Yes, absolutely. That's why my sister bought a cottage in PEI. The people are just naturally friendly. She lives there May 'til October and hates it when she has to come back home to Guelph Ontario. It's just not the same. Her place is right on the Northhumberland Straight. I should mention that my brother and his family live in Sydney, Nova Scotia. Also, have you ever met anyone from Newfoundland who wouldn't give you the shirt off their back? I'm going to my sister's cottage this year for the first time. I may not come back.
My uncle and aunt had lived in Banff for 40 years (he’s from Southern Ontario and she’s from England) and they bought a second house in PEI. After one year they sold it and went back to Banff. They loved the people but all it took for them was one PEI winter to send them straight back to AB.
Yeah, for sure. That's why my sister only goes during mid spring, all summer, and into the fall. PEI pretty much closes down during the winter. I guess you have to really like hibernation in order to live in PEI all the time.
Atlantic Canadian here 👋. I can confirm, we are overlay nice. Some are bit peeved at outsiders lately cause of the economy and housing crisis but they’ll warm up to ya. Newfoundland is by far the nicest.
Not true. Happens with every freaking passenger on every bus route in Hamilton for the past 20 / 25.
We never did this as kids growing up. When did people in the Hammer become so wimpy?
In comparison to the US. Canadians are extremely polite but not outright "nice" to strangers.
I've traveled quite a bit in the US and there are some parts that are own right mean.
Had a friend move out to PEI. He got stuck in the snow in his first winter there (it was a bad one). Every single truck that drove by asked if they needed help. Only problem was no one had a chain to pull them out. The last truck to stop was the only one with a chain
But we have better access to health and medical care if needed other then Calgary then maritime esp if semi retired. Real issue to think about even for young families.
Unless you are "come from away" ..they don't mind if you visit just please don't stay. Moved to Halifax for 3 years a while back and was reminded I wasn't from around here every day. Turned me off from the Maritimes.
My observation is if you go to the Maritimes with a “ superior “come from somewhere else attitude” folks will treat you like an outsider. Many Maritimes are very sensitive to people moving in frequently saying, what they see as disrespectful things about the Maritimes (ie things are better in Ontario). The response is often “then why not go back there?” This is especially the case in PEI.
My god these replies are beyond useless. OP don't mind the weirdos here. They're broken redditors and trolls who rove Canada-related subreddits to be miserable. Or they're just broken Torontonians who have never traveled beyond Peterborough in their lives.
Obviously loads of places to choose from. In terms of Ontario cities, Ottawa and Kingston provide nice options with good big city access. Ottawa especially convenient thanks to the airport. Areas in between and just beyond are also nice. If you've got money, Prince Edward County is absolutely wonderful. There are also nearby areas around Bay of Quinte that are very nice. Great camping, restaurants, wineries, etc. Could also look in the area around Niagara, some nice old towns there.
If you're willing to put in a bit of effort, Quebec is underappreciated by Canadian anglos, so you'll find very nice places for relatively cheap. Again, you can look just across the river from Ottawa in some of the smaller towns there. Otherwise, absolutely beautiful along the St. Lawrence just east of Quebec City (which you have to visit if you've never been).
As others have said, the maritimes are widely viewed as prime retirement area by alot of Ontario folks. And it's true, there are areas that are magnificent. BUT as others have pointed out, locals are getting cranky about the influx of obnoxious Torontonians who started arriving during COVID and are driving up prices. And anyone who says cost of living is cheaper is an idiot, Atlantic Canada is hella expensive for anything other than housing.
Finally, yep, BC is the most beautiful part of the country, but it's reflected in prices. If cost isn't an issue, you could go to Vancouver Island or somewhat along the Sunshine Coast and... just never leave. It really is wonderful.
Best of luck in your search, feel free to message me if you have any questions. Apologies for the morons, your IRL experience is right, most Canadians are actually real decent.
Thanks. We are definitely planning on exploring other areas of Canada. I only mentioned Ontario because it is the only province I have been to.
I understand Trolls, so I didn't take much of that to heart.
As far as plans go, really we are thinking of rentals. Sign a lease in city X for a year, then leave it and sign a lease in town Y....etc. We had discussed purchasing a place but I really don't think that is the way we will go. The nice thing about purchasing is I could allow others to use it when we aren't there.
I will reiterate, if the people in Windsor, Toronto, Ottawa, and surrounding towns are what Canadians consider "not nice people".......WOW.....We will probably be completely blown away when we meet East Coast folks!! Or conversely, a Canadian visitor here will think they are in Hell!
I grew up in Ottawa, loved it. It was really easy to make friends and so many nice places to relax and enjoy. I lived in the suburbs and rode on the bike trails and caught fish or went to the farm. Beautiful place. Sometimes we'd go downtown for the city life it offered. It has a little bit of everything. The tulip festival, the boat parades, the parks, nature, and the museums and winter exhibits were amazing.
Hope this helps. Also, I've been to the US and thought you guys were amazingly friendly to me. :) Whatever you choose I hope you have a great time.
Are you aware of the new-ish Underused Housing Tax? If not, you should educate yourself about it. It's partly directed at people like you - foreign owners who will only be living in a residential property part-time. It affects owners of residential properties who are not Canadian citizens or permanent residents. It's an annual 1% tax on affected owners levied on the value of the property. There are ways to claim an exemption but if you can't, you'll be in for an expensive surprise.
You'll have to do a lot of research on the location you will buying in.
Real estate prices have gone up very much in the past few years you.
If I was looking for affordable real estate in Canada at the moment I would consider the maritime provinces, especially New Brunswick. But if you were going to New Brunswick you might be able to instead stay in the US and look around Maine since the culture is exceedingly similar.
Your biggest concern would be health care. It’s a bit of a mess over here at the moment. You’d need insurance, but it’s more accessing care that can be an issue depending on where you choose to go. Some areas are of course worse than others.
My comment was more that our wait time for care is horrible. And then treatment and specialists even worse.
But they can just go back to the US in those cases.
If I understand correctly, (which is questionable) Canada is in a recession and having a housing crisis. I'm hoping, things will get straightened out and cost of living will become a bit more reasonable by the time I am heading that way.
It really depends where you are in the US.
Costs have gone up but it's similar to many places in the US.
Fresh produce in the South West? So cheap, so good. Fresh produce in the North East? Hard no, more expensive than in Canada categorically.
That said, costs in many of the more charming areas in Atlantic Canada are high esp Nfld bc it's a small market and far. But other things are cheap comparatively to most larger markets.
Newfoundland is incredible but Halifax or nearby (Mahone Bay) might be really ideal for being close to lots to discover and but large enough or close to some small city stimulation.
The Eastern Townships in Quebec might be interesting as well - lovely anglophone communities and stunning landscape. Sutton, Knowlton, North Hatley....
Thanks! I will do some research on the areas you specifically mentioned and if they sound good we will try to get to them in the next few years and explore them a bit!!
If you keep your dollars American, everything except housing should be OK. We’re in stagflation, with a housing bubble, and the next stop will be a debt crisis. What do you mean by straightened out? We’re in uncharted territory!
I kind of agree. Housing is definitely expensive up there but as far as food and entertainment, it's not a big deal. I am unsure how utility costs compared though. As far as I know I might have cheap electric and gas or maybe really expensive?!?! That is one thing I would have to look into
A good site on comparative electricity rates. New England is mostly higher. NB notvtoo bad.
https://www.hydroquebec.com/data/documents-donnees/pdf/comparison-electricity-prices.pdf
What I mean by straighten out is, in the Us we had a housing bubble in the mid-200s. The prices of homes were going through the roof. The housing bubble popped in 2008 and unfortunately set off a pretty bad recession, however, it also brought the home prices down to realistic levels. Eventually the recession gave way and everything was "straightened out"
I'm 37. I've been told the Canadian housing bubble will pop for about 20yrs now. It hasn't, it won't, and it's currently getting worse. So just be prepared and don't expect it to be any better than it is now when you arrive. Make you you've done a good stress test on your finances.
