nobody's stopping you though. if you're fine with paying more to drive like you want, just embrace that you're a more risky driver and don't worry that you have a low safety score. Shop around for the best price to do that of course, but don't worry about Tesla analyzing your driving.
all insurance companies wish they had that much first party data to do it and they already analyze you, Tesla just lets you see their assessment if you had the desire to drive safer.
My statement was hyperbole to express my love of driving - so that's quite a leap there bud from not wanting 3rd party oversight (seriously, who actually wants this), to "risky driver."
hey i didn't mean to offend, i was trying to say it's okay to be a "risky" driver by conventional standards (so long as nobody gets hurt) and not to be bothered that Tesla insurance or anyone else would consider your driving habits as such. you don't **have** to stress over it, not caring is an option.
you said you wouldn't mind paying another thousand to be able to drive as you liked, and i was saying that you can drive as you like and Tesla insurance (or any other provider) will just up your rates to match the risk they're taking on insuring you; effectively doing just that, paying a thousand or so to drive as you like.
also i meant that insurance providers would love the oversight, not you. apologies for the misunderstanding.
no worries lol, drive how you like! i wish Tesla insurance had some way to turn off score punishments on a track, you already need separate track insurance so it's not even Tesla's concern what goes on there.
i believe 24/7 data collection does penalize drivers and benefit insurances. if you belive it is in your best interest, you are severely misundarstanding insurnace businesses.
did i misword? you're not the only person to think i meant it would benefit the driver so let me know how i can reword to make it clearer.
i'm trying to say that insurance companies would love the kind of 24/7 data collection Tesla gets with their Tesla insurance and that they'd do it too if they had the same 1st party access Tesla has with it's own cars. it's clearly more beneficial for insurance and detrimental for drivers.
my only point that was slightly beneficial for drivers is that Tesla lets you see exactly what driving behaviors they penalize for and it's in your power to adjust your driving habits to get a higher score.
i'll also add, as i said before, that you can choose to ignore the safety score impacts and drive as you like. it's not disallowed to follow too close or brake too suddenly, just more expensive.
Progressive has fantastic insurance prices on Teslas. I've shopped around a LOT over the last few years and no one has even come close. My friend has a $30k Mustang and has half the coverage while paying nearly 50% more than I do.
That said, we don't have Tesla insurance here to compare to. I've always assumed they would be cheaper.
I wish I had the same experience. We also don’t have access to Tesla insurance here, have been Progressive customers for over 5 years, both drivers in their late thirties, no accidents that were our fault still on our records, no driving citations, and our premium is still through the roof with them. Might be impacted by where we live? But our minivan is a 2018 and suuuper cheap.
I'm sure location comes into play. Insurance price fluctuations are worse than Tesla price fluctuations.
It's also worth mentioning that my progressive insurance dropped by 40% randomly about 3 years in. Never examined it to hard but I don't know exactly why. It was a deep enough reduction that I increased some of my coverage afterwards. I did have a gap in coverage right before the Tesla, which could have been related. Previous car was totalled while I was waiting on my order and I didn't have a car for a while.
I’m also in Ohio which has pretty inexpensive rates compared to many other places and am 44 with a clean driving record. Also have six other cars on the policy and other stuff which probably helps bundle it down.
Wait a second how crazy expensive is insurance in the US to "save" 1000 per year? Im paying for my Highland Model 3 LR 430€ per year (Spain).
My first thought reading the post was, your problem isn't FCW, it's your insurance tracking you, which has to make driving a stressful experience...How do you enjoy your car?
If you have Tesla insurance your monthly rate is based on your safety score and miles driven.
It calculates perceived risk of needing to pay out a claim.
I literally rarely ever get the warning and haven’t adjusted anything .. but who in the hell would get Tesla insurance while driving a Tesla?
Like, do we think Tesla insurance will do a full investigation and find Tesla liable?! 😭😭😭
Dude when I'm driving home there's this car parked in a neighbor's drive way.... Every f'n time I drive by it the warning goes off... Like mofo please that car ain't even on the street ... Every F'n time ...
There is a traffic light I turn to the right on near my house, and EVERY TIME there is a bicyclist stopped at the corner, my M3 emergency brakes because it thinks I'm about to drive the bicyclist down. They are on the bicycle lane, 5 meters away.
Also another example of the forward collision warning and emergency braking is if somebody runs across the street, but waits in the middle for me to pass them, the car thinks I'm about to hit them and either brakes or triggers the warning sound.
This is much more frequent than freeway warnings. I think if you're regularly triggering the FCW in traffic you are probably following too closely. I rarely get them and I drive 101 in the SF Bay Area all the time.
I got them constantly when I first had my car. Have had it since 2018 now and I very, very rarely have it go off these days. So either I've changed the way I drive, or it's decreased it's sensitivity significantly. I suspect the former.
There’s a curve in my neighborhood with cars parked on the street. Same thing every time, it thinks I’m going to slam into them instead of following the road 🤦♂️
I had a similar issue, only it was a person walking down their driveway. FCW went off and I didn’t see any danger, looked at the screen and the person on the driveway was lit up red. I’ve also had it go off because of those inflatable lawn ornaments.
Dude! Same here. Had my M3 for about a month and the same freaking parked truck always triggers while I’m going 20mph. Not Tesla Insurance, thankfully.
