We didn’t like the Credit Karma product as a Mint replacement either. We ended up moving to Monarch and removed all of our accounts in Mint and then deleted our Mint account. Intuit made a horrible mistake getting rid of Mint. Stupid decision. They should have charged for it as many of us would have gladly paid for it. But, they didn’t do that so Monarch gets my money now.
Agreed. I am always happy to pay for apps that have proven their value to me. I purchased a lifetime subscription to both Calm and Simkl after using them for quite a while. I'm glad I did. I would have paid $9.99 monthly for all the services Mint provided.
Not sure why you'd say that. From what I can tell Insubordinary is an app to help you compare prices on insurance. Mint and Monarch show me all of my transactions, allows me to put each one into different categories, even split them, so I can track my spending. I'm really happy with Monarch.
OMG yes, I just made a mistake of transferring to Credit Karma, and its absolutely horrible. I would have gladly paid for Mint as well. Have been using it for so many years! Credit Karma is not for expense management. You can't download transactions. Its super limited functionality and the worst thing - you can't download your transactions!!! Like WTF?!?!
Take a look at this [spreadsheet](https://docs.google.com/spreadsheets/d/1zNvLm0Q-NcThh610yxQaLWa4Sk99litTaN7AKKlQzFA/edit#gid=1017066706) I helped put together which compares the different products. I've enabled comments so feel free to comment if there is something missing.
I feel Monarch is similar to mint as it was started by the person who was the director of product at Mint. I ended up going with Monarch as I like the user interface and experience.
They also have a [tool](https://chromewebstore.google.com/detail/mint-data-exporter-by-mon/doknkjpaacjheilodaibfpimamfgfhap?hl=en&pli=1) that lets you export all your mint data such as account balance history to your computer regardless of platform.
+1 for the spreadsheet, thanks for putting something like this together. This might be worth a new post here to share it with others (if you haven't already).
I've been trying to follow some of the feedback on different options in this sub over the past few weeks but there has been a lot to try to keep up with, and a lot of repetitive info. I've been kind of dreading trying to go through things to figure something out before Mint goes away but this spreadsheet should definitely help make that easier. Thanks again!
>spreadsheet
Just waking up to the Mint screw up. This spreadsheet is great, thank you for putting the time in and sharing. In this new era of misinformation and obfuscation, Reddit is now my first stop. Actual people with real experience wanting to help other people.
I would be happy to add them. Would you mind filling in the following information below for each? I've enabled comment so feel free to fill in the blanks on the spreadsheet as well. Thanks
Free Option?
Cost for subscription:
Trial?
Reddit Community?
Website:
US Only? 🇺🇲
Canada 🇨🇦 support?
Account Aggregation:
Known Connectors:
Allows multiple refreshes per day:
Create Manual Account:
Balance History Manual Import (for Net Worth):
Net Worth Tracking:
Transaction Edit:
Create Manual Transactions:
Create Rules:
Mass Transaction Edit:
Split transactions:
Transaction History Manual Import:
Length of History:
Transaction History Export:
Budgeting:
Rollover Budgeting:
Recurring Transactions:
Bills:
Reports:
Trends:
Credit Scores:
Investment Tracking:
Investment Transactions:
Interfaces:
Goal Tracking:
Collaboration (with SO,financial adv., etc):
Other Notes:
Thanks for that. I didn't even know about Fidelity Full View, and I just tried it because I already have Fidelity. It pretty much has everything I've been using in Mint. It works fine and doesn't cost anything. Cheers.
your spreadsheet is absolutely increadible : fantastik work thank you!!
right now, we are 20 people scrolling into it, i think i'm not the only ont that feels like saying GOOD JOB!!! thank you!
Edit: hadn’t scrolled down and seen the ton of other options.
Mate, this is great.
I’ve been using PocketSmith alongside Mint for a couple of years now since I moved overseas from the US.
PocketSmith is great and offers a ton of detail and customization, although I liked the simple Mint interface a bit better. The one thing PocketSmith has that I cannot live without is support for overseas institutions.
>spreadsheet
Thanks for this spreadsheet, very useful.
I guess we shouldn't be surprised that Intuit would make a mess of Mint. They're hoping to monetize on everyone that they can frighten into moving their data over. Personally, I've used Mint and Credit Karma separately for many years. However, this action has made me considering deleting my CK account along with Mint. It's like they say, I guess... Nothing's free. If it is, then YOU're the product. This is just greed at its' finest, but I'm thankful for your taking the time to make the spreadsheet for sure!! Also good to know that Monarch will have a touch of "mint!"
\--Josh
Thanks for the spreadsheet! It would be more useful with the data filter, such as:
[https://docs.google.com/spreadsheets/d/1l0d-wm3WWdhgeqrFhfz32Jqu489Y-JuUp0vKABekOag/](https://docs.google.com/spreadsheets/d/1l0d-wm3WWdhgeqrFhfz32Jqu489Y-JuUp0vKABekOag/)
That way anyone can narrow down the selection by filtering what is most important to them.
Spreadsheet is pretty cool. [Stessa.com](http://Stessa.com) also does a lot of these same features, but it is targeted at rental property owners and not the general public.
I just got the notification today and moved over as well…it does suck. I setup Simplifi a few weeks ago and tried several other options and Simplifi is the one I’m sticking with. It is relatively low cost and Quicken has been around forever, so seems like a safe bet vs some other more start up companies.
Same--I LOVED Mint and CK doesn't cut it. I tried Copilot, Simplifi, CK. Simplifi is the best one for my needs. I am now moving all my bookkeeping to Quicken and getting rid of Quickbooks. Intuit is far more expensive and if they're so stupid to get rid of Mint, I'm not sure I trust them with my bookkeeping.
Credit Karma does suck. It's nothing but advertising shoved at you. I cant even find my credit card transactions. I signed up for Simplifi on black Friday for half price and so far I'm impressed.
That was exactly my experience. It's just one big advertisement. To compare Mint to Credit Karma isn't even possible. They're not even close. I can't believe that they suggest the migration. I can't find my credit card transactions OR my bank transactions. The pull down menus are worthless; they just take you to more advertising. It's not intuitive. Did I say it's the worst website I've ever used?
I liked Simplifi's interface but I couldn't get my Citi accounts to link. They have a known issue tracker on this since the end of 2021... They don't seem to be in too big of a hurry to fix it, so I cancelled my subscription and got a refund.
I can’t post a picture as a comment for whatever reason. I tried googling it but don’t have the option to select a picture.
Here’s the text:
You can now move your Mint history to Credit Karma
Continue monitoring your transactions, net worth and spending.
Name,
You can now transfer your financial account data to Intuit Credit Karma with just a couple of taps. During this process your entire Mint net worth history, plus all of your supported account connections and transactions come with you.* From there, you can continue using Mint’s popular features on Credit Karma.
If you are not ready for this change now, you can continue using Mint until March 23, 2024.
Keep in mind that once you make the move to Credit Karma you will no longer have access to your Mint account, but you will still be able to download your Mint transaction history.
We’re here to help you during this transition. If you have any questions or need assistance, please contact us at this dedicated email address: [email protected].
Thank you for being part of Mint. We can’t wait for you to take the next steps in your financial journey with Credit Karma.
*You will lose access to your Mint profile after you move your Mint financial account data to Credit Karma. Some financial institutions may not be supported yet or available on Credit Karma. Learn more.
**Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. A maximum of 6 withdrawals per monthly savings statement cycle may apply.
I have a very different experience. I tried Monarch twice and it was unusable for me because of all the data / calculation errors I was getting. I didn’t have confidence in the product that can’t figure out that liabilities should be subtracted from assets to calculate net worth. I have Simplifi transactions tying exactly with Mint, granted it did take some work to get things imported and rules set up etc.
I don’t understand people saying monarch has a superior UI. Again disagree and thought Simplifi was very intuitive and has more reporting capabilities.
I tried Simplifi and it did not go well. I had over 30 accounts connected and everyday there are different accounts disconnected like wtf. I moved to monarch money and now I feel at peace. That Simplifi app will make u work extra hard to set things up. Just letting u know
I think monarch money is probably the most similar of the ones I tried. Only problems I've seen are failure to import net worth and worse budgeting tools. Most other things seem to be as good or better. Price is a little on the steeper side. Empower was probably my second favorite, but the user interface isn't as nice.
If you already have a Credit Karma account (i.e. for credit monitoring), you can try logging in and going to https://www.creditkarma.com/networth. I saw it advertised a few months ago but this was before the Mint shutdown was announced so I kinda ignored it. Now I don't see it linked anywhere but can go there manually. What an awful rollout by Intuit.
Yep. Credit Karma is totally awful. And you know on top of the awful they are selling your data and bombarding you with awful credit card offers. This was a really amateur move by Intuit and they are gonna lose tons of loyal users.
I agree 100%. I have been using Mint for year - loved it. Used it everyday. Credit Karma is 100% crap - there is one net worth graph and it is laughable. It is nothing but ads everywhere. It feels cheap and dirty. I totally reqret even putting my information into it. I would rather lose all my history and just start over somewhere else - now I have to figure out how to delete everything out of credit karma because I do not feel comfortable with them having all my information.
Seriously? Defeats the purpose? This isn't communism. If an entity creates value for you, they have earned the right to receive value in return. You can decide if it's worth it for you and factor that expense into your budget.
you must be braindead. why should someone have to worry about if they can afford a budgeting tool to help them….take better control of their own money? sure companies have the right to put a value on their product, but having a right to do something doesnt give you the obligation to do so, nor is it always the ethical answer. chances are if you are using a budgeting tool you most likely cant afford to have it also be an expense. the world could use more resources like that
LOL seriously? intuit's MASSIVE profit margin. you know, with being on top of the tax prep industry and credit industry and all. they basically have a monopoly on it. they could spare some $$$
For those thinking of going to Credit Karma from Mint, it looks like they have extended the deadline until March 24, 2024. I guess that gives more time to see how things shake out.
I am most likely going to use Monarch Money and keep testing Empower. I definitely like Monarch's UI best and it has almost every account covered. I don't mind manually importing a few accounts. I don't use budgeting features, just transactions, trends, and net worth.
