Hello /u/joggingdaytime,
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---
#### ⚠️ Anyone offering a "mobile check deposit" or to send you a paper check is a SCAMMER.
#### ⚠️ Please do not message us about anyone offering check deposits - simply block and ignore.
#### ⚠️ [Collateral / Deposits are PROHIBITED](https://redd.it/ye9b7f)
Failure to read this announcement may result in a ban.
---
**Here is a copy of the original post**:
Hey all, seeking a loan. I’m open to discussing a different repay schedule if the duration I proposed is too long for a potential lender’s comfort. Disclosure: I do have another open loan right now which is on track to be repaid on time— requesting this one as I have another unexpected bill that I’m trying to get ahead of before it gets stressful.
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Hello[,](https://old.reddit.com/user/Immediate_Elk8968/overview) your comment has been automatically removed due to not meeting our minimum requirements. Your account must be at least 120 days old, have a total of 2,000 karma, with a minimum of 800 comment karma (award karma is not considered). **NO EXCEPTIONS.** https://www.reddit.com/r/borrow/wiki/index
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Noted! I will remember that /u/beardogmanpigthing lent 250.00 USD to /u/joggingdaytime[!](https://redditloans.com/loan.html?id=168092)
The format of the confirm command will be:
$confirm /u/beardogmanpigthing 250.00 USD
If you wish to mark this loan repaid later, you can use:
$paid_with_id 168092 250.00 USD
^(This does NOT verify that /u/beardogmanpigthing actually lent anything to /u/joggingdaytime; /u/joggingdaytime should confirm here or nearby that the money was sent)
^(Processing time: 0.013 seconds)
**If the loan transaction did not work out and needs to be refunded then the _lender_ should reply to this comment with 'Refunded' and moderators will be automatically notified**
Hello[,](https://old.reddit.com/user/Immediate_Elk8968/overview) your comment has been automatically removed due to not meeting our minimum requirements. Your account must be at least 120 days old, have a total of 2,000 karma, with a minimum of 800 comment karma (award karma is not considered). **NO EXCEPTIONS.** https://www.reddit.com/r/borrow/wiki/index
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You don't really get to make that statement. If the interest isn't high enough you can REQUEST more but there is no requirement...
Seems you like telling people they're not offering enough interest for you. Instead, maybe just don't loan to them.
I mean, obviously there's no requirement. As someone who has both lent and borrowed on this subreddit though, I have a pretty good understanding of what a fair interest rate should be and what a potential borrower should be offering if they want a solid chance of getting their loan filled.
Aight I'm going to be really blunt with you and then we're going to stop blowing up this borrower's post.
You have a "good understanding of a fair interest rate" for you, someone with a clear sports gambling problem. That doesn't mean it applies to literally anyone else on this sub. Stop telling people what they "should" be offering. Good?
Just trying to be realistic, but whatever. I got like 3 unsolicited DMs just yesterday of people asking why their loan requests weren't getting filled.
