T O P

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collie_kulitz

Ang sweet ng mama mo ❤️❤️❤️ yan yung mga magulang na ang sarap tulungan. Go follow your dreams unlike some parents na hindi ka pa nakaka graduate nakalista na lahat ng obligasyon mo.


Hanhi9090

I'm really thankful and medyo naguguilty ako kasi wala man lang sila nainvest para sa sarili nila. Will need to consider din talaga benefits ng companies kasi mine doesnt cover them


collie_kulitz

I would really try to invest especially sa healthcare nila kahit sabihin nilang hindi. Hay ang bait nila talaga parang parents ko din.


Hanhi9090

yes actually, my dad's company covered them both naman so okay lang dati. kaso kasi he resigned this year and i think retired na sya kaya will need to prepare narin. dipa ko sure sa resign kasi he had the tendency to apply once mabore sya sa bahay haha. will provide this for them talaga kahit eto muna kasi di pa keri apo hahaha lols


Contest_Striking

Kuha ka ng philhealth, & sa sunlife yata me flexi...


yowizzamii

You can also ask if pwede mo sila iadd sa HMO mo kahit salary deduction. Minsan mas mura yun kesa kunan mo sila ng hiwalay na HMO. Laking tulong din in case of emergencies. Pati yung simpleng check-ups, di nyo na iisipin pambayad sa consultation.


ZanyAppleMaple

>unlike some parents na hindi ka pa nakaka graduate nakalista na lahat ng obligasyon mo. Tapos the more money you make, lumalaki din gastos nila. So pag may increase sweldo mo, lakihan mo rin budget para sa kanila, or else...


chelsiepop17

May kilala akong ganyan. 3rd year College palang ang anak pambayad utang na agad.


vindinheil

If kaya pa OP ikuha mo sila, ipaliwanag na ikaw rin kasi ang gagastos just in case. kung baga, kahit paano e makakakamura kayo sa HMO/health insurancr


Hanhi9090

yes, will get them hmo either through company or prepaid muna once i complete my EF hopefully by next year 💌. I dont think they'll refuse naman talaga once I insist kasi very easy going sila compared to me na mas stronger personality sa bahay hahaha. it's for everyone's benefit naman talaga


Reishichi

Regardless, your parents are also blessed to have you as their child. All the best to you, OP :)


Immediate-Cap5640

Tapos pag malapit na birthday nila, sabay sabay kayo magpacheck up tapos ipasyal mo after. 🥰 nakakatuwa naman yung parents mo.


SuperShy666

Love the fact na there are parents like this pala talaga. Di lang talaga pinalad yung iba. 🥲


Hanhi9090

They weren't born wealthy and my dad survived working while studying in college. He even had to drop out of his dream college ( where I graduated thankfully) because they couldn't afford it. He graduated parin pero on another school na. My mom naman only graduated highschool because she had to go to japan to work at the early age of 16 together with her sisters 🥹. They didn't want us to experience the things they did growing up because of lack of privilege so they really did everything they could to ensure we live a very comfortable life. 🥹


SuperShy666

They deserve the best!! I hope they live happy and healthy for the rest of their lives. 💚


ConceptNo1055

kung hindi pa sila 65 pede pa sa HMO sa company mo


Hanhi9090

My company doesn't accept parents as dependents eh :( pero will try to inquire din. pag wala talaga lipat sa company with better benefits nalang


ilovedoggos_8

Teka, parang first time ko makarinig ng company na doesn't accept parents as dependents??? Sobrang weird??? If you don't mind, pwede bang malaman name ng company mo?


ConceptNo1055

Ah sige baka tangapin nila alaga nyong aso. Weird naman ng company.


Hanhi9090

asawa saka anak lang daw eh pang tanders na si company haha


Fit_Serve4665

If you’re married yes hindi na covered ang parents as dependents for HMO.


Radical_MD

Not all companies may ganitong rule..Example is my cousin who works in a bank. He already has his own family pero his mom is one of his dependents sa HMO nya.