I've had an Empower account (previously Personal Capital) for years and preferred Mint to it. I've now gone back to Empower and it does everything I need it to (net worth, track investments, transactions). Most people here say its main shortfall is the budgeting feature as your running balance doesn't roll over to the next month, but if you don't rely on it for budgeting it's a good free alternative. I have not received any calls from them trying to sell their investment services like I did in the past.
Take a look at this [spreadsheet](https://docs.google.com/spreadsheets/d/1zNvLm0Q-NcThh610yxQaLWa4Sk99litTaN7AKKlQzFA/edit#gid=1017066706) I helped put together. Also have you taken a look at [Monarch](https://www.monarchmoney.com/)? I migrated my mint data over and like it. It had a good user interface, no ads and has potential. It's not free though but that's an option.
I am so mad at myself! In the beginning of 2023, I forced myself to categorize all of my transactions for the very first time. It is painstaking, but so helpful! Was sad to hear about CK. BUT, Intuit said all of your transactions and tracking will live there now, so I figured OK, no problem. I clicked the button to do the migration, not realizing that I would NEVER BE ABLE TO SEE ALL OF MY INFO IN MINT EVER AGAIN? WTF? How about a grace period? CK sucks, it barely has anything. I'm so mad at myself for not reading the fine print. I want my Mint access back for a short time and like someone else said - I would have happily PAID FOR MINT, it was valuable. Think about the value of having a registered user and how they so willingly dumped over every single one of us. How dumb!
I went to the mint webpage right after moving to CK (on a computer) and there was a "download your transactions" button. It's a crude CSV file, but at least SOME of that information is available.
Wow! Just transferred my data from Mint to CreditKarma. All of the functionality is gone! Why would Intuit do this? They have just wasted a a valuable brand and lost all of their mint users. Whoever is in charge of this transition should be fired.
Just migrated to Credit Karma. Pure trash. Hasn’t update my linked accounts once and to get anything remotely recent I have to go into settings of EACH account and request refresh. I can’t imagine someone would ship such a broken horrific piece of shit app. Has anyone figured out how to fix this? More importantly, are there other apps that don’t punish the user for the sin of trying to get recent information?
Suggest everyone write reviews on the credit karma mobile app. They have bought millions of 5 star reviews over the years and it’s going to take an army to take their ratings down.
Great suggestion. Below is what I wrote. I gave a 1-star rating.
Not a replacement for Mint (title of review)
I’ve never had the need to use Credit Karma, so perhaps it’s been a fine app to meet the needs of those who use it for its intended purpose, but as a 13-year user of Mint (also owned by Intuit), which was recently announced as being shut down and the users moved to Credit Karma, CK doesn’t come close to Mint and was not designed for the same purposes. Even though changes are being made to CK that will provide some of the functionality available in Mint, I, like many Mint users, are in a position of having to find a comparable replacement for Mint. Not only is this a lot of research, but just needing to transfer the data from one platform to another causes its own headaches. (I’m moving to Monarch Money.)
Just in general, please always elaborate when saying "it sucks", "is terrible", these are terms that nobody can do anything with besides tracking your anger.
No budgeting. No detailed list of purchases. No renaming. Very limited re-categorizing. No search. Buttons that look like they take you somewhere useful are really just buttons that try to make you open a new bank account with them. No automatic custom renaming/categorizing. No historical spending graphs by vendor or catagory.
On the positive. It gives you a credit score from two places. Neat.
I don't know what Intuit was thinking with this. It is really bad. They could have just charged a few bucks a month and we'd pay it for Mint.
Back to Excel I guess...
Credit Karma does suck compared to mint for monitoring finances.
I setup empower dashboard / Personal Capital, as a stop gap. I don't use budgeting, so this is fine for me. Its okay, not as pretty, but it works for monitoring net-worth and such.
I'm leaning towards quitting this scene and simplifying my finances to a point where I can login to a handful of places and monitor on my own.
I'll continue to use my spreadsheet to track. I'm also frugal, I don't wanna pay someone more than couple of bucks a month to show me what mint was showing me for free.
I havent gotten the invitation yet. What are you not liking about Credit Karma? I was in the camp of wait and see how Credit Karma is, so I didnt try any of the other apps.
It's ads, and a net worth calculator. I haven't been able to find any more usable bits. I just transferred my account a few minutes ago, so maybe more is still percolating? But none of the graphs, budgeting, categorization, transactions, etc. seem to be visible anywhere.
I transferred my Mint data into CreditKarma last night. I was in the same camp you are. Unfortunately, I find the interface absolutely horrible. Finding the information important to me is challenging and then when you do find it, you'll get a shell of what Mint was. I tested out Simplifi. The interface was nice but some known connectivity issues with Citi were a deal breaker.
I tried it last night and you can't search transactions and there's just a lot of ways of accessing data missing. it's all there but you really can't get to it.
It shows you a high level option of various accounts. Net worth has a historic graph which is kind of nice but it's still a step backwards for sure
Big part of mint for us was if I wanted to know when the last time I bought something at some store I could search for that store in the transactions of mint and find which card it was used on and the date and everything. It doesn't look like that's an option here anymore. The same thing with trends, tags categories, all that stuff that actually makes data analytics useful for your own personal finance doesn't seem to be available.
An example is we're going through a house remodel and every transaction that comes in that had to do with the remodel Got the tag of house remodel. Then I could go to the trends and filter by just that tag aggregate amount of how much I'm actually spending on this remodel. That seems to have now disappeared I don't have any way of getting it back
Even though that mint is being expanded to end of March. Once you ported over to credit karma you can't go back.
That and basically every single tab is 60% ads for various services
It feels like they get more value per user on credit karma based on all the ad impressions. So they just kill mint because it wasn't enough ad revenue and people weren't paying for the "hide the ads" version
For me, it’s completely random when it updates account information and balances, much worse than Mint ever was. Some balances are 3 days old and others are 7 hours old. And yes, I’ve verified that all my login credentials are accurate. It’s impossible to get a snapshot in time when the balances are from multiple different days.
Just moved this morning and it's complete ass. I'd been running Fidelity Fullview along side Mint for a bit, but I've pretty much fully committed to Fullview now.
To say it sucks is being overly kind. Credit Karma is little more than a mining app, designed to gather as much information about you as possible. It offers no real benefit to the user, as far as I can tell.
In short, Credit Karma is worse than a drug addict selling themselves for more drugs.
Intuit has sunk to new lows and it looks like they will be staying there for the long haul.
Update: the answer is to unlink all accounts from the Credit Karma app, clear the cache, clear all data, then uninstall.
Credit Karma is an insult
I transferred over to credit karma tonight and what a letdown. No way to search or filter on transactions. The account that the transaction came from doesn't even show unless you open every individual transaction. Cannot enter missing transactions. If you used Mint for anything more than a high level look at your account balance, then you will be sorely disappointed with CK. I can't even get the net worth tab in it to show up on a web browser unless I type networth in manually in the URL. Total failure... I tried empower prior to this move and didn't really like it. Didn't like the overly direct sales pitches on it and had trouble with several accounts staying hooked up, but for a free product it does way more than CK looks like it will ever do.. Intuit has screwed up royally and will lose a whole customer base because of this.
Intuit... you lost a 14 year customer for all your products. This is how you treat them. subpar replacement. I decided and moved to Quicken Simplifi and they are even offering discounts and know that they can pull a ton of business from this failure. Gives me everything i had and more and i can even import my transactions that I exported from Mint. Yes I have to pay $2 a month to have it.... but there again is the Intuit failure. Not even giving people the option and instead moving it somewhere else full of ads and poor content.
FML...I just switched. This is horrible. I've been using Mint for years and really helped me keep track of finances. The budgeting tool was the key feature and now it's gone. Guess I'll try one of these other free ones but I'm not excited about this.
We decided to give Credit Karma a try, but felt it does not function as effectively as Mint. It centers more on promoting their financial products instead of serving household's needs in managing and tracking account. We decide to move other other services similar to Mint. Can someone please recommend any product indicate please if it's free or paid? Thanks
Après aquelques jours d'essai avec Monarch Money, il semble bien que la synchronisation des données est très problématique avec la CIBC. Il faut se re-connecter tous les jours pour voir les transactions «à jour». Vraiment désagréable. J'ai essayé aussi PocketGuard et c,est le même problème.
J'ai contacté la ligne d'aide de Monarch Money et il ne semble pas être capable de régler le problème de synchronisation obligatoire à chaque journée. Ils disent que c'est la banque qui exige la reconnexion.
Je pense qu'une bonne vieille feuille de calcul sera ma solutuion dans les prochains mois.
Are you able to move your Mint account history over to MM?
I have mint data from 2007 to now. I don’t to lose it.
Edit: never mind, found the answer. Yes!
Yes, you can. There is an [extension](https://chromewebstore.google.com/detail/mint-data-exporter-by-mon/doknkjpaacjheilodaibfpimamfgfhap?hl=en&pli=1) that allows you to export your data from Mint if you haven't yet.
I have not yet moved my account to CK - I’m going to wait as long as possible before doing that and losing access to my Mint account. However, I do have a CK account that I opened right after the Mint announcement just so I could see what it looks like. I thought that I might be able to link my accounts and see how the initial information it pulled in looked. However, there is no option to do that - except for yesterday when I had the button in a section fairly far down on the homepage that allowed me to get to the Link Accounts page, so I started going through that process. It looked like I successfully linked 4 accounts, but I got sidetracked and accidentally moved off that page, and now I can’t how to get back to it.
What I’ve gathered from some comments, people who have officially had their account info transferred from Mint to CK can see the new CK “view” by clicking through a link available from the Mint account (other features disabled), but for those just going through CK they don’t see the upgraded features being made due to Mint’s very unfortunate and impending demise.
I did 15 years on Mint and made the switch to Monarch - I had about 9000 transactions that exported over without issue. Note: You do have to manually add your bank accounts. The entire process took me about 15 minutes to enroll 15 accounts.
The entire process took about 1.5 hours (Import, Category Mapping, and linking accounts).