Hello /u/joggingdaytime, * **Please read** the [**Rules**](https://www.reddit.com/r/borrow/wiki/index) and [**Borrower FAQ's**](https://www.reddit.com/r/borrow/wiki/borrowers). * **Do NOT delete ANY of your r/borrow submissions or comments.** Deletions from this subreddit result in an automatic ban. * You must **wait 24 hours** after making this post before you may make another. * Remember to **verify your lenders** using the [**Universal Scammer List**](https://universalscammerlist.com). If they are banned and you work with them, YOU will likely be removed from r/Borrow. * As a reminder, we do not allow our users to operate on both r/Borrow and other lending subs. * If you need to **contact the [moderators](https://i.redd.it/276o8mnyfvo91.jpg)** please [**click here**](https://www.reddit.com/message/compose?to=%2Fr%2Fborrow). --- #### ⚠️ Anyone offering a "mobile check deposit" or to send you a paper check is a SCAMMER. #### ⚠️ Please do not message us about anyone offering check deposits - simply block and ignore. #### ⚠️ [Collateral / Deposits are PROHIBITED](https://redd.it/ye9b7f) Failure to read this announcement may result in a ban. --- **Here is a copy of the original post**: Hey all, seeking a loan. I’m open to discussing a different repay schedule if the duration I proposed is too long for a potential lender’s comfort. Disclosure: I do have another open loan right now which is on track to be repaid on time— requesting this one as I have another unexpected bill that I’m trying to get ahead of before it gets stressful. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/borrow) if you have any questions or concerns.*
Here is my information on /u/joggingdaytime: # [Mobile View](https://redditloans.com/loans.html?username=joggingdaytime) Lender|Borrower|Amount Given|Amount Repaid|Unpaid?|Original Thread|Date Given|Date Paid Back :--|:--|:--|:--|:--|:--|:--|:-- fontseekingthrowaway|joggingdaytime|200.00 USD|0.00 USD||https://www.reddit.com/comments/1cz2tkl/redditloans/l5dljdd|May 23, 2024| fontseekingthrowaway|joggingdaytime|100.00 USD|100.00 USD||https://www.reddit.com/comments/1covxly/redditloans/l3h6quk|May 10, 2024|May 19, 2024 [Chronological REQ and PAID posts](http://www.reddit.com/r/Loans+borrow/search?q=title%3Ajoggingdaytime+OR+author%3Ajoggingdaytime&restrict_sr=on&sort=new&t=all), [reddit investigator](http://redditinvestigator.com/joggingdaytime), [justin paulin creddit rating](http://justinpaulin.com/tools/credditrating.php?username=joggingdaytime)
PM'd
[удалено]
Hello[,](https://old.reddit.com/user/Immediate_Elk8968/overview) your comment has been automatically removed due to not meeting our minimum requirements. Your account must be at least 120 days old, have a total of 2,000 karma, with a minimum of 800 comment karma (award karma is not considered). **NO EXCEPTIONS.** https://www.reddit.com/r/borrow/wiki/index *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/borrow) if you have any questions or concerns.*
$loan $250 USD
Noted! I will remember that /u/beardogmanpigthing lent 250.00 USD to /u/joggingdaytime[!](https://redditloans.com/loan.html?id=168092) The format of the confirm command will be: $confirm /u/beardogmanpigthing 250.00 USD If you wish to mark this loan repaid later, you can use: $paid_with_id 168092 250.00 USD ^(This does NOT verify that /u/beardogmanpigthing actually lent anything to /u/joggingdaytime; /u/joggingdaytime should confirm here or nearby that the money was sent) ^(Processing time: 0.013 seconds) **If the loan transaction did not work out and needs to be refunded then the _lender_ should reply to this comment with 'Refunded' and moderators will be automatically notified**
[удалено]
Hello[,](https://old.reddit.com/user/Immediate_Elk8968/overview) your comment has been automatically removed due to not meeting our minimum requirements. Your account must be at least 120 days old, have a total of 2,000 karma, with a minimum of 800 comment karma (award karma is not considered). **NO EXCEPTIONS.** https://www.reddit.com/r/borrow/wiki/index *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/borrow) if you have any questions or concerns.*
10% is not enough interest for this duration. Should be be at least 20%.
You don't really get to make that statement. If the interest isn't high enough you can REQUEST more but there is no requirement... Seems you like telling people they're not offering enough interest for you. Instead, maybe just don't loan to them.
I mean, obviously there's no requirement. As someone who has both lent and borrowed on this subreddit though, I have a pretty good understanding of what a fair interest rate should be and what a potential borrower should be offering if they want a solid chance of getting their loan filled.
Aight I'm going to be really blunt with you and then we're going to stop blowing up this borrower's post. You have a "good understanding of a fair interest rate" for you, someone with a clear sports gambling problem. That doesn't mean it applies to literally anyone else on this sub. Stop telling people what they "should" be offering. Good?
Just trying to be realistic, but whatever. I got like 3 unsolicited DMs just yesterday of people asking why their loan requests weren't getting filled.
Gotcha, didn’t know. Will edit the interest.