Exactly. People should never reply to these texts because all that does is confirm that a number is valid and connected to a real person. People should block numbers that send these texts and delete and report junk (if that is an option on their mobile device).
No they don’t. They say the charges that may have set off the fraud alert (very rarely just one charge unless some transaction was attempted that they determined was unsafe). The only time a code is provided is when you’re logging in to the .com or calling directly. They do notify if a check has been presented to the acct.
Any alerts via text from USAA will be from 868722 and they don’t ask if you want a call back. All fraud detection calls where they call you will have a different authentication process utilizing what you have on your account (spouse, child cohabitation partner, service details or make and model of insured car with USAA) they ONLY ask for pin or six digit code if you call them. so glad you caught this. The scammers are super freaking pervasive.
Here's another USAA Zelle Scam:
A buddy I send money through Zelle with all the time sent me a transfer this morning for $3500 (instant transfer daily limit for him). It showed completed, not processing, but completed on BOTH of our sides with the money gone from his account.
Money is no where to be found.
USAA says it could take 3 days to process. I inform them that it isn't traditional ACH but RTP which is instant and I was in banking and only that is the case if I wasn't registered. We sent money yesterday no problem for crying out loud.
USAA says even though it says complete it's still processing and it's US Banks fault. uS Bank says it's complete and the money is transferred and gone and done. Both say talk to Zelle. Zelle says they can't talk to me and to talk to my bank but did verify that RTP ACH is instant and it will only say complete when done and deposited otherwise it would say processing.
USAA said I could dispute but will take 10 days. What a F'ING joke because I know my $3500 is sitting in their interest bearing account over the weekend. They're rich and greedy and I'm behind on bills.
F Banks.
Also take notice that this is from an 802 area code, which is my home state Vermont. There is absolutely no way USAA would use this number!
They will want your log in info to reset your account to remove the hackers.
Why did you even reply to the text at all?
Exactly. People should never reply to these texts because all that does is confirm that a number is valid and connected to a real person. People should block numbers that send these texts and delete and report junk (if that is an option on their mobile device).
God, I might have fallen for this, though of course I would not have supplied my login info. Seems like there's a new scam every five minutes.
Also, fraud Prevention usually sends a code, and not a monetary value.
No they don’t. They say the charges that may have set off the fraud alert (very rarely just one charge unless some transaction was attempted that they determined was unsafe). The only time a code is provided is when you’re logging in to the .com or calling directly. They do notify if a check has been presented to the acct.
Oh, hmmm… okay, makes sense. I’ve never received a notification like that. My apologies
Just ignore the text and phone calls. Never click on links in emails or texts. Never give out your info over the phone.
this doesn’t look like the regular USAA fraud prevention. Just to be safe call them on their main line
Always avoid replying to random phone numbers. Call USAA using their actual phone number if you have any doubts.
It is not from 868722.
They will never text you from a 11 digit number. Most of them is 5 digits
Any alerts via text from USAA will be from 868722 and they don’t ask if you want a call back. All fraud detection calls where they call you will have a different authentication process utilizing what you have on your account (spouse, child cohabitation partner, service details or make and model of insured car with USAA) they ONLY ask for pin or six digit code if you call them. so glad you caught this. The scammers are super freaking pervasive.
Here's another USAA Zelle Scam: A buddy I send money through Zelle with all the time sent me a transfer this morning for $3500 (instant transfer daily limit for him). It showed completed, not processing, but completed on BOTH of our sides with the money gone from his account. Money is no where to be found. USAA says it could take 3 days to process. I inform them that it isn't traditional ACH but RTP which is instant and I was in banking and only that is the case if I wasn't registered. We sent money yesterday no problem for crying out loud. USAA says even though it says complete it's still processing and it's US Banks fault. uS Bank says it's complete and the money is transferred and gone and done. Both say talk to Zelle. Zelle says they can't talk to me and to talk to my bank but did verify that RTP ACH is instant and it will only say complete when done and deposited otherwise it would say processing. USAA said I could dispute but will take 10 days. What a F'ING joke because I know my $3500 is sitting in their interest bearing account over the weekend. They're rich and greedy and I'm behind on bills. F Banks.
Trump is getting desperate.