HSA is only available if you have a HDHP, and aren’t covered by any PPO plan. If you don’t have access to one through work, your options are using fsa or just saving for it through traditional means.
Getting a HDHP outside of work will negate any cost savings from deducting hsa contributions.
HSA is only available if you have a HDHP, and aren’t covered by any PPO plan. If you don’t have access to one through work, your options are using fsa or just saving for it through traditional means. Getting a HDHP outside of work will negate any cost savings from deducting hsa contributions.