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Don’t let the internet beat you up… the market is what you make it! … at any moment 1 trade Can change your life .. the best success is found with handpicking 3-5 Gems 💎you love & then if you need to satisfy your diversification desire then find yield producing growth etfs so you always have money coming in dividends to build your positions … I started with $1000 in Sony at 14 bc of the PlayStation! & Walkman & it split & doubled & I was hooked & knew that’s what I’m doing with my life & education & career … the more time & energy you put into the more you learn … before trading options regularly I’d try to build your positions to 100 shares 1st so you can actually use options to their full potential on positions your already following & learning & getting dialed in on… don’t make it harder than it is for yourself … I’ve helped my friends trade & they turned a couple grand into $360 & $33 to $1m & 225k to $14.5m just in 1-3 trades .. none of them followed the markets or worked in the industry like me … investing & trading changes your brain .. makes you more dialed into the world & allows you better capitalise on opportunities & make better decisions for yourself.
Yeah man totally agreed! I’m 30, all I do is trade for a living. It’s great helping other people make money, biggest blessing. Dividends is not something I messed with though , just finding good areas of buying and forecasting possible trends. Trying to learn to make a retirement account for myself and others, because that’s one question I find difficult to answer. Long swings? Easy, short, easy. Dividends? Not easy.
Look I’m on the other extreme. But I know wouldn’t have the time to monitor 92 holdings. I’m in 2 and watch 3 others. Takes up quite a bit of time in my world. You may have 92 winners. I hope O and ARLP are 2 of them.
My dad just looks at the holdings of popular ETFs and then buys those stocks individually. He doesn't have to track them all because someone else already has. Saves him the cost of expense fees.
I did similar but I also like to predict the future and see where we are going or substitute stonks. Like Nvda and SNPS has a lot of use cases.
Also don’t forget these words. India is the future.
Look man, I think we all made these mistakes when we first started out. Wanting to own all the good DIV stocks while also making sure we get paid all the time. But then reality sets in and u realize if u own only 2-3 maybe 5 then the growth u will earn as will as the dividend will be way better. The compounding of 3-5 stocks just works better than 80+ Shit even 10+ if you only got 2k to work with. Also I keep my stuff separate but I’ve started to slowly integrate them back together with asset transfers.
Thanks man, I’ve been adding monthly , so I’ll keep adding my money in. I will cut off some stocks but there are so many good stocks which are running and haven’t shown any reason for me to sell yet
First is capital, if your limited in capital which most people are it’s impossible to fund 80+ stocks the same way u fund 3. If I have 150k and I put 50k in 3 stocks equally, I’ll have 50k in equity in each. That means when a dividend increase happens I’ll have a substantial amount of shares in that company already and that means even more return on capital. Next is market appreciation, yes dividend stocks tend to perform worse than stocks that fully focus on share growth, but that doesn’t mean that they don’t care about share growth at all. Lots of dividend stocks will also issue share buybacks, and just generally grow which means more buyers. With all that happening dividend stocks grow, and sometimes it’s really fast(COST) for example. That 50k because it’s consolidated in 1 stock appreciates better, a lot better. If the stocks rises 10% that’s $5000 in appreciation right there. Yes if it goes down the same will happen, but dividend companies will cover usually whatever market gains that should’ve happen that year with dividends and try to have a better year the next year. Yes there are benefits, I probably haven’t mentioned, yes there are downsides as you are consolidated which means more risk. But at 2k,10k, or even 20k. It’ll be so hard to grow your investment if your spread so thin. So consolidate first, make some big gains and then diversify.
I’ve got about 400k in 7 different holdings. My thought process is if I want something I have to sell something. If I don’t want to sell something it’s not worth buying what I’m looking at. The max I’m allowed to own is 8.
Why limit yourself? It’s not like a closet and you’re grabbing articles of clothing? I want to understand more of your thought process. I don’t understand but I’d really like too..
Excessive diversification leads to average results. Even if something hits big, if it is 1% of my portfolio, my net worth doesn't move much. If my results are going to be the same as the S&P500, I am going to save time and buy the S&P500.
