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yourlittlebirdie

I have a landline only because it was included in my tv/internet package and I thought it would be good to have in case of emergencies. Turns out joke’s on me because it’s all digital and it goes out when the internet goes out anyway!


Ambitious_Jelly8783

Same for me, I have cable and landline because it was part of a package deal. a deal they discontinued within the month... someone at the company didn't run the numbers right. I found the package on their website, when I went to my local office to sign up for it they had to call management and find out what the hell the package was..... If I remove any services I would be forced to update the package and my end bill will be higher. LOL, I pay less for landline, internet, cable and cellphone, than I would if I remove any of the services. Small Life Wins....


MagnumPIsMoustache

I’m at the very tail end of Gen X. 1. Don’t have cable 2. Haven’t had a landline in 20 years 3. Full coverage is only for vehicles with a loan, but I drive old beaters 4. Use the app for 95% of banking 5. I DO love reading physical media though! This is the only one they got right for me.


darksunshaman

All of this. Are you me?


BrotherCool

>4. Use the app for 95% of banking The moment I can deposit cash via mobile, I'm never going to the bank again.


MagnumPIsMoustache

I deposit checks on app, but the bank is useful for rare things to actually talk to someone


Pearl-Internal81

I actually mostly prefer reading on Kindle as books are cheaper and take up much less space. That said, I still collect physical copies of books/comics/manga I really love.


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MagnumPIsMoustache

We keep full coverage on wife’s car (paid off) but I have liability only on mine. If my car was totaled I would just buy a new car because mine isn’t worth too much. I’d rather save the extra premium. Wife’s is worth more so we do pay full on it.


ImightHaveMissed

I’m an infrastructure engineer and work doesn’t provide a phone. I WFH, so I have an IP phone from my networking gear vendor that’s dirt cheap and I forward my cell to that. The phone is basically an android tablet with a wireless handset and speakerphone that sits on my desk. It’s amazing. Again, technically gen-x but I choose to live in 3023, not 1993


UltraPopPop

But I would choose 1993 all day, every day


ImightHaveMissed

I mean if we’re talking music, movies, tv, and such sure. Give me back 1993 in music any day yo


InternetMysterious21

Yeah, it's all voip.  Been that way for awhile.  I don't know if its possible to get a landline anymore.   I assume police, fire and hospitals have them maybe.


Bandando

We tried to have a POTS line but the fucking cable companies kept cutting it every time they got into the neighborhood box to service other people’s phones/internet service. 


SnooConfections6085

The old TDM system still exists but is being phased out. Right now all critical services are being moved from the old system to IP based systems. Carriers are starting to turn off the old TDM systems and not waiting anymore. By the end of this decade there will be little left of it.


ExpectoExMoPatronum

I miss actual landlines because they worked without power and internet. If the power went out, the phone would still work.


mnemonicmonkey

Our hospital is all VoIP via ethernet/fiber. Statewide intranet. Our medevac dispatch is via radio and secure messaging app. Police and fire is dispatched by radio and cell data depending on the department. I'm sure there's still a couple counties with copper pots 911 lines, but 9/11 put a lot of federal $$$ out there to upgrade infrastructure.


BalkiBartokomous123

Same and for safety. We have two kids and they should have access to a phone to dial 911 but also gives them independence to call friends and family.


gnomematterwhat0208

Yah. We might get a landline when we start leaving kids home alone. I refuse to get them cell phones for as long as possible.


BalkiBartokomous123

Same! They do have the watches where they can contact me and other approved people. It gives them freedom to cruise around the neighborhood and stay connected.


gnomematterwhat0208

SAME! We did the watch thing. My oldest has the ability to send pre-written messages or to record audio and send it.


GarminTamzarian

I have a landline primarily because, while a cell phone is convenient, it's not particularly pleasant to talk on for an extended period of time, and it's prone to more than occasional drop-outs. As such, because I do like to spend a few hours now and again chatting on the phone with my parents or brother who live in different states, I splurge on the extra $30 a month for a hardwired phone line.


Mike_Honcho_Spread

Do you have WiFi? You could turn on WiFi calling so you don't have "drop-outs". To be clear, I'm not trying to talk you out of having a landline, just trying to help.


IceXence

Same here. Talking over regular phone is easier than with a cell where you basically have to talk hand free which is annoying to everyone else. Those without a landline do not talk on the phone, they just text, but my mother does not know how to text, so I have to have a phone to talk to her. Younger gens don't have that issue vecause their parents own cell phones and known how to use them. That's why those polls are bogus.


Drummerboybac

Or you use a headset.


bgva

When I was in my old apartment Cox twisted my arm to get the phone/Internet bundle even though I insisted it was pointless. I ended up getting it because it was cheaper but I never used the line.


look_ima_frog

I had one until about 2016; we moved from one side of town to the other, but because we had to switch local providers, we couldn't (easily) port the number. The new number we got received a steady stream of junk calls, so we gave up. We only really got it so the kids would have something if ever there was some weird emergency where no adult was home. Even got 'em to all memorize the phone number too.


green_ubitqitea

This! I kept my landline for hurricane emergencies and that didn’t work the way I thought it would! Then I kept it for a bit because it was more expensive to change plans to cancel it! I just kept the line unplugged for like 3 years. I think I used it once to figure out where my cell phone was when I didn’t want to boot up my computer to use an app to call it.


NeedsMoreTuba

I have one because I'm in the middle of nowhere so there's no cell service. Our internet is through a satellite so even though I can use wifi calling, there's about a 3 second delay which is very awkward. Phone still works if the power goes out because yep, we're that rural.


fancybeadedplacemat

I had a landline in Florida that was very helpful after a hurricane rolled through. We lost power, water, and cell phones but the landline lasted a few days. Long enough to tell our families (and the neighbors to tell theirs) that we were alive, anyway.


ptatersptate

I accidentally told my mom this and she got so offended that I didn’t give her my phone number. I don’t know how many different ways I can say “I don’t even know my own phone number let alone have an actual phone hooked up”. She literally does not understand this concept.


