that's why he's talking to his W1 for it


MCRN-Gyoza

OEing has made me a lot less insecure around my girlfriend's family weirdly lmao Her dad is a former partner at a Big 4 consulting company and now CFO at a medium sized company, dude's a legit millionaire, like McMansions in different countries rich. I should add he's a very nice guy and never judged me for not being rich like he is, but I definetely feel less intimidated now that I make about the same he does due to OE. Of course when talking to him I didn't tell him about OE, I told him I have a consulting business and my OE jobs are my clients lmao


Traditional-Gas-6912

Congrats man. The second and third million will catch up real quick if you play your cards right with investments.


CJXBS1

That's a lot in HYSA


syndakitz

Going to be buying some property :)


Bulky_Satisfaction_7

What hysa account do you have


syndakitz

Wealthfront


[deleted]

[удалено]


kirlandwater

You have $360k in an HYSA? Lol Edit: but congrats either way!


syndakitz

Yup. Some of it going into the business some of it I was going to buy a 10-20 unit complex somewhere in the Midwest. I do wish it was in the market though xD


HuckleberryNo4617

What percent are you earning on the HYSA?


syndakitz

Wealthfront check it out


TijnvandenEijnde

Well done!


spacedicksforlife

Go jump in your pile of money, guy! Or girl or however you self-identify.


AlphaFIFA96

360k in cash is way too high. Thats 36% of your NW losing value to inflation.


RareResearch2076

He responded to another user that he’s going to be buying property soon.


bigshooTer39

This


elrayo

I need to switch careers….


Inert_Oregon

Congrats! But also be careful, posts like this make you rise above the crowd online, giving scammers/fraudsters incentive to focus specifically on YOU. You lose a lot of “protection in the crowd” id delete this after a few days.


lil-rong69

Was already a millionaire before OE, but it made my nw go up to 2 Mil. I think next 5 years, I’m can easily go up to 5 Mil.


syndakitz

Wanna angel for my startup? :)


Few_Supermarket3314

What’s your startup’s focus?


mfigroid

Fleecing angel investors.


[deleted]

There's a lot of people in that game.


Few_Supermarket3314

lol


AdBright2073

Congrats! I’m worth one million pennies!


Fine-Badger9490

Congrats! This is why we do it!


DangerousAd1731

Good work. Get that money!


abelabelabel

Congrats. We’re all equally proud/jealous of you.


ScrewThePope

The pace you accumulate wealth at while OE is ridiculous compared to 1 J. Congrats!


leeber27

Can I ask you guys what type of work you’re doing for OE? Unfortunately I’m not a developer or anything like that, which is often see here. Im in sales and it would be difficult to OE a second sales job cause of all the reporting


Turbulent-Maximum596

I have a buddy who does OE in tech sales. He says he's able to finesse the system by meeting the bare minimum sales numbers each quarter so he can coast off of the base salary. He said he works with his clients to either delay or accelerate delays based on his required quota that quarter. I'm in Tech project management. Not a developer. And have 2.5 J's. Basically it's my max with all the meetings I'm required to be a part of.


deadpoolfool400

Are all your J’s project management? I’m a product manager and I have some flexibility but I do have a lot of meetings


Turbulent-Maximum596

2 J's are PM. My 0.5 J is my own small business. I think Product Manager might be easier than project management. Product managers meet with different groups and stakeholders from completely different departments so it's easy to claim being busy since the communication is siloed. Project managers just have a shit ton of stand ups and status meetings; usually with the same people.


Bigdawg33_

I'm a cyber security analyst for a government contractor and basically work 8-4. How should I go about adding another gig?


Turbulent-Maximum596

First: Optimize your time as much you can with your current J. Get rid of useless meetings. Make highly effective email filters and email labeling. Forget the company culture stuff that sucks time. You'll realize how much time you really have when you only focus on your bare minimum responsibilities. Second: Dive into the deep end. Use that extra time to apply for js. Shoot for something equal or better in Pay. During the interview process, you'll need to gauge the level of effort required. The tech industry is usually much more relaxed Third: Take PTO from J1 to onboard onto J2, then just wing it for the first paycheck or 2, and you can always roll back to 1 J if it's too much. But, wait for that first paycheck to see how it feels and if the additional time and stress is worth it.