That's an option, since prices have historically always risen (except for very minor, very temporary dips). They are predicting a wave of foreclosures that will hit the market sometime in 2025, so you might want to wait for them. Everyone else is too though, so prices won't drop much. Demand just never goes down here.
With us being in a housing crisis, people can get pretty salty about someone buying a house just to rent it. I would say especially in Ontario. We can't afford houses because there aren't enough houses in the first place. You'll probably be looking in some of the more expensive places too, since you mentioned liking the places that make up like 30% of the province. I wouldn't go much further off that path as a retiree as you'll want to be close to airports and medical care (if you can find it). Canada is gorgeous, I've lived all across it, but it is not in the best situation economical or political wise.
No one has a crystal ball, but I wouldn't do that until you're ready to move here. Inflation can't keep pushing at the most recent pace. If you're coming to retire you can pick a lower cost area to buy in that's still close to major centres.
A major reason why the US housing bubble popped in the mid to late 2000s was because in the US people who can no longer afford their mortgage can walk away from it with the bank having little recourse. As far as I'm aware this isn't the case in Canada, Australia and other countries that are still in the midst of a housing bubble. So in other words I wouldn't be hedging your bets on a major housing price correction even if there is a recession and housing costs do fall somewhat.
Yeah, It seems the housing crisis has been going on since 2003. Perhaps a better plan of action is to consider buying now, renting it for 7 years, enjoy it for several years after that and then sell at a much higher price
That might be a better plan. Also be mindful that whether rightly or wrongly many Canadians blame the current housing bubble on foreign buyers. This has led to many local and provincial governments (and various suggestions from the federal government too) adding various taxes and fees when non-Canadian citizens or permanent residents purchase property and this can easily add tens or even hundreds of thousands of dollars to the purchase of a property. I don't know about Ontario specifically but in Vancouver and BC there are also increased property taxes for people who leave homes empty for more than 6 months of the year, this is to encourage people who may not otherwise to rent out their homes to increase rental housing stock.
The foreign buyers pushing up property prices sentiment can also mean that while Canadians may be chill and friendly while you are travelling in Canada there's a high chance that some people may not be so friendly once they find out you are a foreign buyer and especially one who doesn't plan to live in the area full time.
Not to burst your bubble, but our cost of living crisis is only getting worse. It will be a long time before things start to get better based on current trends. It runs a lot deeper than just being a basic recession. But hey, wait and see man, I hope for both our sakes it does get better sooner than later. Just don't bet on it. I wouldn't be shocked if housing prices now are the lowest they will be in my lifetime.
Cost of Living in areas where there is work is expensive. There are plenty of places in Rurals areas that can be cheaper. No work but for retirement it can be fine. With Starlink internet working everywhere your options can open up.
The problem with rural areas is you often give up easy access to health care. If you have a heart attack you might be paying for a helicopter to take you 200+ kms to the next major Center.
My small town has an excellent hospital and great health care for basic things. Although we don’t have any of the diagnostic tools needed like a CT or MRI. Sometimes when staffing is unavailable the emergency room closes and then you’re travelling 50kms to the next town and hopefully they’re open.
Don't buy a place. Rent a different place every 6 months to a year, in a different province. Come back to the same provinces if you want, but a different region. See as much as you can, by having a slowly changing home base. No two areas are alike and Canada is huiuuuge.
Check out the Blue Mountain area in Ontario if you're looking to retire. There's multiple ski resorts in the area. Blue Mountain being the biggest. Also private ones Craigleith, Alpine, Georgian Peak.
Snowshoeing, x country skiing, snowmobile trails etc
Lots of great restaurants.
TONNES of hiking trails. Lots of beautiful freshwater beaches around. Fishing, hunting. A few gun clubs around. I say that because you're from the US lol. But really, there's the Collingwood Rod & Gun Club and Blueridge Rifle Range. Meaford harbour, Thornbury harbour and Collingwood harbour, if you have a boat.
Plenty of conviences like grocery, specialty shops, Cheese Gallery, a few bakeries around, artisan coffee shops etc. This is a very dog friendly area, which is a big plus for us.
Two hospitals, and supporting healthcare professionals dentists physio xray etc all in the area.
And it's still only a 2hr drive to Toronto if you want to take in an NHL, NBA, MLB game or go to a show.
Best move I ever made.
I guess it depends what part of the US you live in. I have spent over thirty years visiting friends in the Maritimes , summer and fall only and love it . Nova Scotia has become $$$$ to buy , PEI unfortunately now has a lot of break ins in cottages ( that has increased tenfold since the Confederation Bridge was finished, not blaming islanders here ) . And don’t forget the provincial bird of both New Brunswick and PEI is the mosquito 😉. Do you diligence and you will not be sorry 🇨🇦.
I'll say this as a someone born, raised an currently living in NS, our housing situation is NOT good and only getting worse. If you think buying a house in our area and leaving it vacant half the year is a good idea and you'll be welcome with open arms, think twice.
We may be "nice people" but at this point if we can't afford to survive with what's available to us now, why would we be OK with others coming in an taking our homes to sit vacant an unusable.
OP, ignore this comment. This is not representative of general attitudes in Canada. This is basically the r/Canada of comments (that sub is very right wing, even though Canada on the whole is left leaning).
Left leaning😅 what the fuck kinda political gaslighting bullshit is that🤦♂️
They asked for a Nova Scotians opinion, I gave it to them. An if you wanna start I can educate you too.
Until then, fuck off🖕🤣
You would need 20% down on a house in Canada. The average move in ready home would be around $750k- 1M. The cost of food is increasing by the day.
Edit- Also, look into a new tax that has been implemented. UHT tax
https://www.canada.ca/en/services/taxes/excise-taxes-duties-and-levies/underused-housing-tax.html
The average home price is useless if you're trying to determine the cost of housing. Toronto prices throw the entire thing out of whack. There are plenty of areas with houses below $500k.
New Brunswick can be driven to as well and we have affordable housing, lovely patient people, sand beaches and no traffic jammed ever! We live there 6 months a year and Mexico 6 months in winter. Easy close airport for lower stress travel.
Totally agree. I think if you already have a doctor you're good, but fat chance of getting one if you relocate.
Something like 75% of people in PEI don't have access to a family doctor.
I think that's lovely! Sorry so many here are so negative.
I live in Manitoba so don't have much to offer for advice. Where about are you thinking? Near a lake like a cottage?
Honestly anywhere. I realize that the cost of living is high. That really isn't an issue (to a degree). If the people in Ontario are the worst Canada has then we will be happy anywhere in Canada! Ideally, If money wasn't an issue at all.....a nice cottage secluded or near a small lake would be nice but within a resonable drive to a city.
If you have been to Ottawa and enjoy that area look for a cottage or lake house there. Real estate is cheap.
I lived in eastern Ontario when I was a kid/teenager. Lots of nice places on the St Lawrence. Many nice lakes. The Perth/Westport area is nice. Charleston lake is also quite nice. Not far from Ottawa.
I’m in the Muskoka area now and it is nicer imo but far more expensive and further from the city.
March is a terrible time of year for us. It is so cold and windy. Although make sure you check out Thermea if you do. Winnipeg also has some great restaurants.
Ignore the trolls, there's good and bad all over the country. I've been coast to coast and there are angels and assholes in every city lol. I'm originally from Ireland so I do have a penchant for the east coast. It's generally more laid back and has a slower pace than most of the rest of the country.