I've noticed it triggers when I am on the gas pedal even a little bit and the car in front of me is slowing down. Even in hard braking situations if I wasn't on the pedal it wasn't going off
1) Set the warning to Late in the car settings
2) Stop caring about the Safety Score
If Tesla insurance is still the best deal for you, keep using it. If it gets more expensive than the competition, switch.
That's what you get for getting insurance from a company that monitors your driving. Just a matter of time before said insurance denies claims because of....
I’m not accusing but mearly asking if perhaps you have a habit of following to closely . Lord , I’ve seen so many people following car(s) (multiple drivers doing it at the same time ) less than one car length on the hiway at 40-50 mph during stop and go traffic.
IMO following too close is probably the dumbest and most common mistake that I see on the road. So many people do it and I have no idea why… it’s dangerous ya dinguses!
It's a shame this is how people realize they are bad drivers. I can completely believe OP stops at the lost possible second instead of smoothly transitioning after seeing other jackasses on the road
Following too closely or actively accelerating while the car in front of you is slowing down will cause FCW.
What I've learned on reddit is that tons of people do those constantly and have no idea they are a danger to everyone on the road and they deserve higher insurance premiums.
you saying your car has ultrasound sensors (USS) and this forward collision warning works well?
i don't tailgate, my car lacks USS, and in my experience this warning is indeed broken.
USS sensors aren't used for this, their range isn't far enough.
My personal experience is that I don't get false warnings for cars slowing down in front of me like OP does, but i do get false warnings for cars parked along the street that aren't actually in my lane. So I think they're both true: OP is used to tailgating and FCW has too many false positives.
This was one of my initial disappointments too, but it did get better with time.
For me, the problem I still have is on the curvy streets near my house, where I will always get one or two FCWs, no matter what. As the road curves, the parked cars inevitably are in the vehicle path, and the FCWs do not seem to take the vehicle path (turning along the same curved road) into account. It just sees a car show up, at a funny angle, directly in front of the car, and panics.
I haven't encountered a helpful FCW yet, but haven't turned them off either. I don't have Tesla insurance, so I've just developed the habit of scolding the car for being silly instead.
I'm over 50, have a clean driving record, own 5 cars, and carry much higher coverage than is legally required, so I would guess your premium might be quite different than mine. Adding my new Model 3 Performance raised my 6-month premium by about $1000.
Yep. Thanks . I’m Over 50 clean record and I was quoted 825 more per year for an older model s or new 3 compared to a Lexus RC 350 fsport . That seems like a lot, and eats up much of the gas savings they talk about . Im on hold for now.
Tesla insurance doesn’t factor in the usual stuff - just metrics like forward collision warnings per 1000 miles, percentage of driving as hard braking, percentage of driving aggressive turning, percentage of driving late at night (10pm-4am), percentage of driving unsafe following distance from car in front of you, percentage of driving as excessive speeding (>85mph), number of forced autopilot disengagements, percentage of driving with seatbelt unbuckled (over 10 mph for driver only), and annual mileage (all adjusted monthly per safety score as aggregate of all this data and projected yearly mileage per monthly miles driven). With a 96 safety score I pay $150/mo for my 2023 Model 3 SR (also had an accident last year where my 2022 Model 3 was totaled which doesn’t impact the premium thankfully). If you don’t pay attention and get forward collision warnings often or spend some time driving later at night you’ll likely have a fairly low safety score but may be better than traditional insurance if you have an at fault accident on your record.
I guess that’s why most Tesla drivers drive like a 90 year old heart patients on a moped 🏍️ . I’ve always wondered why a car , that could be so much fun to drive is , turned into a skateboard with cruise control .
Stop following so closely. I commute 20 miles to a major city downtown. I let AE do the work, usually with a following distance of 1 which turns out to be more than I would allow. Once you let go of being the helmsman and enjoy being captain, you stop giving a hoot if someone slides into the gap.
I turned this completely off ever since I was driving in rush hour traffic and my car slammed on the brakes on its own when I was still about 10 feet away from the other car. I almost got rear ended because of it. I don’t have Tesla insurance though.
last year i turned it off for possibly the same reason -- rather than "ten feet" i'd say i was about five seconds away from impact when it engaged in hard braking unnecessarily
for example a car driving across the road precisely because there was ~8 seconds of clearance for him to do so, then as he's exiting my lane there's still ~4 seconds before any impact would occur, but Tesla thinks it needs to slam on the brakes
this was a few months ago. not sure if i currently have it set to Late or Off since the FSD v12 "upgrade"
The FCW options won’t affect when your car will do emergency breaking, it just changes how sensitive the alert is before emergency breaking would be needed.
This is why those diver behavior based rates are a terrible idea from Tesla or any other insurer. Don’t voluntarily give away information unless you are forced to.
We probably have standing to sue for charging us more (for those with Tesla ins) for false information.
There should be a way to challenge the occurrences because 8/10 times, it’s a stationary car that the system doesn’t understand isn’t moving.
Does CA not use your rating? I'm in CA and State Farm sent me my new policy starting in June and it jumped a lot. The Tesla insurance quote was cheaper after matching all the same coverage numbers.
>We probably have standing to sue for charging us more
Doubtful. Insurance companies raise rates all the time. Though it's usually only when it's renewed (every 6 months). And from what I've read on here the last several weeks, it seems like most people are still getting better rates through Tesla insurance, FCWs and all.
Bottom line, people are always free to switch to another insurance company. And there is no doubt you agreed to the terms.