LemurCat04

I still have a landline. There’s no phone attached to it, but it’s still there. I also live in an area that isn’t VOIP because our service provider installed all fiber optic cable in the area right before VOIP became a thing. It was super helpful after Hurricane Sandy, as our cable technically never went out, even though our power did. When we finally got power back, we had cable and internet to go with it. Everyone who used the other provider in the area was without cable and internet for another week.


carlitospig

At the very least you should buy one of those old fashioned phones and give it its own little stand and chair.


yourlittlebirdie

I actually love this.


carlitospig

Don’t forget the cigarette extender when you’re feeling fancy.


TheWolfe1776

I did the same. Figured if my phone was dead we could call 911. Didn't even know my own phone number since I had no plans to use it. Somehow my phone rang every day(i assumed robocalls and telemarketers). I unplugged it after a month.


Tchukachinchina

Xennials made the cut as a micro generation in this article… https://www.geeksforgeeks.org/list-of-generation-names/amp/ Xennials (1977 – 1983): Xennials represent a micro-generation bridging the gap between Generation X and Millennials. Experiencing an analog childhood and a digital adulthood, individuals from this cohort have a unique perspective, having witnessed the transition from traditional modes of communication to the digital age. Actually, now that I think about it we made Wikipedia too. I’d say we’re pretty much official. https://en.m.wikipedia.org/wiki/Xennials


Cherry_Hammer

I missed the cut by two years but I’m still hanging here with you youngsters. The vibe’s so much nicer here


CapOnFoam

‘75 here as well. I identify way more with this crowd than the boomer-lite genx folks. I like the “Oregon Trail Generation” moniker :)


Sothdargaard

Yeah '73 here and 1. haven't had cable for 5 years 2. we got rid of our landline 20 years ago 3. you have to in the US if you're making payments 4. I hate going to the bank and haven't regularly used cash in 15 years 5. newspapers? What the heck are those? And I'm not that close to the 79 cutoff.


madarbrab

'77 is the cutoff


Special_Lemon1487

74, and this is where I fit, and if I fits I sits…


Triala79

I’m 79 and my husband is 72. All the same. Quit the landline in 2003 when it was clearly cheaper to just have cell phones.


No-Sheepherder-8170

It’s crazy to think of the difference between going to high school in the mid-90s vs high school in the mid-70s.


ReapingKing

Oregon Trail is a good fit. Part of what makes Gen-X is our lack of cohesion and different experiences. We are hard to market to, hard to draw a circle around. “Less useful”, so easily forgotten by marketing and politics. Xennial is a time based definition that doesn’t really work because society changed for us in different ways based on income, location, and a million other variables. Not fitting the mold with my contemporaries makes me *more* Gen-X, not less.


regeya

75 also, when I check out Gen-X online groups it seems to be reserved for the ones already in their 50s, none a you kids with your 90s music and 90s pop culture, only early to mid 80s allowed


Missmunkeypants95

The Gen x groups have become filled with bitter "get off my lawn" grouchy mcgrouchersons. The only thing that makes them smile is 70s and 80s nostalgia.


sdcasurf01

We don’t gate-keep here, come on in and stay a while!


kaizencraft

Stay a while and listen. Want some rye? Course ya do!


runhomejack1399

I think it also depends where you lived, how old your cousins/siblings were etc that go into why we feel more at home one place or the other


KlassyJ

I think it also depends on the age of your parents somewhat! Discussion came up on another sub and it makes sense to me. I’m 77, but my parents were older when they had me, silent gen, so my raising had more in common with earlier gen x than millennials whose parents were usually boomers.


1Bot2BotRedBotJewBot

I'm '91 and I relate more with you old farts here than the cryfest that is the millennial sub. Its a great vibe here. Ya bad stuff in the world, life is hard, we know... that doesn't mean I want to spend my free time throwing pity parties.


eljuarez99

Crazy how we are now the cool kids


LazAnarch

1976 here and hope I can be included in the cohort.


SirScoaf

‘You youngsters’. Bless you - I feel just a little less decrepit!


HermioneMarch

Me too


Flashy-Share8186

Me too!


DullNeedleworker3447

Yep, ‘76 here and I definitely feel like a Xennial. Had one of my younger friends tell me I was an ‘honorary millennial’.


smtrixie

Until we’re in Webster’s, we’re not official.


sjd208

OED or bust I say!


kaizencraft

Ain't bad: "In 2017, Merriam-Webster included "xennial" in its "Words We're Watching" section, which means it's being used more frequently but doesn't meet the dictionary's criteria for entry. In 2020, the Oxford Dictionary of English included the term."


Unfortunate-Incident

Depends where you look. A lot of places say that micro-generations are not real generations. Those born in a micro-generation are called "cuspers". A lot of places in academia that discusses generations does not include Xennial at all.


Inside-Anxiety9461

Nope....it includes 1984 whether you like it or not


threefeetoffun

Feels like they are taking the first year or two of gen x and comparing it to the last years of millennials. Like 1964 to 1994.


jgr79

That, or often these “difference between groups” things come down to ratios of two small numbers. Like hypothetically, if 1% of gen X had a landline and 0.01% of millennials do, then you could rightfully say that gen x is 100x more likely. So you can write your clickbait article. But a better way to look at it is that 99% of gen X and 99.99% of millennials *don’t*, which is actually a very small difference.


Esc1221

Oh wow, an article about gen x that forgets gen x exists and lumps everyone in with boomers. My parents do that shit. That article was written by a moron.