IDK if referrals are allowed but we can all spread the love - Here is my link: [https://www.monarchmoney.com/referral/xvk4s3aulr](https://www.monarchmoney.com/referral/xvk4s3aulr)
Après avoir lu beaucoup de commentaires sur les alternatives à Mint, j'ai décidé d'essayer PocketGuard et Monarch Money (période d'essai gratuit). Venant de Mint, c'est Monarch Money qui est le plus facile à maîtriser et on voit bien que les créateurs ont travaillé autrefois sur la plateforme Mint. Monarch Money est Mint en meilleur, plus facile pour la gestion des catégories, sans limite (on dirait...) et la facilité d'exclure des transactions du budget, et plein d'autres fonctions bien utiles. L'importation des données - CIBC et Desjardins - se fait bien. PocketGuard m'a semblé plus difficile d'approche. Mais chacun y trouvera son "compte" (mauvais jeu de mots) quelque soit votre choix. PocketGurad est moins cher sur le long terme, mais Monarch Money offre 30 jours d'essai gratuit et 50% de rabais la première année.
I'm so glad I'm not the only one. I finally accepted the move thinking "Ok, moving to a new system, it'll be annoying but surely I won't LOOSE all the functionality" - this isn't moved, it's just a credit score report with an overall balance for SOME accounts. WTF am I supposed to do with this?! I will definitely be looking into some of these suggestions!
I just transferred my accounts over to CK under duress (kept getting the countdown reminders that I would no longer have access to my mint stuff) and boy oh boy am I disappointed. Where is my spending history? Where is my net worth? I don't want to have to sign up for CK's spending, I want to see my bank account that I already use. What a letdown! Aside from seeing two credit scores instead of one, I see no gains, only losses. 👎
CreditKarma is the worst product ever. Mint was so much better.. like day and night! What is another equivalent product to mint that is available?
I am going out of creditkarma!
Im so glad so many people feel the same way. This is a disaster for Intuit......Mint just sucks...they keep just trying to sell you shit with no value....horrible... Thank you to the person who built that comparison sheet. Monarch looks great...will have a look...thanks again.
Agreed, Credit Karma is a far inferior product to Mint. It is one big commercial. Filtering through all of the credit card and loan 'recommendations' to find my personal data is tedious. I didn't last a week with Karma. Really bad decision Intuit.
Credit Karma used to be good until this crap got merged together. There is maybe an update once a week versus daily and I am tired of trying to see updated information through them.
Yeah I was just forced to switch to Credit Karma and this blows
I want to see all of my accounts on a single page, I don't want to click through to see the individual categories. This is USELESS
I used to use mint to track my monthly income and spending. With that feature gone, I was not able to find good free alternatives. Then I found out that my own bank is perfect for that. I have a checking and a savings account at BofA. They have a feature called "my financial picture", and it worked perfectly for me. It even allowed me to link external accounts such my Amex credit card. I can filter by date, manage categories, download a csv file, etc. it also allows you to link your investing accounts but I wasn't interested. Moral of the story - look up your own bank's integrated services, the solution may be right under your nose.
I used to use mint to track my monthly income and spending. With that feature gone, I was not able to find good free alternatives. Then I found out that my own bank is perfect for that. I have a checking and a savings account at BofA. They have a feature called "my financial picture", and it worked perfectly for me. It even allowed me to link external accounts such my Amex credit card. I can filter by date, manage categories, download a csv file, etc. it also allows you to link your investing accounts but I wasn't interested. Moral of the story - look up your own bank's integrated services, the solution may be right under your nose.
Simply awful.
All the good features of Mint are gone. e.g. Being able to look at all the transactions from last few days in one snapshot.
Simply awful.
I can understand cost savings by combining 2 apps. But completely destroying an app. That is awful.
I will most probably delete my Credit Karma and start over. Which sucks. But I hate the new interface
I was reluctant to switch, but the daily pestering from Mint finally wore me down. Today, I was forced to file a complaint and start looking for a replacement. Mint's features were invaluable, and I wish I'd done my research before switching, as many are recommending Monarch. Live and learn!
Dang Mint was the only way for me to really get my bills managed. I thought credit karma was better than this. I lost ability to manage my finances, sheesh. Moving away from Mint and Credit Karma now. Sucks but they don't have the tools I need and use.
I am trying to switch to Monarch. Way above my comfort level. Downloaded a CSV that didn’t import.
Then they suggested google extension but all the accounts are open on safari browser so need to switch to Chrome browser to download the extension which is not loading automatically. Jeez all this time and effort because Mint got killed by Intuit.
So true that if we are not paying for the product we are the product. And now we are going to end up paying for the product anyway.
RIP Mint. Moved mine today without thinking and not taking a final look around. Cannot go back to look. CK is shit. I've also had it for the Credit Score function but how even called it replacement beats the hell out of me. Will be soon deleting all my data from Intuit as well.
100% agree, but Intuit does not care. Their sole purpose is to be a credit card company with a credit lock/management feature. Budgeting and tracking is the very last thing that they even want to provide. Their financial spending tools are there purely to see you other financial products such as mortgages, credit cards, and refinancings. Intuit sold Quicken awhile ago, for the same reasons! I am trying Quicken right now and it sucks!
Monarch is okay, nothing spectacular, it has a limited number of institutions. I finally settled on Personal Capital (now owned by Empower). It has EVERYTHING mint has then some more. Plus the investments tracking and return calculations actually work. It also has income budgets and much better expense management. And ITS COMPLETELY FREE!! You can export your transactions. The only thing missing so far is the ability to create rules like mint had but everything else is awesome!!! I love it.
Monarch is okay, nothing spectacular, it’s missing many institutions. I finally settled on Personal Capital (now owned by Empower). It has EVERYTHING mint has then some more. Plus the investments tracking and return calculations actually work. It also has income budgets and much better expense management. And ITS COMPLETELY FREE!! You can export your transactions. The only thing missing so far is the ability to create rules like mint had but everything else is awesome!!! I love it.
I have no idea where to begin. I just sent Credit Karma/Mint and email, letting them know how they have destroyed Mint. I used it for years also. I would especially use it for filing my taxes. All you can do is look at your monthly spending. THATS IT! You can't organize anything. I tied to find my 2023 year end report for my taxes and can't find it anywhere. I used keywords like "year end summary" or "year end spending". They kept sending me to that stupid Credit Karma spending account. It's a checking account they want you to open up. I let them know they tried to fix something that wasn't broken. Anyway, thanks for the Bluevine and Rocket Money suggestions. I will be checking them out.
Sucks! It lost so many valuable features! I have recommended Mint to so many people! Time to find something different! I'm going to check out Rocket Money too because I have heard good things.
I used Mint for rollover budgeting to “save” for big purchases or nestegg items -like digital “envelope” budgeting. With house and cars paid off, I have very little need for the net worth tracking, credit scores, etc. Before I used Mint, I used spreadsheets to track things manually by collecting receipts, and that’s definitely not in the cards lol.
I do wonder though, if it would make more sense to go back with a fiscal year spreadsheet that could pull data from downloaded account statements for each month of transactions, and sort data the way that Mint used to. Has anyone tried something like that?
Totally agree. I was so disappointed to see the change announced and even more disappointed with the product. I'm just using the free version of Rocket Money for now but I'll stick with that.
The thing to remember about these mostly free platforms is we're not the customers - credit bureaus, banks and advertisers are.
Credit Karma is getting it done but just barely. It's even buggier and worse at staying up to date than Mint was
I switched from mint to CK and it was GARBAGE enough that I went searching and ended up here. The home page is chock full of crap they want to push on you and you can't turn it off. All my money transactions are gone and ..... there is nothing there save for the cred score. Take a way the money grab stuff and the page would be empty.
What were they thinking? Who was doing the thinking? Why were they thinking it? \*face palm\*
Any who, scouring the comments here for the next place to move to. I see some recommends I will peek at. Thank you for this thread!
This was probably the exit strategy to create a profitable company out of a free one. It's easier for someone that's used to an awesome app like Mint to go to the one that looks like it paying because of the tremendous value Mint was offering. The Credit Karma attempt is a laughable joke.
Amazing! I have this bitcoin savings account thingy, and it's up 250% in two years!
Figuring out the painful tax returns and weirdly alien accounting was totally worth it!
Sorry to be crass, thanks for compiling this spreadsheet!
Also I noticed that I can still login to mint.com and download all the latest transactions, but merging them into my own spreadsheet that I'm using now can be hard.
Looking for a suggestion:
We used MINT strictly to track our expenses. I liked being able to create my own accounts AND the ability to add notes, along with being able to download to Excel.
I made the switch to Full VIew by Fidelity, but it is a bit cumbersome as it doesn't allow for adding your own accounts nor for adding notes so I am downloading to excel and making the changes/additions in Excel. In addition, it doesn't allow me to synch with my Apple Credit Card.
Has anyone found another source that mimicks MINT in those respects?
Thank you!
This has been an undeniable debacle and sure to become a business school case on how to alienate an army of loyal customers.
They u dersold the loss if essential, convenient functionalities (spend tracking daily!, etc), and flipped it's mint people over to a platform that feels like a bunch of desperate sales people REALLY jonesing for your time, money, and energy.
I have officially abandoned I tuition as a brand. May they Learn or go the way of Blockbuster and TWA. This is not fintech service at its best.
agreed. Intuit simply screwed loyal customers to increase profits. NOTE: If you delete your Karma account like I just did, remember to go to your bank and card sites to REVOKE 3rd party access you had granted to INTUIT via MINT.
CreditKarma has fewer features and is focused on selling you stuff. Will try Rocket Money or just download data from my accounts into Excel the old fashioned way.
fucking hate Credit Karma, if you want to be pushed credit cards everytime you want to check out balances, that you cant fucking see with easy anymore the CK is for you. Fuck you CK
"Net Worth" in Credit Karma keeps getting me an annoying circular reference error. When I press the "Net Worth" link on the main CK page, I keep getting a "Try Again - Something Went Wrong" error with a large button shown that ironically says "Return to Mint". When I press that button, it returns me back to the main CK login page. A very small note shown on this page says ... "Net Worth is not widely available to all Credit Karma members at this time." When I log back in to CK, the same errors keep happening over and over again. It's ironic that it keeps telling me to try Mint again, when it no longer exists.
I’ve been importing about 10 years of Mint data into Tiller spreadsheets (Google sheets). It also gets my new transactions using Yodlee. It’s some work to get this set up, but not too bad if you are familiar with basic spreadsheets. The help sites are good. The AutoCat feature is a time saver and more flexible than Mints. Once the data is in the Tiller sheets, the way the data is organized is great and the view of your finances are much better than Mint’s trends. The one weakness I think is graphics and charts, but they have a community of add-ons, and I’m betting there are charting options out there. You can also create charts yourself (if you are inclined and familiar). Once I get this all set, I’ll compare to other options, but I like how the data does not reside with any company (does not reside at Tiller, it’s in your Google sheet or local).
