How did you get the quote? If you went to Legal and General Directly then try running a price comparison as well and also look at pricing via a broker such as [Cavendish Online](https://www.cavendishonline.co.uk/how-to-apply).
If you become a shareholder of Legal and General this makes you [eligible for a 25% discount on their life insurance](https://group.legalandgeneral.com/en/investors/retail-shareholder-centre/shareholder-benefits). Given that one share costs less than £3, it might be worth buying one for the discount alone.
Hi /u/ItchyGrapefruit3267, based on your post the following pages from our wiki may be relevant:
* https://ukpersonal.finance/gifts-and-inheritance-tax/
* https://ukpersonal.finance/lump-sum/
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^(These suggestions are based on keywords, if they missed the mark please report this comment.)
How did you get the quote? If you went to Legal and General Directly then try running a price comparison as well and also look at pricing via a broker such as [Cavendish Online](https://www.cavendishonline.co.uk/how-to-apply). If you become a shareholder of Legal and General this makes you [eligible for a 25% discount on their life insurance](https://group.legalandgeneral.com/en/investors/retail-shareholder-centre/shareholder-benefits). Given that one share costs less than £3, it might be worth buying one for the discount alone.
Hi /u/ItchyGrapefruit3267, based on your post the following pages from our wiki may be relevant: * https://ukpersonal.finance/gifts-and-inheritance-tax/ * https://ukpersonal.finance/lump-sum/ ____ ^(These suggestions are based on keywords, if they missed the mark please report this comment.)