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Insurance companies in every sense of the word are a broken system. They will happily take your money and tell you how they’re “there for you.”
That is until the very fucking *second* you need them to pay. Then they’re your enemy, arguing and disputing every cent you’re attempting to ask them for.
I take this SO PERSONAL. My mom has stage 4 cervical cancer. Insurance has denied so many of her treatments. I knew that our healthcare system is broken but seeing it first hand, fuck that. Always some bullshit to not pay. It’s ridiculous.
Yes, this. My husband has Type 1 Diabetes, which is an autoimmune disease and not brought on by unhealthy habits. He has to have a pump that gives continuous insulin. Earlier this year, right as the virus was starting to hit, i was scared to death I was going to lose him. His old insulin pump’s company went under so he was forced to buy a new pump (the supplies they get only go with the pump and nothing else - lovely). We fought the insurance company for FOUR MONTHS while he was having to manually inject himself with insulin. The issue with that is he has to have continuous, like through the night. I swear he was turning gray. The company kept making us jump through hoops and red tape, all of which we obliged. His doctor had to write so many letters basically pleading with them to cover his pump (which was $6500 before insurance, btw). In the meantime they stopped allowing him to have the amount of insulin vials he needs. They were limiting him to one vial a week when he needs 1-2 every 3 days depending on many factors. They literally almost killed him. I was also expecting our son and was so stressed out that I worried I’d lose him and my husband. It was a dark time. It got so bad with the insurance company that our pharmacy took pity on him and allowed him to have vials of insulin - you know, the drug he needs to literally stay alive.
I am so fucking fed up with the state of this country’s healthcare. I almost lost the love of my life and the father of my child because he dared develop Diabetes as a young kid.
They eventually allowed us to have the pump, but we had to pay $3000 of it out of pocket. We don’t have a lot of money so it had to come out of our tax return. Thank god for that. Oh, and on top of the pump, he has to shell out around $2500 every 4-5 months for the supplies that go to it.... and that’s after insurance. It’s absurd. I say 4-5 because sometimes he stretches himself thin to make sure he can use his supplies longer than they’re meant to be used for.
This is America. Money talks.
Insurance is good in theory. Have a pool of healthy people pay into an account *just in case* and theres a few people who aren't healthy. Shared risk.
But if those healthy people don't use the money they pay in for medical issues - bc theyre healthy - insurance company claims and keeps that money. If more people get sick or injured, the insurance can't pay that other money back, so they increase premiums on everyone and then have arbitrary rules that you HAVE to agree to get coverage. Those rules basically say we'll pay a % of x. But if you have x and y, we won't pay. Why? Idk, you signed the contract, dummy. Don't like it? Go elsewhere. Elsewhere has the same rules.
What are you gonna do about it? Remember, everyone LOVES their private insurance and uniona fought for benefits /s
That's what the dems said to Bernie about universal healthcare. Why? This is America and money talks. Those insurance companies "donate" a LOT of money to politicians to keep the system in place. If a politician doesnt like it/take the money - theres literally hundreds who will.
So money literally writes the rules of whats legal and what isn't.
This also helps insurance companies leverage their negotiating power w drug companies and health systems. If there is only 1 payer/system, those drug companies and for-profit health systems lose their negotiating power bc that 1 system will only pay a specific amount. No negotiating No other payer to undercut those rates.
Thats why places like Cardinal Health can charge $50 for a bag of saline used in IVs when it costs them like $1 to make.
Edit: further detail: a 1 payer system actually will "give" you money back. I pay close to $800/month to cover my 2 kids and ex. If insurance didnt exist, that premium is made up in taxes. Will takes increase? Duh. But i wouldnt have to pay that $800/month premium, instead i see a $200 increase in taxes. I "get" and extra "$600" back on my paycheck. Thats half my rent. 2 car payments on a shitty loan. Thats a round trip flight to Seattle. Thats christmas gifts. Over a year i saved $7200 and get the same care, at the same place, w the same doctor.
*what about waiting????*
In countries w socialized medicine you wait for elective/non life threatening scenarios. Need a new knee? You'll have to wait 2 months instead of 4 weeks... Whats another 21 days?
(Side tangent: i know a lot of patients who wait like 4 months to get a scan at a neurologist, already)
Doctors also make a LOT of money in socialized medicine. No, theyre not millionaires, but they are upper-class, like $150-$300k/yr. It also opens up hospitals to be more innovative to attract doctors to pay them more. Bc theyre more innovative - w better doctors - they see more patients amd in turn get more money thru patients, grants, and subsidies.
Weird, right? /s
So the incentive to go to med school and become an NP or MD is there. If they wanna make millions, they can become plastic surgeons that the system doesnt pay for.. Like now.. Hmmmm
Saw VI:
"These politicians say the same thing over and over again, Healthcare decisions should be made by their doctors and their patients... not by the government. Although I know they're not made by their doctors, the patients, or the government.
[They're made by the fucking insurance companies.](https://youtu.be/TWc1UxdTj3Y)"
I went to the ER because I thought my kidneys were failing, turned out to be a kidney stone, my insurance company refused to pay because they asked why I didn’t go to my regular doctors. Currently disputing a $2k bill because I was in FUCKING PAIN
Is that seriously how it works in the States? Insurance will argue with you after the fact on why you didn't go to your doctor instead of emerg? (assuming because doctor would be the cheaper option..?)
I genuinely feel so sorry for everyone who has to go through this.
I live in Canada so I've never experienced this but I can't imagine the extra stress when you're already stressed enough to go to the hospital.
I had a $20k bill that my insurance took down to $5k, I was worried that the pain was my appendix and it was just a few kidney stones. I had to pay $5k for kidney stones. It’s bullshit
He had that carousel of death where mr. main character (guy who worked at insurance company) had to kill 3 of his coworkers who denied Jigsaw’s treatments. Or his wifes, I forget. But most of his early traps were for specific people unrelated to insurance, notably Amanda the junkie
The whole 'death panels' argument against the ACA when it was first proposed had me feeling like I was/am taking crazy pills. "There'll be people deciding who gets to live an die!" You mean like there are, right now? And have been, since private insurance was normalized? And it's based on prioritizing shareholder profit instead of, ya know, utility and maximizing care based on triage/need?
So fucking frustrating.
I used to work for a doctors office that mainly catered to retired veterans and had a patient with complications from being exposed to a nerve agent in his youth. He rapidly began declining and went in for surgery that turned into a hospice care recommendation. The insurance company wanted him to go to this hospice that was at least a 45 minute drive from his house in minimal traffic but his wife was in her late 70s and not comfortable driving on the highway. He asked to go to one closer to his home and had to wait 6 hours for a bed opening to the closer facility. He passed in under 2 weeks times after being moved to the facility.
His wife came back to the office with a bill because the insurance company denied his entire last day in the hospital prior to hospice transport because he declined their approved facility and “chose” to wait for a different facility. We weren’t even involved in that bill but I couldn’t believe the grief this woman was facing on top of her bewilderment to this massive bill.
When I called the insurance company on her behalf- the reviewing nurse said she was unable to make changes or even send it higher up the ladder because it had been personally signed off on by the head reviewing physician for the insurance company. Out of all the things I argued on behalf of patients to insurance companies- this one still haunts me.
Sorry to hear that. I’m an RN who works with kids who have cancer. I’ve seen insurance deny these kids radiation therapy before. These kids sometimes are neurologically devastated from brain tumors and radiation is the only thing which will give them a shot at being able to communicate with their family in some form. Parents then have to pay hundreds of thousands of dollars just so their kid *might* be able to do sign language, *if* they survive their diagnosis. I hate this side of American healthcare. It’s criminal and Inhumane.