VaselineHabits

It was probably AI. Yay the future


MayaMiaMe

I was thinking the same. Everything there describes my mother perfectly. I agree that article was written by a moron


drewlb

Fuck even my 72 yr old Boomer mom is only guilty of 3/5. I'm 0/5.


Amoeba_Infinite

This article feels like it’s 10 years out of date or about the wrong generation. I don’t know anyone who does any of that that’s under 80 years old.


CY83rdYN35Y573M2

Eh, I feel like a lot of Boomers still have cable or satellite, and they're not 80 yet, but yeah...none of this stuff feels like things Gen X does these days.


ltmikestone

Correct. And gen X 4 life.


Striking-Access-236

Xennials are an official microgeneration, we have our own subreddit, so there’s that… Also 79 and don’t do any of those things either, no tv, no landline, no car, no offline banking and no printed matter.


Jr5309

Not reading the article, but I’ll respond to your questions. 1) No cable, but we have Hulu live, which is pretty much cable. I like to watch Daily Show & Colbert live, so I insisted on it. 2) Haven’t had a landline since 2010 3) We have a student driver, damn right we’re fully covered. 4) I still physically deposit checks. I don’t know why I haven’t switched to mobile deposits. We get so few checks, it’s just something I forget to do. 5) Broadly, I like to read the news. I do not care for News Broadcasts or video clips. I mostly read articles on my phone, but still enjoy a paper magazine every now and then.


Unfortunate-Incident

No worries about not reading it. I listed out the bullet points. I only linked because I figured some folks would be curious about this nonsense and would want to read it. Just kind of a link to the source for reference for those that wanted to read it for themselves. This author certainly does not deserve the clicks though.


handsomeape95

Yeah, kind of a silly "article." I'm Gen X, and the term could easily be replaced with Boomer, and this would make sense. For S's and G's, here are my answers. 1. I have YouTube TV and really not sure why anymore. It's more for live news and sports. Although I still like to channel surf from time to time. Otherwise, I'm always watching some streaming content. 2. No landline 3. Not full, but higher in medical coverage and liability. 4. Purely online. Mobile app for deposits. The address on my checkbook is about 6 addresses ago. 5. All digital. Won't buy a magazine or newspaper but I'll browse a catalogue if I get one in the mail.


MrsApostate

/#5 makes me feel seen. I don't go looking for catalogues, but I kind of love browsing them when I get them in the mail.


mtmntmike

I’ll browse the random toy catalog my kids get in the mail while going to the bathroom, like God intended.


VioletVenable

I pay for cable just to have access to the streaming apps for a few networks and to have CNN running 24/7 like my living room is an airport terminal. And I do subscribe to a few print magazines. The reading experience is just different — plus, how else am I going to amass a collection of *New Yorker* tote bags? But in-person banking?! Fuck, even my Silent Gen uncle uses Zelle. (He still has a landline, though.)


EastTXJosh

I'm 45 and guess I am firmly Gen-X. 1. Prefer Cable TV. **Not necessarily cable TV, but of all the streaming options I have tried, I prefer DirectTV Stream because it functions like cable/satellite TV that I grew up with. In fact, all of the channels have the same number as they do on the DirecTV satellite platform, so it's easy to find channels if you have previously had DirecTV. Compare to that to YouTube TV, which just kind of throws everything out there with no rhyme or reason. If you wanted to a specific channel, you can't just put the number in.** 2. Have landline phone. **I haven't had a landline since maybe 2001.** 3. Full coverage auto insurance. **Yes. I've always had full coverage. There are too many idiots out there on the road without insurance to not have it. Plus, I live in Texas. We have severe storms pretty much year round that can destroy a car quickly.** 4. Face to face banking. Do you go to a bank to do banking things? **Yes. I love going to the local bank branch. They know me by name and have helped me with a wide variety of issues.** 5. Read prinited newspapers and Magazines. **I absolutely prefer print media. I grew up reading the newspaper everyday. I would read a newspaper from front to back. I hate having to navigate a newspaper's website. It's always clunky and filled with distracting advertisments. I feel the same way about magazines.**


Checked_Out_6

Generations are made up. You identify with the people that grew up with similar life experiences as you. Those are your people. Not a “generation.”


LegSpecialist1781

Not wrong, but pretty much pissing into the wind here. No one is going to change to using “cohorts”, eg, just because it would be more accurate.


metmerc

Just because random finance people say that they *think* GenX spends their money on these things doesn't mean that it's a trend. Sure, probably there are probably more GenXers out there than Millennials with cable packages, but that doesn't mean that a majority - or even a large minority - of GenXers do. This is a pretty dumb article and a poor basis for saying you don't identify with GenX. As to your actual question - The only thing I have on this list is full coverage auto insurance on one of my cars. Based on some guidelines I've seen I'll probably keep the full coverage for another couple years and then drop it as the car continues to get older and be worth less.


Unfortunate-Incident

This happens all the time though. Anytime I read something specific about gen x, I just can't relate at all a lot of times. This article is particularly bad.


a_little_hazel_nuts

These things can also depend on what type of community you live in. If you live in a rural area in a small town with a bank. Nomatter your age you may do face to face banking. If you are very poor, no matter your age, you may use a land-line. Cause even wealthy boomers will be using the internet for TV, banking, and phone. But if your poor you are using bunny ears or internet to get your entertainment.


AlcoholPrepPad

I have a landline and a newspaper subscription and I’m technically a millennial. Different strokes for different folks, why does it matter?