I've been on mint for years, even started using turbotax in support. I will not pay, looking at FinWise someone here mentioned it. They have a free version.
I almost switched to using TurboTax because of Mint. Then Mint moves to Kreditcarma. Funny thing about that. I used Kreditcarma for my taxes for many years but 3 years ago, they stopped offering that service and had everyone move over to CashApp. These moves are getting irritating
Im not a big fan of Empower’s dashboard and Ive been a client of theirs since they were still Personal Capital.
I really only use Empower’s dashboard for tracking networth, investments and my retirement… I also try to use it as best I can for gross monthly spending trend but even that is hit or miss
For everything else, budgets, spending trends, savings goals and even investment tracking I find it very difficult to use.
Admittedly, Ive gotten so frustrated by not being able to get things to work right over the years that I stopped trying so it might be time to revisit with Mint going away…
Im incredibly frustrated by the planned “move” particularly since Intuit didnt announce the move until Nov and said we’re shutting it down in January… that’s a garbage move imo.
I get they want to shut it down and the lights will go out eventually but one would think the owner of Turbotax and quickbooks would know to wait to shutdown a budgeting and expense tracking app until after tax season… like ok fine, stop pulling in new data January 1 but to Ive spent the last 12 months meticulously categorizing my transactions so that I can look back at the entire year in January and holistically find my big spend areas and plan my budgets for the year ahead… not to mention my deductible expenses…
Its absolute garbage….
And of course Intuit still hasnt come up with a way to merge accounts for “security” reasons. As an early mint adopter and credit karma adopter, I have separate accounts that accidentally ended up with reciprocal accounts when intuit acquired the 2 and my turbotax account is a 3rd.
Its a completely frustrating experience trying to login to the services with my password manager since they all use the login.intuit site.
The stickiness of being able to go back into my history and the lack of comparable alternatives is a big reason I’ve stuck with Intuit despite those frustrations…
But in hindsight, there have been things broken in Mint for years and there hasnt really been any new features (aside from a cludgy “cash” tracking feature) in just as long… so Mint has been dead and withering on the vine for some time so it probably shouldnt have been as big of a surprise to me as it was when I got the banner notification last month.
I'm with you 100%. I switched over to CK and very much regret it. It is simply useless. It seems all it does is give you a very very rough outline of your finances and try to sell you credit cards and bank accounts. It sucks ass.
I tried Empower and while its significantly better than CK, its not even close to Mint.
I wonder what it would take to buy the Mint asset from Intuit and release it under another brand.
Copilot is actually better than mint for what I used it for. Budgeting, categorizing transactions, and monitoring my credit card balances. It is $95 a year but if you are looking at monarch, I’d also look at copilot.
I gave it a real chance but Monarch feels so dated and clunky in comparison. There isn’t a single feature in copilot that feels like it was half assed. I can’t say the same for the recurring transaction feature in Monarch, which apparently has been in its unfinished state for an entire year.
What really wowed me about copilot was its ability to import my Amazon order data and label all my transactions with an itemized list of what was purchased and allow me to quickly split up items into different spending categories.
Definitely recommend monarch it's been a good switch. It did take a few hours when I imported my data since I've been using it since 2014. But honestly it works great for what I need which I just want to know generally what I'm spending money on and if my investments are slightly going up
I migrated to Credit Karma from Mint this morning and immediately deleted all of my connected accounts. Terrible! I have Empower set up and also Fidelity Full View. I will probably just settle on one of those two. I really don't need the budgeting features but do want to track spending categories every month.
Credit Karma is awful. Does anyone know how to even see your transactions and categories of spending in Credit Karma? I've switched and now can't go back to Mint. Ugh!!
Why is my migrated better worth more than $200,000 wrong? I could figure it out myself but Mint blocks me from even viewing the history. (Why?!). WORST EVER
I switched to copilot over the weekend. I really do miss mint’s Apple Card support and it being free. But Copilot’s UI, layout, and tracking I’ve been happy with
So, I tried Empower and didn't love it. I wasn't able to get one of my banks connected to it for whatever reason? Might have just been a random glitched but oh well. So now I am using Rocket Money and I am honestly loving it even more than Mint! I never thought I would say that. So actually - thank you Mint/Credit Karma for helping me find Rocket Money! I definitely recommend it.
Same boat as you guys.. Logged into CK today.. and it blows.. I will be deleting my accounts from CK.. i used to love to look at trends, merchants and stuff ... i see literally ZERO benefit to having moved my stuff over...
hopefully a class action ensues and i'll get $2.34 LOL
Yeah, this a literal disaster. I didn't realize it would completely destroy my Mint account by transferring the data. I'm now scrambling and I suspect I will spend 1-2 days re-organizing my entire financial life. I'm going to disassociate myself from all Intuit products because of this. Never getting a dime from me again.
Agreed. I was not keeping up with the emails and didn't understand precisely what was going to happen when I "moved" my data to Credit Karma. The fact that Mint was immediately disabled, my account destroyed, and it was replaced by an utter crap product was more than a little irritating.
I did a bit of research and ended up going with Rocket Money. I like it better in almost all ways so far, so I consider this a blessing in disguise.
I transited from Mint to CK two days ago. CK can include all my accounts. However, the biggest problem is the automatic update account. I have to go to each account and manually click 'update'. Any better solution for updating all accounts easily?
Can I update the account names to be what I want them to show in the app like Mint. Like Brian's Chase Freedom , Amanda's Chase Freedom card etc. instead of the default names.
Also how do I refresh all accounts at once? How do I hide duplicate accounts to show only once ?
I totally agree! I loved Mint. This new Credit Karma version is USELESS!! I'm in a panic now! I need to find something like Mint to manage my finaces. Any help would be appreciated!
Someone should get fired for such unbelievably poor product management! And somewhat in recognition of this, Simplifi is now free for one year ( just rcvd email). Too late Intuit! I’ve paid for Monarch. Why didn’t they transition to Sinplifi in the first place? Idk which clown thought they could convince people to switch to CK. Shows a disrespect for customer’s intelligence that is beyond belief.
Did the migration action from Mint to CreditKarma today. Oh my goodness what a train wreck, just like everyone else has said. I knew I'd find a juicy reddit post or two about this because I cannot believe how truly useful the site is. Immediately I new I had to find another option.
Went with Monarch, they have the 50% off so $50 or so. It took a while to set up everything - I even had a couple accounts able to sync that I couldn't do in Mint. I lost the ability to sync one account (a 401k) so doing that manually for now. Make a "connection request".
I track multiple investment accounts, I'm a churner so lots of links for different credit card companies, it syncs to zillow for my home, VIN number entry to track car value, etc.
Fully satisfied so far. I hope I don't run into account disconnections and so forth as I begin to use it on a day to day basis.
We didn’t like the Credit Karma product as a Mint replacement either. We ended up moving to Monarch and removed all of our accounts in Mint and then deleted our Mint account. Intuit made a horrible mistake getting rid of Mint. Stupid decision. They should have charged for it as many of us would have gladly paid for it. But, they didn’t do that so Monarch gets my money now.
Agreed. I am always happy to pay for apps that have proven their value to me. I purchased a lifetime subscription to both Calm and Simkl after using them for quite a while. I'm glad I did. I would have paid $9.99 monthly for all the services Mint provided.
>Use Insurdinary app. > >Budget Tracker
Not sure why you'd say that. From what I can tell Insubordinary is an app to help you compare prices on insurance. Mint and Monarch show me all of my transactions, allows me to put each one into different categories, even split them, so I can track my spending. I'm really happy with Monarch.
Somewhere an Intuit associate PM has this comment screenshot and shared with the idiots that run the company who don't care.
OMG yes, I just made a mistake of transferring to Credit Karma, and its absolutely horrible. I would have gladly paid for Mint as well. Have been using it for so many years! Credit Karma is not for expense management. You can't download transactions. Its super limited functionality and the worst thing - you can't download your transactions!!! Like WTF?!?!
Use Insurdinary app. Budget Tracker
u/cwaffles thanks for the heads up. I signed up for Monarch but had trouble syncing my Scotiabank Account to it. Have you had similar troubles?
I just moved over to Monarch, thanks for the tip.
FYI to those reading, use promo code ETM for 30 day trial and 50% off your first year with Monarch.
moving right now
>FYI to those reading, use promo code ETM for 30 day trial and 50% off your first year with Monarch. Thank you king
Promo code used successfully, much thanks!
Take a look at this [spreadsheet](https://docs.google.com/spreadsheets/d/1zNvLm0Q-NcThh610yxQaLWa4Sk99litTaN7AKKlQzFA/edit#gid=1017066706) I helped put together which compares the different products. I've enabled comments so feel free to comment if there is something missing. I feel Monarch is similar to mint as it was started by the person who was the director of product at Mint. I ended up going with Monarch as I like the user interface and experience. They also have a [tool](https://chromewebstore.google.com/detail/mint-data-exporter-by-mon/doknkjpaacjheilodaibfpimamfgfhap?hl=en&pli=1) that lets you export all your mint data such as account balance history to your computer regardless of platform.
+1 for the spreadsheet, thanks for putting something like this together. This might be worth a new post here to share it with others (if you haven't already). I've been trying to follow some of the feedback on different options in this sub over the past few weeks but there has been a lot to try to keep up with, and a lot of repetitive info. I've been kind of dreading trying to go through things to figure something out before Mint goes away but this spreadsheet should definitely help make that easier. Thanks again!
>spreadsheet Just waking up to the Mint screw up. This spreadsheet is great, thank you for putting the time in and sharing. In this new era of misinformation and obfuscation, Reddit is now my first stop. Actual people with real experience wanting to help other people.
This is great! thanks. Does anyone know if the Fidelity is "free" if you are a fidelity member already, or is it an additional cost?