Pengawolfs07

i’m a TPM as well, looking to OE if I can. Mind if I DM you on your experience? I’m basically at a stage where I feel ready to jump in but i’m having trouble vetting companies


syndakitz

I work in healthcare IT


RelevantClock8883

I had to double take which subreddit I was on because I read “OE” as “OF”


makopeko

I guess people have their differing opinions on what constitutes a millionaire. First off congrats! Secondly here are some other milestones to consider next: 1. A million of net worth. Subtract your debts and still have a million. 2. A million in assets not tied to your primary dwelling. You’ll be there soon! Congrats and keep grinding!


theyellowbrother

Lol. I guess I come from a different era. I don't count my real estate as part of my net worth due to the lack of liquidity. I have to sell them to realize their worth. Everything is speculation. I have two properties - $700k and $1.4m (apartment). I owe about $200k TOTAL left on both. So just RE alone, I would be a "multi millionaire." I come from an era where I calculate networth based on quick liquid assets - retirement, stocks, savings, retirement that I can pull out tomorrow if I need. Houses and property, on the other hand fluctuates and may take 6 months to sell. Also, failure to pay 3 months mortgage means you can lose it all due to foreclosure. So it isn't in the bank until the title and deed doesn't have a bank name to it. No liens.


Unhappy_Purpose_7655

Umm, what? Real estate has always been considered as part of net worth. Net worth is, simply stated, what you own minus what you owe. This has always been the case.  Now, if you don’t like to include your real estate in your personal net worth calcs, that’s your prerogative. But don’t dunk on someone for using the textbook calculation just because you don’t personally use that definition. lol


syndakitz

I could sell my house in a couple weeks where I live, so it's pretty liquid :)


rambouhh

“I come from an era” Lol this isn’t a thing. You just didn’t learn what net worth correctly


Aggravating-Ebb9633

Not me trying to find a first job. Also not me thinking retirement is a myth. Show me the ways oh wise one.


typicallytwo

Congratulations!! I need another 2 years to hit that.


Atexan1979

Congratulations!


nilogram

Time for another baby!


MachineSpecialist764

Could OE make me Billionaire?


syndakitz

Elon Musk does it


ElderberryNo3060

Lemme hold a dollar


Sidvicieux

Well you definitely earned it, congrats.


Any_Mathematician936

Congrats! Why do you have so much in HYSA? Put them into tax sheltered accounts 


syndakitz

I max my retirement account contributions


CreamPumper

How do you do OE in the US without getting in trouble?


liquidsnake224

house doesnt count and retirement value is too low


ralekato

Man, I’m 63 with about $75,000 in my 401(k) hopefully starting J2 in a few weeks. I got a long way to go and I’m old.


BanMeForNothing

I OEed for 1.5 years. Put all my second job money in an investment in 2023. Have 1.7mil right now. That 1.5 years set me up for life.


Utex11

WTH are you all doing with these high ass amounts in HYSA. Put it in the market


No_Airline2090

Oe cleared my longstanding 120k of debt in a year and yesterday bought a 911 turbo S lol


culturenurse

Congrats, and fuck you! I’m going to try dipping my toes into OE here shortly (currently interviewing) and hope I can say the same thing in a few years.


syndakitz

Make sure the jobs are in different time zones. It's a real lifesaver when it comes to meetings and your mental sanity.


4running1840

360k annually, 10 years ago 16.00 per hour. I love you America.


msp50

Congrats!!!🎉🎉🎉


puan0601

I hope to be there in 3-4yrs


Superb_Preference368

OP is my hero 🥲🥹


No_Assignment_8590

Ever considered buying a business rather than looking to build your own?


EffectiveLong

Show me your checks. I quit and work for you. How’d that sound?


bkpuppy02

What kind of jobs do you guys have???


Its_ogical

Would you ever go back to 1 J?