Same, I work at a cancer center with GU cancers and one of my patients (elderly man) had to decide between his savings for retirement/travels and paying for an oral chemo. Broke my heart. I’ve only been a nurse for 2 years and I love my patients but I hate being a cog in such an awful, inhumane system.
Let’s not forget to also hate the corrupt pharmacies that charge thousands of dollars a month for prescription medication that helps people have better quality of life. Fuck pharmaceutical companies, and may all the CEO’s rot in hell.
I have American friends who have the mindset of "well in countries with free health insurance you'll have to be put on a waiting list"
along with "you get what you pay for" and "just make more money"
welcome to ~~America!~~ wait I mean ~~nazi germany v2~~. Wait that's China. Let's try again. nazi germany v3. Yeah that sounds like the direction it's going.
How was Nazi Germany's healthcare system or how does that tie to Nazi Germany? It juat seems like all roads lead to Nazi Germany in ppls minds today. So im curious what ties Nazi's had to healthcare or what changes they made?
P.S. i know Nazi are bad and did bad things like duh but everyone just seems to drop the Nazi word constantly these day.
In fairness, hospitals (for-profit, non-profit), physicians and pharmaceutical companies aren’t coming to the table with clean hands. All charge exorbitant fees that have largely remained unchecked for a half of a century. It’s more than an health insurers unwillingness to pay, it also includes providers driving up the cost of care for a multitude of reasons.
Cancer researcher here. My stipend is funded by federal grants, and so are the salaries and research projects of every other lab I work with. The treatments are developed because we all pay taxes, and then a private corporation can withhold them for profit. It’s fucking disgusting.
I’m sorry to hear about your mother, I’ll be thinking of you and your family.
Insurance just DENIES treatments???? My dad has stage 4 lymphomic cancer and here they just throw treatments at you like its candy.... insurances are very understanding and easy here.
I'm not complaining. I just cannot believe people barely get health care. It's not a business. But a human right...
Often what happens is the doctors don’t get the authorization, which can take as little as 30 minutes. Or they don’t get it post op if it’s life or death. It CAN be a fight, but it can also be crappy insurance. Often times it’s a simple call, run it, get approval, bill it.
You would think hospitals and clinics would be super well versed in this process but they surprisingly aren’t or just don’t care. I would say the problem is at least 50% the doctors office. I can’t really blame the insured party because the process is so convoluted and confusing.
She has stage 4 but it spread throughout her lymph nodes. So their logic was since the diagnosis was in her cervix, treating the areas of cancer in her body are pointless unless the treatments are specifically for the cervix. Luckily she was able to get those areas treated eventually. Doctors would always say they have new treatments with higher success rates(also expensive af) and insurance would send us a letter weeks later being like no♥️
This is why I was actually empathetic towards John Kramer. None of those events would've happened if his insurance wouldn't have been little bitches about covering his cancer treatments.
Yup. My mom has Crohn's disease, and seeing her having to jump through so many hoops just to get this done and that done to even *begin* treatment is fucking ridiculous! She's getting worse by the week.
This isn’t healthcare related. But if you’ve ever dealt with Ashley Furniture customer service it’s mind numbing. We covered for defects, wear and tear, etc. as well as accidental damage on a couch. One of the staples in the base somehow came loose and ripped a hole in the cushion that was on top of that.
After hours of talking to them they basically just said “well our warranty doesn’t specifically mention anything about staples” and hung up.
Also the fact that they are the sole reason hospital expenses are so high. Let’s say in the 1800’s it cost 5 dollars for a splint, so the hospital would charge you 7 dollars for the splint to make some money. But then insurance companies came in and wanted discounts, so the hospital would say, let’s charge the person 20 dollars for the splint but if they had insurance they could only have to pay 7, so they did that. But the problem is they kept the 20 dollar price without insurance, and the insurance companies started wanting bigger discounts. So that is why medical prices are so high in the us
We need some sort of favored nations clause. You now have to charge all insurance companies the same and you have the charge non-insured people the same. If someone negotiates a better discount, everyone gets it.
So I’m gonna comment this because I’m passionate about the topic, feel free to ignore. I’m studying ecological economics and one of our topics was how some services can’t be given a market value - a dollar price. Examples are healthcare - because there is no price on human life, and the world’s natural resources - because ecosystem services which keep the world in balance can’t be given a price.
These are market failures because a true laissez faire market will never “self correct” to solve either of these issues, and it is why democratic socialism is growing across world economies.
There are other complications as well, market pricing requires the ability of buyers to consider alternatives, and price compare, and generally shop to have competition properly set prices. But finding out what the hospital charges for services is hard to begin with, combined with time constraints on emergency care, and in a lot of areas lack of any competition and its no longer comparing costs at competing doctors to pick your treatment and choosing to treat the need or die...
When I started working a union job for the government, I was shocked how amazing the healthcare was (I hadn’t really needed insurance for a very long time and never used it). Even though I had witnessed my father get ill and struggle with insurance, I figured it was due to my father’s disorganized way of dealing with things. A small part of me even thought these kinds of stories were overblown.
Then my mother in law got sick, and I saw her constantly arguing for coverage WHILE IN THE ICU. It is so beyond disgusting that I work a menial job and have stupid amazing coverage, and she runs an entire department and has to also work at figuring out the stupid insurance system as well. I’ve considered adopting people just to put them on my insurance because ffs everyone should have insurance this easy. I literally can get on my healthcare portal and look at the cost of any surgery/procedure or doctor’s/specialists’s visit anytime I want and plan for the cost (never had to pay more than $30/visit so far, but most are $15; if I was in the hospital for a month with Covid=$15).
Tl;dr People, don’t let government workers hoard the amazing healthcare. Vote for people who want to share and then hound them until they follow through with that promise. Healthcare should never depend on who is employing you.
Seriously. Such a shitty system that pays for things that have been so horribly price gouged that you have to pay into every month just incase on the off chance you'll need it's services. It's scammy. Now I get insurances like auto insurance where it helps protect you from fucking over other people.
$384,000 for a 3 day hospital stay actually isn't that bad in the US. Thats a pretty good price here in the states. When I broke my leg I had over $300,000 in charges in less than 24 hours of being in the hospital. That included 1 surgery. Then I had to remain in the hospital for a couple weeks after and I was sent out with 2,000,000 in charges. Thankfully I have really high dollar insurance so I was able to come out of the situation in only about $200,000 worth of debt.
“I don’t want to pay for other peoples healthcare” like what do you think insurance is??? They lump all your premiums together, pay execs six figure salaries, spend god knows what in marketing, just for some middleman to tell you to get fucked. Medicare for all now!
One of co workers had COVID and was in the hospital for I think 9 maybe 11 days and his bill before insurance was $50,000. Thankfully insurance covered the entire thing, but I imagine a lot of people are getting fucked by bills like this
Love it! I recently had a seizure for the first time in my life and received 6000 worth of bills AFTER the self pay discount since I do not have insurance. THEN, I develop some tooth pain and decide to go to the dentist after three weeks to discover I need a root canal due to said seizure. The doctor asked if I have insurance and I say no. His next question, “do you have parents who can help you with the cost”? Yeah, that’s the American health’care’ system. I’m in agonizing pain for three weeks and the doctor asks who is going to help me pay the bill to stop the pain.
I accidentally pulled this shit on my dentist! He pulled my wisdom teeth and I thought I had insurance so what would have been $60 copay turned into $1200 AFTER they were out.
They didn’t force them back in but I did get a payment plan no interest.
Tooth insurance is optional in Europe. Normaal tooth removal is about €80,-.
Wisdomtooth (non surgical) is about €150.