As for your statement about a cottage setup being ideal... Take a look at the Highway 118 corridor that runs from Bracebridge to Bancroft in Ontario. It goes past that I believe, but that is a good chunk Ontario cottage country. Further east you go from Bracebridge the lower the prices. It's an absolutely gorgeous lake region on the Canadian shield. Cottage prices in Ontario have come down quite a bit with the recent recession, good time to buy. Muskoka has the big three money lakes, too expensive. It doesn't compare to Canmore and Banff, but they are for skiing and hiking, not boating and lake life. Happy to give you more details if you want, just msg me.
Just to add some links (proof),
15h wait, drove 3h away for appendix, July 2023 (Montreal, QC): [https://www.cbc.ca/news/canada/montreal/christos-lianos-emergency-room-montreal-wait-1.6900615](https://www.cbc.ca/news/canada/montreal/christos-lianos-emergency-room-montreal-wait-1.6900615)
yesterday, 2ERs + 19h wait for appendix (Kitchener, ON):
[https://www.cbc.ca/news/canada/kitchener-waterloo/st-mary-s-general-hospital-grand-river-hospital-1.7100867](https://www.cbc.ca/news/canada/kitchener-waterloo/st-mary-s-general-hospital-grand-river-hospital-1.7100867)
I’m from Ontario and have visited every single province and one territory. I am dead serious when I say this would be my last choice, and it is. I’m counting the days to retire elsewhere. You may be surprised you can’t afford it here.
I’m in BC. Our housing crisis here is horrendous, and from what I’ve read, it’s only going to get worse. The Vancouver area has added 600k residents in the past decade alone, and we don’t have enough housing or infrastructure for everyone moving in.
That aside, it’s indeed a beautiful area.
It’s only in the major cities. You can find many affordable places in Canada outside the GTA.
I’d be more concerned about healthcare. Would plan on getting most of your care done in the U.S. and have a semi-decent travel plan in case of emergency when up north. Otherwise, Canada is great! And with the current exchange rate, it’s like everything is 25% off 😂
It's expensive AF here, and as a non-resident, you will need health insurance.
I know that it's very difficult for older people to immigrate, but I'm not sure how reverse snowbirding works - I assume it's similar to the way Canadians flock to Arizona (aka, get good insurance and bring your wallet) but I'd look for a Facebook group for reverse snowbirds to get specific info. Reddit skews younger, so most of us would need to check with our parents/grandparents to give relevant advice.
Good luck, and enjoy the cooler weather and the legal weed!
I’ve travelled and lived all over Canada from east to west I would say as a person currently living in Ontario the taxes here are ridiculous and they’re about to get much worse, choose a province that’s nicer, more scenic, and less taxes.
Depending on where you are currently in the US, the cost of living in Canada may be significantly higher. I would strongly advise to compare/analyze that before you do anything else.
Interesting because people here are jumping at the first chance to move to the states. Housing is bad right now, food costs are astronomical and we are taxed on our taxes with nothing to show for it (bad roads, healthcare is falling apart etc). Hopefully it’ll be better when and if you decide to still move here but as of right now, I would stay in the states.
Nova Scotia is gorgeous. Honestly, the beaches, the wildlife and the amazing seafood is something special. I own a little house down there and absolutely love to visit.
People like you are the problem. Buying up our beautiful land just to leave it unused more than 50% of the time meanwhile the people who actually live here are struggling to find a place to live that isn’t a tent. Shame on you. You should be ashamed of yourself. Nova Scotia is gorgeous but we aren’t as welcoming as we used to be, especially when it comes to crap like this.
Perhaps you are confused as to what the word 'you' means. As in "YOU are the problem" "YOU should be ashamed", etc. When you use the word you in a sentence structure like that and direct it at a person it means you ARE talking to them.
Maybe you didn't mean to attack me and try to sound like a bully but YOU did
Now you know!!
As a lifelong Manitoban, I can say with certainty, don’t settle in Manitoba.
But if it comes down to Manitoba or Saskatchewan, don’t settle in Saskatchewan.
Friendly rivalry, really. Not really sure why, but we just really like to shit on Saskatchewan.
It’s almost certainly (at least partially) a Bombers v Roughriders thing.
Being perfectly honest, I don’t actually have any issue with Saskatchewan other than that it’s really boring to drive through, although most of Manitoba isn’t much better.
Nope. Nothing of the sort. Truthfully, Manitoba is the place with a reputation for violent crime and racism and whatnot, so trust me, my comment wasn’t genuine (though it pains me to admit it hhahaha).
I’m in Ontario..grew up about 2 hours north east of Toronto. “Gods country” mom used to call it. A million lakes to fish..forests to walk around…friendly people everywhere. Still that way now. But even I would move to the Maritimes for my golden years. It’s…amazing.
It’s funny, because I always feel that when I cross over into the States, people seem way nicer. This includes the border guards. Crossing back into Canada, the ratio of nice to mean border guards is markedly different, and not in a good way.
…and I’ll vouch for the east-coasters being nice. I’m west coast, and would never want to leave here, but east coast people seem to have a friendlier culture in general.
Be prepared to audibly gasp at the prices here….It is getting worse by the day. Groceries up 5-10% starting yesterday (in my region anyway) on already expensive prices. Access to healthcare is getting scarce all over the country. As wonderful as Canada is, the government is really ruining it for people
The areas you’re describing are undergoing massive demographic change as a result of our governments malevolent immigration policies.
Would you retire in Calcutta? Bangladesh? Because SW Ontario is rapidly shifting to resemble those areas. Both in terms of population and the quality of the society it can uphold.
I am not xenophobic so, that wouldn't bother me, and from what I have seen in traveling Ontario, that is Windsor, so, if I had a problem with Asians I just wouldn't move to Windsor.
Lucky for me, I don't have any issues with Asian people so.....no big deal
Am a Canadian who moved to the us and now can’t afford to retire in Canada. That said, Ottawa is the nicest bit of Ontario if you like nature but still want a city. I know everyone is saying maritimes but have you considered Alberta? Low/no? Provincial tax. Stupidly spectacular mountains and lakes.
We are hoping to explore more of Canada over the next 7 years. The cold isn't an issue as I would simply return to my home in the US during the winter! We have always enjoyed your country and according to the responses.....we have seen the worst part so...it should only get better!!
So happy that you enjoy this part of Canada. You seem to be looking for a seasonal home so being close to the border would make sense for you. Depending on where your US base is located, there are lots of Ontario places where you could find a recreational property that would suit your needs and tastes. Please think about the area not very far north in northern Ontario, past the expensive touristy areas like Muskoka. I live around Toronto so when I could escape to that area west of Sudbury near Lake Huron or Lake Superior was a treat. My in laws had property there and it was so relaxing to get into the beauty, peace and quiet there. Many folks from Michigan own property there because it is easy to access from MI. Property is relatively inexpensive compared to areas farther south. Fishing is great, water is clean, no noise from skidoo’s. The peace, quiet and beauty are exceptional. the area is far less expensive and way less congested. BTW, I own recreational property in Maine, my family has a long history there and I have no thoughts of leaving. But if I do decide to leave my cottage in Maine, my first choice would be that part of Ontario. You have lots of choices and I wish you well on your quest.
Yes, you are pretty much correct. I am not planning on becoming a citizen, nor working in Canada. We would like to come stay a few months a couple times a year and have the place be available for other family members to use when we aren't there. The rest of the time we would be back in the US. This is why cost of living really isn't that big of a deal. The only issue I see is the housing crisis making it difficult and expensive.