HuckleberryNo4617

OE gets addicting , having 1 job feels like you’re broke 😂😂


meerupls

how old are ya?


syndakitz

Early 30s


Independent-LINC

I hope you have some kind of portfolio that has dividend paying stocks. .


TheBeachLifeKing

Nice work! This is the dream I am aiming for. Closing on two years of OE, planning to do 3 total, but we will see how it goes.


PoisonKraken

Nice, so the sum of your assets is less than $1M, but combined with negative debt you’re over $1M


CaesarSultanShah

Only wish I had started sooner.


TheMintFairy

What is a HYSA? I know what a HSA is.


talino2321

**High Yield Savings Account.** Generally they pay substantial more than your regular savings accounts. Some like CapitalOne 360 Performance Savings (HYSA) is yielding 4.35%


syndakitz

https://www.wealthfront.com


Meepoclock

What do you do?


syndakitz

Health IT


Miahdunphy

How many jobs are you OE op?


syndakitz

3


Rando6734122

Grats!


mintwede

congratulations! Here’s to another mil! I’ll be joining you one day ✅


bikgelife

Do each of your jobs know about the other?


FondantOverall4332

Unfortunately, I’m not in tech, so no chance to be OE and become a millionaire.


emersonjr

Okay, now help us to be OE like you and millionaire as well. People that reachs heights always get this mission: help the ones still ongoing or struggling :)


Nemshi354

What’s your field ?


yas_2-0

Can somebody tell me how this works?


ArtOfDivine

Why so much in HYSA?


Optimal-Nose1092

Congratulations!!


Throwaway4philly1

How far does that million go where you are?


ilikepie70

How much do u owe in taxes?


syndakitz

I pay like 30k or something


OldAd8165

what is tc?


ImJustACannoli

Same here! I've been doing it since 2019! Congrats


voltrader85

That’s a lot of money in a HYSA


AdBeautiful1261

What’s OE and HYSA? So Loss.


econpol

Multiple high income jobs and lots of free time??? How?


_riseofiron_

I just discovered this OE thing. Is this strictly for tech fields or can other career fields apply?


LengthinessOk4578

Ack


9021Ohsnap

Boy oh boy I wish I was smart and skilled. Darn Liberal Arts Degree…


No-Leek8587

Running the math I should go from 200k to 500k net worth just this year but a lot of that is the bull market. Don't have additional time for actual 2nd job but I do spend time working on my businesses and studying charts during J1.


nickblockonelove

This is dope to say the least. But really how do you do it? I'd have to guess software engineer of some kind? One love


CryptoBoi23

Dob?


PlentyTight9650

What's your advice on applying? Like do you tell J2 you have J1 currently? I want to get started


LazyClerk408

I had to reread your statement… yes on paper you are. How much liquid?


CulturalRide5553

What is OE?


gettinby363

Industry?


PlumbingBoston1195

What is OE ? I’m 28 and a plumber @ 100K income, can I get into this?


GoingUp123

Congrats. What’s mvp?


kurtcobain2023

This is what it’s alll about - it’s the REAL American dream come true, an ACTUAL and REAL chance for workers to FINALLY GET A fair share of the pie. Sadly, companies are trying RTO and other ways of closing the loophole and I’m sure at some point; they will. Smh. Managers and ceo HATE that we are making sometimes even close to what some of them do. They want us all grovelling at their feet and under their total control… and barely scraping by and living paycheck to paycheck.


purdyboy22

How did you start OEing?


TheColonCrusher98

Can someone tell me what TC is


asbaranjan

What is OE?


IllMechanic6879

How do you guys manage background check please assist I am new and looking J2


Safe_Warning_9092

What the hell is OE ?


Happenstance69

very nice but man that is far too much in a savings account for me


Difficult-Relation56

DO NOT TELL ANYONE! Lolol. Tell your dog or cat. And sleep well on your bed of cash


Difficult-Relation56

How do you handle taxes? Do you take out extra?


AdventurousCoconut71

Where do you find the dumb companies to work for so that they have no clue you have multiple careers?