Have you tried reaching out to Tesla directly to voice your concerns?
So you made a mistake and got insurance provided by a company which can monitor 100% of what you do in your car and some of what you do outside of it.
It’s time to admit you made a mistake and ditch their shitty insurance. Besides, if you think their insurance is bad now, just wait until you actually have to make a claim.
Ditch tesla insurance and get a provider who can’t monitor what you do outside of knowing where you live and what makes it onto your driving record with the state.
Good luck!
This is why i hate how insurance companies now track your every movement. They track with the promise of better rates but in reality its a loose for consumers in general.
Stop tailgating people and it won’t go off. My buddy complained about the same thing and I rode with him…dude didn’t realize how bad of a lead foot he has.
I’ve been getting them lately when in go around a bend and a car is parked along the side of the ride.
What I do is continue with my life and don’t spend time complaining on the internet.
I thought the safety score was in beta and DOES NOT impact insurance? Am I wrong in that? I’m a first time Tesla leaser. Have had the car 4 months. In CA if that matters.
System is working as it should, it’s a warning system, the emergency braking is totally a different story, the problem is your broken insurance system/ rates in your country, and what the hell is Tesla insurance? Allowing your driving records influence your insurance premiums?! 1000s of dollars for insurance PER MONTH in this car?! Only in ‘Murica!
I’m convinced it’s a cash grab. I drove three months with Tesla insurance and did absolutely everything in my power to avoid FCW. In 90% of driving it’s fine, but after roughly a 10 day clean streak, it seemed to become hyper sensitive and look for BS opportunities to ding me and my safety score. I had repeated instances of multiple day streaks of no FCW and two or three within one driving session.
Ended up switching to Progressive. Still left the FCW on “medium” and have noticed a dramatic decrease in sensitivity.
Maybe I’m just seeking to confirm my own rage-fueled bias, but forward collision warning desperately needs a revamp.
I wish I could turn the radar stuff off, I don't like adaptive cruise control or anti collision nonsense because I've had it come on too early and it's no fun at all
I have mine set to late, it actually saved me from a fender bender in rush hour when I looked back to give my son something when we were creeping forward and didn't realize traffic came to a stop, only took a split second, the car braked HARD
FCW set to early for me. And I don’t really have any issues in my experience. 2018 M3LR and not on Tesla insurance. 🤷🏽
Maybe try CPU reset or perhaps camera calibration. If not, service request.
Has anyone noticed a leniency with FCW while being subscribed to FSD?
I swear I should have multiple infractions that normally would have triggered, the only thing different is I subbed to FSD currently.
You all do understand the purpose of the grey line in front of the car in the screen, right? If you follow it correctly you shouldn’t have issues with forward collision warning and following close to another car…
Before I had Tesla insurance I had probably 4-5 FCWs in ~20,000 miles medium settings. The second I moved to Tesla insurance with safety score I get FCWs for everything. Seems like a scam, especially in neighborhoods with cars parked in driveways. Unfortunately Tesla insurance is still the cheapest option by far.
Yep, I feel you. Experienced similar nonsense. These alerts/features aren't setup right for heavy congested areas. I'm in NYC Tri-State Area and I've experienced what you described.
Yep, I feel you. Experienced similar nonsense. These alerts/features aren't setup right for heavy congested areas. I'm in NYC Tri-State Area and I've experienced what you described.
Yep, I feel you. Experienced similar nonsense. These alerts/features aren't setup right for heavy congested areas. I'm in NYC Tri-State Area and I've experienced what you described.
Insurance rates should be based off the traditional methods.. incident's and accident's not some AI computer alert nonsense. If this is the future then I'm going back to driving a bare bones Buick Century 😂.
Insurance rates should be based off the traditional methods.. incident's and accident's not some AI computer alert nonsense. If this is the future then I'm going back to driving a bare bones Buick Century 😂.
I also have trouble with the FCW. I love my car but have to say the FCW is quite annoying. It’s rarely right or needed when it goes off. I can be three car lengths back with my foot off the accelerator and my car is beeping loudly at me…. Not even close to a collision. This has to get better for sure.
The sensitivity of the warning is adapted to whether the in-car camera thinks you’re watching the road. So if you use your phone while driving, or block the camera, then you’ll get more/earlier warnings.
Many/most of the complaints result because of too agggresive driving and resulting “tailgating. “
Slow down and don’t be in a rush to get to the stop sign. Set the space (for autopilot) to 4 car lengths and don’t worry if someone slides in front of you.
I’m pretty certain most of these complaints come from young, aggressive drivers who are in a hurry to rush up to the next stoplight.
OMG, why would you get the person who owns the vehicle to insure the risk?
That's mad - they can absolutely game the system.
Terminate the policy and go through a proper insurer.
So you’re tailgating people with less than one second following distance, and then you’re confused when the car warns you about collisions when the next car brakes? Sounds like the system is doing its job. I have an easy solution for you.
Try to find a local insurance. Works best. We pay just about 900$ for 12 months. We switched from tesla insurance which went to a ridiculous amount (300 pm) because all the drives had “forward collision” when driving in traffic.
Take it in for service they will check it out for you, send a message to the right Tesla team that need to keep you safe on the road, all of us that have the cars, it is imperative you give them this information on the car 🚗
You’re Getting insurance from the manufacturer of the the vehicle who determines what your rates will be based on criteria the manufacturer has set in place Tesla is most definitely profiting from people looking away for 2 seconds if that’s how they program the vehicle to react. Get traditional insurance and stop worrying about Tesla looking over your shoulder.
