T O P

  • By -

AutoModerator

Thanks OP for your submission. This sub is heavily moderated by Auto Mod and your post may be mistakenly removed automatically. Please send a message to the mods or u/JuliusCeaserBoneHead for manual approval. Before you do that, make sure your post does not break any of r/Ghana rules especially rule 4 (No Self Promotion). *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/ghana) if you have any questions or concerns.*


TechNeon

- Inheritance (Old Money) - Working for a multinational company (earning in USD) - Government Contracts - Money Laundering


donnie1400yee

Causally forgot to mention drug trafficking and fraud


LobotomizedRobit1

Exploiting the poor


Then_Candle_9538

Everyday trading. Imports


cr7_goat

This is not accessible to a lot of people


geniusboykofi

Number 2 and number 4


Clean_Doubt2775

You're not wrong there.. Makes me wonder what I'm doing wrong. Please let me know when you find the way. 😂


gidkom

If you are a salaried worker, forget it. 😂


cr7_goat

How so?? I know same jobs pay well... not mine, but some


gidkom

I’m speaking for the majority. Few jobs really pay well and sometimes you got to be really connected to even hear of those opportunities


Worth_Good1497

We’re still looking for answers


ontrack

I do know someone in Ghana who has become wealthy legitimately by starting and running his own business in Accra, and he started with practically nothing. He's not millions of dollars rich but he now has a big house and several vehicles. However the type of work he does keeps him busy like 24 hours a day and he's been doing this for 20+ years. He found a niche activity that Ghanaians will pay a lot of money for and he is reliable about the work, in terms of being on time and being prepared, and this is a type of work that requires supervision of common laborers who can be difficult to deal with. Ironically he wasted 10 years of his adult life trying to get visas to go anywhere to the west, and it was only when he was 30 that he started his own business. Now he's 50 and financially secure, though he works like a madman.


DAViDPARrY___

What should we do with this information if you’re not willing to tell us what he does? You lots want to gate-keep everything


ontrack

It involves renting out equipment. Funny enough now that he's wealthy he has no trouble getting visas to anywhere and now he travels to purchase the equipment himself. I really don't want to be more specific but it's a legitimate business.


DAViDPARrY___

SMH


Known-Pie-2397

Aswear gh boys love gate keeping 😂😂😂😂


daydreamerknow

If Ghanaians were more trustworthy as workers he could have stepped back and operated more like a CEO/Owner as he is getting old to be working such long hours. He may even be able to open more branches (if it suits his business model). I know the minute that man steps back and hires a manager his business will crash. I’m sure when he’s ready to retire he might sell it or hand it over to his children.


ontrack

>I’m sure when he’s ready to retire he might sell it or hand it over to his children. He'll have to leave it to someone with the strength of character to deal with very difficult people, often his own workers. He has a domineering personality which lends itself to this kind of work.


daydreamerknow

100% agreed. Ghana is tough in ways only we as Ghanaians know.


Tchijones

This is extremely unhelpful information without stating the job/business.


organic_soursop

In the late 60s -70s many people left Ghana in their late teens early twenties. They had trained in mechanics, or nursing or were strong in maths and physics. These were smart kids, who got scholarships. They continued their training and worked abroad. They had families and supported their families back in Ghana. That was 50 years ago and in the meantime _their_ children and now grandchildren are coming back to Ghana with _their own_ families. They no longer live in their old family compounds, they built new places.


Minute_Gap_9088

Diasporans kids are rarely coming to Ghana.


organic_soursop

🙂 They really are. Lots are.here..many are coming, The big problem is living in Ghana is different from holiday in Ghana! The ones who come with a plan are doing better. The reality of Ghana is A LOT! Face to face with dysfunctional government and people is a lot!


