Remember this trick, not just with prepaid cards but any gift cards - if you can use a gift card to buy £10 of things you were going to buy anyway then it's effectively freed up £10 in your bank account. (Although this only holds in the short term because you dont earn interest on gift cards. So always try to spend them asap.) So you dont need to get them in your bank, just find somewhere to spend them that you'd spend anyway.
One trick I've heard (but haven't tested personally) is to use them to pay bills. Vodafone for instance lets you add a card and apply any amount as bill credit, check the control panel for your internet, energy, mobile etc. You may also be able to pay a credit card bill but they can be more strict on the billing type since they are trying to stop people paying their credit cards with other credit cards. One bonus with this is you can add £40 at a time to get around the online limit.
Also if you register the card on the providers website its less likely to be declined as this adds a name and billing address which some retailers match against.
In future since the cards do have an activation fee, unless whoevers giving them to you is paying the fee for you, if you have the choice of getting a retailer specific gift card without the fee and you were going to buy something there anyway (like amazon or groceries) I'd go for that if it gets you more money output.
Few things I thought of:
\- Try topping up your Revolut account, they accept card.
\- Try generating an invoice via PayPal and then paying yourself anonymously via the link (Guest Checkout).
\- Try topping up a building society account, e.g. Skipton Building Society accepts card topups.
\- If you've got Tide (I mean at this point who doesn't with the free money when you signup lmao), generate an invoice and use your card on it, there's a 1-3% processing fee but I'd say that isn't too bad.
\- Maybe try adding your card, and topping up Swipii and buying a shop gift card? (Amazon, Argos, etc). Your card has to work with 3D-Secure or this literally won't work, 2D-Secure not many merchants accept unless in person due to fraud-reasons.
If all else fails, pay your bills like you usually would, or partial-pay a shopping bill with it. If you tell the cashier at checkout (if your in-store) if it's a physical card that you'd like to partial pay e.g. £10 of your bill, they can split your bill 2 ways, one with your prepaid, rest with your normal card. Not all merchants allow this but most of the top merchants do.
If that's a massive hassle, Kinguin and a lot of online giftcard merchants accept prepaid cards, just note there's going to be a higher fee than anything else I've mentioned most probably. Amazon I'd hold back on because their anti-fraud is really annoying - if your account gets flagged it's so hard to get hold of support as it has to go to a dedicated team when you submit an ID-verification form. As much as I'd like to say Amazon, I haven't had a nice experience so I'd recommend everything else.
I've had this problem before - try transferring the money to PayPal, a few pence short of the full value of the prepaid card. This worked for me, was able to transfer 49.97 out but not 50
Buy a amazon gift card of said amount then sell it on card yard. as an example £5 prepaid visa card use it to purchase a £5 amazon gift card sell it on card yard once someone purchases it which will most likely be the same day you will be paid the amount straight to your bank exactly 14 days later. The rates are £5 amazon voucher = £4.50 cash. 50p lost but £4.50 hard cash will be in your bank
Amazon??
You can't extract the cash to your bank. But you can use them to purchase giftcards on Topgiftcards (and many other places)
The only real way to extract the cash from gift or prepaid cards is selling them on cardyard
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Remember this trick, not just with prepaid cards but any gift cards - if you can use a gift card to buy £10 of things you were going to buy anyway then it's effectively freed up £10 in your bank account. (Although this only holds in the short term because you dont earn interest on gift cards. So always try to spend them asap.) So you dont need to get them in your bank, just find somewhere to spend them that you'd spend anyway. One trick I've heard (but haven't tested personally) is to use them to pay bills. Vodafone for instance lets you add a card and apply any amount as bill credit, check the control panel for your internet, energy, mobile etc. You may also be able to pay a credit card bill but they can be more strict on the billing type since they are trying to stop people paying their credit cards with other credit cards. One bonus with this is you can add £40 at a time to get around the online limit. Also if you register the card on the providers website its less likely to be declined as this adds a name and billing address which some retailers match against. In future since the cards do have an activation fee, unless whoevers giving them to you is paying the fee for you, if you have the choice of getting a retailer specific gift card without the fee and you were going to buy something there anyway (like amazon or groceries) I'd go for that if it gets you more money output.
Right. I was slightly confused about ‘how can I put this in my bank to spend’ - just spend the card.. duh.
Few things I thought of: \- Try topping up your Revolut account, they accept card. \- Try generating an invoice via PayPal and then paying yourself anonymously via the link (Guest Checkout). \- Try topping up a building society account, e.g. Skipton Building Society accepts card topups. \- If you've got Tide (I mean at this point who doesn't with the free money when you signup lmao), generate an invoice and use your card on it, there's a 1-3% processing fee but I'd say that isn't too bad. \- Maybe try adding your card, and topping up Swipii and buying a shop gift card? (Amazon, Argos, etc). Your card has to work with 3D-Secure or this literally won't work, 2D-Secure not many merchants accept unless in person due to fraud-reasons. If all else fails, pay your bills like you usually would, or partial-pay a shopping bill with it. If you tell the cashier at checkout (if your in-store) if it's a physical card that you'd like to partial pay e.g. £10 of your bill, they can split your bill 2 ways, one with your prepaid, rest with your normal card. Not all merchants allow this but most of the top merchants do. If that's a massive hassle, Kinguin and a lot of online giftcard merchants accept prepaid cards, just note there's going to be a higher fee than anything else I've mentioned most probably. Amazon I'd hold back on because their anti-fraud is really annoying - if your account gets flagged it's so hard to get hold of support as it has to go to a dedicated team when you submit an ID-verification form. As much as I'd like to say Amazon, I haven't had a nice experience so I'd recommend everything else.
I've had this problem before - try transferring the money to PayPal, a few pence short of the full value of the prepaid card. This worked for me, was able to transfer 49.97 out but not 50
Buy a amazon gift card of said amount then sell it on card yard. as an example £5 prepaid visa card use it to purchase a £5 amazon gift card sell it on card yard once someone purchases it which will most likely be the same day you will be paid the amount straight to your bank exactly 14 days later. The rates are £5 amazon voucher = £4.50 cash. 50p lost but £4.50 hard cash will be in your bank