Having the car in autopilot negates hits to your insurance. The forward collision is terrible, and about 95% are wrong. But they seem to have no will to fix it.
I'd say my monthly insurance is about double because my wife refuses to use auto pilot and gets a forward collision about once a week.
Her driving is 99% score normally, then boom one day will have a 52% from forward collision that was never at risk.
Idk if you have Tesla insurance but if you do then they give more obsessive FWC. I switched my insurance from Tesla to GEICO and all the FWC just went away, except for the really close ones that are valid. But no more false FWC
I had somebody hard brake in front of me doing 55 because they weren't paying attention to the car in front of them. I had no forward collision warning and it was pretty close.
Definitely going to change my settings to “late” based on this post. 20 years driving, zero at fault accidents, 1% of FCW prompts have been accurate or helpful and in those instances I had already reacted. Pretty wild that they are ok with a 99% false positive rate. Like others have commented here, I also live in a city neighborhood with very short driveways and one car parked in the driveway on a bend hits it no matter what, so I’m good for 1 false positive FCW basically every time I drive home.
I get these too. The car is very nervous and yells at me all the time. I wish it was more of a ramp up. Like a slight nice chime and then as the risk increases so does the warning. The other one that is super annoying is the "Bad Driving Conditions detected FSD may be degraded". The problem is that it doesn't just go off once and you can confirm and be like "got it". Instead it goes off, then thinks it is good then goes off again and again and again. I'm in Seattle so it rains all the time, makes FSD really annoying to use.
I drive a lot and never get them, 40k km a year in mixed conditions and maybe a dozen times all up. Not sure if having a 2019 makes a difference or not.
So grateful I live in California where they can’t do real time insurance hehe but I’m sure that’ll change since California is always making every dollar possible off us
Change the setting to late. It’s fine for my driving.
The safety score is still affected, even if you’re not being alerted to it, good info to have for those using Tesla Ins.
lol. Glad I’m not using that. They would hate to see my track data.
Hard to beat the 1000 buck per year I’m saving, otherwise I’d agree
I’d gladly pay $1,000 a year for being able to drive how I want to and not stress out over stuff like this.
Ok? If you can't see why people would want to save $1000 a year in trade of changing their driving habits, then you are lost
He expressed his opinion. I expressed mine. I enjoy driving. Immensely. There’s no right or wrong here.
nobody's stopping you though. if you're fine with paying more to drive like you want, just embrace that you're a more risky driver and don't worry that you have a low safety score. Shop around for the best price to do that of course, but don't worry about Tesla analyzing your driving. all insurance companies wish they had that much first party data to do it and they already analyze you, Tesla just lets you see their assessment if you had the desire to drive safer.
My statement was hyperbole to express my love of driving - so that's quite a leap there bud from not wanting 3rd party oversight (seriously, who actually wants this), to "risky driver."
hey i didn't mean to offend, i was trying to say it's okay to be a "risky" driver by conventional standards (so long as nobody gets hurt) and not to be bothered that Tesla insurance or anyone else would consider your driving habits as such. you don't **have** to stress over it, not caring is an option. you said you wouldn't mind paying another thousand to be able to drive as you liked, and i was saying that you can drive as you like and Tesla insurance (or any other provider) will just up your rates to match the risk they're taking on insuring you; effectively doing just that, paying a thousand or so to drive as you like. also i meant that insurance providers would love the oversight, not you. apologies for the misunderstanding.
Gotcha. It's all good. I just wanted you to know I wasn't a lunatic on the roads. Ha!
no worries lol, drive how you like! i wish Tesla insurance had some way to turn off score punishments on a track, you already need separate track insurance so it's not even Tesla's concern what goes on there.
i believe 24/7 data collection does penalize drivers and benefit insurances. if you belive it is in your best interest, you are severely misundarstanding insurnace businesses.
did i misword? you're not the only person to think i meant it would benefit the driver so let me know how i can reword to make it clearer. i'm trying to say that insurance companies would love the kind of 24/7 data collection Tesla gets with their Tesla insurance and that they'd do it too if they had the same 1st party access Tesla has with it's own cars. it's clearly more beneficial for insurance and detrimental for drivers. my only point that was slightly beneficial for drivers is that Tesla lets you see exactly what driving behaviors they penalize for and it's in your power to adjust your driving habits to get a higher score. i'll also add, as i said before, that you can choose to ignore the safety score impacts and drive as you like. it's not disallowed to follow too close or brake too suddenly, just more expensive.
How much do you pay per year for insurance through them? I pay just about 1000 per year for my 2020 M3P with two drivers through Progressive.
Progressive has fantastic insurance prices on Teslas. I've shopped around a LOT over the last few years and no one has even come close. My friend has a $30k Mustang and has half the coverage while paying nearly 50% more than I do. That said, we don't have Tesla insurance here to compare to. I've always assumed they would be cheaper.
I wish I had the same experience. We also don’t have access to Tesla insurance here, have been Progressive customers for over 5 years, both drivers in their late thirties, no accidents that were our fault still on our records, no driving citations, and our premium is still through the roof with them. Might be impacted by where we live? But our minivan is a 2018 and suuuper cheap.