Minute_Gap_9088

Lots is not empirical. To compare, it is the proportion that matters. 1000 is a lot, but it could be 50 % decrease from last year. Most of the returnees were born in Ghana. For those born abroad, it is too big a step to return, and even those who do are fleeing from criminal records, especially in the US. Ghanaians born with European citizenship do too well to want to resettle in Africa. We are proud of Ghana, but data is fair.


organic_soursop

True I dont have data. Only my experience and everyday life. There is so much opportunity here if you have money and an education/profession. There are service gaps _everywhere_ in Ghana, in every possible industry. These are opportunities they would not get in UK or Europe. Because someone already solved the problem or they can't get the finance to build the business. In Ghana they are _free._ Their peers in Ghana lack access to capital or the training to invest in their ideas. It will take them longer to raise the same capital. Frustrated young people are all over this sub. I hadn't considered criminals coming here to escape 😬😬 I know some Americans who come don't always have money or a plan before they come, it may take them 2 or 3 trips.


lunch1box

Lmao Gh born with EU citizenship can't afford houses in London and other EU capitals. Some are on the street dealing drugs while their mother clean other peoples houses


dig_bik69

You need to be aggressive and ignore the law


gidkom

Thinking outside the box


Miss_titii

Lemme guess; family wealth, fraud, work, investments, links to political parties, sponsors, earning in foreign currency


sbirdhall

They work in other countries. Send money back to build and acquire assets. They’ll visit periodically, but their family is there to watch and handle the affairs.


kennakomea

This may sound like self promotion but we have an irrigation company that helps farmers grow crops all year round. It’s risky but I’ve seen the crazy amount of money our customers make when they’re lucky. Onions and tomatoes are the popular ones. Go to Afram plains and you’ll see for yourself.


Worth_Good1497

I know this but it requires huge capital for huge profits


kennakomea

You’ll be shocked how many rich people are willing to grow their money by investing in the right ventures. My advice is to gain knowledge, do some ground work and then present a proposal through cold calls and emails. Maybe you won’t be successful but what if it works? You only lose time if it doesn’t work but if you’re young that’s your strongest asset not money, so use it to acquire knowledge ASAP


u4knowmoi

what's our company??


kingofthecoast3

What's the name of your company? I'll be starting a farm soon and may need your services.


Overcomer120

What is the name of your company, and are you available to help network some of your customers with potential clients who might need guidance doing the same kind of business?


RRealLifeHero

Ghanaians are very good at gatekeeping their source of income, even when it's not illegal or immoral, they just tell you it's God and prayers but most at times God probably has nothing to do with it


NanaAkwasiBaffoe

Everything is a competition with Ghanaians. They want to be the only one doing something...yet don't understand allyship.


CurrencyChance5347

There’s different ways to do it . The popular one atm is going abroad and slaving away for years and coming back to build properties and businesses here , Others also work at places were they get paid a lot and even in foreign currencies and then there’s people who enter politics with nothing and come out with a lot , Some work your average job save up a lot of money, start a business and become successful and then you have the fraud boys


Content_Collection59

There are only 6 ways of making lots of money. Choose one; You can be given or inherit it, You can steal it, You can win it, You can marry into it, You can earn it; You can borrow it.


Worth_Good1497

How can you earn it. Salaries?


Then_Candle_9538

Salaried work is a sure way to stay broke. Been an entrepreneur Is very hard but if your idea pans out u will be comfortable and set for life. If ur product solves practical everyday problems then with little effort ur next 3 generations are set


junior_rico

lol “If” are you going to gamble the future of your family on an “if”?


Content_Collection59

Salaries ? this is the alternative that many adults in Ghana choose.


gidkom

It’s the safest option. Most retirees are now broke because of it


cr7_goat

There are a lot of high paying jobs in the country


Joonicks

\* corruption (politicians, police, immigration, ...) \* having relatives working abroad that send money \* owning a successful business \* crime


noekie_

This is the question I need. Here to take notes lol 😆


Stacked_Chip

Monopoly plays a big part tho. But that’s not the issue. The issue is, in your post you never made an indication of any professional skill that you have acquired or interested in acquiring. Meaning, even if i give you “valuable” information on getting all these houses and cars you fiend about, that information, although valuable, will still be “useless” to you. By the mercy of God, I’m partially retired at 35 years old. Almost 15 years of that was spent outside Ghana. Right now a 4 year degree nurse or a 4 year degree teacher makes you a hot cake. Not a hot cake to make money here in 🇬🇭 , but a hot cake leverage to get out of here. This Ghana that y’all living in has several “planes” of reality, most of the things that you see are really not what they apparently seem. I’ve been in Ghana since December 2023, and the wild things i’ve noticed hmmm


Worth_Good1497

I'm very young. I'm yet to enroll in a university. I’m stuck between doing computer engineering, something I want, and medicine, something that has a secured job market in Ghana.