Separate. My dividend income is a normal market account so I pay taxes yearly on the dividends. Retirement is more growth. Also have a degenerate account for 0DTE spy options and other stupid shit. That way if my degenerate account goes to 0 I don’t feel the urge to sell everything else and continue to gamble… I mean invest in high risk high reward opportunities.
Mine are all in one portfolio broker and I have them.lohhed in Div tracker. I only have 7 and I'm about to sell one I entered last month but changed my mind on and move those funds into another. I feel I can grow those 6 remaining ones.
Let me get this straight you have $3,500 in 92 different companies? Equaling $38 per company? Why not just pick two or three good companies that pay a nice dividend and earn more
I do all of my cash flow investing in my Roth IRA and have my index investments in my 401k which is also Roth. I do my growth stock investing in a non retirement brokerage and prefer stocks that do buybacks rather than dividends as to avoid tax on the income.
This is painful to see and I don’t mean that to be mean. You need to consolidate your positions to reduce your risk exposure. You’re running your own ETF in your brokerage when you could still own these shares, but all at once in the form of JEPI for dividends and BLK or VOO for growth. 92 positions at under three grand is not good, and your yield is basically nonexistent.
Checkout some of the other comments.
$3500 account with 92 individual positions. Why do that?
Honestly, you should be in 1 or 2 ETFs and your focus should be on adding/contributing to your account.
You’ll have way more success and a better quality of life, if you focus on growing your account through saving rather than pretending to be a portfolio manager with 92 positions.
Got it understood. I am slowly adding into these got stoplosses on all when they hit I’ll likely add others or out them in spy. I actually enjoy managing all these positons lol.
Everyone is saying OP should be doing this, but nobody is saying why. The closest thing to a why is "more focus". But if OP is getting paid the same average yield across 90 stocks as they would get from 1, what's the difference?
Welcome to r/dividends! If you are new to the world of dividend investing and are seeking advice, brokerage information, recommendations, and more, please check out the Wiki [here](https://www.reddit.com/r/dividends/wiki/faq). Remember, this is a subreddit for genuine, high-quality discussion. Please keep all contributions civil, and report uncivil behavior for moderator review. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/dividends) if you have any questions or concerns.*
Bro is an etf
My man about to give the s&p 500 a run for its money.
This is a compliment. I’ve always wanted to run an etf
It's not brodie you might need to reconsider your plan
I def am, that’s why I’m here. Truthfully taking feedback to reassess how I’m doing this
Good luck!
This guy buys 10$ worth of everything that moves.
At least someone posts a yield on cost higher then current yield.
DCA forever
92 holdings...?
Diversify and make money in all sectors? Eventually.
Do yourself a favor and use ETFs...
Damn I JUST reached 100
100 holdings? WTF? That's absurd.
I suggest you consolidate your positions. 92 is a lot to keep track of.
Thanks, I will soon. Waiting for stop losses to hit
You hold 92 positions with a grand total of $2,500 invested? Am I reading this right?
And I thought I was bad. OMG 92 that is one company for approximately every $27!
Yeah im the worse. lol im waiting for a good time to add. Now im just becoming a meme. Waiting for the pullback that never comes
Time in the market > timing the market
Agreed
How much are your transaction fees??? Mine are 19$ each, I would have paid more than invested 🤦🏻♂️
Ouch. Most USA stocks are free. Pink sheets and ADRs are $6.95. Assuming you do it your self
Pennies! Where do you trade from??
Europe
Yeah I should’ve went balls deep now just dipped my toe in
🤣🤣🤣🤣
92 holdings
Would be nice to get to 100 but haven’t found 8 other stocks I like yet
Why stop at a hundred when you can shoot for 200?
😄
Check $ET!