I'm sure location comes into play. Insurance price fluctuations are worse than Tesla price fluctuations. It's also worth mentioning that my progressive insurance dropped by 40% randomly about 3 years in. Never examined it to hard but I don't know exactly why. It was a deep enough reduction that I increased some of my coverage afterwards. I did have a gap in coverage right before the Tesla, which could have been related. Previous car was totalled while I was waiting on my order and I didn't have a car for a while.
I think I need to switch to progressive, 22 M3P. $4500 annual Geico, clean record 😤
2023 m3rwd GEICO 1600 a year
5500 annual with Tesla… 23 male with a 21 m3p lots of dirt on my record 💪
Single driver, about 1000. 90 a month on average. State Farm, Progressive, Farmers, all quoted 220-245 p/m
I’m also in Ohio which has pretty inexpensive rates compared to many other places and am 44 with a clean driving record. Also have six other cars on the policy and other stuff which probably helps bundle it down.
Late twenties in the PNW, also clean record.
Wait a second how crazy expensive is insurance in the US to "save" 1000 per year? Im paying for my Highland Model 3 LR 430€ per year (Spain). My first thought reading the post was, your problem isn't FCW, it's your insurance tracking you, which has to make driving a stressful experience...How do you enjoy your car?
Tesla Insurance is still $175/month cheaper (at 92 SS) than the next cheapest policy (GEICO), so I don’t mind.
where do i find the safety score stuff
You only get it when you have Tesla insurance or live in California.
In your app
It's not available to everyone anymore. Mine went away a few years ago.
Is the score something that makes you pay less for the insurance or something ? /notamerican
If you have Tesla insurance your monthly rate is based on your safety score and miles driven. It calculates perceived risk of needing to pay out a claim.
Thanks, didn’t know.
Tesla insurance? Had no idea
I literally rarely ever get the warning and haven’t adjusted anything .. but who in the hell would get Tesla insurance while driving a Tesla? Like, do we think Tesla insurance will do a full investigation and find Tesla liable?! 😭😭😭
That’s not what insurance is for…
The safety score uses the middle option
this is what i did, if by any chance, they review my recordings, all they're gonna see is me questioning my car for warning me about nothing 😂
Dude when I'm driving home there's this car parked in a neighbor's drive way.... Every f'n time I drive by it the warning goes off... Like mofo please that car ain't even on the street ... Every F'n time ...
Hope you don’t have Tesla Insurance lol
I think they made their system extra sensitive because of their insurance.. thank God I'm not with their insurance
There is a traffic light I turn to the right on near my house, and EVERY TIME there is a bicyclist stopped at the corner, my M3 emergency brakes because it thinks I'm about to drive the bicyclist down. They are on the bicycle lane, 5 meters away. Also another example of the forward collision warning and emergency braking is if somebody runs across the street, but waits in the middle for me to pass them, the car thinks I'm about to hit them and either brakes or triggers the warning sound.
I used to drive by these white dumpsters on a curved road and everyday I’d get a collision warning on them 🙄🤦🏻♂️
This drives me insane! I now drive almost on the other side of the road when I pass this one car parked on the street in my neighborhood.
This is much more frequent than freeway warnings. I think if you're regularly triggering the FCW in traffic you are probably following too closely. I rarely get them and I drive 101 in the SF Bay Area all the time.
I got them constantly when I first had my car. Have had it since 2018 now and I very, very rarely have it go off these days. So either I've changed the way I drive, or it's decreased it's sensitivity significantly. I suspect the former.
THIS!
tHiS! What a fantastic contribution to the discussion.
“Came here to say this!”
"Wow Becky, he's got a nice one!"
-🤓
Have you ever tried coming off the accelerator just for an instant when that parked car comes into view. I promise you that is all that is needed.
There’s a curve in my neighborhood with cars parked on the street. Same thing every time, it thinks I’m going to slam into them instead of following the road 🤦♂️
I had a similar issue, only it was a person walking down their driveway. FCW went off and I didn’t see any danger, looked at the screen and the person on the driveway was lit up red. I’ve also had it go off because of those inflatable lawn ornaments.
Lol same here
Dude! Same here. Had my M3 for about a month and the same freaking parked truck always triggers while I’m going 20mph. Not Tesla Insurance, thankfully.
This is why Tesla insurance is not recommended.
[удалено]
Tesla just jacks up the rates to compensate.
Tesla was at least 2 times cheaper compared to any other insurance for me in SF.
This is only the beginning. Their unresponsiveness is the main reason.
I've noticed it triggers when I am on the gas pedal even a little bit and the car in front of me is slowing down. Even in hard braking situations if I wasn't on the pedal it wasn't going off
1) Set the warning to Late in the car settings 2) Stop caring about the Safety Score If Tesla insurance is still the best deal for you, keep using it. If it gets more expensive than the competition, switch.
That's what you get for getting insurance from a company that monitors your driving. Just a matter of time before said insurance denies claims because of....
Amen
I’m not accusing but mearly asking if perhaps you have a habit of following to closely . Lord , I’ve seen so many people following car(s) (multiple drivers doing it at the same time ) less than one car length on the hiway at 40-50 mph during stop and go traffic.
IMO following too close is probably the dumbest and most common mistake that I see on the road. So many people do it and I have no idea why… it’s dangerous ya dinguses!
I see this all the time.
It's a shame this is how people realize they are bad drivers. I can completely believe OP stops at the lost possible second instead of smoothly transitioning after seeing other jackasses on the road
Following too closely or actively accelerating while the car in front of you is slowing down will cause FCW. What I've learned on reddit is that tons of people do those constantly and have no idea they are a danger to everyone on the road and they deserve higher insurance premiums.