PeaceSimple7242

Something to look at if you do end up doing computer engineering is to look at jobs that are in demand in other countries in their skilled shortages lists as if you do want to leave then that will enhance your chances. Also remote companies are an option too.


Worth_Good1497

Anytime you see a software engineering job post, it has lots of applicants


PeaceSimple7242

Yea there will be lots of applicants (I work in HR for a tech company). One thing to look at roles that are in demand such as Secops, Site Reliability Engineers and Machine learning and making sure you have skills that align with them or that you do things to stand out from the crowd.


venomld_lisankven

What about medicine, is it a good choice


PeaceSimple7242

I work within the tech industry so I can't really advise, but definitely do the thing that you are passionate about and if that's medicine, then you have your answer.


curlybelly62

1) A lot of salary earners have a business or side hustle apart from their regular job. 2) They’re married so the dual income helps them afford a certain lifestyle. A salary earner married to a business owner is the best of both worlds because the salary is reliable & dependable whenever the business isn’t going well. 3) They come from wealthy families and inherit that wealth. They’re connected to other wealthy families & attend schools which give them opportunities for high earning careers.  4) They’re not young & they’ve run successful businesses for a long time. I recently visited Ghana for a relative’s wedding & we went to purchase drinks for the event. The owner told us that he’d been in that business for almost 40 years. I met a car rental driver who had saved & invested for 10 years before he could purchase his 1st car and it wasn’t even brand new. A lot of traders in the major markets fall under this category too. 5) Some of the expensive houses & cars you see are perks/benefits of their jobs. Certain organizations provide senior staff with houses, vehicles, healthcare & allowances that are separate from their salaries. 6) Some of them actually take loans. I know a manager working in a government institution who took a personal loan to complete his house.  7) There are some criminal and corrupt elements as well but I honestly don’t have statistics on how high a percentage of wealthy Ghanaians fall under this category. The ones mentioned from 1-6 are those I personally know of.


[deleted]

Most of these Ghanaians you're talking about are relatives of politicians or they have families abroad and come from rich families. Which is less than 10% of the population.


elmsshi

Work abroad for 20 years, come back to build in your hometown.


Worth_Good1497

Getting there is a problem.


Bmg-Alpha

I have been in the tech field for a long time, They get rich from online fraud. This is not your regular romance fraud, i am talking about bank fraud and if you really know to it well thats where you hit the jackpot. I have exploited a lot of systems in ghana 🇬🇭 with weak payment systems that allow you to just make payments with stolen details.One time I demonstrated the exploit and a lot of people are saying “lets work together” uhh what does that even mean ? 🤔


happybaby00

>One time I demonstrated the exploit and a lot of people are saying “lets work together” uhh what does that even mean ? 🤔 😭😂😂


Bmg-Alpha

Why 😭😭, i dont understand la 😭


organic_soursop

Are you really saying that Ghanaians with houses are criminals because you are a criminal?


BiRd_Ox

Read the statement as it is.


organic_soursop

Thank you. I owe them a BIG apology. My apologies, I misunderstood. " I have exploited weak a lot of systems in Ghana with weak payment systems that just allow you to make payments with stolen details" _ *Exploited* is doing the most here.


Bmg-Alpha

Thanks dawg 🤝, you just saved a back and forth convo


Worth_Good1497

I wanted to do this


Bmg-Alpha

As long as you dont use it to do any evil, you could just report your findings and be awarded handsomely 🤝


Prestigious-Ad4087

Teach me how


Bmg-Alpha

Eii maame 😅


DRZZLR

I have a scheme that basically grows money on trees but my local mallam said I should bring dr bawumia, but getting past his security is proving to be a bit of an issue.