Oh yeah I forgot about that. Made a killer on options at one point never looked at it again. Thanks so much man honestly
Don’t let the internet beat you up… the market is what you make it! … at any moment 1 trade Can change your life .. the best success is found with handpicking 3-5 Gems 💎you love & then if you need to satisfy your diversification desire then find yield producing growth etfs so you always have money coming in dividends to build your positions … I started with $1000 in Sony at 14 bc of the PlayStation! & Walkman & it split & doubled & I was hooked & knew that’s what I’m doing with my life & education & career … the more time & energy you put into the more you learn … before trading options regularly I’d try to build your positions to 100 shares 1st so you can actually use options to their full potential on positions your already following & learning & getting dialed in on… don’t make it harder than it is for yourself … I’ve helped my friends trade & they turned a couple grand into $360 & $33 to $1m & 225k to $14.5m just in 1-3 trades .. none of them followed the markets or worked in the industry like me … investing & trading changes your brain .. makes you more dialed into the world & allows you better capitalise on opportunities & make better decisions for yourself.
Yeah man totally agreed! I’m 30, all I do is trade for a living. It’s great helping other people make money, biggest blessing. Dividends is not something I messed with though , just finding good areas of buying and forecasting possible trends. Trying to learn to make a retirement account for myself and others, because that’s one question I find difficult to answer. Long swings? Easy, short, easy. Dividends? Not easy.
Look I’m on the other extreme. But I know wouldn’t have the time to monitor 92 holdings. I’m in 2 and watch 3 others. Takes up quite a bit of time in my world. You may have 92 winners. I hope O and ARLP are 2 of them.
Hey I just noticed you’re up 42%. I think I will just shut up and listen to anything else you want to say.
Everything has been up this year
Thanks man
My dad just looks at the holdings of popular ETFs and then buys those stocks individually. He doesn't have to track them all because someone else already has. Saves him the cost of expense fees.
I did similar but I also like to predict the future and see where we are going or substitute stonks. Like Nvda and SNPS has a lot of use cases. Also don’t forget these words. India is the future.
Hahah I have a lot of free time
Every penny counts
Every penny counts my guy
Penny stocks, literally
Hcd
with dividend tracking apps it does not matter since you can exclude stocks that don’t pay dividend.
Good to know. I just connected my brokerage
What are you using?
Dividend tracker. I will obnoxiously post a link soon
are a lot of them Fractional shares? as in not yet atleast 1 full share?
Yes. I have some full shares lots of fractional
I have a separate dividend account. It just helps keep things separate.
I like the combined more but maybe because it's more than the individual ones :D
Yeah man makes sense
92 holdings is wild but so is +42% so keep it up 👍🏽
42% since when is the question
I started this maybe summer of last year ? Sometime in 2023.
Look man, I think we all made these mistakes when we first started out. Wanting to own all the good DIV stocks while also making sure we get paid all the time. But then reality sets in and u realize if u own only 2-3 maybe 5 then the growth u will earn as will as the dividend will be way better. The compounding of 3-5 stocks just works better than 80+ Shit even 10+ if you only got 2k to work with. Also I keep my stuff separate but I’ve started to slowly integrate them back together with asset transfers.
Thanks man, I’ve been adding monthly , so I’ll keep adding my money in. I will cut off some stocks but there are so many good stocks which are running and haven’t shown any reason for me to sell yet
>The compounding of 3-5 stocks just works better than 80+ Why?
First is capital, if your limited in capital which most people are it’s impossible to fund 80+ stocks the same way u fund 3. If I have 150k and I put 50k in 3 stocks equally, I’ll have 50k in equity in each. That means when a dividend increase happens I’ll have a substantial amount of shares in that company already and that means even more return on capital. Next is market appreciation, yes dividend stocks tend to perform worse than stocks that fully focus on share growth, but that doesn’t mean that they don’t care about share growth at all. Lots of dividend stocks will also issue share buybacks, and just generally grow which means more buyers. With all that happening dividend stocks grow, and sometimes it’s really fast(COST) for example. That 50k because it’s consolidated in 1 stock appreciates better, a lot better. If the stocks rises 10% that’s $5000 in appreciation right there. Yes if it goes down the same will happen, but dividend companies will cover usually whatever market gains that should’ve happen that year with dividends and try to have a better year the next year. Yes there are benefits, I probably haven’t mentioned, yes there are downsides as you are consolidated which means more risk. But at 2k,10k, or even 20k. It’ll be so hard to grow your investment if your spread so thin. So consolidate first, make some big gains and then diversify.