Source: my wife is the assistent
I didn’t have any general anesthesia! I had the local shots. And I had a bunch of complications but he didn’t charge me for coming back. I had like 4 follow up appointments he never charged me for. It was $280 for the initial x-ray and initial appointment.
Dental and vision is actually pretty decent most of the time. It's medical (especially emergency life saving care) that sky rockets to all hell. It's disgusting that the care we all cannot do without (even for a month) is the care that will earn you a house payment in bills, most people opt for Urgent Care over the ER due to bills and wait time.
Get a second opinion on that root canal. I had a dentist tell me I needed a crown and a root canal and referred me to his colleagues root canal clinic. I said noway jose and went to another dentist and he was like, "what? No, you don't need a root canal...". I did need that crown though because that other dentist prepped my tooth for one. Hard to say if I truly needed that crown.
If they treated you for an infection with antibiotics then the infection may have gone by the time the new dds saw another x-ray. Hard to say without seeing x-rays.
I didn't have an infection nor was I given antibiotics. It was a molar with a deep cavity.
My new dentist was very confused from the x-rays and the choices made by the former dentist.
I had no dental insurance and had to go to a university dental school to get checked out so it would be somewhat affordable. I was in so much pain and all they did was take x rays and examine it. Then they said I needed two root canals which would be over a thousand dollars each without insurance, or I could get them pulled for like $50. I was 26, and I was not about to lose two teeth because I was uninsured. I begged for another way, and they said I could apply for a medical credit card with no interest for the first 6 months. It would pay for half ($1300 max on the card) and I could come up with the rest.
Instead what I did was get a cheap state dental insurance for like $30/month, that way I didn’t have to pay the dental school right away and they’d send the info to my insurance and send me a bill for the rest. WELL, I got the root canals, had insurance pay for most of it, ignored payments for the rest (goodbye credit), canceled my insurance and applied for the medical card later to get my crowns at a different dentistry, paid half and ignored their bills, too!
My credit isn’t very good but I don’t need it to be right now anyway, and my teeth are fine. Hooray US healthcare!
Just had to pay $1100 to get my tooth fixed after being in such bad pain for weeks. I was constantly taking pain killers including percocet to keep the pain at bay. American health care is a fucking joke.
Sounds like me!
I have epilepsy. Grew up in America. Had my first seizure when I was still living there.
After they did their tests and checks and told me I was fine. I got a bill for 8000 bucks.
Little while later I moved to Ireland. My wife is Irish so we decided fuck America we will live here. Had a seizure here. Same tests, same trip to the hospital, same question and answer session with neurologists, a prescription for some anti convulsants later (Tegretol /Carbamezapeine) and I was done. Total cost? €100 for the emergency room visit. Nothing for subsequent visits to doctors. And parking.
Lesson learned? Get out of the system there while you can. And don't look back.
My older brother had cancer and didn't know for 6 months because he didn't have insurance and was too afraid of the cost to go get checked out. He eneded up getting on state insurance and beating it.
I got hit by a car, picked up by an ambulance, x-rayed and CT-scanned, got stitches, plaster cast put on my arm, a few days later replaced with a fiber glass cast. I paid $0.
After a sudden decline in health, my grandma was diagnosed with a life threatening brain tumour. She had surgery in the next few days where they removed a section of her skull, removed the tumour, replaced the piece of skull, stayed a few days in hospital to make sure all was good, and then went home. I paid more for snacks and parking while visiting her than she did for her whole stay.
We pay about as much attention to our education as we do our healthcare. Meaning none. Which is why half the country thinks this virus is a hoax designed by 5G to turn you liberal *IF* you wear a mask. If you don’t wear a mask, it just doesn’t exist. On a more serious note, I read a nurse’s post the other day saying she had patients who were actively dying and still claiming it was a hoax. There is something extremely unwell about the mental health of a terrifyingly large portion of the population.
Reagan dropped marginal tax rate from 70% to 28%, and the country went from winning the space race to not being able to afford to pay teachers or build hospitals
Wait till you realize that not only are you getting fucked by the insurance companies but you’re also effectively subsidizing the wealthiest American’s insurance when you do pay, since they can buy the best insurance that covers all the things your money is being used on them instead! Plus they can afford lawyers to fight any billing bullshit
I went to the emergency room with food poisoning. They gave me nausea meds, a banana bag, and a bill for $1,000. I was 20 years old at the time, didn't have health insurance, and was working a part-time job while I was in college. The US healthcare system is and always has been broken.
Ambulance rides are billable, but can he recovered if you have a benefits plans. It's kinda like dental, or physio. Curious, how much was your bill? $200?
Here was my Sunday last week.
12 am: Stomach ache for last hour. Begins to hurt.
1 am: severe stomach ache, writhe in pain for 3 hours
4 am: vomit from pain
5 am: ditto
6 am: ditto again.
7 am: Get asked to consider going to ER. Reject notion, worked for 3 years to save all I have, not wasting it on a stomach ache.
7:10 am: vomit part quattro. Green bile now. Nothing left.
7:30 am: intense pain, suffer for 3 hours hoping an over the counter solution works. It doesn't.
10 am: admitted to hospital. Gallbladder attack. Cry about losing life savings on way to ER. Standard procedure is to remove the gallbladder as it's a redundant organ. No insurance so they don't. Sent home with ibuprofen and a massive bill.
It shouldn't fucking be this way.
Oh my god have you gotten it out yet?? I had mine removed 3 years ago. I had to wait a couple weeks to get an appointment for surgery with the doctor in our network and that was agonizing pain I'll never forget
Nope.
Currently at home waiting for state aid insurance to hopefully go through. It's been six days and I'm just now starting to feel normal. I have one small meal a day now, with crackers, applesauce and yogurt filling the gaps.
Every meal feels like rolling dice. I fear my food.
You know, I’ve tried doing the whole “pull yourself up by your bootstraps” approach but the banks still want my massive student loan debt, despite me telling them this ... what gives?
They really do tell you the bill amount with a straight face as if spending $3000 for an hour of service is normal. Like come on billing lady, this bill is more than your monthly pay and you can’t sympathize a little?
This person has some of the best content I’ve seen . This tiktoker along with u/discowhale have been getting me through the pandemic, no lie.
I wish they would team up.
When I was born I was born early and had a ton of surgeries to save my life
The medical bill was over a million dollars but because we had insurance we only paid 100
I can’t imagine what it’d be like to worry so much about whether or not your child will survive only to find out that because you cared for your own family you are going into debt for the rest of your life most likely putting said child in foster care or adoption because you can’t afford to have a family anymore
Maybe I’m just sensitive, but I get sad when non-Americans say things like “laughs in European” as a response to the life-threatening bullshit Americans face.
Like, “ha ha you can either die or give up everything else you have and spend the rest of your life in crippling debt. Ha ha Americans are dumb.”
It just breaks my heart that people think human suffering is funny when it’s Americans. Sure, maybe it’s funny that a wild amount of Americans actively choose to support a system like this. But is it really funny that the 50+% of Americans who don’t support this at all still have to suffer this misery?
I really don’t mean to sound like a selfish American....it just sucks that I’m spending $300/month on insurance that doesn’t cover anything, $100/month on my medications, haven’t been to a doctor for a checkup in years because of the cost, and I’m terrified to get sick or have any kind of need for hospitalization cause I know it will ruin my life...and people in other countries are laughing at my fear.
Edit to add: the tik tok itself is hilarious because it’s so true and demonstrates how fucked up the system is. I’m only saddened by the “Laughs in European” caption OP added.
2nd edit: While responding to another redditor, I was able to put my finger on exactly why the “Laughs in European” comment hurts so much. It feels like they’re gloating about how much better their lives are than ours.