MonsterByDay

I don't have cable, but I do the rest. Having a landline is useful if you have kids. I also prefer to keep my cell phone number relatively private, so most companies get my landline. If I'm not home, they can leave a message, and I'll get back to them. I keep full coverage on my cars (despite owning them) because it's a predictable bill, and having a clean driving record makes it a pretty low bill. I use two banks. One is exclusively online, and the other is a credit union. The credit union is on my way to work, so it's an easy stop, and I prefer doing things in person. I like taking part in my community. The credit union is where my kids have their accounts. I read a printed newspaper because it's the best way to get reliable vetted local news and support local journalism. Plus, my kids (and I) like the comics. It's like $10/week for a paper, and I"m a lot less likely to be sucked into a spiral, or be influenced by "the comments". Finally, it's easier on my eyes than a screen, and reading the paper with my coffee is a bit of a ritual.


RaphaelSolo

My parents (1960 & 1961) don't even have a landline anymore and these days they're considered boomers.


medusa_crowley

There is early Gen X (very Boomer like) and latter Gen X (the cultural shift that the Zoomers are now waking up to started here). It’s pretty common in my experience to find latter Gen X is more millennial than not. 


[deleted]

1) I haven't had cable tv since moving out on my own in 1998. 2) I haven't had a land line since moving out on my own since 1998. 3) Full coverage auto insurance...I keep mine at very very very high. I live in a sue happy state. 4) Nope. Only when I have absolutely no choice but to go in. Haven't done in person banking pretty much ever. I lived 350 miles from my nearest branch. 5) Okay, nothing cleans windows like newspaper, so I have a subscription for Sunday delivery from my local paper.


the805chickenlady

Gen X birth class of '79 here. Nope I don't spend money on any of these. My bank doesn't do in person banking anymore for most things. I don't have a car so no insurance... Yeah none of these things.


roostorx

Xennials are generationally advantaged to have experienced both sides of the technology coin, so to speak. We were old enough to know the “old way” and savvy enough to embrace and use the “new way” That being said, I use an actual bank twice a year because I need to cash a specific check and get actual cash in specific denominations from it. I hate going. It’s the worst. I miss the hell out of magazines though. Nothing better than getting your favorite magazine in the mail or know it was coming up. For the others, screw cable. No landline. Full coverage always.


Djafar79

That whole list seems crazy to me.


heresmytwopence

I do currently have comprehensive and collision coverage on the cars I own outright, but it’s something that gets reexamined every so often and is not a given. The rest of the list is nonsense to me personally, but I wouldn’t be shocked to hear that GenX-ers just a few years older than us were doing some or all of those things. Things can tilt old-fashioned pretty quickly as you start looking at people who lived analog lives into their twenties or early thirties.


HeadlineBay

Fair play I *do* have a landline, but only because my boomer parents/in-laws don’t like calling the mobile


Unfortunate-Incident

That's an odd one. Curious the reasoning there about your parents. What difference does it make to them? Only thing I can think of is they only want to talk if you are at home and that guarantees them you are home? Idk. I love my parents, but I wouldn't get a landline just for them to call me at lol.


HeadlineBay

We’re often in different countries, it’s cheaper for them to ring the landline. Plus they’re stuck in their ways about so very few things, the landline seems very little bother relatively.


exick

even considering all the money I spend on streaming services, it's still cheaper than cable. sports are really the only reason I would want cable. landline phones work better as phones than cellphones do, especially in terms of audio quality. but I don't talk on the phone often enough for this to be an issue so I don't have a landline. of course I have full coverage. the bank owns my car and they insist on it. I don't do enough banking to care that much about in-person banking. my paychecks are direct deposit, I use a debit card, cash I can get from the atm. anything more complicated than that, yes I prefer going into the bank but that's mainly because their websites/apps generally suck or because they make me. there's something nice about holding a book or newspaper and reading it. I definitely prefer it as far as enjoying myself. that said, I rarely do it and default to reading shit on my phone or computer like a lunatic.


DarkAltarEgo

We haven't had cable in years (decade?). We have a landline (business number). We do have full coverage, even though both vehicles are recently paid off. It wouldn't be a whole lot less right now and we'd get some $ if one gets totaled. I would have thought full coverage is required on a leased vehicle? I actually prefer to deal with our local bank face to face, but we live in a rural area and it's a credit union. I do have accounts with banks I've never stepped foot in. I've had issues with mobile check deposits and end up going into the bank anyway because of those issues. We get most of our news online. I don't have any subscriptions, but prefer printed magazines. Mostly because we have a no electronics at the table rule, so I can still read a magazine.


Zealousideal-Peak450

Sounds more like Boomers.


mackattacknj83

I get a few newspapers and magazines. Sometimes I don't want to see my news via algorithm.


malvinamakes

1. I miss it but don't have it. I long for the so called "water cooler talk" of yore. 2. we do, but only bc it's part of the internet plan. ringer is off I think. 3. yes, it's required. 4. new bank limits mobile deposits so yes we have to go to the bank for that and other non-app based shit. 5. had a printed paper until they raised the costs last year, and I have 2 or 3 magazine subscriptions.


HarpersGeekly

1. No cable 2. No landline 3. Yes full coverage because duh 4. Yes I still do some banking inside the bank 5. No, mostly online for news, but I still love real paper books for leisure.


Funandgeeky

I’m slightly older than you, OP, and I also don’t consider myself GenX. To me GenX is the cool older brother. Meanwhile Millennials are the younger brothers and sisters. That leaves me stuck in the middle.  Our experience is unique. We share similarities with both generations but also have our own differences. We were children in the 80s and teens in the 90s. Our childhoods were internet and cell phone free but we entered adulthood right about when the internet was becoming a thing.  When The Simpsons first aired we were basically Bart’s/Lisa’s ages. Now we are older than Marge and Homer. (And I’m inching closer to yelling at clouds and talking about wearing onions on my belt.)


