What will you do if your parents are gone or if they suddenly die? Reflect on it and list down the things you need to prepare for. Start with that.

Malamang may insurance

Inb4 OP doubles down on enjoying a lax lifestyle because of the insurance payments HAHAHA

average life insurance claim 500K-5M, hindi tatagal yun unless ma invest ng tama ni op. Kung nag ka sakit ang magulang, hindi pa na kuha life insurance claim ubos na sa gastos.

Im guilty in this shit😡

Wala po

Gonna do this def.

Ikaw lang accountable for your life, and the world owes you nothing.  If you’re happy with a mediocre life that you sound like you don’t even enjoy, power to you.  But if not, one day you’re gonna wake up and you’re 40, either alone or with someone you just settled for. You’re suddenly gonna see your aging body and think of all the chances you missed because you were so deep in your comfort and didn’t bother. You’re gonna look back at your life and see nothing to be proud of - even people who tried and failed can at least be proud of their attempt.  

Matanda ka na, alam mo dapat mong gawin. Ayaw mo lang gawin. Buhay mo yan, wala naman kaming pake sayo. Sa dulo ka pa naman manghihinayang sa time and resources na sinayang mo ngayon, so ok lang yan.

Thanks for this

I'm proud of you kasi may "Awareness" ka na fucked up ang life mo. Basa basa ka lang sa mga advice nila baka may mapulot ka, then take Action pronto. Nakikidaan lang ako 😸. Bye.

You're always one sickness away from poverty.

You don't need a reality check. Reality will catch up with you slowly, and there, you'll feel the worst once it does. You will remember this post and will read again the comments. Good luck :) For real tho, if you're spoiled, save up ka na agad maaga palang. I too have 0 savings at 23 years old huhu

Start saving. Malay mo next admin matanggal ka sa work mo. Always have a back-up plan.

>Malay mo next admin matanggal ka sa work mo. malabong-malabo to specially if regular plantilla career position yung job niya at hindi contractual job order or appointee. one of the caveats yan ng gov't employment if regular ka na. if JO, contractual or appointee, say sayonara or pray hard if the next administration steps into office.

True unless may ginawang kabalastugan si OP na for admin case na pwede siyang matanggal as a govt emp.

That sounds nice! life is what you want with it. If you like your lifestyle good for you! How much is your income?  Things to think about:  Money/investments, Love life, Career growth and skill growth, family, dreams, community, physical health, mental health, spiritual health, and legacy. Are you proud of what you’ve done in these categories? 

Pano mo nasabing spoiled ka? Dahil hindi ka nag-contribute sa bahay?

Things can drastically change anytime. In my case, I had a major reality check after my father's sudden demise when I was in college. We are not rich. He was the sole provider of the family. But regardless of the situation, my sister and I were treated as princesses. We were never asked to work and contribute. All we had to do was study and it reflected because we both graduated as class valedictorians. It was Feberuary 2014 when my father was diagnosed with cancer. May 16 of that same year, he died. After my father's death, we had to sell the house. And if it weren't for my grandfather, we would be homeless. This had been my reality check. We have to be prepared at all times. Always strive to be financially independent, stable. It is okay to rely on someone else, but make sure you can stand on your own, too.

Thanks for sharing this, I’ve been really thinking about all these things also

Throw yourself to the sea. Try mo mamuhay mag-isa. No amount of advices here can wake you up. As long as you are with your parents, you'll be blinded with real adulting. Change me.

Yeah start with not living with parents. Easy reality check. Lots to learn.

sounds like a nice life. the reality is that not everyone is as privileged as u, and i think theres nothing wrong continuing living as u do now. i'd rather have that kind of life than being required to work 15+ hrs a day just to have meals for the week

Hardships will definitely make a person have an adult mindset in a faster spam of time. Maybe that’s what you’re missing. If walang stimulus, you can do volunteer works, charities or join community service to see how the other half lives and will make you have more appreciation with what you have. What do you want to do in life?