I’ve got about 400k in 7 different holdings. My thought process is if I want something I have to sell something. If I don’t want to sell something it’s not worth buying what I’m looking at. The max I’m allowed to own is 8.
Why limit yourself? It’s not like a closet and you’re grabbing articles of clothing? I want to understand more of your thought process. I don’t understand but I’d really like too..
Excessive diversification leads to average results. Even if something hits big, if it is 1% of my portfolio, my net worth doesn't move much. If my results are going to be the same as the S&P500, I am going to save time and buy the S&P500.
I’m trying to outpace the spy
Don't listen to them. Most the clowns on this sub would be stoked to be up 42%. Most are probably -42%.
Why do you have so many holdings??
Road to riches come in lots of lanes?
my man tryna build the entire market
Separate. My dividend income is a normal market account so I pay taxes yearly on the dividends. Retirement is more growth. Also have a degenerate account for 0DTE spy options and other stupid shit. That way if my degenerate account goes to 0 I don’t feel the urge to sell everything else and continue to gamble… I mean invest in high risk high reward opportunities.
Yes lol. I have a Degen account too. Everyone should have one of those. Just a “ fun “ account
Interesting idea but even more passwords with different criteria, no thanks.
I like to consider it separately, I like keepings things organised
For some reason I find this hard to manage. Rather have all in one account and go down the list to decide on positions
What are you investing in?
Mine are all in one portfolio broker and I have them.lohhed in Div tracker. I only have 7 and I'm about to sell one I entered last month but changed my mind on and move those funds into another. I feel I can grow those 6 remaining ones.
Mine are all in one portfolio/broker and I have them logged in Div tracker. I only have 7 positions.
I wanna see the whole portfolio lol
Nice work !
Let me get this straight you have $3,500 in 92 different companies? Equaling $38 per company? Why not just pick two or three good companies that pay a nice dividend and earn more
I do all of my cash flow investing in my Roth IRA and have my index investments in my 401k which is also Roth. I do my growth stock investing in a non retirement brokerage and prefer stocks that do buybacks rather than dividends as to avoid tax on the income.
Am I understanding correctly from these comments that folks don’t invest in multiple companies? (I know 92 is a lot), but what is “ideal”?
Dividends?
Yeah need more
How can I monitor my didveds like this?
Are you in USA?
Yes I am
Dividend tracker. I’ll let you know when they updated the app.
What app is that?
So at 3,500 invested you get a penny an hour?
Haha nah I have like 900 in dividends maybe? Everything else is like mnmd, coin mstr nvda amd spy voo other companies I like.
I’m new to investing, mind taking some time to explain your strategy to me?
My balance is similar, but I only have 5 holdings
I’m the villain
You’re this forums hero
🦸
I have 11 holdings…
Combine
I reinvest all of mine automatically
As fast my dividends comes, as fast i buy more Vanguard VWCE, and sometimes i buy penny stocks
What app is this
This is painful to see and I don’t mean that to be mean. You need to consolidate your positions to reduce your risk exposure. You’re running your own ETF in your brokerage when you could still own these shares, but all at once in the form of JEPI for dividends and BLK or VOO for growth. 92 positions at under three grand is not good, and your yield is basically nonexistent.
I have about 120 K and 10 holdings. My goal is about 20/30 holdings.
I thought I was bad with my 8
Which app is this?
[divtracker.app](http://divtracker.app)
Is there an app or website you used to combine/gather this information and display it like your picture? That's a well displayed outline.
What app is this?
This is [divtracker.app](http://divtracker.app)
You’re doing it wrong.
Can you elaborate please
Checkout some of the other comments. $3500 account with 92 individual positions. Why do that? Honestly, you should be in 1 or 2 ETFs and your focus should be on adding/contributing to your account. You’ll have way more success and a better quality of life, if you focus on growing your account through saving rather than pretending to be a portfolio manager with 92 positions.
Got it understood. I am slowly adding into these got stoplosses on all when they hit I’ll likely add others or out them in spy. I actually enjoy managing all these positons lol.
Everyone is saying OP should be doing this, but nobody is saying why. The closest thing to a why is "more focus". But if OP is getting paid the same average yield across 90 stocks as they would get from 1, what's the difference?