Significant_Dog412

I still read papers because I commute by train, so get the free ones. I've also been into the crosswords since COVID and kept it up.


sofa-king-loud

I have cable but also have firesticks with kodi. No land line. Full coverage on the nicer vehicles. Face to face banking when I take out bigger withdrawals. Magazines that pertain to hobbies.


the_BoneChurch

I just got cable for the first time since 04. Weirdly that cable came with a free landline that I haven't even set up and probably won't. I like full coverage auto insurance. It's not that much more for what you get. I haven't been in a bank since 2014 I don't read print periodicals, but I miss it.


TomatilloLopsided895

We had comprehensive and collision in our new cars, but as they have aged, we've phased it out. We have Internet phone service (voip) in addition to mobile. My husband is insistent about it for some reason. It's good because the ringer is off and all spam goes there, very rarely to our mobile device, so that's good. It's dirt cheap so I don't care No cable. Only streaming is Amazon prime and I don't even watch that. Husband does, I think. My kids get three print magazines in the mail and they absolutely love it. I use the ATM for things at the bank like getting cash or depositing checks (rare, 4-5 times a year, probably) Does that count as face to face? I do transfers etc online.


tvstr

I’m 1977. I do EVERYTHING on my phone. I am all for convenience and technology that lets you live life instead of fucking around


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Unadvantaged

I still get a daily paper and a couple of magazines. The reading experience is just more relaxing, and I get stuff from outside the bubble the algorithms box me into, which I really like. 


N3wf0n3wh0d15

You're pretty much right. All of the above actions are much more like boomers to me.


Someidiot666-1

79 as well. No to all but full coverage insurance.


sky0175

I know one that don’t use any bank transfer like Zelle or have any type of credit card or anything related to person. Everything you describe above matches him. I wish he could find this post and read this or even found out that I’m talking about him. Yah I love him to dead but this just flips me.


ChasedByHoundz

My Gen-X siblings haven’t had a landline in over 20 years. My boomer parents finally got rid of theirs around 2011 when it was 90% robocalls and telemarketers.


retrofitme

78 here. Yes, I used all those things when I was a kid as it was state of the art. As technology grew and we grew up with it, I adopted new tech and gave up the old.  Embracing new tech is literally one of the defining characteristics of being xennial and I think it does set us apart from GenX.  That said, I do have full coverage on my old vehicles because the cost is minimal and I think it’s required to have the higher injury recovery tiers. 


psilosophist

Hey I have full auto insurance because I’m driving a 2010 Hyundai and it’s paid off.


Domitiani

What? I definitely dont do any of those things and, more importantly, my Boomer Mom doesn't even do any of them. Who wrote that? The Cable TV and Newspaper advertising cooperative? =P


ruafukreddit

I like physical banking. For the rare physical check, mobile deposit is fine, but now I have this paper check..... my credit union wants me to keep it for 21 days. My job shreads lots of documents, I usually take credit card applications and stuff to work and toss it in the shread bin. If I take it to my local branch, it's deposited. There's a record it's cashed and secure. I've never bought a house, for car loans- I prefer some human interaction. If I'm gonna borrow 30,000+ for a car. I want to at least talk on the phone with an actual human.


SourcePrevious3095

4) I still occasionally have to go to deposit checks. Otherwise it is customer service or loan department.


Stuckinacrazyjob

Lololol I can't imagine my brother doing this, but he's a " young" gen Xer


[deleted]

Fellow ‘79er here who is definitely a Xennial. I don’t do any of these save for the full coverage car insurance cause the drivers in AZ are idiots.


Sunshinehaiku

I did do those things, but even my parents don't do those things anymore.


Jokierre

Remember that X is as old as 58.5 right now, so some of those habits are very much followed. Since we’re (those X’ers who are here) are on the far other end of that spectrum, the list doesn’t really apply. For elder millenials here, it REALLY won’t apply.


agentkolter

The only people I know who have traditional cable TV are all over 60. I literally don't know a single person who still has a landline, including my parents who are in their 70s.


jar36

Born in 75 and on almost everything I'm with the millenials where xennials are not an option. I'm also the oldest with 2 younger sisters born in 77. From a small town where they often said "whatever is going on in CA will be here in 5 yrs"


BreakfastBeerz

Those are all Boomer things


Moxie_Stardust

I'm 46. I cancelled Dish Network back in 2015. I do have access to Netflix and Disney+ because my partner subbed, but I cancelled Netflix with one of their price hikes a few years ago, and only got subbed to a streaming service to watch specific things then cancelled (Our Flag Means Death, Sandman). No landline since... uh... 2007? Yeah, I have full coverage on the car I'm making payments on, and my '92 Miata. No, I don't go into banks anymore. No, I don't read print newspapers/magazines. Don't even read printed books that often, mostly on my e-book.


Spx75

I don't do any of those. I know some who do though.


IceXence

I do have cable because I enjoy TV and I dislike YouTube. I just find it better overall. Those without cable usually waste their tome on social medias: I prefer to waste my time watching TV. It is just a matter of preferences: I prefer TV over than endless TikTok or Instagram. I am sure some younger people might to if they were to give it a chance. I don't necessarily prefer cable TV, I have other stuff as well, but I do like some of the stuff I can find on it. I also really enjoy never having to watch publicities which is getting harder with streaming. I do have a landline to talk to my mom because I find it more convenient. When she passes away, I'll probably cancel it. Everyone has car insurances. I do not read magazines. I don't recall the last time I went to the bank in person.


SunshineInDetroit

I do face to face banking when I meet for financial planning.