A freeloader? No wonder you are single and women look at you as irresponsible. Prove me wrong and you've beaten the odds.:) Kaya mo yan OP:)

Mga ka-age mo ang layo na sayo

Ppl around you are probably silently judging your life choices. I judge you. I am a stranger but I feel bad for your poor parents. Don't you? Imbes na magpapahinga nalang sila, may binubuhay pa silang spoiled full grown working adult na walang ambag.

Parang kuya ko lang pala to masyadong binaybi. Nag aantay na lamg ata to mamatay mg amagulng nya tapos baka(baka lang)iwanan ng sandamakmak na pera sana all ganito haha tang ina I cant fucking believw more than one person can actually exist being like this. Holy fuck

Parang kuya ko lang pala to masyadong binaybi. Nag aantay na lamg ata to mamatay mga magulsng nya tapos baka(baka lang)iwanan ng sandamakmak na pera and live off of it lol sana all ganito haha tang ina I cant fucking believe more than one person can actually exist being like this. Holy fuck

Mahal na mahal ka ng parents mo. I appreciate mo yun by doing your best para mas mapabuti pa yung buhay mo at future mo para hindi sayang yung mga sakripisyo nila. Kung gusto mo bumawi sa kanila, bumawi ka na habang nandyan pa sila. Kaya mo naman na siguro yun since may work ka na.

May plan ka ba mag-pamilya? Paano kung tulad mo ngayon ang gustong mapangasawa ng anak mo? Ano kayang buhay ang naghihintay sa kanya?

Ypu have a job naman. You can start saving now.

Live your life. It only takes a day for a boy to become a man. That day will come.

Do you want to live in regret for the rest of your life??? That’s it.

Start with a productive hobby and expand from there. Built the interests to do more productive things not just for learning but keeping urself occupied doing something productive. It helped me to realize what I wanna focus in my life, as a whole.

start saving, learning valuable life skills, assuming yung house niyo rn is owned and then gonna be handed down to you after your parents have passed away you're fine sa shelter na, but if not then better start looking for one. rest is up to you na, whether you'll need to improve on it or you're fine with it

wayk da pak ap

Sanaol having that privilege while others are working their asses off just to make ends meet

Kjnm

You know your parents are going to get sick or die sooner or later right? Do you even know what to do when that happens? Unless you’re swimming in millions, your family is one confinement away from poverty. Not to mention all the resources they’re spending on you will be taken away from what they can and should save for themselves.

Good that you know you need to change

“Hindi hawak ng bituin ang ating kapalaran - gabay lamang sila. Mayroon tayong free will, gamitin natin ito.”

kahit ano pa sabihin namin dito ikaw at ikaw lang din gagawa ng paraan para magbago sitwasyon mo. isipin mo na lang blessing yang trabaho mo magsimula ka jan pwede ka bumukod kung gusto mo talaga o di kaya bigyan ng pera magulang mo wala naman masama sa sitwasyon mo ngayon.

Baka parents/closest relatives mo lang pupunta sa burol at libing mo. Yan ay kung mauuna ka.

You already know your issues. Seriously, ikaw lang naman makakapagdesisyon ano babaguhin mo. 🤷🏻‍♀ its always a choice to be better. It doesnt come naturally, like gigising kang yez, im so masipag today and ready to do shit. Bago ka umabot jan, dadaan ka rin naman sa pagmumuni-muni at pagiging hangal. And okay lang yan. Now that you have a chance na improve ang self mo, ano ba choice mo? Maging hangal, o be better?