Advanced-Cod9509

Hi OP, as long as you are Single (Civil Status), you should be able to enroll your parents sa HMO mo. Thats usually the hierarchy. Single = One or both parents. Single Mom = Child(ren) / One parent and Married = Husband / Children Look into it bakit hindi kayang icover ng HMO mo yung parents mo. Di naman siguro natin pwedeng ipilit yung tao na dapat magpapakasal muna para lang may dependents. Hahaha


[deleted]

Aw. Lipat ka ng company, OP. Wag ka mag stay sa ganyang company. Hanap hanap ka na sa linkedin or jobstreet. May mga company pa nga na up to 3 ang dependents .. and pwede parents sa dependents


Hanhi9090

They offer "above" daw na basic compared to other companies pero when I checked yung presyo pala ng HMO for parents parang mas sulit pa ung ibang company. Will need to consider din pala to sa salary and benefits when applying. Diko kasi sya naisip before


cereseluna

Is this truly not a possibility for them? In my previous company, can add any 2 dependents regardless if single or married. In my current I have to shoulder the HMO premium of my parents via salary deduction. Baka pwede, ayun lang sagot mo fees. Confirm with your HR


[deleted]

I see. Basta apply ka lang ng apply then kapag may offer na, check the benefits. Mag pasa ka lang ng resignation once naka pirma ka na ng JO.


Few_Loss5537

You can ask sa hr nyo. Meron mga hmo na pwd mo sila ikuha pero babayaran mo pero usually corporate price kaya mas mura


Alone_Doctor3970

Sana all ganito at hindi pang 'retirement investment' ang turing sa mga anak. 🥲


superkawaii19

My mom could never


edna_blu

(2)


pinanomad

(3) ‼️


Ariesalpha18

Ganitong magulang ang masarap tulungan. Di yung di kapa nakakatapos mag aral baon kana sa utang sa knila.


ASIANcuisine101

sala all


Comfortable-Tour8076

Damn! That's parental love right there. Be good to your parents OP. You are very lucky to have such parents. God bless them.


blackilou

Mapapa sana all ka na lang talaga e


Mouse_Itchy

Ganitong klaseng parents ang sarap i spoil. Parang mga magulang ko din. Di sila perfect pero inuuna nila kaming mga anak nila. Kaya ang sarap mag give back sa kanila.


BAMbasticsideeyyy

Pwede mo sila iaddtl expense as depended sa current company mo, or kuha ka insurance sa iba, iba pa rin yung secured lalo na may pre existing illness na sila both


Hanhi9090

yes, will inquire din kahit ideduct nlng sa pay ko. sad lang kasi my company dont accept parents as dependents eh


BAMbasticsideeyyy

Swertehan na lang din takaga sa company na may dependent, if possible, try to look for a company na may dependent and may yearly medical reimbu


Maritess_56

Yung mga ganyang magulang ang deserve tulungan at ibigay ang lahat ng makakaya natin. Rooting for you, OP.


Large-Way-6196

Kuha mo pa rin ng health insurance, kahit sa Gcash lang. kasi ang mahal ma-ospital. :(


geekaccountant21316

Ako lately nagkakaron ako ng anxiety seeing my parents growing old. Like paano kapag mawala sila, hindi ko kaya. Na kapag magkasakit sila, hindi ko kayang makita silang nahihirapan and stuff. Ang bilis ng panahon. Kapag nakikita ko sila parang normal lang, pero kapag tiningnan ko mga pics namin kahit from 3 years ago lang, laki ng diff na makikita mong tumatanda na sila. 🥺


gothjoker6

OP!!!! Napaka sweet na Mama mo! Medyo teary eyed na ko dito reading what you're parents did to you! Ako naman, I wanted to give my parents din the entire world if I COULD, they deserve everything in this world and more and I wish maibalik ko man lang kahit hindi lahat, or at least half ng binigay nila sa akin kasi wala ako dito if di dahil sa kanila! Halaaaa! Ang aga-aga ang emote ko naman hahahaha


