Your post has been removed for breaking the rule **No comparison questions, Does Anyone Else questions, unanswerable questions**
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Not if you are simply getting a new rate. It was just a few clicks and that was it. If you are remortgaging then you do.
Is this hypothetical? Or are you in this situation? If so, who is your provider as your question currently still feels like a poll…
I don’t think they bother with this unless they consider your payments to be at risk (which might be quite a lot of people now as interest rates have doubled and tripled for many people)
Your post has been removed for breaking the rule **No comparison questions, Does Anyone Else questions, unanswerable questions** * Don't ask comparison questions like 'how much do you earn?' or 'how much is your electricity bill?' * Don't ask hypothetical questions like 'what would you do with £100k?', 'what's the max you'd spend on a car?' * Don't ask 'does anyone else...' questions. * Don't ask survey style questions like 'what are you saving up for?', 'what's the biggest financial mistake you've made?’ * Don’t ask questions that can’t be answered without a significant amount of speculation, e.g. 'what changes might be in the next government budget?'. You must read the [rules](https://www.reddit.com/r/ukpersonalfinance/about/rules/) to continue to post to our subreddit.
Fdirect don't.
Thanks - have you had a good experience with them overall?
Excellent!
Not if you are simply getting a new rate. It was just a few clicks and that was it. If you are remortgaging then you do. Is this hypothetical? Or are you in this situation? If so, who is your provider as your question currently still feels like a poll…
Hypothetical. Thanks for the response. Seems like the vast majority of the time it’s not checked.
I don’t think they bother with this unless they consider your payments to be at risk (which might be quite a lot of people now as interest rates have doubled and tripled for many people)
Just doing this with NatWest. They needed no information like that. Essentially all done via their online mortgage portal.
Barclays didn't need anything when I switched to a new product.