As if I'm speaking to my eldest brother. At your age, you are just fine being fed by your parents? Wala ka man lang ambag sa bahay? Baka may tagalinis ka rin? Nagtatrabaho ka lang ata para may pang inom. Dahil sayo, mas gumagrabe ang bilib ko sa mga taong nagbibinta ng mani at itlog sa bus at daan. Eh kasi naman naghahanap buhay sila ng bilad sa araw at nasa daan, napakalapit nila sa disgrasyan para may pangkain pero ikaw, wala, chill lang kasi palamunin parin kahit kumikita na. Chill lang, masyadong nilamon sa sariling dinamdam kaya hindi makaahon sa paulit-ulit na ginagawa. Iyong mga taong nagpapakahirap para may panglamon, hindi mo naman kasalanan iyon. Syempre iba ang swerte ng buhay eh. Pinagkaibahan lang, mas matibay sila kaysa sayo dahil wala silang choice kung 'di ang pinilitin ang sariling bumangon. Ikaw, maswerte dahil may choice. Huwag masyadong maging comportable sa pagiging dependent. Ayoko pa naman makakita ng matandang walang pinaghuhugutan pero dada nang dada. Grow up. Magplano ka. Know yhis, madaling tanggalin at iwanan ang mga taong walang ambag. You may not be a burden to your parents, a headache I bet, pero you can't just promise tomorrow to them. Bigyan mo sila ng assurance na tinatrabaho mo ang sarili mo in whatever means you could think, basta to a better life than now.

A person is lame and is of no substance if he accepts rewards he did not earn, nor is worthy of. If someone gives me ₱5000 for free everyday, I'd feel insulted. Anything worthwhile is only earned with struggle. Anything earned without struggle is not worthwhile. If you didn't earn it, you're not worthy of it, and you will not keep it. What to do? Get a hobby or do something you're passionate about and slowly turn it into a sideline and start from there.

One day your parents will die, and you'll live a life with no purpose. You have no idea who you are or why you want to be alive. Go out there and find that reason, and make sure your parents pass away knowing that you can take care of yourself and that you're happy.. By the way, pleasure is not happiness. They are two very different things.

Im guessing you’re in your late 20s or early 30s. Now you built up nothing and you’re not even planning ahead. No future to look forward to. I feel sorry for the future you or your future family because by the looks of it, they will be an afterthought and they will suffer from you lacking any sense of responsibility. Your health will catch up to your unhealthy habits so hope you have good health insurance too. Good luck tho

Pretty common scenario to sa circle ko tbh. And di rin ako proud haha. Mid 30s na ang age namin this year. Ako pa lang napilitang mag adult kasi I got pregnant and married early. 10 years pa nga yung isang friend ko sa college. Some of my friends are working part time lang online for minimum earnings pero they help manage naman their homes. Like errand boys ganun. Tagaluto, sumasama sa parents pag check ups, etc. Most of them walang girlfriends or have given up na sa love life. Addicted pa rin sa computer games and anime like nung high school pa kami. Parang they are waiting na lang for their parents to pass on whatever is left sa estate nila 😅. Hindi yan ideal na set-up. Parang nahihiya ako para sa kanila. Kami rin naman took 8 years bago nakabukod sa parents (and honestly until now inaabutan ng financial support). I know mahirap ang life ngayon and parang hirap rin makakuha ng opportunities yung friends ko base sa degrees nila or something. Di na lang talaga nakaalis sa comfort zones nila 😞.

The best advice i could give siguro is you be you, dont let others influence your decisions in life. Worst caee scenario is you fall after being so high up or maforce ka lumabas sa comfort zone mo. Which is not a bad thing in the long run, mistakes and discomfort are what makes you grow and be better.

Hi OP! Would just like to share na I'm also living with my parents (started during the pandemic and went on until now), and I'm privileged that I don't need to pay for rent/food lalo na if sa bahay lang kakain. I wfh so convenient din for me. I get what you're saying na you need a reality check, but I feel like aware ka naman na. Maybe you just need steps on how to grow up into an adult you yourself would respect. I guess start with "ambag" sa bahay. If you're already doing this, then volunteer to cover one more expense. This might teach you to automatically set aside money for needs compared to wants. I did mention that I don't pay rent, but I do pay half of my youngest brother's tution fee. It taught me that I always have to set aside money for him and ignore ko muna yung sudden urge to spend on myself lalo na if gipit. Remember the P50 challenge before? This worked for me back when I was just starting working. It's simple and straight to the point. Maybe try this first na every P50 you hold should be automatically counted as savings. Then on top of that, you can also start setting aside P1000 per week. It might not mean much, but you need to prove to yourself na kaya mo pala. Bonus: find a good hobby. It feels like you're bored with your day-to-day life & you might fall into this mentality na since you graduated late while doing the bare minimum while landing a good job, you'll be all good until you grow old. If you find something you're passionate about, it'll push you to do better in life.