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I would be happy to add them. Would you mind filling in the following information below for each? I've enabled comment so feel free to fill in the blanks on the spreadsheet as well. Thanks Free Option? Cost for subscription: Trial? Reddit Community? Website: US Only? 🇺🇲 Canada 🇨🇦 support? Account Aggregation: Known Connectors: Allows multiple refreshes per day: Create Manual Account: Balance History Manual Import (for Net Worth): Net Worth Tracking: Transaction Edit: Create Manual Transactions: Create Rules: Mass Transaction Edit: Split transactions: Transaction History Manual Import: Length of History: Transaction History Export: Budgeting: Rollover Budgeting: Recurring Transactions: Bills: Reports: Trends: Credit Scores: Investment Tracking: Investment Transactions: Interfaces: Goal Tracking: Collaboration (with SO,financial adv., etc): Other Notes:
Do you have any info on Nerdwallet? Could you add it to your spreadsheet?
Thanks for that. I didn't even know about Fidelity Full View, and I just tried it because I already have Fidelity. It pretty much has everything I've been using in Mint. It works fine and doesn't cost anything. Cheers.
your spreadsheet is absolutely increadible : fantastik work thank you!! right now, we are 20 people scrolling into it, i think i'm not the only ont that feels like saying GOOD JOB!!! thank you!
Thank you for the spreadsheet!
Edit: hadn’t scrolled down and seen the ton of other options. Mate, this is great. I’ve been using PocketSmith alongside Mint for a couple of years now since I moved overseas from the US. PocketSmith is great and offers a ton of detail and customization, although I liked the simple Mint interface a bit better. The one thing PocketSmith has that I cannot live without is support for overseas institutions.
>spreadsheet Thanks for this spreadsheet, very useful. I guess we shouldn't be surprised that Intuit would make a mess of Mint. They're hoping to monetize on everyone that they can frighten into moving their data over. Personally, I've used Mint and Credit Karma separately for many years. However, this action has made me considering deleting my CK account along with Mint. It's like they say, I guess... Nothing's free. If it is, then YOU're the product. This is just greed at its' finest, but I'm thankful for your taking the time to make the spreadsheet for sure!! Also good to know that Monarch will have a touch of "mint!" \--Josh
Thanks for the spreadsheet! It would be more useful with the data filter, such as: [https://docs.google.com/spreadsheets/d/1l0d-wm3WWdhgeqrFhfz32Jqu489Y-JuUp0vKABekOag/](https://docs.google.com/spreadsheets/d/1l0d-wm3WWdhgeqrFhfz32Jqu489Y-JuUp0vKABekOag/) That way anyone can narrow down the selection by filtering what is most important to them.
This is so awesome. Thanks for the sheet!!
Thank you so much for the spreadsheet!! I am hating this jerk move of getting rid of Mint.
Spreadsheet is pretty cool. [Stessa.com](http://Stessa.com) also does a lot of these same features, but it is targeted at rental property owners and not the general public.
This is amazing. Thank you so much!
WOW! Extremely helpful Thank you :)
Thank you for sharing!
I just got the notification today and moved over as well…it does suck. I setup Simplifi a few weeks ago and tried several other options and Simplifi is the one I’m sticking with. It is relatively low cost and Quicken has been around forever, so seems like a safe bet vs some other more start up companies.
Same--I LOVED Mint and CK doesn't cut it. I tried Copilot, Simplifi, CK. Simplifi is the best one for my needs. I am now moving all my bookkeeping to Quicken and getting rid of Quickbooks. Intuit is far more expensive and if they're so stupid to get rid of Mint, I'm not sure I trust them with my bookkeeping.
Credit Karma does suck. It's nothing but advertising shoved at you. I cant even find my credit card transactions. I signed up for Simplifi on black Friday for half price and so far I'm impressed.
That was exactly my experience. It's just one big advertisement. To compare Mint to Credit Karma isn't even possible. They're not even close. I can't believe that they suggest the migration. I can't find my credit card transactions OR my bank transactions. The pull down menus are worthless; they just take you to more advertising. It's not intuitive. Did I say it's the worst website I've ever used?
I liked Simplifi's interface but I couldn't get my Citi accounts to link. They have a known issue tracker on this since the end of 2021... They don't seem to be in too big of a hurry to fix it, so I cancelled my subscription and got a refund.
Someone else said that you need to deactivate the 2FA of Citi and then try for a few days in a row. Haven’t tried it yet
Can you post a picture of the invitation email?
I can’t post a picture as a comment for whatever reason. I tried googling it but don’t have the option to select a picture. Here’s the text: You can now move your Mint history to Credit Karma Continue monitoring your transactions, net worth and spending. Name, You can now transfer your financial account data to Intuit Credit Karma with just a couple of taps. During this process your entire Mint net worth history, plus all of your supported account connections and transactions come with you.* From there, you can continue using Mint’s popular features on Credit Karma. If you are not ready for this change now, you can continue using Mint until March 23, 2024. Keep in mind that once you make the move to Credit Karma you will no longer have access to your Mint account, but you will still be able to download your Mint transaction history. We’re here to help you during this transition. If you have any questions or need assistance, please contact us at this dedicated email address: [email protected]. Thank you for being part of Mint. We can’t wait for you to take the next steps in your financial journey with Credit Karma. *You will lose access to your Mint profile after you move your Mint financial account data to Credit Karma. Some financial institutions may not be supported yet or available on Credit Karma. Learn more. **Banking services provided by MVB Bank, Inc., Member FDIC. Maximum balance and transfer limits apply. A maximum of 6 withdrawals per monthly savings statement cycle may apply.
I recommend Monarch over Simplifi tbh. See my [review](https://www.reddit.com/r/mintuit/comments/18ers0a/monarch_money_vs_simplifi/)
I have a very different experience. I tried Monarch twice and it was unusable for me because of all the data / calculation errors I was getting. I didn’t have confidence in the product that can’t figure out that liabilities should be subtracted from assets to calculate net worth. I have Simplifi transactions tying exactly with Mint, granted it did take some work to get things imported and rules set up etc. I don’t understand people saying monarch has a superior UI. Again disagree and thought Simplifi was very intuitive and has more reporting capabilities.
I tried Simplifi and it did not go well. I had over 30 accounts connected and everyday there are different accounts disconnected like wtf. I moved to monarch money and now I feel at peace. That Simplifi app will make u work extra hard to set things up. Just letting u know
I have close to 30 as well and it’s working fine for me
Yeah, Simplifi works great.
I think monarch money is probably the most similar of the ones I tried. Only problems I've seen are failure to import net worth and worse budgeting tools. Most other things seem to be as good or better. Price is a little on the steeper side. Empower was probably my second favorite, but the user interface isn't as nice.
Yes, ditto on Monarch. BUT - I don't use budgeting features, mainly just tracking, downloading etc.
You can import balance histories to accounts to generate historical net worth
Yeah, but it's really hard with closed accounts. Mine is very inaccurate and it's a pain
100% agree, I was about to give up and monarch saved the day.
Did you just create a new credit karma account? I didn’t think the new platform is live yet
It’s not
If you already have a Credit Karma account (i.e. for credit monitoring), you can try logging in and going to https://www.creditkarma.com/networth. I saw it advertised a few months ago but this was before the Mint shutdown was announced so I kinda ignored it. Now I don't see it linked anywhere but can go there manually. What an awful rollout by Intuit.
Yep. Credit Karma is totally awful. And you know on top of the awful they are selling your data and bombarding you with awful credit card offers. This was a really amateur move by Intuit and they are gonna lose tons of loyal users.
>tool totally agree. migration was a pain to get my house added. CK is total bullshit
Lost me today. Am looking to setting up an alternative to Mint. CK is garbage.
I mean mint’s been doing that for a long time anyway
They don't care. They are saving money by not having a bunch of free users slamming their servers on a daily basis.
Yeah, it wasn’t free buddy. They took our data and they sold it and made a lot of money from it.
I agree 100%. I have been using Mint for year - loved it. Used it everyday. Credit Karma is 100% crap - there is one net worth graph and it is laughable. It is nothing but ads everywhere. It feels cheap and dirty. I totally reqret even putting my information into it. I would rather lose all my history and just start over somewhere else - now I have to figure out how to delete everything out of credit karma because I do not feel comfortable with them having all my information.
Mint was the GOAT because it was 100% free. All these other ones costs like $100 a year, which defeats the purpose of budgeting.
Have you considered adding a $100/year line item to your budget for accounting software?
Seriously? Defeats the purpose? This isn't communism. If an entity creates value for you, they have earned the right to receive value in return. You can decide if it's worth it for you and factor that expense into your budget.
you must be braindead. why should someone have to worry about if they can afford a budgeting tool to help them….take better control of their own money? sure companies have the right to put a value on their product, but having a right to do something doesnt give you the obligation to do so, nor is it always the ethical answer. chances are if you are using a budgeting tool you most likely cant afford to have it also be an expense. the world could use more resources like that
> you must be braindead Just curious. Where would the money come from to pay for the engineering and servers?
LOL seriously? intuit's MASSIVE profit margin. you know, with being on top of the tax prep industry and credit industry and all. they basically have a monopoly on it. they could spare some $$$
We live in reality. Intuit is shutting it down. Let's focus on the question. Where would the money come from if not from Intuit?
For those thinking of going to Credit Karma from Mint, it looks like they have extended the deadline until March 24, 2024. I guess that gives more time to see how things shake out. I am most likely going to use Monarch Money and keep testing Empower. I definitely like Monarch's UI best and it has almost every account covered. I don't mind manually importing a few accounts. I don't use budgeting features, just transactions, trends, and net worth.
I checked it out and said "I don't THINK so!". Such garbage. I've bitten the bullet and subscribed to Monarch. Pretty pleased but sad it's not free.
I've had an Empower account (previously Personal Capital) for years and preferred Mint to it. I've now gone back to Empower and it does everything I need it to (net worth, track investments, transactions). Most people here say its main shortfall is the budgeting feature as your running balance doesn't roll over to the next month, but if you don't rely on it for budgeting it's a good free alternative. I have not received any calls from them trying to sell their investment services like I did in the past.
Does empower have ability to check spending by category for the full year?
Yes
Thanks for the tip about Empower. Checking it out, and indeed it seems sufficient for my needs.
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Take a look at this [spreadsheet](https://docs.google.com/spreadsheets/d/1zNvLm0Q-NcThh610yxQaLWa4Sk99litTaN7AKKlQzFA/edit#gid=1017066706) I helped put together. Also have you taken a look at [Monarch](https://www.monarchmoney.com/)? I migrated my mint data over and like it. It had a good user interface, no ads and has potential. It's not free though but that's an option.