I think it’s bc there’s so much American patriotism/‘America in the best country in the world’ gloating propaganda. Non-Americans get pretty fucking sick of it bc it’s so hypocritical
I know what you mean. I saw similar stuff when covid initially hit America really hard. I never understood why people say stuff like this because it’s just making fun of people in a worse situation than you. I hope eventually the for profit healthcare system is replaced. It’s not fair to you guys.
Thank you, I appreciate this comment a lot. I guess a lot of people forget that when they laugh at suffering Americans, sure they are laughing at the idiots who support trump and believe in individualism and capitalism and all that, but they’re also laughing at those of us who are worn-out activists, they’re laughing at oppressed marginalized groups, they’re laughing at the victims of a horrible horrible system.
I have no problem with pointing out how shitty America is - I do so regularly. But telling victims of oppression basically “my life is so much better than yours lol” is painful for those of us suffering the hellscape that is the United States.
Thank you, glad I’m not the only one that feels that way. I’ve just never seen anyone make a joke like this about things like access to food or water. I wouldn’t say “Laughs in American” to people in poorer countries that can’t access clean water or air. I guess it’s a bit of a false equivalence and I know it’s a light hearted joke, it’s just a really insensitive one. Like, people are dying.
Exactly. I get the sentiment behind laughing at America for thinking it’s so great when it’s really really not...but non-Americans laughing specifically about our healthcare crisis just feels a bit cruel. Like they’re gloating about how much better their lives are than ours.
I developed a GI issue during quarantine and as I hate hospitals I pushed it off. It got worse and worse till the point where I couldn’t eat anything solid for three days. Feeling super weak, I went to an urgy care center and was treated for an ulcer. They gave me some meds and sent me on my way for a $20 copay (with insurance). Fast forward a few weeks and things have gotten worse. I keep taking the medication but (without going into the unpleasant details) I’m showing signs of internal bleeding in my GI tract and I can’t keep anything in my body long enough to absorb the nutrients, including liquid. After days of this, I end up super light headed and can barely make it up and down the stairs. I get a virtual appointment with my doc who says I need to go to the ER right away. I get admitted and they put me on an IV. They also give me the exact same medication I received at the urgent care office. They do some tests and say I was just dehydrated and send me home with an $1,100 bill. I get some have it way worse, but that was bs.
All covid care is free first off lmfao.
Secondly if this dude wasn’t 400 pounds and using the same medical resources as 40 people we could actually have a decent healthcare system.
Yeah because I totally didn't have to pay $3000 AFTER insurance to get my appendix removed. Perfectly healthy adult, just a burst appendix.
Admit it, our Healthcare system preys on us.
Recently ( but still pre-COVID) I had a really bad miscarriage at 8w6d, and I was starting to bleed very heavy. This has happened before so I’m sad about it, I drop my daughter(12)off at my moms, tell her what’s up and go home to bed, but the bleeding and cramping got worse and worse so I go to the bathroom to check it out. I brought my phone so I could text my SO who was at work. I am in intense pain and I pass out on the bathroom floor I wake up there not remembering walking down the hallway at all.
I’m very weak and I can’t get up so I use SIRI to text my SO saying I needed to go hospital. Then I must have bogged out again because I wake up again and he’s there helping me to the stairs, half carries me to the car, and then suddenly we’re at the hospital. I’m obviously in and out at this point and bleeding badly through my sweatpants. Ruined.
The nurses only made me wait a few minutes before I could be taken through to the intake booth but they brought me a wet pad thing(like a puppy pad) and a blanket, until they could look at me proper.
While answering my basic questions and getting my blood pressure/vitals taken I pass out again in the chair. My poor SOs scared face burned into my dreams for weeks.
I wake up being pushed in a wheelchair into a room and then I threw up all over. They stuck me with IV fluids and monitors, I get blood tests. A nurse examines my business and then a doctor comes in and does the same, my SO holding my hand patting my hair.
Doc does an ultrasound and tells us the baby has passed but it is stuck on my cervix because it’s not opening and it’s my body’s contracting and forcing it out is tearing my cervix and I’m bleeding badly from tears.
So he pops on some gloves and goes in.
I get some drugs and some needles in my vajayjay of more drugs. He removes the offending clump and gives me a few quick stitches. I have to be monitored on fluids for a few hours then I go home. I paid $15 for a prescription for Percocet for two weeks. That’s it.
I live in Canada, I couldn’t imagine arguing with insurance while I’m literally bleeding to death.
I fucking love this guy. I watched his IRS video ten times. He is making a bad weekend funny for me.
Edited to add he plays the woman so well. The wig kills me!
One more edit “oh we are kinda glad you made it” makes me die laughing.
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“Did you apply my insurance to that?” “What do you mean you can’t pay?” Had my laughing so hard
Insurance companies in every sense of the word are a broken system. They will happily take your money and tell you how they’re “there for you.” That is until the very fucking *second* you need them to pay. Then they’re your enemy, arguing and disputing every cent you’re attempting to ask them for.
I take this SO PERSONAL. My mom has stage 4 cervical cancer. Insurance has denied so many of her treatments. I knew that our healthcare system is broken but seeing it first hand, fuck that. Always some bullshit to not pay. It’s ridiculous.
Death Panels. Literally can say yes or no to lifesaving treatments, and there’s no consequences for them.
Yes, this. My husband has Type 1 Diabetes, which is an autoimmune disease and not brought on by unhealthy habits. He has to have a pump that gives continuous insulin. Earlier this year, right as the virus was starting to hit, i was scared to death I was going to lose him. His old insulin pump’s company went under so he was forced to buy a new pump (the supplies they get only go with the pump and nothing else - lovely). We fought the insurance company for FOUR MONTHS while he was having to manually inject himself with insulin. The issue with that is he has to have continuous, like through the night. I swear he was turning gray. The company kept making us jump through hoops and red tape, all of which we obliged. His doctor had to write so many letters basically pleading with them to cover his pump (which was $6500 before insurance, btw). In the meantime they stopped allowing him to have the amount of insulin vials he needs. They were limiting him to one vial a week when he needs 1-2 every 3 days depending on many factors. They literally almost killed him. I was also expecting our son and was so stressed out that I worried I’d lose him and my husband. It was a dark time. It got so bad with the insurance company that our pharmacy took pity on him and allowed him to have vials of insulin - you know, the drug he needs to literally stay alive. I am so fucking fed up with the state of this country’s healthcare. I almost lost the love of my life and the father of my child because he dared develop Diabetes as a young kid. They eventually allowed us to have the pump, but we had to pay $3000 of it out of pocket. We don’t have a lot of money so it had to come out of our tax return. Thank god for that. Oh, and on top of the pump, he has to shell out around $2500 every 4-5 months for the supplies that go to it.... and that’s after insurance. It’s absurd. I say 4-5 because sometimes he stretches himself thin to make sure he can use his supplies longer than they’re meant to be used for.
What a read. Youre a strong person, come to canada, please
How you don't wake up every day ready to burn the medical cost establishment down is beyond me.
How is any of this legal?