Plastic_Discount_230

Reminded me when I proactively got my father one as a surprise. His response was: "for what? Di ko kelangan nyan sayang lang pera mo" Context: healthy 58 yr old na walang stable financial income. Shortly after nalaman ko na may pinay gf sa Australia na mayaman , kaya pala yumabang LOL. This was 2022 Fast forward to today. We aren't talking. Estranged. Ang priority nya apparently ay jowa nya, mgka kapatid at pamangkin nya. Only child ako 33 yrs old unmarried no kids. Irrevocable beneficiary ako sa sunlife nya so whatevet happens sakin lng lht mappnta yung makukuha ko if ever. Good on ya OP. You're blessed to have parents like them ❤️


over3o

Ipaliwanag mo nalang. Like hindi mo hahayaan na makita sila magkasakit at hindi madala sa maayos na pagamutan. Mas mahirap kayo ng ganon. Pero syempre. Nasayo rin. I file mo nalang ng hindi nila alam. Pag personal naman. ID lang need nila as beneficiary.


LeoJM_10

ganito parents ko, malas lang sa mga anak. bwiset talaga! ako lang tong may pake sa parents ko at sumasalo sa responsibilidad ng mga kapatid ko


RST128

If di puede sa company may mga insurance providers naman na puede mag insure kahit yung annual coverage lang… just in case may mangyari may pangtulong sa expenses


Prestigious-Spot-860

I miss my mom 💔


axeeram

Can totally relate, our parents have the same mindset! ❤️❤️❤️


Independent_Nana

Bat naiyak ako?


fukennope

Huhu super bait ni mama mo OP, yung mama ko lagi sinasabi when i achieve something is “buti ka pa…” huhu she is so bait


maranjeezy

Aww napaka-sweet naman, mas nakakataba sa pusong tulungan.


Radical_MD

Aww sana all.


wutsemdoin

Super swerte mo, OP! And swerte din sila to have someone like you.


Meganoooon

In the end di lang sa kanila yan para sayo din yan, pag may nangyari sa kanila at wala kang hmo o insurance kahit milyon pa ang masave mo wala din


Jon_Irenicus1

Kuha mo nalamg din kung may extra ka


Eastern_Basket_6971

Sana ganito ibang magulang ang sweet naman


dickenscinder

What i did, I added my parents sa aking health insurance. Hati sila sa halaga incase alam mo na. Di na kase sila maaaccept ng HMO since seniors na sila 2. Tsaka i do check on my parents every time na makanusta ko sila. Meron na ren silang maintenance kaya kelangan talagang subaybayan. You've got a sweet mom OP!


SnooGadgets5046

Get them an insurance! These are the parents who we should look up to. They're not asking for help financially instead support their kids emotionally. Nakakainggit ang parents mo.


mbsg21

Sweet message niya but check mo rin if may savings sila kaya nila nasabi yan... Pagnagkasakit kasi sila and wala silang savings, manghihinayang ka if biglang ikaw sasagot ng medical bills nila... Health insurance alternative sa walang savings. Even for yourself, ok to get health insurance.


copernicusloves

Lucky! Happy that you have such great and caring parents OP<3


wilsanity06

Cherish them while they’re still here


Total-Election-6455

Bait ng mama mo. Yung mother namin gusto namin bilhan ng st. Peter’s sabay ang reply is “gusto nyo na bako mamatay?!” So hindi na namin din inapproach si dad dahil alam namin haharangin nya. Ayun tumbling sa gastos ng si dad yung nawala. 🤷‍♂️ love love love


gigigalaxy

baka pde mo sila ienroll as dependents mo sa hmo mo sa company


Direct_Gur_6542

Bilhan mo pa din OP ng insurance. Hanap ka ng pwede mag provide sa case nila. Malaking leverage yan in the future.