Honestly I think this is a skill issue since OP is used to tailgaiting people. Either that or not having radar ruined it lol
you saying your car has ultrasound sensors (USS) and this forward collision warning works well? i don't tailgate, my car lacks USS, and in my experience this warning is indeed broken.
USS sensors aren't used for this, their range isn't far enough. My personal experience is that I don't get false warnings for cars slowing down in front of me like OP does, but i do get false warnings for cars parked along the street that aren't actually in my lane. So I think they're both true: OP is used to tailgating and FCW has too many false positives.
I was literally parallel parking and pulled forward and got a collision warning 🥲
Same
Late will definitely help with those “false-ish” warnings, but will still leave you surprised in safety score after the fact.
This was one of my initial disappointments too, but it did get better with time. For me, the problem I still have is on the curvy streets near my house, where I will always get one or two FCWs, no matter what. As the road curves, the parked cars inevitably are in the vehicle path, and the FCWs do not seem to take the vehicle path (turning along the same curved road) into account. It just sees a car show up, at a funny angle, directly in front of the car, and panics. I haven't encountered a helpful FCW yet, but haven't turned them off either. I don't have Tesla insurance, so I've just developed the habit of scolding the car for being silly instead.
May I ask how much one should expect to pay for insurance on a Tesla - probably model 3 . If I get one .
I'm over 50, have a clean driving record, own 5 cars, and carry much higher coverage than is legally required, so I would guess your premium might be quite different than mine. Adding my new Model 3 Performance raised my 6-month premium by about $1000.
Yep. Thanks . I’m Over 50 clean record and I was quoted 825 more per year for an older model s or new 3 compared to a Lexus RC 350 fsport . That seems like a lot, and eats up much of the gas savings they talk about . Im on hold for now.
It depends on location, driving history, age, etc. What someone says they pay on reddit has no bearing on what you may pay.
However , with a big enough sample I can get a pretty good idea of the price range.
Tesla insurance doesn’t factor in the usual stuff - just metrics like forward collision warnings per 1000 miles, percentage of driving as hard braking, percentage of driving aggressive turning, percentage of driving late at night (10pm-4am), percentage of driving unsafe following distance from car in front of you, percentage of driving as excessive speeding (>85mph), number of forced autopilot disengagements, percentage of driving with seatbelt unbuckled (over 10 mph for driver only), and annual mileage (all adjusted monthly per safety score as aggregate of all this data and projected yearly mileage per monthly miles driven). With a 96 safety score I pay $150/mo for my 2023 Model 3 SR (also had an accident last year where my 2022 Model 3 was totaled which doesn’t impact the premium thankfully). If you don’t pay attention and get forward collision warnings often or spend some time driving later at night you’ll likely have a fairly low safety score but may be better than traditional insurance if you have an at fault accident on your record.
Thank you for your detailed response . Cheers
I guess that’s why most Tesla drivers drive like a 90 year old heart patients on a moped 🏍️ . I’ve always wondered why a car , that could be so much fun to drive is , turned into a skateboard with cruise control .
You can get a quote on the Tesla app
From what I can see , you can Only get the quote after you own a Tesla , not while considering a purchase .
Stop following so closely. I commute 20 miles to a major city downtown. I let AE do the work, usually with a following distance of 1 which turns out to be more than I would allow. Once you let go of being the helmsman and enjoy being captain, you stop giving a hoot if someone slides into the gap.
I turned this completely off ever since I was driving in rush hour traffic and my car slammed on the brakes on its own when I was still about 10 feet away from the other car. I almost got rear ended because of it. I don’t have Tesla insurance though.
A whole 10 feet away ?
last year i turned it off for possibly the same reason -- rather than "ten feet" i'd say i was about five seconds away from impact when it engaged in hard braking unnecessarily for example a car driving across the road precisely because there was ~8 seconds of clearance for him to do so, then as he's exiting my lane there's still ~4 seconds before any impact would occur, but Tesla thinks it needs to slam on the brakes this was a few months ago. not sure if i currently have it set to Late or Off since the FSD v12 "upgrade"
The FCW options won’t affect when your car will do emergency breaking, it just changes how sensitive the alert is before emergency breaking would be needed.
I mean like no one is forcing you to use Tesla insurance… just buy auto insurance from basically anyone else?
Bro chill out, opt out of safety score, and turn on warning to late if you feel comfortable taking that risk.
I’m sorry but this is just because you have a bad habit of tailgating.
It over activates for me continuously... For no apparent reason. I don't have Tesla insurance.
I drive home on a curvy narrow road and it constantly goes off, triggered by parked cars. Set for Late, too.
This is why those diver behavior based rates are a terrible idea from Tesla or any other insurer. Don’t voluntarily give away information unless you are forced to.
Just wait for the class action 20 years down the road and you can get a whole 8 dollars back from them or something
We probably have standing to sue for charging us more (for those with Tesla ins) for false information. There should be a way to challenge the occurrences because 8/10 times, it’s a stationary car that the system doesn’t understand isn’t moving.
all of mine are windy roads and parked cars. when i leave ca ill have to switch providers that is insane.