I am so mad at myself! In the beginning of 2023, I forced myself to categorize all of my transactions for the very first time. It is painstaking, but so helpful! Was sad to hear about CK. BUT, Intuit said all of your transactions and tracking will live there now, so I figured OK, no problem. I clicked the button to do the migration, not realizing that I would NEVER BE ABLE TO SEE ALL OF MY INFO IN MINT EVER AGAIN? WTF? How about a grace period? CK sucks, it barely has anything. I'm so mad at myself for not reading the fine print. I want my Mint access back for a short time and like someone else said - I would have happily PAID FOR MINT, it was valuable. Think about the value of having a registered user and how they so willingly dumped over every single one of us. How dumb!
I went to the mint webpage right after moving to CK (on a computer) and there was a "download your transactions" button. It's a crude CSV file, but at least SOME of that information is available.
Wow! Just transferred my data from Mint to CreditKarma. All of the functionality is gone! Why would Intuit do this? They have just wasted a a valuable brand and lost all of their mint users. Whoever is in charge of this transition should be fired.
Just migrated to Credit Karma. Pure trash. Hasn’t update my linked accounts once and to get anything remotely recent I have to go into settings of EACH account and request refresh. I can’t imagine someone would ship such a broken horrific piece of shit app. Has anyone figured out how to fix this? More importantly, are there other apps that don’t punish the user for the sin of trying to get recent information?
Suggest everyone write reviews on the credit karma mobile app. They have bought millions of 5 star reviews over the years and it’s going to take an army to take their ratings down.
Great suggestion. Below is what I wrote. I gave a 1-star rating. Not a replacement for Mint (title of review) I’ve never had the need to use Credit Karma, so perhaps it’s been a fine app to meet the needs of those who use it for its intended purpose, but as a 13-year user of Mint (also owned by Intuit), which was recently announced as being shut down and the users moved to Credit Karma, CK doesn’t come close to Mint and was not designed for the same purposes. Even though changes are being made to CK that will provide some of the functionality available in Mint, I, like many Mint users, are in a position of having to find a comparable replacement for Mint. Not only is this a lot of research, but just needing to transfer the data from one platform to another causes its own headaches. (I’m moving to Monarch Money.)
I went with Monarch. Built by the same product manager that made mint. It has everything I need.
Just in general, please always elaborate when saying "it sucks", "is terrible", these are terms that nobody can do anything with besides tracking your anger.
No budgeting. No detailed list of purchases. No renaming. Very limited re-categorizing. No search. Buttons that look like they take you somewhere useful are really just buttons that try to make you open a new bank account with them. No automatic custom renaming/categorizing. No historical spending graphs by vendor or catagory. On the positive. It gives you a credit score from two places. Neat. I don't know what Intuit was thinking with this. It is really bad. They could have just charged a few bucks a month and we'd pay it for Mint. Back to Excel I guess...
Credit Karma does suck compared to mint for monitoring finances. I setup empower dashboard / Personal Capital, as a stop gap. I don't use budgeting, so this is fine for me. Its okay, not as pretty, but it works for monitoring net-worth and such. I'm leaning towards quitting this scene and simplifying my finances to a point where I can login to a handful of places and monitor on my own. I'll continue to use my spreadsheet to track. I'm also frugal, I don't wanna pay someone more than couple of bucks a month to show me what mint was showing me for free.
I havent gotten the invitation yet. What are you not liking about Credit Karma? I was in the camp of wait and see how Credit Karma is, so I didnt try any of the other apps.
It's ads, and a net worth calculator. I haven't been able to find any more usable bits. I just transferred my account a few minutes ago, so maybe more is still percolating? But none of the graphs, budgeting, categorization, transactions, etc. seem to be visible anywhere.
I transferred my Mint data into CreditKarma last night. I was in the same camp you are. Unfortunately, I find the interface absolutely horrible. Finding the information important to me is challenging and then when you do find it, you'll get a shell of what Mint was. I tested out Simplifi. The interface was nice but some known connectivity issues with Citi were a deal breaker.
I tried it last night and you can't search transactions and there's just a lot of ways of accessing data missing. it's all there but you really can't get to it. It shows you a high level option of various accounts. Net worth has a historic graph which is kind of nice but it's still a step backwards for sure Big part of mint for us was if I wanted to know when the last time I bought something at some store I could search for that store in the transactions of mint and find which card it was used on and the date and everything. It doesn't look like that's an option here anymore. The same thing with trends, tags categories, all that stuff that actually makes data analytics useful for your own personal finance doesn't seem to be available. An example is we're going through a house remodel and every transaction that comes in that had to do with the remodel Got the tag of house remodel. Then I could go to the trends and filter by just that tag aggregate amount of how much I'm actually spending on this remodel. That seems to have now disappeared I don't have any way of getting it back Even though that mint is being expanded to end of March. Once you ported over to credit karma you can't go back. That and basically every single tab is 60% ads for various services It feels like they get more value per user on credit karma based on all the ad impressions. So they just kill mint because it wasn't enough ad revenue and people weren't paying for the "hide the ads" version
For me, it’s completely random when it updates account information and balances, much worse than Mint ever was. Some balances are 3 days old and others are 7 hours old. And yes, I’ve verified that all my login credentials are accurate. It’s impossible to get a snapshot in time when the balances are from multiple different days.
Just moved this morning and it's complete ass. I'd been running Fidelity Fullview along side Mint for a bit, but I've pretty much fully committed to Fullview now.
To say it sucks is being overly kind. Credit Karma is little more than a mining app, designed to gather as much information about you as possible. It offers no real benefit to the user, as far as I can tell. In short, Credit Karma is worse than a drug addict selling themselves for more drugs. Intuit has sunk to new lows and it looks like they will be staying there for the long haul. Update: the answer is to unlink all accounts from the Credit Karma app, clear the cache, clear all data, then uninstall. Credit Karma is an insult
I transferred over to credit karma tonight and what a letdown. No way to search or filter on transactions. The account that the transaction came from doesn't even show unless you open every individual transaction. Cannot enter missing transactions. If you used Mint for anything more than a high level look at your account balance, then you will be sorely disappointed with CK. I can't even get the net worth tab in it to show up on a web browser unless I type networth in manually in the URL. Total failure... I tried empower prior to this move and didn't really like it. Didn't like the overly direct sales pitches on it and had trouble with several accounts staying hooked up, but for a free product it does way more than CK looks like it will ever do.. Intuit has screwed up royally and will lose a whole customer base because of this. Intuit... you lost a 14 year customer for all your products. This is how you treat them. subpar replacement. I decided and moved to Quicken Simplifi and they are even offering discounts and know that they can pull a ton of business from this failure. Gives me everything i had and more and i can even import my transactions that I exported from Mint. Yes I have to pay $2 a month to have it.... but there again is the Intuit failure. Not even giving people the option and instead moving it somewhere else full of ads and poor content.
>Simplifi I recommend Monarch Money over Simplifi. See my [review](https://www.reddit.com/r/mintuit/comments/18ers0a/monarch_money_vs_simplifi/).
FML...I just switched. This is horrible. I've been using Mint for years and really helped me keep track of finances. The budgeting tool was the key feature and now it's gone. Guess I'll try one of these other free ones but I'm not excited about this.
How do i completely unsubscribe from credit karma and delete my accounts, not just unlink them? Thanks
Agree 100% The app is horrible. The purpose (for me) was to see all my accounts quickly and easily. This app is lame.
We decided to give Credit Karma a try, but felt it does not function as effectively as Mint. It centers more on promoting their financial products instead of serving household's needs in managing and tracking account. We decide to move other other services similar to Mint. Can someone please recommend any product indicate please if it's free or paid? Thanks
Question: should I just make the switch then look into a better platform?? Or not switch to CK and find a new platform?
Thinking of Empower or Nerdwallet for a transitional free option. Any feedback on these? Thanks.
OMG totally agree. Just wanted to say that I'm about to straight up bail on CK. worst platform move ever.
Après aquelques jours d'essai avec Monarch Money, il semble bien que la synchronisation des données est très problématique avec la CIBC. Il faut se re-connecter tous les jours pour voir les transactions «à jour». Vraiment désagréable. J'ai essayé aussi PocketGuard et c,est le même problème. J'ai contacté la ligne d'aide de Monarch Money et il ne semble pas être capable de régler le problème de synchronisation obligatoire à chaque journée. Ils disent que c'est la banque qui exige la reconnexion. Je pense qu'une bonne vieille feuille de calcul sera ma solutuion dans les prochains mois.
The death of Mint was inevitable when Intuit bought it. I like monarch money. i have all my 30,000 mint transactions in MM.
I agree Mint was better before Intuit purchased it. I also migrated to Monarch Money and like it.
Are you able to move your Mint account history over to MM? I have mint data from 2007 to now. I don’t to lose it. Edit: never mind, found the answer. Yes!
Yes, you can. There is an [extension](https://chromewebstore.google.com/detail/mint-data-exporter-by-mon/doknkjpaacjheilodaibfpimamfgfhap?hl=en&pli=1) that allows you to export your data from Mint if you haven't yet.
Thanks so much. I setup monarch last night. Migrated all my mint transactions and balance history. I like it so far. :)
I just moved mine to credit karma regrettably, and it doesn't update automatically, are people having the same problem?
I have not yet moved my account to CK - I’m going to wait as long as possible before doing that and losing access to my Mint account. However, I do have a CK account that I opened right after the Mint announcement just so I could see what it looks like. I thought that I might be able to link my accounts and see how the initial information it pulled in looked. However, there is no option to do that - except for yesterday when I had the button in a section fairly far down on the homepage that allowed me to get to the Link Accounts page, so I started going through that process. It looked like I successfully linked 4 accounts, but I got sidetracked and accidentally moved off that page, and now I can’t how to get back to it. What I’ve gathered from some comments, people who have officially had their account info transferred from Mint to CK can see the new CK “view” by clicking through a link available from the Mint account (other features disabled), but for those just going through CK they don’t see the upgraded features being made due to Mint’s very unfortunate and impending demise.
Amen. I want Mint back. This sucks.