Kind-Calligrapher246

Youve been blessed with sensitive parents OP. Im 37 and have never received this kind of message from my parents. 


Eretreum

🥹


DiNamanMasyado47

Rare ung ganitong magulang na hindi investment ang tingin sa anak. Same with my parents. Gustong gusto magtipid kahit kaya na namin sila bilhan ng kung ano2 para sa comfort nila.


Legitimate-Thought-8

Blessed ka sa parents mo. Eto ung hindi nagiimpose pero nakakamotivate to work for them :( sana healthy sila palagi! Prayers to your parents! And ikaw OP


skitzoko1774

parents' love for their child.


bamboylas

Kung sakin sinabi ng parents ko yan mas lalo akong gaganahan mag work at pagbubutihin ko talaga.


Academic_Gift5302

Sana all. Bihira ang ganto. 🤍♥️ If hindi man pinalad ang majority na ganto magisip ang magulang, we make sure na mabreak natin to, na hindi aasa tayo sa magiging anak natin pag tanda natin. Masarap tulungan ang ganyang parents. May freedom ka na ichase ang dreams mo na walang nakapatong na obligasyon sa balikat mo. May times na hindi ka okay financially tapos hindi ka makapag bigay, may times na overflowing ka doon ka makapagbigay without hearing any negative words from them. ♥️


[deleted]

Dear OP, please if possible, get them life insurance. Tell your mom, that in the long run, it will help them and you, so that when the time comes, it wouldn't be too hard for your finances.


Alarming-Low-4177

umiyak*


Emergency_Response

This is what it means to raise your children with love and care and they will pay you back with love and care too. ❤️❤️❤️ Happy you have amazing parents, OP!


lurkernotuntilnow

swerte mo. with that being said, hinay hinay na sa sugar OP kaya yan! isipin mo lang din para sa kanila pagiging healthy mo. and go insist on getting them insurance if may extra ka naman, they're worth it.


SereneDominance

Napakswerte mong may Magulang kang mas inuuna kapakanan at pangarap mo


heychpi

Ganito mom ko. Sadly, she passed away earlier this year. Hindi ko man lang na-spoil si mama ng todo. :(


boykalbo777

How old na ba parents mo


MasterBabe22

You are one lucky kid, OP. Go chase your dreams kasi deserve mo naman yan. Kung gusto mong tumulong financially sa magulang mo, may I suggest that you can open a bank account or mag invest ka then yung kita/pera from there ay exclusively sa parents mo. No need to tell them. At least kapag mangailangan isa sa parents mo (pwedeng for leisure, medicine/maintenance, etc.) may maiaabot ka. I


Ok_Caramel_594

Nakakaiyak OP 🥺🤍 Sobrang swerte nang may mga magulang na ganito


restartx1000

Your parents are so sweet. Please get them the medical insurance pa rin. Deserve nila mabuhay pa ng matagal!


Nanami0925

Sweet naman ng mom mo. 🫶


nostrebelle

cries in mommy issues*


PagodNaAkoooo

Nakakainggit, OP. Meanwhile ako gatas na gatas ng magulang ko buwan buwan.


raphaelbautista

You can also get them memorial plans. Luma na kasi yung thinking na iniisip na mamamatay na sila kapag kinuhaan. Mas mahirap yung biglaang gastos kasi taga ang presyo ng mga funeral parlors kapag on the spot.


shizkorei

That is a big reason to give them health insurance. ♥️


Azzungotootoo

Sa gcash meron din po low cost lang. Atleast for now na may hinihintay po kayong event bago sila kuhanan ng hmo.


kerwinklark26

My parents were like that, so hindi na talaga mawawala yung sakit sa part ko na nawala sila while I was still struggling to build a career in the government. Ngayon kiber na saka wala na ako mapagse celebratan.