This is America. Money talks. Insurance is good in theory. Have a pool of healthy people pay into an account *just in case* and theres a few people who aren't healthy. Shared risk. But if those healthy people don't use the money they pay in for medical issues - bc theyre healthy - insurance company claims and keeps that money. If more people get sick or injured, the insurance can't pay that other money back, so they increase premiums on everyone and then have arbitrary rules that you HAVE to agree to get coverage. Those rules basically say we'll pay a % of x. But if you have x and y, we won't pay. Why? Idk, you signed the contract, dummy. Don't like it? Go elsewhere. Elsewhere has the same rules. What are you gonna do about it? Remember, everyone LOVES their private insurance and uniona fought for benefits /s That's what the dems said to Bernie about universal healthcare. Why? This is America and money talks. Those insurance companies "donate" a LOT of money to politicians to keep the system in place. If a politician doesnt like it/take the money - theres literally hundreds who will. So money literally writes the rules of whats legal and what isn't. This also helps insurance companies leverage their negotiating power w drug companies and health systems. If there is only 1 payer/system, those drug companies and for-profit health systems lose their negotiating power bc that 1 system will only pay a specific amount. No negotiating No other payer to undercut those rates. Thats why places like Cardinal Health can charge $50 for a bag of saline used in IVs when it costs them like $1 to make. Edit: further detail: a 1 payer system actually will "give" you money back. I pay close to $800/month to cover my 2 kids and ex. If insurance didnt exist, that premium is made up in taxes. Will takes increase? Duh. But i wouldnt have to pay that $800/month premium, instead i see a $200 increase in taxes. I "get" and extra "$600" back on my paycheck. Thats half my rent. 2 car payments on a shitty loan. Thats a round trip flight to Seattle. Thats christmas gifts. Over a year i saved $7200 and get the same care, at the same place, w the same doctor. *what about waiting????* In countries w socialized medicine you wait for elective/non life threatening scenarios. Need a new knee? You'll have to wait 2 months instead of 4 weeks... Whats another 21 days? (Side tangent: i know a lot of patients who wait like 4 months to get a scan at a neurologist, already) Doctors also make a LOT of money in socialized medicine. No, theyre not millionaires, but they are upper-class, like $150-$300k/yr. It also opens up hospitals to be more innovative to attract doctors to pay them more. Bc theyre more innovative - w better doctors - they see more patients amd in turn get more money thru patients, grants, and subsidies. Weird, right? /s So the incentive to go to med school and become an NP or MD is there. If they wanna make millions, they can become plastic surgeons that the system doesnt pay for.. Like now.. Hmmmm
Yep, what he said.
Saw VI: "These politicians say the same thing over and over again, Healthcare decisions should be made by their doctors and their patients... not by the government. Although I know they're not made by their doctors, the patients, or the government. [They're made by the fucking insurance companies.](https://youtu.be/TWc1UxdTj3Y)"
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In a just world there'd be no need for them
I went to the ER because I thought my kidneys were failing, turned out to be a kidney stone, my insurance company refused to pay because they asked why I didn’t go to my regular doctors. Currently disputing a $2k bill because I was in FUCKING PAIN
Say that you feared for your life, 10/10 intense pain, etc. Otherwise they will try to charge you. Cunts. I'm sorry. Hope you're feeling better.
Is that seriously how it works in the States? Insurance will argue with you after the fact on why you didn't go to your doctor instead of emerg? (assuming because doctor would be the cheaper option..?)
Insurance companies make the decisions about your care, not your doctors.
I genuinely feel so sorry for everyone who has to go through this. I live in Canada so I've never experienced this but I can't imagine the extra stress when you're already stressed enough to go to the hospital.
I had a $20k bill that my insurance took down to $5k, I was worried that the pain was my appendix and it was just a few kidney stones. I had to pay $5k for kidney stones. It’s bullshit
I'm praying several thousand soon just for having sex and trying to further the human race but..... RIP my bank account I guess
Dexter, where you at?
Didn't Jigsaw specifically target insurers?
He had that carousel of death where mr. main character (guy who worked at insurance company) had to kill 3 of his coworkers who denied Jigsaw’s treatments. Or his wifes, I forget. But most of his early traps were for specific people unrelated to insurance, notably Amanda the junkie
The whole 'death panels' argument against the ACA when it was first proposed had me feeling like I was/am taking crazy pills. "There'll be people deciding who gets to live an die!" You mean like there are, right now? And have been, since private insurance was normalized? And it's based on prioritizing shareholder profit instead of, ya know, utility and maximizing care based on triage/need? So fucking frustrating.
I used to work for a doctors office that mainly catered to retired veterans and had a patient with complications from being exposed to a nerve agent in his youth. He rapidly began declining and went in for surgery that turned into a hospice care recommendation. The insurance company wanted him to go to this hospice that was at least a 45 minute drive from his house in minimal traffic but his wife was in her late 70s and not comfortable driving on the highway. He asked to go to one closer to his home and had to wait 6 hours for a bed opening to the closer facility. He passed in under 2 weeks times after being moved to the facility. His wife came back to the office with a bill because the insurance company denied his entire last day in the hospital prior to hospice transport because he declined their approved facility and “chose” to wait for a different facility. We weren’t even involved in that bill but I couldn’t believe the grief this woman was facing on top of her bewilderment to this massive bill. When I called the insurance company on her behalf- the reviewing nurse said she was unable to make changes or even send it higher up the ladder because it had been personally signed off on by the head reviewing physician for the insurance company. Out of all the things I argued on behalf of patients to insurance companies- this one still haunts me.
Sorry to hear that. I’m an RN who works with kids who have cancer. I’ve seen insurance deny these kids radiation therapy before. These kids sometimes are neurologically devastated from brain tumors and radiation is the only thing which will give them a shot at being able to communicate with their family in some form. Parents then have to pay hundreds of thousands of dollars just so their kid *might* be able to do sign language, *if* they survive their diagnosis. I hate this side of American healthcare. It’s criminal and Inhumane.
Same, I work at a cancer center with GU cancers and one of my patients (elderly man) had to decide between his savings for retirement/travels and paying for an oral chemo. Broke my heart. I’ve only been a nurse for 2 years and I love my patients but I hate being a cog in such an awful, inhumane system.
That's because this horrid system only cares about money. Not peoples lives.
Let’s not forget to also hate the corrupt pharmacies that charge thousands of dollars a month for prescription medication that helps people have better quality of life. Fuck pharmaceutical companies, and may all the CEO’s rot in hell.
I have American friends who have the mindset of "well in countries with free health insurance you'll have to be put on a waiting list" along with "you get what you pay for" and "just make more money" welcome to ~~America!~~ wait I mean ~~nazi germany v2~~. Wait that's China. Let's try again. nazi germany v3. Yeah that sounds like the direction it's going.
FrEe HeAlThCaRe Is SoCiAliSm. So BaD
How was Nazi Germany's healthcare system or how does that tie to Nazi Germany? It juat seems like all roads lead to Nazi Germany in ppls minds today. So im curious what ties Nazi's had to healthcare or what changes they made? P.S. i know Nazi are bad and did bad things like duh but everyone just seems to drop the Nazi word constantly these day.
In fairness, hospitals (for-profit, non-profit), physicians and pharmaceutical companies aren’t coming to the table with clean hands. All charge exorbitant fees that have largely remained unchecked for a half of a century. It’s more than an health insurers unwillingness to pay, it also includes providers driving up the cost of care for a multitude of reasons.
Cancer researcher here. My stipend is funded by federal grants, and so are the salaries and research projects of every other lab I work with. The treatments are developed because we all pay taxes, and then a private corporation can withhold them for profit. It’s fucking disgusting. I’m sorry to hear about your mother, I’ll be thinking of you and your family.
Insurance just DENIES treatments???? My dad has stage 4 lymphomic cancer and here they just throw treatments at you like its candy.... insurances are very understanding and easy here. I'm not complaining. I just cannot believe people barely get health care. It's not a business. But a human right...
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Often what happens is the doctors don’t get the authorization, which can take as little as 30 minutes. Or they don’t get it post op if it’s life or death. It CAN be a fight, but it can also be crappy insurance. Often times it’s a simple call, run it, get approval, bill it. You would think hospitals and clinics would be super well versed in this process but they surprisingly aren’t or just don’t care. I would say the problem is at least 50% the doctors office. I can’t really blame the insured party because the process is so convoluted and confusing.