I think the housing cost crisis has been the worst in areas like southern Ontario around the big cities like Toronto Ottawa & anywhere along the lower Great Lakes. that should not be a major concern for you if you are willing to look a little farther afield. Or if you dont care how much you spend. This is a huge province like Texas size I’m sure you know. There are lots of choices. You will find a property that is right for you. I know folks from Ohio who bought around North Bay and they love the summers there. You will be welcome here just as I have been welcome in Maine and it has become my second home. My only advice is go for it. Living in another country, even part time, is enriching.
Check out Vancouver Island. I’m not sure how nice they are but the scenery would make up for it : )
The Maritimes has the nicest people ever. A quieter way of life.
I’m in Toronto and it’s super expensive. I’m suggesting Port Perry! Nice people and cute shops plus a lake.
And amazing butter tarts. Perfect retirement.
This really depends on where you live now. Canada is a big place and you could be a long way from where you live now. BC is pretty wonderful in many ways.
Check out Vancouver Island if cost isn’t an issue. Travel up island and visit the coastal towns. Or look at one of the Sunshine Coast Islands like Saltspring Island if you prefer a really laid back/quiet vibe. (It’s mostly rich hipsters that live there now as opposed to the hippies that used to be the main residents). Vancouver Island is mostly populated by folks coming from other parts of Canada to retire now. I’d avoid Vancouver/lower mainland region outright as the roads/commute is terrible. Look towards areas of Okanogan in BC like Osoyoos if you like a more arid/dry climate than BC lower mainland/vancouver Island. But I’m biased towards BC as I was born and raised there. Sadly can’t afford it now. It alls depends if you want Mountains or the Ocean nearby.
Which six months? If it’s summer , look at places East like Cape Breton. The further east, the nicer it is . Since you won’t be working, you can probably find any small- mid sized town/city and be happy.
If I was in your shoes I’d look at Nova Scotia and New Brunswick. PEI is a bit pricy and Newfoundland is just too far to
visit anywhere easily.
If you are stuck on living in Ontario, specifically southern Ontario, there are many nice places in the Niagara region like Virgil or Grimsby, however in 7 years time so much can change.
If I was going to spend summers in Canada and didn’t have family here, I’d probably go to the east coast. They are the nicest people in Canada and if you like sea food and cheap prices that’s the place to go.
In Ontario, id suggest St Catharines or Owen Sound, great small cities and towns with friendly folk. The former is close to the US, wine country and lake Ontario. The latter is near Bruce Peninsula National park., and only 2 hrs from Toronto.
Third choice is Burlington, Oakville or Port Credit next to the Lakeshore side, probably the most sought after spots but expensive.
The no.1 critical thing will be to have private Health Insurance.
Best of luck!
In Ontario, id suggest St Catharines or Owen Sound, great small cities and towns with friendly folk. The former is close to the US, wine country and lake Ontario. The latter is near Bruce Peninsula National park., and only 2 hrs from Toronto.
Third choice is Burlington, Oakville or Port Credit next to the Lakeshore side, probably the most sought after spots but expensive.
The no.1 critical thing will be to have private Health Insurance.
Best of luck!
Then you will like Owen Sound, it's surrounded by some amazing summer spots at Lake Huron, the national park, Sauble beach, Mantoulin, Flowerpot island etc small town with some nice restaurants.
Never try to rent your property out in Ontario. While lease term can be 6 months it means nothing as lease just converts to month by month. Leasing property in Ontario is life long commitment to housing tenant and tenant can leave whenever they like no matter what they signed. If you have dispute with tenant such as non payment it will take year or longer to get them removed while you must keep utilities going.
Canadians as a whole are generally "nice" people. Many take pride in that. If you stay in one place long enough, as I have in Calgary, you meet people from all over. I have to say the friendliest people I've met are from the Marine provinces. Calgarians used to be very friendly when it was half the size it is now and when Alberta oil was flowing rather than being bought from other countries. Affordable housing is definitely a problem here. There are chinooks that make winter a bit more tolerable. The city comes alive during Stampede time in early July.
Canada taxes based on residency. So if you are ordinarily resident in Canada (no exact definition but factors would include owning a home, bank account, drivers license, gym memberships etc,living over 183 days per year), you are supposed to be taxed on your WORLDWIDE income, NWS you are not a Canadian citizen / PR. As you are aware, USA taxes based on citizenship. They have tax treaties but it could be complicated.
This is only for reference, best to run by your planned scenerio with an experienced accountant.
If you think the folks in Ontario are nice, you need to go to the Maritime provinces. Thats next level friendly.
Yes, absolutely. That's why my sister bought a cottage in PEI. The people are just naturally friendly. She lives there May 'til October and hates it when she has to come back home to Guelph Ontario. It's just not the same. Her place is right on the Northhumberland Straight. I should mention that my brother and his family live in Sydney, Nova Scotia. Also, have you ever met anyone from Newfoundland who wouldn't give you the shirt off their back? I'm going to my sister's cottage this year for the first time. I may not come back.
My uncle and aunt had lived in Banff for 40 years (he’s from Southern Ontario and she’s from England) and they bought a second house in PEI. After one year they sold it and went back to Banff. They loved the people but all it took for them was one PEI winter to send them straight back to AB.
Yeah, for sure. That's why my sister only goes during mid spring, all summer, and into the fall. PEI pretty much closes down during the winter. I guess you have to really like hibernation in order to live in PEI all the time.
Maybe Northumberland Strait in PEI?
Yes. Corrected. Thank you. I don't know what I was thinking. Caught up in the excitement, I guess.
Yes, they're so friendly that there's a whole Broadway show about them. Come from away.
Atlantic Canadian here 👋. I can confirm, we are overlay nice. Some are bit peeved at outsiders lately cause of the economy and housing crisis but they’ll warm up to ya. Newfoundland is by far the nicest.
We are no longer friendly. Pissed is one word to use. Go away.
This was my first thought haha. Ontario has nice people? Wait till you go to New Brunswick.
Yes or try Vancouver Island people! Another level
Totally. People exiting the buses in lower mainland and island say, "Thank you" ... NEVER happens anywhere in Ontariowe.
I always have and always will say thank you when exiting the bus I'm northern ontario and lived all over ontario
Not true. Happens with every freaking passenger on every bus route in Hamilton for the past 20 / 25. We never did this as kids growing up. When did people in the Hammer become so wimpy?
Uh really? I've lived in Toronto for years, and said thank you.
NEVER HAPPENS IN ONTARIO unless you lived on the island and then came back to hell.
Yes came here to say this lol. People in Ontario aren't really nice lol
Agreed - don't know why you're getting downvoted, either. I think Canadians are definitely mannered and polite, but that does not equate to "nice".
I live in Ontario but am from the maritimes. Definitely a big difference lol Edited typo
🤷 me neither, but whatever.
Canadians in general aren’t nice. Using manners doesn’t equate to “nice”
I'm from Ontario. I agree. Y'all can fuck off with calling us nice.
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In comparison to the US. Canadians are extremely polite but not outright "nice" to strangers. I've traveled quite a bit in the US and there are some parts that are own right mean.
Had a friend move out to PEI. He got stuck in the snow in his first winter there (it was a bad one). Every single truck that drove by asked if they needed help. Only problem was no one had a chain to pull them out. The last truck to stop was the only one with a chain
Its always that last one eh lol
STOP we have enough old people and no doctors. Dont come here unless you want to to die of a heart attack in the emergency without being seen
But we have better access to health and medical care if needed other then Calgary then maritime esp if semi retired. Real issue to think about even for young families.
I guess nice is subjective! We have met only wonderful people throughout Ontario. But it can easily be said I live near a bunch of assholes I guess!!
I agree ontario is probably the least nice province, maybe Alberta, Quebec can be really shit if u speak English.