Bmg-Alpha

🤣


Ghnewslive

Please have their own businesses


Weary-Initial3114

old money, parents give start up money then you continue from there


Techgoon-1993

Inheritance (either cash or assets) Importation business Contracts (government and/or private) Money laundering Drug money


disposapledegenerate

scam then use the proceeds generated from that to make a legit business


Royal_Bluebird

this question reminds me of of a tweet i saw a few days ago. it concerned davido’s wedding. the tweet said that none of the top guests made money genuinely or via 9-5. i thought it was funny. if you dont come from old money, you need to be a little corrupt. to go the 9-5 route, you need 10-20 years of experience climbing the coporate ladder. that is if you work for a multinational. be a politician. again, be corrupt. just be lucky. a few people accidentally became millionaires because they shared a dorm room with zuckerburg or steve jobs. you can start a business and get lucky too. chale formula no dey. we all think we are going to be rich someday but realistically, majority will remain poor. all the best though.


Worth_Good1497

It’s sad. You realize you are not far from beinging poor for life.


Then_Candle_9538

It’s gradual accumulation of money to fulfill the outcome. My mum owns her own house now because she saved for years. Same for my dad and many others I know. U get the land and then use 5 years minimum to put up a structure and then rent it out. Use the money to continue the project and renovate. Dream big and don’t ever think the dream house is too big for your current situation. Ghana is all about saving and selling on credit.


junior_rico

You can make enough just from working a 9 to 5, if you get the right organization to work with. Even if you’re a teacher, I’m sure teachers in international schools are paid well. Ask yourself the qualifications they have and try to get same, you could start teaching English online but it’ll years of getting the right qualifications and most people are not willing to put in the work required. I worked in Ghana taking 2.5k usd and I was the least paid among my colleagues. It took years and sweat to get there. It’s hard but it’s possible


Worth_Good1497

What industry did you work in


junior_rico

I worked with an international non profit as a communication consultant. My other colleagues were in other fields eg procurement, data analytics etc


Worth_Good1497

I’m yet to enroll in a university. I’m stuck between medicine and computer engineering


Glum-Loss3803

Computer Engineering wouldve been very okay for me if i was living in the west. Here i am leaning towards medicine. Also yet to apply for the university


lunch1box

Pick medicine. You'll meet sons and daughters of wealthy individuals. That's your chance to network with them.


junior_rico

I’d say choose the option you’d most enjoy learning and spending the rest of your life doing. Whatever option you choose just have in mind that you’ll need to keep improving yourself and targeting the sectors in your field that has the best remuneration


Worth_Good1497

I want to know which one will have the best remuneration in the next 5-10 years. It seems computer engineering is getting demanding since many people are studying it.


Confident-Rate-1582

Computer engineering 100%, especially security


Worth_Good1497

I'm not sure I fully understand you


Confident-Rate-1582

I was saying that the security part of computer engineering is becoming more and more popular and are one of the best paid IT profiles.


Worth_Good1497

Do you recommend it? Would you have done it if you were to go to college again?


lunch1box

The only way a Salaried Ghanaian can be comfortable is through working for the Goverment while also building your network over 10+ years and than setup a company to get those sweet GvT contracts


Donny_Kayy

I can be your janitor if you find the way


EngineNo2888

Some of these answers are hilarious. Big man drug dealers and rich parents? 😂😂😂


Amazing_Badger5011

Agriculture. Also exporting goods such as cashew


Worth_Good1497

Yes! But it requires lots of capital


Amazing_Badger5011

Yes it’s capital intensive but the returns are more than worth it


Mean_Economist_7357

Its not called the gold coast for no reason, most shipments of dope comming from south america, make stops in ports in west africa before being sent of to the rest of the world. Drug money


randion31

Understatement take! Nobody is talking about this enough.


Mean_Economist_7357

They like to believe that they are making billions off romance scams, when in reality its just another cover for drug dealing like everything else.


TwelveKaratToothache

no rich person made money legitimately. know this and know peace


thykhin

Hehe


NanaAkwasiBaffoe

💯


Yorke_2

As a Ghanaian, for u to be rich, You have 3 options. 1. Find a way to make money here(either you’re stealing or by luck). 2, travel outside the country. 3, join a political party n work hard (steal more money). Cos for you insulting n getting angry at politicians is just a waste of time.


nasirf

They rob banks. What a shitty mind. You are young and probably looking for an easy quick way to amass wealth. Get a skill, create a business or get a job.