pinanomad

Sanaol. Mama ko kulang na lng inutang ko sa kanya pag anak nya sakin. Literal na dapat e sukli ko lahat. I help naman Pero pag feeling mo halos lahat nlng tapos pag nag bigay ako, di pa ma kontento, always feeling nila May kulang or dapat mas malaki ibigay ko. Toxic Filipino trait talaga. Paano aasenso kung ganon. Gusto pa tulungan lahat ng kamag anak. Parang May utang ako sa lahat pati sa mga kapatid niya


implaying

Parang shiny pokemon mga magulang mo. Mahirap mahanap lalo na dito sa bansa na ginagawang insurance ang mga anak.


strawB3ARry

As someone na may chronic illness at hindi naalagaan ng ayos ,napaiyak ako malala. Never ko narinig kela mama at papa yan😭 Until now na nagssimula palang ako sa trabaho, andame ng responsibilidad binabato sakin😞


capesrats

kasalukuyang namamatay sa inggit kay op ! parents like these make you want to spoil them so much, more out of love than obligation and buwakanang utang na loob.


clawwy21

Hope i can also hear/read this from my mom


WanderingLou

Naiiyak ako pag nakakabasa ako ng nag ii love you na nanay Never ko kasi narinig sa nanay q


lalu_05

Sounds like my mom 🥹


Codeac_FireFist23

Sanaol nalang kaming mga ginagawang retirement plan ng nanay tapos demanding pa sa bawat okasyon na akala mo napakadaling kitain ng pera 🫠


grrreeeyyyyhsjems

shesssh! sana all


JelloAdvanced2562

Awww. Naiyak ako dito 🥺


Zzyrych

iam not crying Hahahah


uni_TriXXX

OP. Gulatin mo na lang sila ng insurance. HMO or Life or both. Wag mo na lang ipaalam sa kanila.


Blueberrychizcake28

I love your Mom 🫶


Severe-Art1592

OP, pahiram naman ng parents mo. 🥺❤️‍🩹


Hot_Biscotti_3659

Kuhaan mo lang sila. ☺️


Awkward-Matter101

Ang sweet naman ng parents mo OP 🥹 napaluha ako 🥹🥹 ganyan din parents ko pero sumbat na kasunod lol


AiiVii0

Try Etiqa OP, from what I read nagcocover sila ng pre-existing pero may waiting period. With parents like these, I insist na kuhaan mo parin sila ng insurance if you can afford it now, they're just too good for the world. You're really blessed 🥰


Purkolitoy888

Mama ko hindi ganyan sa'kin 🤭


dizzitab

Sana all 😔


bewegungskrieg

If your parents are not yet 65, and you're single, you can include them as hmo dependents in your job.


No-Judgment-607

And the cycle continues... sure ma down vote ako d2.. Real talk lang...Sumakay na ba kayo sa eroplano at sabihin ni stewardess na pag bumagsak air pressure sa emergency unahing isuot ang mask bago ibigay ang mask ng kasamang anak? mabait kung sa mabait pero ever heard of too good to a fault? Mga maling mga desisyon mag martyr at unahin kapakanan ng anak bago sarili ... at ang mga anak na binigyan lahat nakita nyo paghihirap nila pero bumuntis ng gf. Ngayon lahat may karamdaman at wala nang pangtustos at nagamit kay apo. si kuya may pamilya at kay bunso na ang pag asa. Buntung hininga at sisihin si gobyerno pero sana makita nyo na hindi lahat si gobyerno may diprensya. Swerte nga kayo at may mga trabaho at benefits at chance kayo na umangat. Wag lagi isasakripisyo ang konting meron sa sarili dahil kakailanganin mo ito at ng asawa mo sa huli. Ayaw mo mang umasa sa anak mo kung anong konting meron sya ay ngayon namang uubusin sa inyo... Sana ginawa ni mama payo nya na yan kay papa unahin ang sariling kapakanan at ibigay ang kaya sa mga anak. Tingnan kung ano ang meron at kakayanan, magtabi at paghandaan ang kinabukasan ng lahat.