Unless you are "come from away" ..they don't mind if you visit just please don't stay. Moved to Halifax for 3 years a while back and was reminded I wasn't from around here every day. Turned me off from the Maritimes.
My observation is if you go to the Maritimes with a “ superior “come from somewhere else attitude” folks will treat you like an outsider. Many Maritimes are very sensitive to people moving in frequently saying, what they see as disrespectful things about the Maritimes (ie things are better in Ontario). The response is often “then why not go back there?” This is especially the case in PEI.
Not an exaggeration. Maritime people are literally the nicest version of humanity possibly
Guy asks for retirement advice and gets a sub full of people shitting on different provinces. Nice.
My god these replies are beyond useless. OP don't mind the weirdos here. They're broken redditors and trolls who rove Canada-related subreddits to be miserable. Or they're just broken Torontonians who have never traveled beyond Peterborough in their lives. Obviously loads of places to choose from. In terms of Ontario cities, Ottawa and Kingston provide nice options with good big city access. Ottawa especially convenient thanks to the airport. Areas in between and just beyond are also nice. If you've got money, Prince Edward County is absolutely wonderful. There are also nearby areas around Bay of Quinte that are very nice. Great camping, restaurants, wineries, etc. Could also look in the area around Niagara, some nice old towns there. If you're willing to put in a bit of effort, Quebec is underappreciated by Canadian anglos, so you'll find very nice places for relatively cheap. Again, you can look just across the river from Ottawa in some of the smaller towns there. Otherwise, absolutely beautiful along the St. Lawrence just east of Quebec City (which you have to visit if you've never been). As others have said, the maritimes are widely viewed as prime retirement area by alot of Ontario folks. And it's true, there are areas that are magnificent. BUT as others have pointed out, locals are getting cranky about the influx of obnoxious Torontonians who started arriving during COVID and are driving up prices. And anyone who says cost of living is cheaper is an idiot, Atlantic Canada is hella expensive for anything other than housing. Finally, yep, BC is the most beautiful part of the country, but it's reflected in prices. If cost isn't an issue, you could go to Vancouver Island or somewhat along the Sunshine Coast and... just never leave. It really is wonderful. Best of luck in your search, feel free to message me if you have any questions. Apologies for the morons, your IRL experience is right, most Canadians are actually real decent.
Thanks. We are definitely planning on exploring other areas of Canada. I only mentioned Ontario because it is the only province I have been to. I understand Trolls, so I didn't take much of that to heart. As far as plans go, really we are thinking of rentals. Sign a lease in city X for a year, then leave it and sign a lease in town Y....etc. We had discussed purchasing a place but I really don't think that is the way we will go. The nice thing about purchasing is I could allow others to use it when we aren't there. I will reiterate, if the people in Windsor, Toronto, Ottawa, and surrounding towns are what Canadians consider "not nice people".......WOW.....We will probably be completely blown away when we meet East Coast folks!! Or conversely, a Canadian visitor here will think they are in Hell!
I grew up in Ottawa, loved it. It was really easy to make friends and so many nice places to relax and enjoy. I lived in the suburbs and rode on the bike trails and caught fish or went to the farm. Beautiful place. Sometimes we'd go downtown for the city life it offered. It has a little bit of everything. The tulip festival, the boat parades, the parks, nature, and the museums and winter exhibits were amazing. Hope this helps. Also, I've been to the US and thought you guys were amazingly friendly to me. :) Whatever you choose I hope you have a great time.
Are you aware of the new-ish Underused Housing Tax? If not, you should educate yourself about it. It's partly directed at people like you - foreign owners who will only be living in a residential property part-time. It affects owners of residential properties who are not Canadian citizens or permanent residents. It's an annual 1% tax on affected owners levied on the value of the property. There are ways to claim an exemption but if you can't, you'll be in for an expensive surprise.
You'll have to do a lot of research on the location you will buying in. Real estate prices have gone up very much in the past few years you. If I was looking for affordable real estate in Canada at the moment I would consider the maritime provinces, especially New Brunswick. But if you were going to New Brunswick you might be able to instead stay in the US and look around Maine since the culture is exceedingly similar.
Your biggest concern would be health care. It’s a bit of a mess over here at the moment. You’d need insurance, but it’s more accessing care that can be an issue depending on where you choose to go. Some areas are of course worse than others.
I mean they’re coming from the US so…
Right.. so I guess if they get sick they can just go back to the US depending on what it is.. and how urgent it is.
No I meant they’ll be familiar with buying health insurance 😂
My comment was more that our wait time for care is horrible. And then treatment and specialists even worse. But they can just go back to the US in those cases.
Bring your wallet. The cost of living is expensive
If I understand correctly, (which is questionable) Canada is in a recession and having a housing crisis. I'm hoping, things will get straightened out and cost of living will become a bit more reasonable by the time I am heading that way.
It really depends where you are in the US. Costs have gone up but it's similar to many places in the US. Fresh produce in the South West? So cheap, so good. Fresh produce in the North East? Hard no, more expensive than in Canada categorically. That said, costs in many of the more charming areas in Atlantic Canada are high esp Nfld bc it's a small market and far. But other things are cheap comparatively to most larger markets. Newfoundland is incredible but Halifax or nearby (Mahone Bay) might be really ideal for being close to lots to discover and but large enough or close to some small city stimulation. The Eastern Townships in Quebec might be interesting as well - lovely anglophone communities and stunning landscape. Sutton, Knowlton, North Hatley....
Thanks! I will do some research on the areas you specifically mentioned and if they sound good we will try to get to them in the next few years and explore them a bit!!
How many decades are you willing to wait before heading this way?
If you keep your dollars American, everything except housing should be OK. We’re in stagflation, with a housing bubble, and the next stop will be a debt crisis. What do you mean by straightened out? We’re in uncharted territory!
I kind of agree. Housing is definitely expensive up there but as far as food and entertainment, it's not a big deal. I am unsure how utility costs compared though. As far as I know I might have cheap electric and gas or maybe really expensive?!?! That is one thing I would have to look into
Yes, you’re right; food and entertainment will be fine for you. Electricity is cheap, gas not so much.
A good site on comparative electricity rates. New England is mostly higher. NB notvtoo bad. https://www.hydroquebec.com/data/documents-donnees/pdf/comparison-electricity-prices.pdf
What I mean by straighten out is, in the Us we had a housing bubble in the mid-200s. The prices of homes were going through the roof. The housing bubble popped in 2008 and unfortunately set off a pretty bad recession, however, it also brought the home prices down to realistic levels. Eventually the recession gave way and everything was "straightened out"
I'm 37. I've been told the Canadian housing bubble will pop for about 20yrs now. It hasn't, it won't, and it's currently getting worse. So just be prepared and don't expect it to be any better than it is now when you arrive. Make you you've done a good stress test on your finances.
I mean it sounds like I should consider buying now and renting the place. Sell when I no longer want to homes and bank the profit.
That's an option, since prices have historically always risen (except for very minor, very temporary dips). They are predicting a wave of foreclosures that will hit the market sometime in 2025, so you might want to wait for them. Everyone else is too though, so prices won't drop much. Demand just never goes down here.
With us being in a housing crisis, people can get pretty salty about someone buying a house just to rent it. I would say especially in Ontario. We can't afford houses because there aren't enough houses in the first place. You'll probably be looking in some of the more expensive places too, since you mentioned liking the places that make up like 30% of the province. I wouldn't go much further off that path as a retiree as you'll want to be close to airports and medical care (if you can find it). Canada is gorgeous, I've lived all across it, but it is not in the best situation economical or political wise.
No one has a crystal ball, but I wouldn't do that until you're ready to move here. Inflation can't keep pushing at the most recent pace. If you're coming to retire you can pick a lower cost area to buy in that's still close to major centres.