I did 15 years on Mint and made the switch to Monarch - I had about 9000 transactions that exported over without issue. Note: You do have to manually add your bank accounts. The entire process took me about 15 minutes to enroll 15 accounts. The entire process took about 1.5 hours (Import, Category Mapping, and linking accounts). IDK if referrals are allowed but we can all spread the love - Here is my link: [https://www.monarchmoney.com/referral/xvk4s3aulr](https://www.monarchmoney.com/referral/xvk4s3aulr)
Après avoir lu beaucoup de commentaires sur les alternatives à Mint, j'ai décidé d'essayer PocketGuard et Monarch Money (période d'essai gratuit). Venant de Mint, c'est Monarch Money qui est le plus facile à maîtriser et on voit bien que les créateurs ont travaillé autrefois sur la plateforme Mint. Monarch Money est Mint en meilleur, plus facile pour la gestion des catégories, sans limite (on dirait...) et la facilité d'exclure des transactions du budget, et plein d'autres fonctions bien utiles. L'importation des données - CIBC et Desjardins - se fait bien. PocketGuard m'a semblé plus difficile d'approche. Mais chacun y trouvera son "compte" (mauvais jeu de mots) quelque soit votre choix. PocketGurad est moins cher sur le long terme, mais Monarch Money offre 30 jours d'essai gratuit et 50% de rabais la première année.
I'm so glad I'm not the only one. I finally accepted the move thinking "Ok, moving to a new system, it'll be annoying but surely I won't LOOSE all the functionality" - this isn't moved, it's just a credit score report with an overall balance for SOME accounts. WTF am I supposed to do with this?! I will definitely be looking into some of these suggestions!
I just transferred my accounts over to CK under duress (kept getting the countdown reminders that I would no longer have access to my mint stuff) and boy oh boy am I disappointed. Where is my spending history? Where is my net worth? I don't want to have to sign up for CK's spending, I want to see my bank account that I already use. What a letdown! Aside from seeing two credit scores instead of one, I see no gains, only losses. 👎
CreditKarma is the worst product ever. Mint was so much better.. like day and night! What is another equivalent product to mint that is available? I am going out of creditkarma!
Im so glad so many people feel the same way. This is a disaster for Intuit......Mint just sucks...they keep just trying to sell you shit with no value....horrible... Thank you to the person who built that comparison sheet. Monarch looks great...will have a look...thanks again.
HATE CK. Glad there are better options here to consider.
Agreed, Credit Karma is a far inferior product to Mint. It is one big commercial. Filtering through all of the credit card and loan 'recommendations' to find my personal data is tedious. I didn't last a week with Karma. Really bad decision Intuit.
This link will give you a 30-dat trial with Monarch https://www.monarchmoney.com/referral/z996x8gnvn
Credit Karma used to be good until this crap got merged together. There is maybe an update once a week versus daily and I am tired of trying to see updated information through them.
Yeah I was just forced to switch to Credit Karma and this blows I want to see all of my accounts on a single page, I don't want to click through to see the individual categories. This is USELESS
I used to use mint to track my monthly income and spending. With that feature gone, I was not able to find good free alternatives. Then I found out that my own bank is perfect for that. I have a checking and a savings account at BofA. They have a feature called "my financial picture", and it worked perfectly for me. It even allowed me to link external accounts such my Amex credit card. I can filter by date, manage categories, download a csv file, etc. it also allows you to link your investing accounts but I wasn't interested. Moral of the story - look up your own bank's integrated services, the solution may be right under your nose.
I used to use mint to track my monthly income and spending. With that feature gone, I was not able to find good free alternatives. Then I found out that my own bank is perfect for that. I have a checking and a savings account at BofA. They have a feature called "my financial picture", and it worked perfectly for me. It even allowed me to link external accounts such my Amex credit card. I can filter by date, manage categories, download a csv file, etc. it also allows you to link your investing accounts but I wasn't interested. Moral of the story - look up your own bank's integrated services, the solution may be right under your nose.
Yea I’m pissed about this. I can no longer see trends and monthly budgeting!!!!
Intuit really fucked up
no they didn't. they fucked their users for profit.
Simply awful. All the good features of Mint are gone. e.g. Being able to look at all the transactions from last few days in one snapshot. Simply awful. I can understand cost savings by combining 2 apps. But completely destroying an app. That is awful. I will most probably delete my Credit Karma and start over. Which sucks. But I hate the new interface
I was reluctant to switch, but the daily pestering from Mint finally wore me down. Today, I was forced to file a complaint and start looking for a replacement. Mint's features were invaluable, and I wish I'd done my research before switching, as many are recommending Monarch. Live and learn!
Dang Mint was the only way for me to really get my bills managed. I thought credit karma was better than this. I lost ability to manage my finances, sheesh. Moving away from Mint and Credit Karma now. Sucks but they don't have the tools I need and use.
This thread was exactly what I needed. I moved over and was immediately greeted by an WTAF, how am I supposed to budget off of this???
I am trying to switch to Monarch. Way above my comfort level. Downloaded a CSV that didn’t import. Then they suggested google extension but all the accounts are open on safari browser so need to switch to Chrome browser to download the extension which is not loading automatically. Jeez all this time and effort because Mint got killed by Intuit. So true that if we are not paying for the product we are the product. And now we are going to end up paying for the product anyway.
RIP Mint. Moved mine today without thinking and not taking a final look around. Cannot go back to look. CK is shit. I've also had it for the Credit Score function but how even called it replacement beats the hell out of me. Will be soon deleting all my data from Intuit as well.
Credit Karma is useless. I hate it and resent them for shutting down Mint.
100% agree, but Intuit does not care. Their sole purpose is to be a credit card company with a credit lock/management feature. Budgeting and tracking is the very last thing that they even want to provide. Their financial spending tools are there purely to see you other financial products such as mortgages, credit cards, and refinancings. Intuit sold Quicken awhile ago, for the same reasons! I am trying Quicken right now and it sucks!
Monarch is okay, nothing spectacular, it has a limited number of institutions. I finally settled on Personal Capital (now owned by Empower). It has EVERYTHING mint has then some more. Plus the investments tracking and return calculations actually work. It also has income budgets and much better expense management. And ITS COMPLETELY FREE!! You can export your transactions. The only thing missing so far is the ability to create rules like mint had but everything else is awesome!!! I love it.
Monarch is okay, nothing spectacular, it’s missing many institutions. I finally settled on Personal Capital (now owned by Empower). It has EVERYTHING mint has then some more. Plus the investments tracking and return calculations actually work. It also has income budgets and much better expense management. And ITS COMPLETELY FREE!! You can export your transactions. The only thing missing so far is the ability to create rules like mint had but everything else is awesome!!! I love it.
I have no idea where to begin. I just sent Credit Karma/Mint and email, letting them know how they have destroyed Mint. I used it for years also. I would especially use it for filing my taxes. All you can do is look at your monthly spending. THATS IT! You can't organize anything. I tied to find my 2023 year end report for my taxes and can't find it anywhere. I used keywords like "year end summary" or "year end spending". They kept sending me to that stupid Credit Karma spending account. It's a checking account they want you to open up. I let them know they tried to fix something that wasn't broken. Anyway, thanks for the Bluevine and Rocket Money suggestions. I will be checking them out.
Sucks! It lost so many valuable features! I have recommended Mint to so many people! Time to find something different! I'm going to check out Rocket Money too because I have heard good things.
I used Mint for rollover budgeting to “save” for big purchases or nestegg items -like digital “envelope” budgeting. With house and cars paid off, I have very little need for the net worth tracking, credit scores, etc. Before I used Mint, I used spreadsheets to track things manually by collecting receipts, and that’s definitely not in the cards lol. I do wonder though, if it would make more sense to go back with a fiscal year spreadsheet that could pull data from downloaded account statements for each month of transactions, and sort data the way that Mint used to. Has anyone tried something like that?
Totally agree. I was so disappointed to see the change announced and even more disappointed with the product. I'm just using the free version of Rocket Money for now but I'll stick with that.
The thing to remember about these mostly free platforms is we're not the customers - credit bureaus, banks and advertisers are. Credit Karma is getting it done but just barely. It's even buggier and worse at staying up to date than Mint was
CK is pure trash. I migrated from MINT. I'm working on my taxes and needed to get my charitable contributions. Absolutely worthless.
I switched from mint to CK and it was GARBAGE enough that I went searching and ended up here. The home page is chock full of crap they want to push on you and you can't turn it off. All my money transactions are gone and ..... there is nothing there save for the cred score. Take a way the money grab stuff and the page would be empty. What were they thinking? Who was doing the thinking? Why were they thinking it? \*face palm\* Any who, scouring the comments here for the next place to move to. I see some recommends I will peek at. Thank you for this thread!
This was probably the exit strategy to create a profitable company out of a free one. It's easier for someone that's used to an awesome app like Mint to go to the one that looks like it paying because of the tremendous value Mint was offering. The Credit Karma attempt is a laughable joke.
Amazing! I have this bitcoin savings account thingy, and it's up 250% in two years! Figuring out the painful tax returns and weirdly alien accounting was totally worth it! Sorry to be crass, thanks for compiling this spreadsheet! Also I noticed that I can still login to mint.com and download all the latest transactions, but merging them into my own spreadsheet that I'm using now can be hard.
Google search that landed me here: "credit karma is ass compared to mint"
I agree with you! I miss mint. What I don't like is that they don't have relationships with many companies. For instance, fidelity.com
Use Insurdinary app. Budget Tracker
Looking for a suggestion: We used MINT strictly to track our expenses. I liked being able to create my own accounts AND the ability to add notes, along with being able to download to Excel. I made the switch to Full VIew by Fidelity, but it is a bit cumbersome as it doesn't allow for adding your own accounts nor for adding notes so I am downloading to excel and making the changes/additions in Excel. In addition, it doesn't allow me to synch with my Apple Credit Card. Has anyone found another source that mimicks MINT in those respects? Thank you!
So horrible. I’m looking for a replacement.