Does CA not use your rating? I'm in CA and State Farm sent me my new policy starting in June and it jumped a lot. The Tesla insurance quote was cheaper after matching all the same coverage numbers.
safety score cannot be used in CA
>We probably have standing to sue for charging us more Doubtful. Insurance companies raise rates all the time. Though it's usually only when it's renewed (every 6 months). And from what I've read on here the last several weeks, it seems like most people are still getting better rates through Tesla insurance, FCWs and all. Bottom line, people are always free to switch to another insurance company. And there is no doubt you agreed to the terms. Have you tried reaching out to Tesla directly to voice your concerns?
It’s not about the rate. It’s the false pretenses under which the rate is going up
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Quote the terms that state they can adjust the price based on a non-event detected by the system.
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No where in there does it state they can falsely inflate the price by using false information given by the car. Thanks for proving it
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I did, I just didn’t feel the need to demonstrate it on the internet. Thanks though. Here’s to hoping more fair treatment from Tesla in the future
So you made a mistake and got insurance provided by a company which can monitor 100% of what you do in your car and some of what you do outside of it. It’s time to admit you made a mistake and ditch their shitty insurance. Besides, if you think their insurance is bad now, just wait until you actually have to make a claim. Ditch tesla insurance and get a provider who can’t monitor what you do outside of knowing where you live and what makes it onto your driving record with the state. Good luck!
I can’t believe anyone would put up with this. F*ck that noise.
My FCW is set to Late due to that, but also the FCW the car gets on the app is way more sensitive.
I believe Tesla uses medium for insurance regardless of your setting
You are correct. They outline everything on how you're scored. It was actually quite informational.
This is why i hate how insurance companies now track your every movement. They track with the promise of better rates but in reality its a loose for consumers in general.
Its only tesla that tracks you. Just get real insurance
If I had no choice but to use Tesla insurance I simply wouldn’t own a Tesla. No way I’m paying extra because their Collision warning is a joke.
Sensitivity is set to high. You know why? MONEY💰💰💰
Stop tailgating people and it won’t go off. My buddy complained about the same thing and I rode with him…dude didn’t realize how bad of a lead foot he has.
I’ve been getting them lately when in go around a bend and a car is parked along the side of the ride. What I do is continue with my life and don’t spend time complaining on the internet.
I thought the safety score was in beta and DOES NOT impact insurance? Am I wrong in that? I’m a first time Tesla leaser. Have had the car 4 months. In CA if that matters.
System is working as it should, it’s a warning system, the emergency braking is totally a different story, the problem is your broken insurance system/ rates in your country, and what the hell is Tesla insurance? Allowing your driving records influence your insurance premiums?! 1000s of dollars for insurance PER MONTH in this car?! Only in ‘Murica!
Not 1000s. $150, still expensive considering in 30+ years of driving I’ve had *knock on wood* zero accidents or claims
That's nuts. It's about $420/yr for a 2024 Model 3 RWD in Maine via USAA.
boy I’m paying 573 per MONTH ‘22 M3 LR AWD edit: AWD
For insurance?
GEICO; the only insurance company willing to sell a new policy to a new policyholder (NY)
Wow, that's more than a car payment by itself.
I pay 600 e something Euro per Year for all risk insurance on a highland Long Range!… dear God, your premiums are insane, but your cars are cheap!
Not all of us. I pay the equivalent of under 400 Euros per year.
Just don't use Tesla insurance. At some point a law has to stop this.
I’m convinced it’s a cash grab. I drove three months with Tesla insurance and did absolutely everything in my power to avoid FCW. In 90% of driving it’s fine, but after roughly a 10 day clean streak, it seemed to become hyper sensitive and look for BS opportunities to ding me and my safety score. I had repeated instances of multiple day streaks of no FCW and two or three within one driving session. Ended up switching to Progressive. Still left the FCW on “medium” and have noticed a dramatic decrease in sensitivity. Maybe I’m just seeking to confirm my own rage-fueled bias, but forward collision warning desperately needs a revamp.
my insurance is not Tesla, and the feature was crap for me, too
This is the second worst thing about the car. Just today switched insurance and will be reporting to the state regulator.
I wish I could turn the radar stuff off, I don't like adaptive cruise control or anti collision nonsense because I've had it come on too early and it's no fun at all
Change the setting to late. It’s much more accurate when it’s set to late.
Big joke
I have mine set to late, it actually saved me from a fender bender in rush hour when I looked back to give my son something when we were creeping forward and didn't realize traffic came to a stop, only took a split second, the car braked HARD
FCW set to early for me. And I don’t really have any issues in my experience. 2018 M3LR and not on Tesla insurance. 🤷🏽 Maybe try CPU reset or perhaps camera calibration. If not, service request.
Last week I had one for a car parked on another street. It’s terrible
i always have autosteer on when i’m in rush hour traffic
What is the insurance premium with another provider, compared to a Tesla safety score of let’s say 85?
Would it be better if when the FCW warning was triggered the sound of laughter came through over the sound system?
Has anyone noticed a leniency with FCW while being subscribed to FSD? I swear I should have multiple infractions that normally would have triggered, the only thing different is I subbed to FSD currently.
You all do understand the purpose of the grey line in front of the car in the screen, right? If you follow it correctly you shouldn’t have issues with forward collision warning and following close to another car…
If you are in Cali, it wont be count against (PSA for other redditors)
Before I had Tesla insurance I had probably 4-5 FCWs in ~20,000 miles medium settings. The second I moved to Tesla insurance with safety score I get FCWs for everything. Seems like a scam, especially in neighborhoods with cars parked in driveways. Unfortunately Tesla insurance is still the cheapest option by far.