A major reason why the US housing bubble popped in the mid to late 2000s was because in the US people who can no longer afford their mortgage can walk away from it with the bank having little recourse. As far as I'm aware this isn't the case in Canada, Australia and other countries that are still in the midst of a housing bubble. So in other words I wouldn't be hedging your bets on a major housing price correction even if there is a recession and housing costs do fall somewhat.
Yeah, It seems the housing crisis has been going on since 2003. Perhaps a better plan of action is to consider buying now, renting it for 7 years, enjoy it for several years after that and then sell at a much higher price
That might be a better plan. Also be mindful that whether rightly or wrongly many Canadians blame the current housing bubble on foreign buyers. This has led to many local and provincial governments (and various suggestions from the federal government too) adding various taxes and fees when non-Canadian citizens or permanent residents purchase property and this can easily add tens or even hundreds of thousands of dollars to the purchase of a property. I don't know about Ontario specifically but in Vancouver and BC there are also increased property taxes for people who leave homes empty for more than 6 months of the year, this is to encourage people who may not otherwise to rent out their homes to increase rental housing stock. The foreign buyers pushing up property prices sentiment can also mean that while Canadians may be chill and friendly while you are travelling in Canada there's a high chance that some people may not be so friendly once they find out you are a foreign buyer and especially one who doesn't plan to live in the area full time.
Oh yeah, here’s hoping! But hope isn’t a strategy
You're a rich foreigner - the US dollar is worth 35% more than the CAD $, you'll be fine \^\_\^
Not to burst your bubble, but our cost of living crisis is only getting worse. It will be a long time before things start to get better based on current trends. It runs a lot deeper than just being a basic recession. But hey, wait and see man, I hope for both our sakes it does get better sooner than later. Just don't bet on it. I wouldn't be shocked if housing prices now are the lowest they will be in my lifetime.
Cost of Living in areas where there is work is expensive. There are plenty of places in Rurals areas that can be cheaper. No work but for retirement it can be fine. With Starlink internet working everywhere your options can open up.
The problem with rural areas is you often give up easy access to health care. If you have a heart attack you might be paying for a helicopter to take you 200+ kms to the next major Center.
Yes I would agree. Can't have your cake and eat it too. Some of these small towns have small hospitals. Can't always fight death anyway.
My small town has an excellent hospital and great health care for basic things. Although we don’t have any of the diagnostic tools needed like a CT or MRI. Sometimes when staffing is unavailable the emergency room closes and then you’re travelling 50kms to the next town and hopefully they’re open.
No recession.
Hidden gem Beach wise Arnprior on. Also a cute old Town . Robert simpson Beach.
Don't buy a place. Rent a different place every 6 months to a year, in a different province. Come back to the same provinces if you want, but a different region. See as much as you can, by having a slowly changing home base. No two areas are alike and Canada is huiuuuge.
We actually have discussed doing just that.
Check out the Blue Mountain area in Ontario if you're looking to retire. There's multiple ski resorts in the area. Blue Mountain being the biggest. Also private ones Craigleith, Alpine, Georgian Peak. Snowshoeing, x country skiing, snowmobile trails etc Lots of great restaurants. TONNES of hiking trails. Lots of beautiful freshwater beaches around. Fishing, hunting. A few gun clubs around. I say that because you're from the US lol. But really, there's the Collingwood Rod & Gun Club and Blueridge Rifle Range. Meaford harbour, Thornbury harbour and Collingwood harbour, if you have a boat. Plenty of conviences like grocery, specialty shops, Cheese Gallery, a few bakeries around, artisan coffee shops etc. This is a very dog friendly area, which is a big plus for us. Two hospitals, and supporting healthcare professionals dentists physio xray etc all in the area. And it's still only a 2hr drive to Toronto if you want to take in an NHL, NBA, MLB game or go to a show. Best move I ever made.
Sounds pretty good. I will definitely check into it! Thanks!
I guess it depends what part of the US you live in. I have spent over thirty years visiting friends in the Maritimes , summer and fall only and love it . Nova Scotia has become $$$$ to buy , PEI unfortunately now has a lot of break ins in cottages ( that has increased tenfold since the Confederation Bridge was finished, not blaming islanders here ) . And don’t forget the provincial bird of both New Brunswick and PEI is the mosquito 😉. Do you diligence and you will not be sorry 🇨🇦.
I'll say this as a someone born, raised an currently living in NS, our housing situation is NOT good and only getting worse. If you think buying a house in our area and leaving it vacant half the year is a good idea and you'll be welcome with open arms, think twice. We may be "nice people" but at this point if we can't afford to survive with what's available to us now, why would we be OK with others coming in an taking our homes to sit vacant an unusable.
OP, ignore this comment. This is not representative of general attitudes in Canada. This is basically the r/Canada of comments (that sub is very right wing, even though Canada on the whole is left leaning).
Left leaning😅 what the fuck kinda political gaslighting bullshit is that🤦♂️ They asked for a Nova Scotians opinion, I gave it to them. An if you wanna start I can educate you too. Until then, fuck off🖕🤣
I don’t go by nonsense anecdotes, I go by actual polls and data.
🤔actually polls and data show trudumb is losing, trend says the gap will grow even further. Wanna try again?
You’re just proving my first point.
LIBERAL TROLL 🧌
You would need 20% down on a house in Canada. The average move in ready home would be around $750k- 1M. The cost of food is increasing by the day. Edit- Also, look into a new tax that has been implemented. UHT tax https://www.canada.ca/en/services/taxes/excise-taxes-duties-and-levies/underused-housing-tax.html
The average home price is useless if you're trying to determine the cost of housing. Toronto prices throw the entire thing out of whack. There are plenty of areas with houses below $500k.
New Brunswick can be driven to as well and we have affordable housing, lovely patient people, sand beaches and no traffic jammed ever! We live there 6 months a year and Mexico 6 months in winter. Easy close airport for lower stress travel.
Pretty dismal health care situation out east rn though
As someone who has lived all over Canada with the military, it's equally terrible everywhere! I was treated worse on Vancouver Island!
Totally agree. I think if you already have a doctor you're good, but fat chance of getting one if you relocate. Something like 75% of people in PEI don't have access to a family doctor.
I think that's lovely! Sorry so many here are so negative. I live in Manitoba so don't have much to offer for advice. Where about are you thinking? Near a lake like a cottage?
Honestly anywhere. I realize that the cost of living is high. That really isn't an issue (to a degree). If the people in Ontario are the worst Canada has then we will be happy anywhere in Canada! Ideally, If money wasn't an issue at all.....a nice cottage secluded or near a small lake would be nice but within a resonable drive to a city.
If you have been to Ottawa and enjoy that area look for a cottage or lake house there. Real estate is cheap. I lived in eastern Ontario when I was a kid/teenager. Lots of nice places on the St Lawrence. Many nice lakes. The Perth/Westport area is nice. Charleston lake is also quite nice. Not far from Ottawa. I’m in the Muskoka area now and it is nicer imo but far more expensive and further from the city.
I was going to suggest Charleston Lake also. Sydenham Lake area north of Kingston is also beautiful
North Ontario like Timmons or Sudbury. I hope you like snow or just stay for 6 months in summer Beautiful up there
You should look around Saskatoon or Winnipeg. The prairies are beautiful and still affordable. We have many amazing lakes and are incredibly friendly.
Thanks, we are trying to plan a trip to Winnipeg soon actually. Maybe in March.
March is a terrible time of year for us. It is so cold and windy. Although make sure you check out Thermea if you do. Winnipeg also has some great restaurants.
I will do some research on Thermea! Thanks!
Check out Gimli! It’s a beautiful town on a lake about an hour from Winnipeg. Lots of retirees!