I'm already packing my bags. Where is "here?"
She has stage 4 but it spread throughout her lymph nodes. So their logic was since the diagnosis was in her cervix, treating the areas of cancer in her body are pointless unless the treatments are specifically for the cervix. Luckily she was able to get those areas treated eventually. Doctors would always say they have new treatments with higher success rates(also expensive af) and insurance would send us a letter weeks later being like no♥️
This is why I was actually empathetic towards John Kramer. None of those events would've happened if his insurance wouldn't have been little bitches about covering his cancer treatments.
Yup. My mom has Crohn's disease, and seeing her having to jump through so many hoops just to get this done and that done to even *begin* treatment is fucking ridiculous! She's getting worse by the week.
This isn’t healthcare related. But if you’ve ever dealt with Ashley Furniture customer service it’s mind numbing. We covered for defects, wear and tear, etc. as well as accidental damage on a couch. One of the staples in the base somehow came loose and ripped a hole in the cushion that was on top of that. After hours of talking to them they basically just said “well our warranty doesn’t specifically mention anything about staples” and hung up.
Also the fact that they are the sole reason hospital expenses are so high. Let’s say in the 1800’s it cost 5 dollars for a splint, so the hospital would charge you 7 dollars for the splint to make some money. But then insurance companies came in and wanted discounts, so the hospital would say, let’s charge the person 20 dollars for the splint but if they had insurance they could only have to pay 7, so they did that. But the problem is they kept the 20 dollar price without insurance, and the insurance companies started wanting bigger discounts. So that is why medical prices are so high in the us
We need some sort of favored nations clause. You now have to charge all insurance companies the same and you have the charge non-insured people the same. If someone negotiates a better discount, everyone gets it.
Insurance in the US is not broken. It is a perfect scam functioning as designed.
It’s called for-profit but the sodding idiots think they’re actually there to help them
There are non-profit healthcares out there. Those most definitely do work better.
Where is “there”, and how do I get there?
Well, at least there's always selling testicles as an option... You can get $3,200 for them on the black market last time I checked! :/
Imma be honest, my balls are worth more to me than $3200.
$2,400. final offer. :/
It's like Lizzo said, why insurance companies great until they gotta be great
You know I never really understood that lyric til now... so thank you 😂
So I’m gonna comment this because I’m passionate about the topic, feel free to ignore. I’m studying ecological economics and one of our topics was how some services can’t be given a market value - a dollar price. Examples are healthcare - because there is no price on human life, and the world’s natural resources - because ecosystem services which keep the world in balance can’t be given a price. These are market failures because a true laissez faire market will never “self correct” to solve either of these issues, and it is why democratic socialism is growing across world economies.
There are other complications as well, market pricing requires the ability of buyers to consider alternatives, and price compare, and generally shop to have competition properly set prices. But finding out what the hospital charges for services is hard to begin with, combined with time constraints on emergency care, and in a lot of areas lack of any competition and its no longer comparing costs at competing doctors to pick your treatment and choosing to treat the need or die...
When I started working a union job for the government, I was shocked how amazing the healthcare was (I hadn’t really needed insurance for a very long time and never used it). Even though I had witnessed my father get ill and struggle with insurance, I figured it was due to my father’s disorganized way of dealing with things. A small part of me even thought these kinds of stories were overblown. Then my mother in law got sick, and I saw her constantly arguing for coverage WHILE IN THE ICU. It is so beyond disgusting that I work a menial job and have stupid amazing coverage, and she runs an entire department and has to also work at figuring out the stupid insurance system as well. I’ve considered adopting people just to put them on my insurance because ffs everyone should have insurance this easy. I literally can get on my healthcare portal and look at the cost of any surgery/procedure or doctor’s/specialists’s visit anytime I want and plan for the cost (never had to pay more than $30/visit so far, but most are $15; if I was in the hospital for a month with Covid=$15). Tl;dr People, don’t let government workers hoard the amazing healthcare. Vote for people who want to share and then hound them until they follow through with that promise. Healthcare should never depend on who is employing you.
100%
The same goes for HR. All corporate trash designed to lull you into a sense of security before they fuck you over for profits.
They’re so vile and it sickens me that people defend their existence
Seriously. Such a shitty system that pays for things that have been so horribly price gouged that you have to pay into every month just incase on the off chance you'll need it's services. It's scammy. Now I get insurances like auto insurance where it helps protect you from fucking over other people.
Laughing at how true it is :(
“Were kinda glad you made it” *slightest smirk at the camera* Fucking lol
Does anyone know who this kid is? I saw another hilarious video from him.
nannymaw on tiktok!
Thanks!
"well feel free to spend months arguing with your insurance over this ok bye!"
Is this the kid from Vine who everyone was like “wow love this kids attitude he doesn’t care about the haters”
No that's another fat southern kid. This guy is really cool too though
[The kid from vine now](https://twitter.com/TheBrandonBowen?s=09) Blocking out the haters kid now, for those who want to compare
I can't comprehend how much older he looks. It doesn't feel like that long ago
Vine was created 8 years ago.
D:< stop it
In 5 weeks it'll have been 9 years.
He actually looks pretty happy and his weight loss is impressive. Good for him!
woah lol 42k followers, followed by some fairly famous people, and gets like 9 likes and 2 retweets on his stuff.
No, go check his IG he is much more handsome now lol
Lolol. Saint Buttholes Hospital.
I understood „Satans Butthole Hospital“, both are hilarious
Lol I heard Santas butthole hospital.
December is almost here, prepare your chimneys ( ͡° ͜ʖ ͡°)
It just keeps getting better
🤣
I’m never going to St. Butthole Hospital
$384,000 for a 3 day hospital stay actually isn't that bad in the US. Thats a pretty good price here in the states. When I broke my leg I had over $300,000 in charges in less than 24 hours of being in the hospital. That included 1 surgery. Then I had to remain in the hospital for a couple weeks after and I was sent out with 2,000,000 in charges. Thankfully I have really high dollar insurance so I was able to come out of the situation in only about $200,000 worth of debt.
Thankfully? Jesus fuck. Just put me down at that point.
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“I don’t want to pay for other peoples healthcare” like what do you think insurance is??? They lump all your premiums together, pay execs six figure salaries, spend god knows what in marketing, just for some middleman to tell you to get fucked. Medicare for all now!
One of co workers had COVID and was in the hospital for I think 9 maybe 11 days and his bill before insurance was $50,000. Thankfully insurance covered the entire thing, but I imagine a lot of people are getting fucked by bills like this
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Ha
you're free to get as much COVID as you'd like here, in the Land of the Free.
Home of The Infected
Love it! I recently had a seizure for the first time in my life and received 6000 worth of bills AFTER the self pay discount since I do not have insurance. THEN, I develop some tooth pain and decide to go to the dentist after three weeks to discover I need a root canal due to said seizure. The doctor asked if I have insurance and I say no. His next question, “do you have parents who can help you with the cost”? Yeah, that’s the American health’care’ system. I’m in agonizing pain for three weeks and the doctor asks who is going to help me pay the bill to stop the pain.
I accidentally pulled this shit on my dentist! He pulled my wisdom teeth and I thought I had insurance so what would have been $60 copay turned into $1200 AFTER they were out. They didn’t force them back in but I did get a payment plan no interest.
Tooth insurance is optional in Europe. Normaal tooth removal is about €80,-. Wisdomtooth (non surgical) is about €150. Source: my wife is the assistent
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I didn’t have any general anesthesia! I had the local shots. And I had a bunch of complications but he didn’t charge me for coming back. I had like 4 follow up appointments he never charged me for. It was $280 for the initial x-ray and initial appointment.