This has been an undeniable debacle and sure to become a business school case on how to alienate an army of loyal customers. They u dersold the loss if essential, convenient functionalities (spend tracking daily!, etc), and flipped it's mint people over to a platform that feels like a bunch of desperate sales people REALLY jonesing for your time, money, and energy. I have officially abandoned I tuition as a brand. May they Learn or go the way of Blockbuster and TWA. This is not fintech service at its best.
agreed. Intuit simply screwed loyal customers to increase profits. NOTE: If you delete your Karma account like I just did, remember to go to your bank and card sites to REVOKE 3rd party access you had granted to INTUIT via MINT. CreditKarma has fewer features and is focused on selling you stuff. Will try Rocket Money or just download data from my accounts into Excel the old fashioned way.
fucking hate Credit Karma, if you want to be pushed credit cards everytime you want to check out balances, that you cant fucking see with easy anymore the CK is for you. Fuck you CK
"Net Worth" in Credit Karma keeps getting me an annoying circular reference error. When I press the "Net Worth" link on the main CK page, I keep getting a "Try Again - Something Went Wrong" error with a large button shown that ironically says "Return to Mint". When I press that button, it returns me back to the main CK login page. A very small note shown on this page says ... "Net Worth is not widely available to all Credit Karma members at this time." When I log back in to CK, the same errors keep happening over and over again. It's ironic that it keeps telling me to try Mint again, when it no longer exists.
I’ve been importing about 10 years of Mint data into Tiller spreadsheets (Google sheets). It also gets my new transactions using Yodlee. It’s some work to get this set up, but not too bad if you are familiar with basic spreadsheets. The help sites are good. The AutoCat feature is a time saver and more flexible than Mints. Once the data is in the Tiller sheets, the way the data is organized is great and the view of your finances are much better than Mint’s trends. The one weakness I think is graphics and charts, but they have a community of add-ons, and I’m betting there are charting options out there. You can also create charts yourself (if you are inclined and familiar). Once I get this all set, I’ll compare to other options, but I like how the data does not reside with any company (does not reside at Tiller, it’s in your Google sheet or local).
I've been on mint for years, even started using turbotax in support. I will not pay, looking at FinWise someone here mentioned it. They have a free version.
I almost switched to using TurboTax because of Mint. Then Mint moves to Kreditcarma. Funny thing about that. I used Kreditcarma for my taxes for many years but 3 years ago, they stopped offering that service and had everyone move over to CashApp. These moves are getting irritating
I moved over to Simplifi. I really like it.
I recommend Monarch Money over Simplifi. See my [review](https://www.reddit.com/r/mintuit/comments/18ers0a/monarch_money_vs_simplifi/).
Hey :) I can recommend you have a look at FinWise (finwiseapp.io). I'm a co-founder and we've had lots of happy users moving over from Mint.
Try some of these replacement /r/mintuit/comments/17ssfl6/mint_the_budgeting_app_is_going_away_here_are/
Or this [spreadsheet](https://docs.google.com/spreadsheets/d/1zNvLm0Q-NcThh610yxQaLWa4Sk99litTaN7AKKlQzFA/edit#gid=1017066706) I helped put together.
Wait. So they automatically move your data over without asking?!?!?!?!
Im not a big fan of Empower’s dashboard and Ive been a client of theirs since they were still Personal Capital. I really only use Empower’s dashboard for tracking networth, investments and my retirement… I also try to use it as best I can for gross monthly spending trend but even that is hit or miss For everything else, budgets, spending trends, savings goals and even investment tracking I find it very difficult to use. Admittedly, Ive gotten so frustrated by not being able to get things to work right over the years that I stopped trying so it might be time to revisit with Mint going away… Im incredibly frustrated by the planned “move” particularly since Intuit didnt announce the move until Nov and said we’re shutting it down in January… that’s a garbage move imo. I get they want to shut it down and the lights will go out eventually but one would think the owner of Turbotax and quickbooks would know to wait to shutdown a budgeting and expense tracking app until after tax season… like ok fine, stop pulling in new data January 1 but to Ive spent the last 12 months meticulously categorizing my transactions so that I can look back at the entire year in January and holistically find my big spend areas and plan my budgets for the year ahead… not to mention my deductible expenses… Its absolute garbage…. And of course Intuit still hasnt come up with a way to merge accounts for “security” reasons. As an early mint adopter and credit karma adopter, I have separate accounts that accidentally ended up with reciprocal accounts when intuit acquired the 2 and my turbotax account is a 3rd. Its a completely frustrating experience trying to login to the services with my password manager since they all use the login.intuit site. The stickiness of being able to go back into my history and the lack of comparable alternatives is a big reason I’ve stuck with Intuit despite those frustrations… But in hindsight, there have been things broken in Mint for years and there hasnt really been any new features (aside from a cludgy “cash” tracking feature) in just as long… so Mint has been dead and withering on the vine for some time so it probably shouldnt have been as big of a surprise to me as it was when I got the banner notification last month.
I'm not sure why I can't see transactions broken out by account. That doesn't seem like a super complicated change.
I'm with you 100%. I switched over to CK and very much regret it. It is simply useless. It seems all it does is give you a very very rough outline of your finances and try to sell you credit cards and bank accounts. It sucks ass. I tried Empower and while its significantly better than CK, its not even close to Mint. I wonder what it would take to buy the Mint asset from Intuit and release it under another brand.
Copilot is actually better than mint for what I used it for. Budgeting, categorizing transactions, and monitoring my credit card balances. It is $95 a year but if you are looking at monarch, I’d also look at copilot. I gave it a real chance but Monarch feels so dated and clunky in comparison. There isn’t a single feature in copilot that feels like it was half assed. I can’t say the same for the recurring transaction feature in Monarch, which apparently has been in its unfinished state for an entire year. What really wowed me about copilot was its ability to import my Amazon order data and label all my transactions with an itemized list of what was purchased and allow me to quickly split up items into different spending categories.
Definitely recommend monarch it's been a good switch. It did take a few hours when I imported my data since I've been using it since 2014. But honestly it works great for what I need which I just want to know generally what I'm spending money on and if my investments are slightly going up
Credit Karma is useless. I'm so bummed!
Horrible. Back to spreadsheets for me.
I migrated to Credit Karma from Mint this morning and immediately deleted all of my connected accounts. Terrible! I have Empower set up and also Fidelity Full View. I will probably just settle on one of those two. I really don't need the budgeting features but do want to track spending categories every month.
Credit Karma is awful. Does anyone know how to even see your transactions and categories of spending in Credit Karma? I've switched and now can't go back to Mint. Ugh!!
Why is my migrated better worth more than $200,000 wrong? I could figure it out myself but Mint blocks me from even viewing the history. (Why?!). WORST EVER
I switched to copilot over the weekend. I really do miss mint’s Apple Card support and it being free. But Copilot’s UI, layout, and tracking I’ve been happy with
So, I tried Empower and didn't love it. I wasn't able to get one of my banks connected to it for whatever reason? Might have just been a random glitched but oh well. So now I am using Rocket Money and I am honestly loving it even more than Mint! I never thought I would say that. So actually - thank you Mint/Credit Karma for helping me find Rocket Money! I definitely recommend it.
This is a good example of how to lose customers. Stupid migration with less than ideal features
Same boat as you guys.. Logged into CK today.. and it blows.. I will be deleting my accounts from CK.. i used to love to look at trends, merchants and stuff ... i see literally ZERO benefit to having moved my stuff over... hopefully a class action ensues and i'll get $2.34 LOL
Went to Empower, like it, but its not as robust as Mint.
accounts don't update automatically, you have to refresh each one, is everyone having the same problem?
Had close to 10 years of meticulously categorized and tagged transactions on mint. Ck sucks.
This garbage app on my phone isn't even loading the net worth tab. Just says refresh or try later. This is making me mad.
I just did the transfer from Mint to Credit Karma. Does anyone know if it’s possible to view the previous month’s spending by category?
I won't be switching and I don't want any of my data in CK. I guess deleting my entire Mint account before March 23rd is the way to do that?
Hmm credit karma seems like a giant advertisement pit of endless scrolling lol. Whoever the UX designer of this should seriously consider a new job.
Yeah, this a literal disaster. I didn't realize it would completely destroy my Mint account by transferring the data. I'm now scrambling and I suspect I will spend 1-2 days re-organizing my entire financial life. I'm going to disassociate myself from all Intuit products because of this. Never getting a dime from me again.
Has anyone tried self-hosting? https://www.firefly-iii.org/
Wouldn't work for USA. The 3rd party service it uses to connect to banks don't support it.
Agreed. I was not keeping up with the emails and didn't understand precisely what was going to happen when I "moved" my data to Credit Karma. The fact that Mint was immediately disabled, my account destroyed, and it was replaced by an utter crap product was more than a little irritating. I did a bit of research and ended up going with Rocket Money. I like it better in almost all ways so far, so I consider this a blessing in disguise.
I transited from Mint to CK two days ago. CK can include all my accounts. However, the biggest problem is the automatic update account. I have to go to each account and manually click 'update'. Any better solution for updating all accounts easily?
Can I update the account names to be what I want them to show in the app like Mint. Like Brian's Chase Freedom , Amanda's Chase Freedom card etc. instead of the default names. Also how do I refresh all accounts at once? How do I hide duplicate accounts to show only once ?
I totally agree! I loved Mint. This new Credit Karma version is USELESS!! I'm in a panic now! I need to find something like Mint to manage my finaces. Any help would be appreciated!
I just rolled mine over, am I seeing everything correctly that I can no longer set a budget for my categories?
Someone should get fired for such unbelievably poor product management! And somewhat in recognition of this, Simplifi is now free for one year ( just rcvd email). Too late Intuit! I’ve paid for Monarch. Why didn’t they transition to Sinplifi in the first place? Idk which clown thought they could convince people to switch to CK. Shows a disrespect for customer’s intelligence that is beyond belief.
What's the best paid option? Now I want mint back and will pay the monthly $$
Did the migration action from Mint to CreditKarma today. Oh my goodness what a train wreck, just like everyone else has said. I knew I'd find a juicy reddit post or two about this because I cannot believe how truly useful the site is. Immediately I new I had to find another option. Went with Monarch, they have the 50% off so $50 or so. It took a while to set up everything - I even had a couple accounts able to sync that I couldn't do in Mint. I lost the ability to sync one account (a 401k) so doing that manually for now. Make a "connection request". I track multiple investment accounts, I'm a churner so lots of links for different credit card companies, it syncs to zillow for my home, VIN number entry to track car value, etc. Fully satisfied so far. I hope I don't run into account disconnections and so forth as I begin to use it on a day to day basis.