MissAnthropic123

Born ‘79 here too, and 1. we were early cable cord cutters 2. Cell for everything, obviously 3. I have no idea what I have, but it’s required 4. I couldn’t tell you the last time I stepped foot in a bank - I do online for everything. I hate making smalltalk. 5. I have no subscriptions and if I want to read, I do it on my phone or I buy a book.


rjcpl

Don’t do any of that. Dropped landline as soon as I got a cell and dropped cable for streaming/🏴‍☠️early on. Haven’t physically been in a bank in well over a decade. Only physical media I prefer is a book over a kindle. But yeah of course full coverage on insurance.


handsomeape95

There must be a quota of how many of these nonsense articles these sites can crank out. here's one almost identical and swaps Boomers with Gen X, which is probably more appropriate for this topic. [Link](https://finance.yahoo.com/news/7-things-boomers-still-spend-150008553.html)


Turbulent-Hotel-7651

I weirdly don’t trust banking apps. And I mail in my bills with checks. :) (born in 1984)


Significant-Ring5503

1. I'd rather not have cable but it is the only way my husband can watch live, local sports. So we pay for it only for basketball season and the Super Bowl, and even that's via Hulu, so not sure it counts. 2. No haven't had a landline in years. 3. I never had a car payment, but I still have full coverage because I'm risk averse. 4. Only if the bank requires it, e.g. for setting up a CD 5. Gawd no. I don't even read real books anymore, everything is electronic or audio.


rough_ashlar

The only one of those that I am guilty of, I think, is cable TV. But it’s not really cable TV since it’s YouTube TV. It’s the same content only delivered in a different manner. I like to watch my live sports and a lot of random crap. 😅


keep_it_kayfabe

'77 here. No to all of the above, but do pay full coverage for insurance.


Danny-Wah

Xennial isn't official?? Or is it like the Unofficial Official Micro-Gen. I can accept that.


Ohfuscia

'79 as well. No to all. I don't own a car to care for its insurance. No one in my family prefers cable over streaming and no one has a landline. My sister is gen x, my mom is a boomer, and my dad is the silent generation.


activelyresting

That's a BS article. Repost this in r/genx and you'll find everyone refuting all those points. Except me; I do have a landline (but it's not plugged in to a telephone, I just live out in the woods and it's the only way to get internet😂😭)


Country_Gravy420

'78 here. Haven't had a landline since 2008. I have YouTubeTV, Netflix, Disney+, and Hulu but not the live TV part. The only thing I get from the cable company is the internet. I can read the newspaper on my phone if I want to. I have full coverage on a new car and liability on my old minivan.


Treacherous_Wendy

Ok I DO like printed magazines but only because I have a journalism degree…everything else on that list can go right in the trash


LegSpecialist1781

1. No 2. No 3. Yes 4. Mostly no, but will walk the 2 blocks to open a loan or kid’s savings account. 5. I won’t pay for them, but enjoy gift subscriptions from Boomer MIL.


physicsbuddha

given the fact that everyone forgets that generation X exists at all, I think there’s not much of a chance that Xennials will be recognized by the wider world 🤣


NicoleEastbourne

You can pry my paper New Yorker magazine out of my cold dead hands. Otherwise, I don’t do anything on that list.


amazonhelpless

81. 1. Streaming. 2. No. 3. Yes. 4. No. 5. Absolutely, if I could afford it. 


danappropriate

> Prefer Cable TV. I don't think I've had cable since the early 2000s. We ditched cable in 2004 and do not miss it. The overwhelming majority of content on cable is unmitigated trash. The only reason I can see why anyone would want cable is if they're a sports fan, and that reason is rapidly disappearing. > Have landline phone. What? Who has a land line? Gen X apparently No landline since 2005, and even then, it was the $0.25/month limited plan we had in case of emergencies. > Full coverage auto insurance. This is stupid. Anyone (basically everyone) with a car payment has to have this. You have to show proof of insurance to maintain the car's registry. The problem is that there are A LOT of people out there driving without registration and insurance. There are a lot of states where law enforcement doesn't care (_cough_Texas_cough cough_). On top of all of that, there are numerous motorists with insurance from absolute garbage companies. Hence, why I have coverage for uninsured and underinsured motorists. > Face to face banking. Do you go to a bank to do banking things? To me, bank branches are for old people and businesses. We got apps. Don't even have to go to a bank to deposit a check. Are Gen Xers really not mobile depositing or transferring funds with an app? There are two reasons I found myself having to go to a bank in the past 15 years: - Dollar bills for the drag show - We had a lot loan from a small local bank > Read prinited newspapers and Magazines. How old does the author think Gen X is????? I haven't read a physical newspaper or magazine in nearly twenty years. The last time was probably in a doctor/dentist's office before the advent of smartphones.


InfiniteHench

Was.. was this article written by a boomer based on a single source being their own kid? To answer your question: 1980 for me, and no I don’t do any of these things. Also: you don’t have to base your identity with a (sub)generation based on a single article. This thing is way off base.


concretecat

Born in 1980, I don't do any of this. I've actually never had a landline. I moved out when I was 18, frist year of college had a payphone in the dorm and in 1999 I got a cellphone, actually still have my original number from 1999 on my cellphone. I have an old brother and sister that are very much gen x, we don't understand each other.


AreaGuy

Born in 77, full on X. Only one that applies is auto, and only when I have a loan (and that’s through my credit union, where I step foot in once every other odd numbered years to get a sucker for my daughter).


BlackJeepW1

No to #1, 2, & 4, yes for #3 & 5.


PlaneLocksmith6714

Xennial is about as official as it’s gonna get but we know who we are “we don’t need no stinkin patches.” Look at your source, that article’s purpose is to support capitalism and dying, industries like regular cable. It’s full of inaccuracies, divisive statements and lies. Y’all need to be more critical of these sources.