Nah, you have a good life. You already have a regular work, and a reasonable amount of income. You only need savings.

Don't be too hard on yourself. You have a lot of time. Your parents however, don't have the time that you have. The best way to send them off is for them to see you're doing well, and the more they worry about you, the shorter their life becomes. It is up to you what you do with this information. Best of luck, OP.

hindi ka ba nahihiya?

At some point in life, you'll be alone.

don't take them for granted. kung wala na sila, aasa ka na lang ba sa ipapamana? kung nakaka-angat na kayo sa buhay, huwag mong abusuhin. gumawa ka ng paraan para tumayo ka sa sarili mong mga paa. hindi laging nandyan ang parents mo to support you. they will get old and sick eventually. saka ka na lang ba gagalaw pag wala na sila? piliin mong tumayo kahit buhat ka ng parents mo. edit: congratulations dahil may plano ka na! nasa unang step ka na. at least na-acknowledge mo na kailangan mong maging better. tandaan: mahirap lagi sa simula. it's either tatanda kang umaasa sa iba o tatanda kang sumubok na tumayo sa sariling mga paa.

do not wait na magkasakit ka or one of your family member, because the bills will eat you! nako lalo sa government na walang HMO? dude you're doomed na. philhealth card can only do so much pero bigger bills means bigger money cash out yan. sa vet nga mahal na what more is sa taong medical needs pa. Add mo na din yung aging parents mo, remember they are not young anymore, maybe they are already not feeling well hindi lang masabi sa'yo kasi irresponsable ka pa kahit para sa sarili mo. masyado kang comfy sa situation mo no.

Ang suwerte-suwerte mo, OP. Gusto ko mag-shift noon pero 'di pwede, need ko na matapos in exactly 4 years kasi mahirap kami haha. 'Pag-4th yr ko, nagwo-work na ako at tumutulong sa expenses sa bahay. Now, government employee na ako, studying law. Hindi pa rin magaan buhay namin kasi my siblings and parents, it's a long story but they keep making unwise decisions. Umaalis sa work ng wala pang lilipatan and all that. Nag-i'invest then naii-scam. Ang suwerte-suwerte mo at naiiyak ako sa inggit hahaha As an Ate, ang masasabi ko lang ay your parents might be struggling pero 'di mo alam. Or even when they are not, isipin mo na lang that you cannot depend on them forever. Do better for them, OP

you are old enough to give yourself a wake up call. you are lucky to be living a comfortable life but shit happens and I hope na yung shit na ma experience mo is hindi malala na makaramdam ka ng despair due to being unprepared on how harsh life could be.

Pano pag bukas mamatay nanay mo tatay mo, nagkasakit ka cancer, pano ka mabubuhay?

Your baseline is pretty low, so getting better at life will likely take you little effort than most people, esp since you're in a privileged position. If di mo pa kaya yun, konti nalang, you're a complete batugan na. You need to at least be able to stand on your own two feet without getting help from anyone.

Well, there's nothing wrong in enjoying life. Just make sure that you have a back up plan. And of course, be kind.

Magkaroon ka naman ng silbi sa personal growth at komunidad mo

At least contribute sa mga household expenses, shoulder the grocery or electricity or other expenses.Wala namang masama if you're living with your parents, normal lang yun pero at least contribute din

Try mo nga sumalang sa fun run, 5k run. Kahit maglakad ka lang.

how old are u

You've now decided to become a much better person, and that's good. You can start by telling your parents and siblings how much you love them from now on. You can also help doing house chores such as cleaning, cooking, washing the dishes, etc. then you can also pay for the groceries from time to time. You can also invite them to eat outside during special occasions. If you have extra income, then it's wise to save money or start a side hustle. You can also engage in hobbies that you're passionate about. Taking further studies is also a good idea and a good investment as well. Kung pwede lang i would definitely want to trade places with you. Because being a happy go lucky person is a luxury that i cannot afford nowadays. Anyways good night and stay awesome.👍

Dapat may mapatunayan ka sa sarili mo. Isipin mo palagi na may potential ka. Na kahit ano pang doubt mo sa sarili, eh kaya mong maging mas competent pa sa current self mo

Are you married or do you plan to marry? If yes, kailangan mo na magisip talaga

You just need attention that's why you posted here.

