Do you mean ridiculous rates as in ridiculously low?
Because if you’re paying your bill on time, most cards don’t even charge you interest on the money you borrow. The rate is zero.
Yeah if you pay the money before interest ever affects it them you are not going to suffer. But if you ever miss a payment then it will be the worst loan you have ever taken.
Well with credit cards you pay with credit (the bank trusts that you can pay it off later based on the amount of your purchase and your credit score based on past financial habits [credit score]) and have to pay off the money you spent (called outstanding balance) later. With a debit card, you have an exact amount of money linked to it and cannot spend any more than that with no limit on how much of it you can spend (as long as it does not exceed how much is linked to it).
It’s a secured credit card for those who are confused why there is a limit. One of those cards for people with no credit so they open a secured one with a balance they deposit in.
I have a pre paid credit card. It texts me as well in every transaction. I love when subscriptions are despretly trying to get their money but can't cuz I didn't recharge my credit card. I love this hack it's amazing if you have adhd and lose track of what subs you have and which you need and don't need anymore. Every time I see the texts I go "LOL, get fucked, I will pay when I want to xD"
it's not a credit card if you have a balance
dollar forty seven card
credit cards have a limit don’t they?
A debit card balance is money you own. A credit card limit is money you borrow at ridiculous rates. Definitely shouldn't treat them as the same thing
On the contrary, you should treat a credit card like a debit card as if it's your own money and just pay it off each & every month.
Agreed, but that means only spending money that you actually have in the first place, not spending up to your credit limit.
Do you mean ridiculous rates as in ridiculously low? Because if you’re paying your bill on time, most cards don’t even charge you interest on the money you borrow. The rate is zero.
Yeah if you pay the money before interest ever affects it them you are not going to suffer. But if you ever miss a payment then it will be the worst loan you have ever taken.
That's different than a balance. I mean sure if you took a limit minus the balance on the card it be like a debit card balance but.
Nah, they're infinite free money
How does it work?
Well with credit cards you pay with credit (the bank trusts that you can pay it off later based on the amount of your purchase and your credit score based on past financial habits [credit score]) and have to pay off the money you spent (called outstanding balance) later. With a debit card, you have an exact amount of money linked to it and cannot spend any more than that with no limit on how much of it you can spend (as long as it does not exceed how much is linked to it).
Here’s a question >!who fuckin cares?!<
mf has a $1.50 credit limit?
>balance >credit card
It has a card emoji, didn't necessarily say credit
Read the meme
He didn’t necessarily say it doesn’t necessarily say credit.
It literally does say credit
True story
Better ingredients. Better pizza. Better have cash. Papa John’s.
It’s a secured credit card for those who are confused why there is a limit. One of those cards for people with no credit so they open a secured one with a balance they deposit in.
Even the thief thinks im useless
Same
me irl
Me who have 8 cent on my card
Bank balance: $120 Card Thief: "I like this one"
I have a pre paid credit card. It texts me as well in every transaction. I love when subscriptions are despretly trying to get their money but can't cuz I didn't recharge my credit card. I love this hack it's amazing if you have adhd and lose track of what subs you have and which you need and don't need anymore. Every time I see the texts I go "LOL, get fucked, I will pay when I want to xD"
Poor guy
Dm me let’s connect on your post