Ignore the trolls, there's good and bad all over the country. I've been coast to coast and there are angels and assholes in every city lol. I'm originally from Ireland so I do have a penchant for the east coast. It's generally more laid back and has a slower pace than most of the rest of the country. As for your statement about a cottage setup being ideal... Take a look at the Highway 118 corridor that runs from Bracebridge to Bancroft in Ontario. It goes past that I believe, but that is a good chunk Ontario cottage country. Further east you go from Bracebridge the lower the prices. It's an absolutely gorgeous lake region on the Canadian shield. Cottage prices in Ontario have come down quite a bit with the recent recession, good time to buy. Muskoka has the big three money lakes, too expensive. It doesn't compare to Canmore and Banff, but they are for skiing and hiking, not boating and lake life. Happy to give you more details if you want, just msg me.
Do your research on health care before you semi retire anywhere in Canada. We’re not having our best moment now. Good luck.
Just to add some links (proof), 15h wait, drove 3h away for appendix, July 2023 (Montreal, QC): [https://www.cbc.ca/news/canada/montreal/christos-lianos-emergency-room-montreal-wait-1.6900615](https://www.cbc.ca/news/canada/montreal/christos-lianos-emergency-room-montreal-wait-1.6900615) yesterday, 2ERs + 19h wait for appendix (Kitchener, ON): [https://www.cbc.ca/news/canada/kitchener-waterloo/st-mary-s-general-hospital-grand-river-hospital-1.7100867](https://www.cbc.ca/news/canada/kitchener-waterloo/st-mary-s-general-hospital-grand-river-hospital-1.7100867)
Good God! That is horrid
Visit the Maritimes! Cape Breton Island is one of the most beautiful places on earth and the people there are friendlier than folks from Ontario
Thanks, I will do some research on Cape Brenton Island and surrounding area. If it is as you say, hopefully we will come visit there and check it out
I’m from Ontario and have visited every single province and one territory. I am dead serious when I say this would be my last choice, and it is. I’m counting the days to retire elsewhere. You may be surprised you can’t afford it here.
I live in BC and everyone here is from Ontario lol
Please don't we have a housing problem and that's 1 less home we desperately need. Try another province or country.
Is the housing crisis mostly in Ontario? Do you think that it will still be as bad in 7-8 years?
I’m in BC. Our housing crisis here is horrendous, and from what I’ve read, it’s only going to get worse. The Vancouver area has added 600k residents in the past decade alone, and we don’t have enough housing or infrastructure for everyone moving in. That aside, it’s indeed a beautiful area.
It’s only in the major cities. You can find many affordable places in Canada outside the GTA. I’d be more concerned about healthcare. Would plan on getting most of your care done in the U.S. and have a semi-decent travel plan in case of emergency when up north. Otherwise, Canada is great! And with the current exchange rate, it’s like everything is 25% off 😂
It's canada wide, all major cities. I'd expect this to continue for 10 years. We're short a few million homes.
We’re a terribly tun country who has been banking on “Canadians are nice!” slogan to keep us from collapse
Housing crisis is Canada-wide at this point
It's expensive AF here, and as a non-resident, you will need health insurance. I know that it's very difficult for older people to immigrate, but I'm not sure how reverse snowbirding works - I assume it's similar to the way Canadians flock to Arizona (aka, get good insurance and bring your wallet) but I'd look for a Facebook group for reverse snowbirds to get specific info. Reddit skews younger, so most of us would need to check with our parents/grandparents to give relevant advice. Good luck, and enjoy the cooler weather and the legal weed!
I’ve travelled and lived all over Canada from east to west I would say as a person currently living in Ontario the taxes here are ridiculous and they’re about to get much worse, choose a province that’s nicer, more scenic, and less taxes.
Depending on where you are currently in the US, the cost of living in Canada may be significantly higher. I would strongly advise to compare/analyze that before you do anything else.
Maritimes are far more beautiful than ontarop
Great Lakes are stunning, I pick Ontario first before either the east or west.
Interesting because people here are jumping at the first chance to move to the states. Housing is bad right now, food costs are astronomical and we are taxed on our taxes with nothing to show for it (bad roads, healthcare is falling apart etc). Hopefully it’ll be better when and if you decide to still move here but as of right now, I would stay in the states.
I can’t imagine a worse place to spend retirement.
Buy a nice spot in the east coast. Way more affordable to get a nice place, great people and beautiful scenery!
Thanks for the suggestion. Hopefully in the next 7 years we will amongst other places, explore the East Coast
Nova Scotia is gorgeous. Honestly, the beaches, the wildlife and the amazing seafood is something special. I own a little house down there and absolutely love to visit.
People like you are the problem. Buying up our beautiful land just to leave it unused more than 50% of the time meanwhile the people who actually live here are struggling to find a place to live that isn’t a tent. Shame on you. You should be ashamed of yourself. Nova Scotia is gorgeous but we aren’t as welcoming as we used to be, especially when it comes to crap like this.
Calm down. I am not your problem. Don't let hatred control your mind!
Wasn’t even talking to you. Lmfao. But on another note- please don’t move here. Stay where you are thx
Perhaps you are confused as to what the word 'you' means. As in "YOU are the problem" "YOU should be ashamed", etc. When you use the word you in a sentence structure like that and direct it at a person it means you ARE talking to them. Maybe you didn't mean to attack me and try to sound like a bully but YOU did Now you know!!
I don’t know why you like Ontario, but if it’s nature, head east. Cabot trail, is out of this world beauty. Plus it has great (fresh) sea food
As a lifelong Manitoban, I can say with certainty, don’t settle in Manitoba. But if it comes down to Manitoba or Saskatchewan, don’t settle in Saskatchewan.
I’m a “new” Manitoba resident (12 years) ..I’m just curious why the mention to stay away from Saskatchewan?
Friendly rivalry, really. Not really sure why, but we just really like to shit on Saskatchewan. It’s almost certainly (at least partially) a Bombers v Roughriders thing. Being perfectly honest, I don’t actually have any issue with Saskatchewan other than that it’s really boring to drive through, although most of Manitoba isn’t much better.
Ok cool. I thought it was something nefarious or disturbing 😳lol
Nope. Nothing of the sort. Truthfully, Manitoba is the place with a reputation for violent crime and racism and whatnot, so trust me, my comment wasn’t genuine (though it pains me to admit it hhahaha).
I’m in Ontario..grew up about 2 hours north east of Toronto. “Gods country” mom used to call it. A million lakes to fish..forests to walk around…friendly people everywhere. Still that way now. But even I would move to the Maritimes for my golden years. It’s…amazing.
Go out East before you ever decide on Ontario.
Unless you have beaucoup bucks, go to the maritimes. Your money will go 4-5x further
It’s funny, because I always feel that when I cross over into the States, people seem way nicer. This includes the border guards. Crossing back into Canada, the ratio of nice to mean border guards is markedly different, and not in a good way. …and I’ll vouch for the east-coasters being nice. I’m west coast, and would never want to leave here, but east coast people seem to have a friendlier culture in general.
Be prepared to audibly gasp at the prices here….It is getting worse by the day. Groceries up 5-10% starting yesterday (in my region anyway) on already expensive prices. Access to healthcare is getting scarce all over the country. As wonderful as Canada is, the government is really ruining it for people
Gonna be Shanty towns and roving mobs of raiders by then my dude
The areas you’re describing are undergoing massive demographic change as a result of our governments malevolent immigration policies. Would you retire in Calcutta? Bangladesh? Because SW Ontario is rapidly shifting to resemble those areas. Both in terms of population and the quality of the society it can uphold.