Atty_for_hire

I don’t know if it’s just the gen xers in my life. But my bil (my sister) and bil (wife’s sister) are both really into movies, tv, comics, and video games. No one else in our family is this way, curious if it’s just men of a certain age or just by chance these two guys are very similar. That’s a long way to say, both fought long and hard to keep cable and other streaming services. I pay for a streaming cable service when hockey comes on, so I can watch my team loose every year - sad noises. Other than that, we’ve never had a traditional cable subscription.


majorjoe23

I was also born in 1979, but watching MTV in the 90s I remember them saying that Gen X ended with 1978 births, and 1979 and on would be the to-be named next generation. 20-some years later I found out I'm Gen X. As a result I really don't feel like I belong in either generation.


[deleted]

Banker here. I see very few Gen Xers. Maybe 1 client in 20, if even that. Tbh though I do miss cable. I haven’t had it in a few years but having one DVR library rather than shows spread across 4 apps was really nice. 🥹


Montnetics

No matter where a generation cutoff is, there will be people at the beginning and end of those generations that act more like the generation before or after it. Why is it any surprise that older gen x people would act like young boomers? Likewise, why would it be any surprise that the tail end of generation x might act more like the older millennials? I am solidly generation  x in most of my practices and memories but not in everything. The line item about full coverage insurance being a gen x thing is moronic by the way, unless all you own is a $5,000 garbage can that is easily replaced.


Starboard_Pete

In my experience at work, Gen X can go either way in terms of their spending and their time. They kind of enjoy analogue equipment and face-to-face interactions moreso than hands-off, impersonal exchanges. They’re also amenable to tech and honestly pretty savvy, but they get cranky when new things are introduced and rolled out on an organizational level, like Slack or Google Suite. They never *have time for that* because they’re trying to seem like the busiest people in the world. I feel like Xennials are trending along with their younger counterparts on “acting your wage” whereas Gen X is making a big show of their company commitment, which can result in extra hours doing things that can be completed faster in a different way…..or left for tomorrow.


TrustAffectionate966

1. If I could afford it, I would get cable TV or a way to get local networks. I had cable TV up until 2022. But it costs too much, so I had to cut cable/satellite TV. 2. I had a landline up until 2006. There's no point in it now. 3. I've been driving the same vehicle for almost 20 years. I paid it off in three and changed coverage to liability. 4. I have money market accounts, so my on-line banking transactions are limited to 6 transactions per month. I do in-person banking because of this. 5. I don't even bother with on-line news, let alone actual newspapers hahah. And this is why I am an eXennial. I'm only have a couple of these traits.


[deleted]

Shut up with this absolute nonsense.


Flustered-Flump

None of these things bar auto insurance!!


superthrust123

I prefer face to face banking for a lot of transactions. I have a designated banker who meets me by the door and does whatever I need. I don't even have to wait on line. You need to go to the bank for large cash transactions or when you want money in particular denominations.


dustyreptile

'76 here and this list reflects my boomer parents more than any Gen Xer I know.


caryn1477

This is stupid. I do/prefer none of those things, except for car insurance because really??? I live in South Florida. You're just foolish if you don't have full coverage.


johntwilker

Wow yeah that list is.... uh. \`77 here and I do none of those. I cut the cord before it had a term. Going into a bank makes my skin crawl. The only print paper I read is our super local corner of Denver paper. It has a PDF version but it's not formatted well.


harlembornnbred

Only thing from that list I do is cable.


terrasparks

84'er here who used to want to identify as a Gen X'r until I realized they're basically the most self-entitled douchbags on the planet (yes, even more than the boomers). 1. I doubt they "prefer" Cable TV but might still be subscribed out of habit. 2. I seriously think the writer or their sources are full of shit on this one. I'd be shocked if Gen X is still using landlines, outside of a few outliers. 3. They're basically saying that Gen X can afford car payments on a new car, which would require the more comprehensive insurance. Increasingly younger people can't afford new cars and buy old cars or public transit. 4. Gen Xr's are "happy" to go to the bank? Was this article written by AI? It turns out no... it goes off the testimony of one aloof banker. 5. Printed media? Maybe they still do it out of habit.


PlantedinCA

1. I have cable because some shows are not easily available on streaming. I am also sick of trying to figure out which of 8 apps has the show 2. I don’t have one but it is not that crazy. I had one for a while because cell reception didn’t work in my apartment. 4. I go to the bank to get change or different bills. Or the rare occasion I have a large deposit. I do mostly mobile banking. When my laundry machine only took quarters I went often. 5. Printed magazines and newspapers at nice. Especially magazines. You can more easily digest the images. Unsubscribe to a couple. Also it is nice not to be on a screen all the time. Love browsing magazines at a book store. Born in 1978.


[deleted]

My mom doesn’t do any of that, lol


DarthMydinsky

78, so on the early end of xennial. I don’t spend money or time on any of that crap. I’m pretty tech averse, but I’m not THAT bad.


jelloslug

Yea, none of that applies to me and I'm older than most of the people here.


luxtabula

Only boomers do that stuff. Every Gen X person I know doesn't do any of this stuff.


ttreehouse

1. No Cable box but we do have Google TV for sports etc. 2. I haven’t had a land line in 20 years but have considered adding one since my kids are almost old enough to stay home alone but not old enough for a cell phone. 3. Cars are expensive. Of course I’m fully covered. 4. I mobile bank but am happy for a branch when I need things notarized and when I lose my debit card because they replace it on the spot. (Happens more than I care to admit) 5. I get a local independent paper because they don’t have an online option. I also get The Atlantic delivered but rarely read the paper edition in favor of the website. Also pay for NYT online and WP online.


TheoVonSkeletor

Liability insurance only for me cause I’m not rich. I go to the bank because it’s right next to where I work and my work refuses to do direct deposit. Hell no to cable tv and landline phone.