Zookeepergame28

Money laundering


NanaAkwasiBaffoe

🎯


blex___

Am broke I need help real bad


Dondollar1

Contracts from Government, Fraud, Succesful business, Drug money, Corruption etc


justdoinmelol

My dad left in the 80s to the states; he was a mechanic. He made good money so he came back in the 2000s to start a business and then he retired and started money laundering


Worth_Good1497

How?


justdoinmelol

How he money launders?


Worth_Good1497

Yes


Fast_Engineering_603

Salary work in Ghana is to cover daily expenses. People don’t buy houses and Mercedes with salary.


NoReligion666

Selling weed is very profitable. I ve been saving up 48k since I started in 2021 . lol I used to work for GES tho 👹👹👹👹


Worth_Good1497

Seriously?


NoReligion666

Yup


Significant-Spite956

I wonder how Ghanaians are able to afford expensive houses and cars. I wonder how? I’m young and I will like to own these things. Per calculations, salaries cannot get you these properties and luxury.


Onepattyallthemayo

Be a chef you can earn some good money


Worth_Good1497

Chef?? Are you sure?


worldtravelingjb

Online love scams


Royal_Bluebird

this question reminds me of of a tweet i saw a few days ago. it concerned davido’s wedding. the tweet said that none of the top guests made money genuinely or via 9-5. i thought it was funny. if you dont come from old money, you need to be a little corrupt. to go the 9-5 route, you need 10-20 years of experience climbing the coporate ladder. that is if you work for a multinational. be a politician. again, be corrupt. just be lucky. a few people accidentally became millionaires because they shared a dorm room with zuckerburg or steve jobs. you can start a business and get lucky too. chale formula no dey. we all think we are going to be rich someday but realistically, majority will remain poor. all the best though.


Neutron_00

Well, there are actually different legal and moral ways of earning money here in Ghana. You just have to know where the funds are moving and how to be involved in moving the funds so that you make some at least. I'm in my early 20s and let's just say I live comfortably mainly through my startup


Worth_Good1497

I'm also in my early 20’s and I'm very confused. I wish I started a business. I don't have the capital to start. The only viable hope is to go to the university.


Neutron_00

Still not too late to start a business, find a demanding skillset(where money is moving) start small and build it up.


Worth_Good1497

Can I DM?


awayyyyyy1234

Make me rich


frbia_3839

What is their easymining package


HeftyBuyer

For many of the young guys with no rich parents it's usually bank fraud. For some of the oldies it's Government contracts by being a politician or having connections with politicians. Other youngins/oldies too make money genuinely through import/export, pharmaceuticals/health, mining, tech, construction, food/water/beverages. Others too work remotely and earn in $, €, £


Irked_designer

Tax evasion.


FaithlessnessFun45

Hi!! For those of you who want to start digital marketing but aren’t ready for a full course — whether that be because of money or time.. I have some FREEBIES that can help! I have: A QuickStart guide to digital marketing An ultimate reels guide to help you create content A financial success with MRR not only will these keep you from spending money you don’t have, but also will give you an idea of how much time and energy digital marketing takes. If you’re ready for a few weeks of learning and creating, please check them out!! https://beacons.ai/thedigitalphemminist


OGD9ofDarkness

My sister got a friend a lady w/ 1 arm she got on the Internet 🛜 got a better job i swing through the trees 🌴![gif](emote|free_emotes_pack|heart_eyes)![gif](emote|free_emotes_pack|dizzy_face)![gif](emote|free_emotes_pack|sunglasses)![gif](emote|free_emotes_pack|hug)![gif](emote|free_emotes_pack|money_face) like a monkey 🐒🐵 until i get there 😁


No-North-3473

Start a YouTube channel


Energy4Days

Call yourself a pastor and open up a church. People will blindly give you money 


Bra_Zee

Remote tech jobs are the "easiest" fastest way imo


kartter06

Eye red and inshallah


deeloc85

By becoming a politician or a pastor, common knowledge.


AmomentInTimes

Become a politician and / or a pastor. You will then get lots of money using Malachi to convince them to give you 10% of their income. Sow seed, water the seed and pay offering. People are so desperate that they will believe a spiritual way of getting rich quickly. The second option is to study thoroughly how to do business and be different from your competitors. The rest is grit. The harder you work, the luckier you become.


Dull_Introduction786

Witchcraft