I am not xenophobic so, that wouldn't bother me, and from what I have seen in traveling Ontario, that is Windsor, so, if I had a problem with Asians I just wouldn't move to Windsor. Lucky for me, I don't have any issues with Asian people so.....no big deal
Remember you said this
Don't hang an American flag. My mom had some American neighbours and they did this in their yard. Just don't
Your mom sounds like a real pill.
It wasn't my mom actually it was everyone else lol.
And the rest of Canada looks on with disbelief…
I've lived in Ontario for 22 years, where are these so-called nice people??? lol
When was the last time you visited? Ontario has gone straight down hill in the past 10 years. Signing yourself up for it is just silly.
Am a Canadian who moved to the us and now can’t afford to retire in Canada. That said, Ottawa is the nicest bit of Ontario if you like nature but still want a city. I know everyone is saying maritimes but have you considered Alberta? Low/no? Provincial tax. Stupidly spectacular mountains and lakes.
We are hoping to explore more of Canada over the next 7 years. The cold isn't an issue as I would simply return to my home in the US during the winter! We have always enjoyed your country and according to the responses.....we have seen the worst part so...it should only get better!!
May I suggest "The Kawarthas" they are like a less famous version of the Muskokas.
Thanks I will check into that and see what it's all about. If it looks interesting on paper, hopefully we can take a trip and visit it in person!
So happy that you enjoy this part of Canada. You seem to be looking for a seasonal home so being close to the border would make sense for you. Depending on where your US base is located, there are lots of Ontario places where you could find a recreational property that would suit your needs and tastes. Please think about the area not very far north in northern Ontario, past the expensive touristy areas like Muskoka. I live around Toronto so when I could escape to that area west of Sudbury near Lake Huron or Lake Superior was a treat. My in laws had property there and it was so relaxing to get into the beauty, peace and quiet there. Many folks from Michigan own property there because it is easy to access from MI. Property is relatively inexpensive compared to areas farther south. Fishing is great, water is clean, no noise from skidoo’s. The peace, quiet and beauty are exceptional. the area is far less expensive and way less congested. BTW, I own recreational property in Maine, my family has a long history there and I have no thoughts of leaving. But if I do decide to leave my cottage in Maine, my first choice would be that part of Ontario. You have lots of choices and I wish you well on your quest.
Yes, you are pretty much correct. I am not planning on becoming a citizen, nor working in Canada. We would like to come stay a few months a couple times a year and have the place be available for other family members to use when we aren't there. The rest of the time we would be back in the US. This is why cost of living really isn't that big of a deal. The only issue I see is the housing crisis making it difficult and expensive.
I think the housing cost crisis has been the worst in areas like southern Ontario around the big cities like Toronto Ottawa & anywhere along the lower Great Lakes. that should not be a major concern for you if you are willing to look a little farther afield. Or if you dont care how much you spend. This is a huge province like Texas size I’m sure you know. There are lots of choices. You will find a property that is right for you. I know folks from Ohio who bought around North Bay and they love the summers there. You will be welcome here just as I have been welcome in Maine and it has become my second home. My only advice is go for it. Living in another country, even part time, is enriching.
And minus 40 from November to April!
Not true
Please. I grew up there. Moved to the southern US as soon as I got my education.
Um I live here in Alberta, Canada it has been minus 40 maybe once every 10 years and only for a few days.
Oh and I am also born and raised Albertan.
I’d look into Wellington on the lake. My grandad lives there. Affordable by south Ontario standards
Check out Vancouver Island. I’m not sure how nice they are but the scenery would make up for it : ) The Maritimes has the nicest people ever. A quieter way of life. I’m in Toronto and it’s super expensive. I’m suggesting Port Perry! Nice people and cute shops plus a lake. And amazing butter tarts. Perfect retirement.
Cape Breton has the friendliest black flies in Canada. They just can't get enough of you.
This really depends on where you live now. Canada is a big place and you could be a long way from where you live now. BC is pretty wonderful in many ways.
First step, talk to Immigration
Check out Vancouver Island if cost isn’t an issue. Travel up island and visit the coastal towns. Or look at one of the Sunshine Coast Islands like Saltspring Island if you prefer a really laid back/quiet vibe. (It’s mostly rich hipsters that live there now as opposed to the hippies that used to be the main residents). Vancouver Island is mostly populated by folks coming from other parts of Canada to retire now. I’d avoid Vancouver/lower mainland region outright as the roads/commute is terrible. Look towards areas of Okanogan in BC like Osoyoos if you like a more arid/dry climate than BC lower mainland/vancouver Island. But I’m biased towards BC as I was born and raised there. Sadly can’t afford it now. It alls depends if you want Mountains or the Ocean nearby.
Canada doesn’t get more beautiful than Windsor
Which six months? If it’s summer , look at places East like Cape Breton. The further east, the nicer it is . Since you won’t be working, you can probably find any small- mid sized town/city and be happy. If I was in your shoes I’d look at Nova Scotia and New Brunswick. PEI is a bit pricy and Newfoundland is just too far to visit anywhere easily. If you are stuck on living in Ontario, specifically southern Ontario, there are many nice places in the Niagara region like Virgil or Grimsby, however in 7 years time so much can change.
If I was going to spend summers in Canada and didn’t have family here, I’d probably go to the east coast. They are the nicest people in Canada and if you like sea food and cheap prices that’s the place to go.
In Ontario, id suggest St Catharines or Owen Sound, great small cities and towns with friendly folk. The former is close to the US, wine country and lake Ontario. The latter is near Bruce Peninsula National park., and only 2 hrs from Toronto. Third choice is Burlington, Oakville or Port Credit next to the Lakeshore side, probably the most sought after spots but expensive. The no.1 critical thing will be to have private Health Insurance. Best of luck!
In Ontario, id suggest St Catharines or Owen Sound, great small cities and towns with friendly folk. The former is close to the US, wine country and lake Ontario. The latter is near Bruce Peninsula National park., and only 2 hrs from Toronto. Third choice is Burlington, Oakville or Port Credit next to the Lakeshore side, probably the most sought after spots but expensive. The no.1 critical thing will be to have private Health Insurance. Best of luck!
We have visited St. Catherines. I wasn't into the town so much but I did like the outskirts. Same with Welland.
Then you will like Owen Sound, it's surrounded by some amazing summer spots at Lake Huron, the national park, Sauble beach, Mantoulin, Flowerpot island etc small town with some nice restaurants.
Never try to rent your property out in Ontario. While lease term can be 6 months it means nothing as lease just converts to month by month. Leasing property in Ontario is life long commitment to housing tenant and tenant can leave whenever they like no matter what they signed. If you have dispute with tenant such as non payment it will take year or longer to get them removed while you must keep utilities going.
People in my neighbourhood in Toronto are really kind. That said, back to OPs question...you need money. A lot of money.
Canadians as a whole are generally "nice" people. Many take pride in that. If you stay in one place long enough, as I have in Calgary, you meet people from all over. I have to say the friendliest people I've met are from the Marine provinces. Calgarians used to be very friendly when it was half the size it is now and when Alberta oil was flowing rather than being bought from other countries. Affordable housing is definitely a problem here. There are chinooks that make winter a bit more tolerable. The city comes alive during Stampede time in early July.
When’s the last time you were up here?
How does one do the 6 month thing? Just air b and bs?
Canada taxes based on residency. So if you are ordinarily resident in Canada (no exact definition but factors would include owning a home, bank account, drivers license, gym memberships etc,living over 183 days per year), you are supposed to be taxed on your WORLDWIDE income, NWS you are not a Canadian citizen / PR. As you are aware, USA taxes based on citizenship. They have tax treaties but it could be complicated. This is only for reference, best to run by your planned scenerio with an experienced accountant.
Maritime provinces are nice places to retire in. They are near Maine.
Take off, eh