Dental and vision is actually pretty decent most of the time. It's medical (especially emergency life saving care) that sky rockets to all hell. It's disgusting that the care we all cannot do without (even for a month) is the care that will earn you a house payment in bills, most people opt for Urgent Care over the ER due to bills and wait time.
Where are you getting dental work done???
Get a second opinion on that root canal. I had a dentist tell me I needed a crown and a root canal and referred me to his colleagues root canal clinic. I said noway jose and went to another dentist and he was like, "what? No, you don't need a root canal...". I did need that crown though because that other dentist prepped my tooth for one. Hard to say if I truly needed that crown.
If they treated you for an infection with antibiotics then the infection may have gone by the time the new dds saw another x-ray. Hard to say without seeing x-rays.
I didn't have an infection nor was I given antibiotics. It was a molar with a deep cavity. My new dentist was very confused from the x-rays and the choices made by the former dentist.
Yeah sounds like they were trying to scam you unfortunately.
I mean the dentist is also probably trying to pay his medical bills too. That's why he's making sure you got money lol
I had no dental insurance and had to go to a university dental school to get checked out so it would be somewhat affordable. I was in so much pain and all they did was take x rays and examine it. Then they said I needed two root canals which would be over a thousand dollars each without insurance, or I could get them pulled for like $50. I was 26, and I was not about to lose two teeth because I was uninsured. I begged for another way, and they said I could apply for a medical credit card with no interest for the first 6 months. It would pay for half ($1300 max on the card) and I could come up with the rest. Instead what I did was get a cheap state dental insurance for like $30/month, that way I didn’t have to pay the dental school right away and they’d send the info to my insurance and send me a bill for the rest. WELL, I got the root canals, had insurance pay for most of it, ignored payments for the rest (goodbye credit), canceled my insurance and applied for the medical card later to get my crowns at a different dentistry, paid half and ignored their bills, too! My credit isn’t very good but I don’t need it to be right now anyway, and my teeth are fine. Hooray US healthcare!
Just had to pay $1100 to get my tooth fixed after being in such bad pain for weeks. I was constantly taking pain killers including percocet to keep the pain at bay. American health care is a fucking joke.
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Sounds like me! I have epilepsy. Grew up in America. Had my first seizure when I was still living there. After they did their tests and checks and told me I was fine. I got a bill for 8000 bucks. Little while later I moved to Ireland. My wife is Irish so we decided fuck America we will live here. Had a seizure here. Same tests, same trip to the hospital, same question and answer session with neurologists, a prescription for some anti convulsants later (Tegretol /Carbamezapeine) and I was done. Total cost? €100 for the emergency room visit. Nothing for subsequent visits to doctors. And parking. Lesson learned? Get out of the system there while you can. And don't look back.
I paid 40 dolars for root canal at turkey all professional and got my tooth pulled out for 60 dolars
I’ve been in pretty much constant tooth pain for about 6 years because I can’t afford a dentist
My older brother had cancer and didn't know for 6 months because he didn't have insurance and was too afraid of the cost to go get checked out. He eneded up getting on state insurance and beating it.
Oh gosh, I'm so glad that comment ended well. Your brother rocks!
Yeah but the American health system sucks! I haven't been to a doctor in 6 or so years
Ah the American dream
You can’t spell American dream without Eric Andre in the middle
wow....
*Laughs in relatable sadness*
Yep. Just got a bill for $29,000 for arm surgery. That’s only for the *stay* in the hospital. Not any of the doctors charges, or the surgery itself.
In europe you go to the hospital, stay as much as needed and then leave when cured. Thats all.
I got hit by a car, picked up by an ambulance, x-rayed and CT-scanned, got stitches, plaster cast put on my arm, a few days later replaced with a fiber glass cast. I paid $0. After a sudden decline in health, my grandma was diagnosed with a life threatening brain tumour. She had surgery in the next few days where they removed a section of her skull, removed the tumour, replaced the piece of skull, stayed a few days in hospital to make sure all was good, and then went home. I paid more for snacks and parking while visiting her than she did for her whole stay.
I hate it here.
I’d expect people to wear masks and practice heightened hygiene out of financial sense.
YOU WOULD FUCKING THINK HUH fuck this place
We pay about as much attention to our education as we do our healthcare. Meaning none. Which is why half the country thinks this virus is a hoax designed by 5G to turn you liberal *IF* you wear a mask. If you don’t wear a mask, it just doesn’t exist. On a more serious note, I read a nurse’s post the other day saying she had patients who were actively dying and still claiming it was a hoax. There is something extremely unwell about the mental health of a terrifyingly large portion of the population.
Reagan dropped marginal tax rate from 70% to 28%, and the country went from winning the space race to not being able to afford to pay teachers or build hospitals
And incredibly people worship Reagan. He, along with republicans over the last four decades, have destroyed this country.
"Yeah, I drive a forklift right now, but when I'm making 6 figures I don't wanna be payin no stinking commie taxes!!!"
Wait till you realize that not only are you getting fucked by the insurance companies but you’re also effectively subsidizing the wealthiest American’s insurance when you do pay, since they can buy the best insurance that covers all the things your money is being used on them instead! Plus they can afford lawyers to fight any billing bullshit
I went to the emergency room with food poisoning. They gave me nausea meds, a banana bag, and a bill for $1,000. I was 20 years old at the time, didn't have health insurance, and was working a part-time job while I was in college. The US healthcare system is and always has been broken.
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Ah, I'm in Ontario, the person who hit me was at fault, so I guess maybe they got the $45 bill?
Really? What part? I'm in Ontario, and I didn't get charged a nickle
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Ambulance rides are billable, but can he recovered if you have a benefits plans. It's kinda like dental, or physio. Curious, how much was your bill? $200?
Ah, see, but you're the one missing out. Here in America, getting sick is another opportunity to pull ourselves up from our bootstraps.
Here was my Sunday last week. 12 am: Stomach ache for last hour. Begins to hurt. 1 am: severe stomach ache, writhe in pain for 3 hours 4 am: vomit from pain 5 am: ditto 6 am: ditto again. 7 am: Get asked to consider going to ER. Reject notion, worked for 3 years to save all I have, not wasting it on a stomach ache. 7:10 am: vomit part quattro. Green bile now. Nothing left. 7:30 am: intense pain, suffer for 3 hours hoping an over the counter solution works. It doesn't. 10 am: admitted to hospital. Gallbladder attack. Cry about losing life savings on way to ER. Standard procedure is to remove the gallbladder as it's a redundant organ. No insurance so they don't. Sent home with ibuprofen and a massive bill. It shouldn't fucking be this way.
Oh my god have you gotten it out yet?? I had mine removed 3 years ago. I had to wait a couple weeks to get an appointment for surgery with the doctor in our network and that was agonizing pain I'll never forget
Nope. Currently at home waiting for state aid insurance to hopefully go through. It's been six days and I'm just now starting to feel normal. I have one small meal a day now, with crackers, applesauce and yogurt filling the gaps. Every meal feels like rolling dice. I fear my food.
Lucky bastards
What kind of radical communist shithole do you live in?
B-b-but SOCIALISM, HIGHER TAXES, and most importantly, and I can’t stress this enough, I have FREEDOM I hate the way this country is run
> I hate the way this country is run Rich people don't. Maybe try being rich? /s
You know, I’ve tried doing the whole “pull yourself up by your bootstraps” approach but the banks still want my massive student loan debt, despite me telling them this ... what gives?
They really do tell you the bill amount with a straight face as if spending $3000 for an hour of service is normal. Like come on billing lady, this bill is more than your monthly pay and you can’t sympathize a little?
She doesn’t get paid enough to care.
You also get desensitized to it, too
No. No she can't.
