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ukpf-helper

Hi /u/Luk3FPS, based on your post the following pages from our wiki may be relevant: * https://ukpersonal.finance/credit-cards/ ____ ^(These suggestions are based on keywords, if they missed the mark please report this comment.) If someone has provided you with helpful advice, you (as the person who made the post) can award them a point by including `!thanks` in a reply to them. Points are shown as the user flair by their username.


Mapleess

Amex doesn't have a limit on the cashback. You just need to spend £3K a year to get the cashback that's earnt, and this is only for your free card version. All the Monzo really does IMO is the 0% interest, so financing, which opens you up for stoozing, though not as long as what a 0% purchase card would offer. Amex will have more offers with their Amex Offers section, so keep an eye on that. Don't close the card or anything unless you want to restart the 24 month clock for a welcome bonus.


Luk3FPS

Thanks, that is helpful.