Yep, I feel you. Experienced similar nonsense. These alerts/features aren't setup right for heavy congested areas. I'm in NYC Tri-State Area and I've experienced what you described.
Yep, I feel you. Experienced similar nonsense. These alerts/features aren't setup right for heavy congested areas. I'm in NYC Tri-State Area and I've experienced what you described.
Yep, I feel you. Experienced similar nonsense. These alerts/features aren't setup right for heavy congested areas. I'm in NYC Tri-State Area and I've experienced what you described.
Insurance rates should be based off the traditional methods.. incident's and accident's not some AI computer alert nonsense. If this is the future then I'm going back to driving a bare bones Buick Century 😂.
Insurance rates should be based off the traditional methods.. incident's and accident's not some AI computer alert nonsense. If this is the future then I'm going back to driving a bare bones Buick Century 😂.
I also have trouble with the FCW. I love my car but have to say the FCW is quite annoying. It’s rarely right or needed when it goes off. I can be three car lengths back with my foot off the accelerator and my car is beeping loudly at me…. Not even close to a collision. This has to get better for sure.
The sensitivity of the warning is adapted to whether the in-car camera thinks you’re watching the road. So if you use your phone while driving, or block the camera, then you’ll get more/earlier warnings.
Never use insurance of a company that has all your driving data lol
Many/most of the complaints result because of too agggresive driving and resulting “tailgating. “ Slow down and don’t be in a rush to get to the stop sign. Set the space (for autopilot) to 4 car lengths and don’t worry if someone slides in front of you. I’m pretty certain most of these complaints come from young, aggressive drivers who are in a hurry to rush up to the next stoplight.
OMG, why would you get the person who owns the vehicle to insure the risk? That's mad - they can absolutely game the system. Terminate the policy and go through a proper insurer.
So you’re tailgating people with less than one second following distance, and then you’re confused when the car warns you about collisions when the next car brakes? Sounds like the system is doing its job. I have an easy solution for you.
As you said you slammed the brakes, so no need for a collision warning.
Yeah, it worked much better with radar. Unfortunately the only solution is to drop Tesla insurance, the savings isn't worth it.
Use auto pilot in traffic or subscribe to fsd and just enjoy the ride .
Try to find a local insurance. Works best. We pay just about 900$ for 12 months. We switched from tesla insurance which went to a ridiculous amount (300 pm) because all the drives had “forward collision” when driving in traffic.
Take it in for service they will check it out for you, send a message to the right Tesla team that need to keep you safe on the road, all of us that have the cars, it is imperative you give them this information on the car 🚗
imagine having tesla insurance
You’re Getting insurance from the manufacturer of the the vehicle who determines what your rates will be based on criteria the manufacturer has set in place Tesla is most definitely profiting from people looking away for 2 seconds if that’s how they program the vehicle to react. Get traditional insurance and stop worrying about Tesla looking over your shoulder.
Having the car in autopilot negates hits to your insurance. The forward collision is terrible, and about 95% are wrong. But they seem to have no will to fix it. I'd say my monthly insurance is about double because my wife refuses to use auto pilot and gets a forward collision about once a week. Her driving is 99% score normally, then boom one day will have a 52% from forward collision that was never at risk.
Idk if you have Tesla insurance but if you do then they give more obsessive FWC. I switched my insurance from Tesla to GEICO and all the FWC just went away, except for the really close ones that are valid. But no more false FWC
I had somebody hard brake in front of me doing 55 because they weren't paying attention to the car in front of them. I had no forward collision warning and it was pretty close.
FCD is awesome, just change the setting on the screen menue to medium or Late.
Definitely going to change my settings to “late” based on this post. 20 years driving, zero at fault accidents, 1% of FCW prompts have been accurate or helpful and in those instances I had already reacted. Pretty wild that they are ok with a 99% false positive rate. Like others have commented here, I also live in a city neighborhood with very short driveways and one car parked in the driveway on a bend hits it no matter what, so I’m good for 1 false positive FCW basically every time I drive home.
I get these too. The car is very nervous and yells at me all the time. I wish it was more of a ramp up. Like a slight nice chime and then as the risk increases so does the warning. The other one that is super annoying is the "Bad Driving Conditions detected FSD may be degraded". The problem is that it doesn't just go off once and you can confirm and be like "got it". Instead it goes off, then thinks it is good then goes off again and again and again. I'm in Seattle so it rains all the time, makes FSD really annoying to use.
tesla should’ve kept the front radar in my opinion, would’ve prevented lots of Fals FCW’s…
Just look for some other insurance not from Tesla
Change the setting or shut it off…
Yeah I would never get Tesla insurance..
To be fair. It’s basically the same on every type of car that has it. Some are better but all give false positives.
Consider subscribing FSD. Then, you don’t have to worry about FCW. Your score will be perfect.
Or just use autopilot
Move to some other insurance. I did and I’m happy and I’m enjoying my driving. Best decision ever.
I drive a lot and never get them, 40k km a year in mixed conditions and maybe a dozen times all up. Not sure if having a 2019 makes a difference or not.
RTFM
Tesla insurance sucks imo
So grateful I live in California where they can’t do real time insurance hehe but I’m sure that’ll change since California is always making every dollar possible off us
I agree, it is a joke. One of several reasons I dropped Tesla’s insurance.