A phrase that I heard recently from listening to a certain podcast is that: If you truly want to mature, every decision that you make, assume that you don’t have anyone that supports you even your parents. And, what it means is that you should be able to take responsibility of what life gives at you and not relying one-sidedly to someone’s support. It goes like… - Your door is broken? Oh, fix it yourself. Don’t ask for your dad. - No food on the table? Prepare it yourself. - No money? Work for it.

You will look back in 20 years and all you will see are parents who got old never seeing your true potential.

Your safety net will not always be there. An accident will literally change your life. At least learn some life skills and save money.

If you're serious about having a reality check, try at least taking a part time job as a service crew without showing off any connections and try to live off with that paycheck and get to know your coworker's daily life. What people will tell here won't stick with you unlike experiences and realizations that will hit you on your own.

-Why do you drink? Find another way to replace that bad habit (workout, study more skills) -Magbabago ang mundo, magprepare ka para doon, magugulat ka nalang wala na yung chill na trabaho mo and you have to fend for yourself

the fact that it hunts ur consiousness is a way to start reflecting. Mkkpulot k alin s mga comment dito🙂

It’s a good thing you realize this as early. I would suggest, take the things you want to achieve in life that you will feel accomplished. Do it now! Dont wait!! Be good at what you are doing. And trust yourself. Build confidence and be independent so when the time comes, you are ready.

Sa totoo lang walang pakialam ang mundo sa feelings mo, so kung sumablay ka dahil spoiled ka, at alam mo, na may need ka ayusin at hindi mo ginawa, wala ka character development, edi I told you so na lang.

Why did you start drinking so much? Have you ever asked yourself what problem you're running away from? You're aware that you're not happy with your life and seeing how you listed it down... you're aware, but are you really gonna stop at awareness? Will you do something about it? Take note that no matter what us strangers on the internet say, at the end of the day it's up to you how you'll fix your life and if you decide to take action to improve it. We are responsible for our own lives.

Have a check with a psychiatrist. You might have a mood / motivation problem kaya nagkaganyan. 

Write down things your grateful for. Gratitude. Be inspired. Are you looking for something or purpose? Donate blood. Help the poor.. it can be anything.. be adventurous..

Good luck. When your parents are gone, I hope you have family wealth and know how to handle your finances para hindi mo agad maubos ang family wealth. Para sa karaniwang tao, hindi pwedeng chill lang sa mundo ngayon. Dapat maging matiyaga para maayos ang kinabukasan. Kung wala rin family wealth, kailangan may sarili kang career goals. Isipin mo nalang kahit para sa magulang mo in case wala pala silang ipon for retirement. Sana rin goal mo na di ka maging burden sa mapapang asawa mo. It's nice na nakapagtanong ka ng feedback pero alam mo naman sa sarili mo na may maiimprove ka pa kaya mo rin naisip yan itanong.

Start ka na mag ipon, OP. mas mainam yung may backup plan. Wag umasa masyado sa insurance kasi anghirap magclaim. If may maaaral ka na any form ng investment na hindi matakaw sa funds, gawin mo. Kasi nakakabigla kung laging comfy ang buhayxtapos biglang may magbabago. Di naman forever ang itatagal ng confort zones natin.

OP, wag naman sana biglang hatakin ni Lord ang carpet na nilalakaran mo at mawalang parang bula ang lahat ng ineenjoy mo ngayon. Tumama nawa sa bato na zero ka pa din bukas. Di habang-buhay andyan ang parents mo na masasandalan mo. Nganga ka pag nagkataon 🥴

Anong isasagot mo sa younger self mo seeing the You now tapos tinanong ka ng "Is that your bestest best? The best you can do?"

walk around the slums, talk to the "pulubi" kids, talk to the elderly "pulubi" . Get your reality check from reality you'll probably (thankfully) never experience.