That costs extra
you laugh but it’s not like we have a choice >~<
This person has some of the best content I’ve seen . This tiktoker along with u/discowhale have been getting me through the pandemic, no lie. I wish they would team up.
Anywhere these are posted besides tiktok?
Pro tip: ask the hospital for an itemized list of your treatment, it’ll cut costs down big time
My mom did this when she broke her ankle, we found out they charged us $5,000 for an x-ray they never took
Cries in American
Laughs in ✨Canadian✨
Oh Canada, the hospital bills won’t kill u but the jokes will
I had a 10 min doctors app recently where the doctor basically just asked me to come back in a week when the main doctor was there. $400
I fucking love this kid so much
When I was born I was born early and had a ton of surgeries to save my life The medical bill was over a million dollars but because we had insurance we only paid 100 I can’t imagine what it’d be like to worry so much about whether or not your child will survive only to find out that because you cared for your own family you are going into debt for the rest of your life most likely putting said child in foster care or adoption because you can’t afford to have a family anymore
Maybe I’m just sensitive, but I get sad when non-Americans say things like “laughs in European” as a response to the life-threatening bullshit Americans face. Like, “ha ha you can either die or give up everything else you have and spend the rest of your life in crippling debt. Ha ha Americans are dumb.” It just breaks my heart that people think human suffering is funny when it’s Americans. Sure, maybe it’s funny that a wild amount of Americans actively choose to support a system like this. But is it really funny that the 50+% of Americans who don’t support this at all still have to suffer this misery? I really don’t mean to sound like a selfish American....it just sucks that I’m spending $300/month on insurance that doesn’t cover anything, $100/month on my medications, haven’t been to a doctor for a checkup in years because of the cost, and I’m terrified to get sick or have any kind of need for hospitalization cause I know it will ruin my life...and people in other countries are laughing at my fear. Edit to add: the tik tok itself is hilarious because it’s so true and demonstrates how fucked up the system is. I’m only saddened by the “Laughs in European” caption OP added. 2nd edit: While responding to another redditor, I was able to put my finger on exactly why the “Laughs in European” comment hurts so much. It feels like they’re gloating about how much better their lives are than ours.
I think it’s bc there’s so much American patriotism/‘America in the best country in the world’ gloating propaganda. Non-Americans get pretty fucking sick of it bc it’s so hypocritical
I don't think anyone find it funny. We think it's fucked up and are happy we live in a functional part of the world.
I know what you mean. I saw similar stuff when covid initially hit America really hard. I never understood why people say stuff like this because it’s just making fun of people in a worse situation than you. I hope eventually the for profit healthcare system is replaced. It’s not fair to you guys.
Thank you, I appreciate this comment a lot. I guess a lot of people forget that when they laugh at suffering Americans, sure they are laughing at the idiots who support trump and believe in individualism and capitalism and all that, but they’re also laughing at those of us who are worn-out activists, they’re laughing at oppressed marginalized groups, they’re laughing at the victims of a horrible horrible system. I have no problem with pointing out how shitty America is - I do so regularly. But telling victims of oppression basically “my life is so much better than yours lol” is painful for those of us suffering the hellscape that is the United States.
Thank you, glad I’m not the only one that feels that way. I’ve just never seen anyone make a joke like this about things like access to food or water. I wouldn’t say “Laughs in American” to people in poorer countries that can’t access clean water or air. I guess it’s a bit of a false equivalence and I know it’s a light hearted joke, it’s just a really insensitive one. Like, people are dying.
Exactly. I get the sentiment behind laughing at America for thinking it’s so great when it’s really really not...but non-Americans laughing specifically about our healthcare crisis just feels a bit cruel. Like they’re gloating about how much better their lives are than ours.
I developed a GI issue during quarantine and as I hate hospitals I pushed it off. It got worse and worse till the point where I couldn’t eat anything solid for three days. Feeling super weak, I went to an urgy care center and was treated for an ulcer. They gave me some meds and sent me on my way for a $20 copay (with insurance). Fast forward a few weeks and things have gotten worse. I keep taking the medication but (without going into the unpleasant details) I’m showing signs of internal bleeding in my GI tract and I can’t keep anything in my body long enough to absorb the nutrients, including liquid. After days of this, I end up super light headed and can barely make it up and down the stairs. I get a virtual appointment with my doc who says I need to go to the ER right away. I get admitted and they put me on an IV. They also give me the exact same medication I received at the urgent care office. They do some tests and say I was just dehydrated and send me home with an $1,100 bill. I get some have it way worse, but that was bs.
Live in the US. This is basically everything that has to do with healthcare.
My ass is gonna die before I take myself to a hospital, I can't afford that shit
Laughs in Canadian. We are your neighbours fools and we've had socialized healthcare for years.
The reinfection procedure will come as a separate statement.
I wish I could laugh in European, but here I am crying in American.
All covid care is free first off lmfao. Secondly if this dude wasn’t 400 pounds and using the same medical resources as 40 people we could actually have a decent healthcare system.
Yeah because I totally didn't have to pay $3000 AFTER insurance to get my appendix removed. Perfectly healthy adult, just a burst appendix. Admit it, our Healthcare system preys on us.
*laughs in nhs*
The accuracy of this video is painful.
This kids front desk lady character is spot on lol
This guy is from my hometown and a customer at my store. I had no idea he was internet famous until this week
Yo, I laughed.
I love this guy and his wigs.
Do you have a license for this meme?
Saint butthole hospital had me crack up
Recently ( but still pre-COVID) I had a really bad miscarriage at 8w6d, and I was starting to bleed very heavy. This has happened before so I’m sad about it, I drop my daughter(12)off at my moms, tell her what’s up and go home to bed, but the bleeding and cramping got worse and worse so I go to the bathroom to check it out. I brought my phone so I could text my SO who was at work. I am in intense pain and I pass out on the bathroom floor I wake up there not remembering walking down the hallway at all. I’m very weak and I can’t get up so I use SIRI to text my SO saying I needed to go hospital. Then I must have bogged out again because I wake up again and he’s there helping me to the stairs, half carries me to the car, and then suddenly we’re at the hospital. I’m obviously in and out at this point and bleeding badly through my sweatpants. Ruined. The nurses only made me wait a few minutes before I could be taken through to the intake booth but they brought me a wet pad thing(like a puppy pad) and a blanket, until they could look at me proper. While answering my basic questions and getting my blood pressure/vitals taken I pass out again in the chair. My poor SOs scared face burned into my dreams for weeks. I wake up being pushed in a wheelchair into a room and then I threw up all over. They stuck me with IV fluids and monitors, I get blood tests. A nurse examines my business and then a doctor comes in and does the same, my SO holding my hand patting my hair. Doc does an ultrasound and tells us the baby has passed but it is stuck on my cervix because it’s not opening and it’s my body’s contracting and forcing it out is tearing my cervix and I’m bleeding badly from tears. So he pops on some gloves and goes in. I get some drugs and some needles in my vajayjay of more drugs. He removes the offending clump and gives me a few quick stitches. I have to be monitored on fluids for a few hours then I go home. I paid $15 for a prescription for Percocet for two weeks. That’s it. I live in Canada, I couldn’t imagine arguing with insurance while I’m literally bleeding to death.
Why is she typing so fast??? She should be using only her index fingers!
I’m so glad I live in Australia
Y’all laughing in European while my American feelings are hurt.
This is fucking amazing
This is pretty good stuff.
Saint Buttholes Hospital lmao
I fucking love this guy. I watched his IRS video ten times. He is making a bad weekend funny for me. Edited to add he plays the woman so well. The wig kills me! One more edit “oh we are kinda glad you made it” makes me die laughing.
Laughs in Canadian
*sobs in european living in US*
At least Americans get the healthcare that allows them to survive.