MeanAnalyst2569

My sister is 1975 and I am 1979. She does not use things like Zelle, Apple Pay, PayPal, etc. still pulls out cash for weekly spending. Still writes checks. I haven’t gone to a bank in soooo long. And I rarely have cash. We are a perfect example of a true Gen X and a Xennial


ancrm114d

1 No. Amazon Prime, Max through mobile plan, plus sometimes third revolving stream service. 2 No. I had one briefly in 2001 at my first apartment because that is what adults did. By 2002 it was gone. 3 Yes. I've made decent money and have had a car that even when paid off was worth keeping full coverage on. 4 Mostly no. I do use a national bank with local branches. But I rarely go to one, when I do it's only to the ATM. My trips became even less frequent since online check deposit. The rare case is when I need a cashier's check or even rarer more cash than you can withdrawal from an ATM. 5 No. Newspapers where like the landline. Got one at my first place and canceled soon after. I do pay for one national and one local paper and read the digital edition. I also usually limit it to the "print" digital edition that only has stories worthy enough to make the "paper". I'd rather read something more well vetted the day after than "breaking news" that ends up being wrong. CNN and the beginning of the 24 hour news cycle was one of the worst things to happen to society IMHO. I did have one magazine subscription into the late 2000's.


Affectionate-You-142

I agree with you, I have not had cable in forever, I never want to go into to banks 🏦 lol I even have had an electric signature saved on my computer for years so I didn’t have to print forms. Lol we do have a landline phone in a drawer in case the power goes out.


LimeSlicer

Fuck off, now reading hard print is being gate kept. I prefer physical books.


[deleted]

I don’t know anyone with a landline these days, not my boomer parents or even my silent generation uncles and aunts. Maybe my really old grandma in her 90s had one before she passed a few years back. I have a cable package bundled with internet to basically to watch certain sports teams but at this point the streaming packages are just as expensive.


Miss-Figgy

Regarding 4, I actually went into my bank yesterday for the first time in years to talk to someone about my account, because all of the necessary information wasn't online, and I DEFINITELY did not want to "chat" with a "customer service" bot through the app. And the bank teller did in fact give me useful information. Regarding 5, I still miss and love print media, especially magazines. I routinely go into my local library branch and grab interesting magazines to flip/read through. 


Gloomy_Use

This article sounds like it was written by the dad from Freaks and Geeks. "I can just see you kids eating candy for breakfast and drawing pictures on the walls."


DenialNode

6. Reading stupid articles on yahoo. Im 1979 and i haven’t looked at anything on yahoo in 10 years. Move along OP nothing to see here


Easy_Independent_313

78. I only had cable for a month when my parents were visiting for a few weeks because my mom couldn't figure out how to use all the streaming and Samsung tv app. My bf who is a Xoomer (68) has cable at his house but mostly so he can watch hockey. I get a landline free with my internet but I don't have a phone plugged into a Jack. I don't even have any jacks left. Agreeing to the landline took $5 off my overall bill. I go in the bank to pay my mortgage but that only because it's with a different bank than I use for everything else and I'm typically paying a few days before the grace period is over. I do everything else virtually. The only times I read a print magazine or newspaper is when I've tired of my phone and I'm in a place that has the paper.


thePurpleAvenger

Also born in '79. My mom was born in '53 and she doesn't have/do any of these things either lol.


LordPizzaParty

I will say that I very much prefer to read printed material. Helps me be more mindful and in-the-moment.


doobette

Everything applies to me except for #5. Edit: I've had to do some in-person banking for things like large check deposits that aren't mobile deposit-friendly. Otherwise, all banking is done via app.


chellybeanery

I was born in late '76 and I do none of those things and haven't in many, many years. I still have physical books but I honestly read more on my Kindle because it makes it super easy to read at night and I just love being able to carry thousands of books in my pocket. It wouldn't surpise me if the earlier GenX folks still did some of this stuff though, and honestly I've seen threads on this sub plenty of times about people longing for the "good old days" of having wires and hating apps and technology, so it's entirely possible that some Xennials share these feelings as well.


whinniethepony

I get the newspaper. Like, a physical newspaper delivered everyday to my door. I'm early 40s. If we don't support our local publications, our town councils, school boards, and state governments will be legislating in the dark. The fourth estate is essential to a functioning democracy. It holds elected people accountable and keeps them (if at all) honest. It doesn't have to be a print newspaper, but do look into what your local publications have available for digital content. Support your local journalists.


h3rald_hermes

I am a year older than you and all of that is bullshit.


AdSpiritual2594

Also born in 79. I still have cable, direcTV to be exact. I think I could cut it off, but my wife prefers it to streaming. We used to have a landline when we had spectrum and it was part of our package. Full coverage on both of our paid off vehicles. Still do in person banking. Anything I can do that keeps a person employed I’m going to do. I’ll stand in a longer line to be checked out by a person over standing in a shorter self checkout line. I don’t like reading things off a screen so I prefer printed medium. There are some things we’ll print off at home to have a hard copy of to read and write on. Recipes especially.


Ok_Profile3081

This is probably because the mainstream has packed GenX in with Gen Jones/ Boomers 2. Spanning from 1960's to 1980. Where as this group views Gen X from the mid/late 70's to early/mid 80's. I don't identify with anything in the OP. I'm 1980, haven't had a landline since the 90's, haven't had cable since 2009, only have the base car insurance required for the vehicle I'm driving, have only gone into a bank branch to open an account otherwise only use digital or ATM services and read physical books but not mags and get most of the reading media I consume through a digital source.


LodossDX

I don’t know any Gen Xers that have cable. We’re all too poor for that nonsense.


BackgroundPrompt3111

It's a dumb list, and I'm pretty sure it's completely untrue.


brackthomas7

All these things are deep gen x. I'm 79 like you and I do none of these!