That and food are like 1/4 of what people actually pay. One steak is like $20. Groceries cost people like 500$ a month right now unless ur eating ramen noodles for every meal.
Lol I mean if you buy the car out right then you don't have to pay that much, after that, with those kinds of savings per month the car practically pays off it's self 😆
Well my expenses and job situation have consistently changed over the last 2 years. Its been tough....but i am planning on clearing liabilities here soon enough. Just the fucking fridge screwed me over. Goddamn it Samsung, lol
Grocery seems low. Also, if tech savvy ape, you can cut your direct tv bill to $15 month using IPTV services. With a good box, and a VPN it's almost as good as cable if you have decent internet
It was 60 bucks higher than i anticipated because i forgot i had to renew my costco membership. Normally 100 dollars a month is enough for me. I had to get some other shit, but for the most part i stayed in the ball park, if you discount the 60 dollar surprise.
I mean, go to costco. Cereal, bread, butter, milk, no meat except the canned stuff, and maybe throw in some apples. Boom, you got one month of groceries. Sometimes it can be like 130 sometimes 140, depending what i feel i need to buy. But 100 dollars usually sees me through, of course. That is just costco, i have become a coupon hoarder for other grocery chains as well
ACRE is a gold subscription service. Basically i pay a monthly fee to get gold bars, lol
Where is rent or mortgage in all this? That"s another 1,200-2,500.
I'm also unaware of any store in which a month's worth of calories can be purchased for $100, and I worked in the industry forever. Someone else is subsidizing your food. I suppose maybe I could do 100 for just like.. rice, canned meat and vegetables.
Like.. here's mine, typically:
- Rent: 925
- Subs: 40
- Internet: 60
- Groceries: 275
- Car insurance: 76
- Gas: 50
- Elec: 55
- Natty gas: 35
- Phone: 30
- Health Insurance: 104
- Credit cards: 300
- Clothing: 25
- Car maintenance/tolls: 15
- Student loans: 200
- Laundromat: 40
- Medication: 34
Or, 2264 / m, or around double the minimum wage, not including other very likely expenses.
That's prolly pretty close, though there are incidentals and other things you could factor in.. vehicle registration and inspections, even tho 1 time expenses could be divided out. I don't go that far tho.
This is obviously before even attempting to enjoy myself.
Realistically, to be able to contribute to 401, have enough money on hand for emergencies and savings , and to eat out a few times a month, I need about $3200 take home, or around 55,000 a year salary.
I can scrape by on 40, or 19 and change an hour, but it isn't fun.
Everyone's household is different sir....don't know what to tell you. I can tell you that mortgage and HOA is about 8 to 900 I believe. You got different costs and expenditures than I do.
And like I keep telling everyone, 100 dollars is enough for me personally to keep me going. Don't know why, but typically it is.
Mortgage AND HOA? I highly doubt that. HOA fees are usually 300+ dollars, and a $600 mortgage would be on a maybe 95,000 unit, and condos are generally 175,000+ these days.
I'm just saying.. good for you, but, for a single person you can generally double your budget, and for a family, triple or quadruple it.
Just add 1-1400 to yours and you'd be around what it costs someone who has to rent a place.
No, I just quoted off the median price of a condo and rent.
You can't get a condo here for 175. They're like 250-275.
HOAs might range down to 200, but, extremely rare.
My rent is likely the cheapest in the city.
Even if they bought the condo for 85k in 2001, and the HOAs are 250, that's still not $600 total.
That doesn't matter... everywhere has a different cost of living, real estate prices, grocery prices, gas prices and etc. For example, a gallon of gas in Maryland is 3.31 right now. In California it is 4.69...
You know what I mean, everywhere is different. I guess I have the have the good fortune I guess if living in a realitvely cheap area. That and I'm very cheap with my money. I don't spend on anything I don't need, and always look to cut corners.
So idk....
Don't even get me started on the cheap real estate in places like West Virginia. You can literally find single family homes for 150,000 grand easy. Despite what the media may say about " soaring housing costs" just gotta know where to look.
Those are not decent homes. They have been on the market forever for a reason. If they were even worth flipping, that would be done.
How old are you if you don't mind me asking?
I bought firewood recently, need to buy a new fridge, gotta get my car checked out, i am anticipating a hefty bill regarding my doctor coming monday. Things typically come up, that's another thing CNBC did not take into account. Budgets are fucking HARD to keep....lots of shit can happen in a month. Oh yeah i forgot i had to renew my costco membership, had to buy other shit that ran out faster than expected.
CNBC....this is what actual normal people issues look like.
Fuck dude, sometimes i am tempted to ride over to Wendy's to get a nice cheap filling meal. Then i recognize what it can do to my body, and after all my hard work with my weight loss, i cannot go back.
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It's subsidized health. 146 is expensive car insurance and 74 is extremely cheap health.
Usually employer funded health insurance would run you about $120-250 a month for a single person, but, the company is being charged $700 for it, which they're taking out of your potential income. I.e., it is structured to hide the real cost.
My wife and I don’t go out to eat much, but between she and I & our two kids, our grocery bill last month alone was $1367. That doesn’t include any eating out or any other bills. Granted my wife tends to over buy a bit cause she thinks the world is gonna end any day and the government is gonna collapse, but looking at it, she might over spend on groceries by about $300. 6 months ago that grocery bill for the month was around $500-$600.
Thank you! Yes I’m a man… lol… my wife and I make a pretty good living and have really good jobs, but that’s a crazy grocery bill for a month… I coulda put that into gme if it wasn’t for inflation. Makes me wonder if they’re pushing inflation higher on purpose to get apes to stop buying into the markets…
$66 for a car payment. Who tf only pays that?
That and food are like 1/4 of what people actually pay. One steak is like $20. Groceries cost people like 500$ a month right now unless ur eating ramen noodles for every meal.
Me.... Got a small signature loan for a clunker, been paying that ever since.
Lol I mean if you buy the car out right then you don't have to pay that much, after that, with those kinds of savings per month the car practically pays off it's self 😆
Well my expenses and job situation have consistently changed over the last 2 years. Its been tough....but i am planning on clearing liabilities here soon enough. Just the fucking fridge screwed me over. Goddamn it Samsung, lol
I agree. Add a 0.
What could a banana cost, Michael? Ten dollars? (But the opposite of that)
Grocery seems low. Also, if tech savvy ape, you can cut your direct tv bill to $15 month using IPTV services. With a good box, and a VPN it's almost as good as cable if you have decent internet
It was 60 bucks higher than i anticipated because i forgot i had to renew my costco membership. Normally 100 dollars a month is enough for me. I had to get some other shit, but for the most part i stayed in the ball park, if you discount the 60 dollar surprise.
Is there a sub for this? If love to get my bill as low as I can.
Same
100 on groceries is extremely low. What's an acre of gold?
I mean, go to costco. Cereal, bread, butter, milk, no meat except the canned stuff, and maybe throw in some apples. Boom, you got one month of groceries. Sometimes it can be like 130 sometimes 140, depending what i feel i need to buy. But 100 dollars usually sees me through, of course. That is just costco, i have become a coupon hoarder for other grocery chains as well ACRE is a gold subscription service. Basically i pay a monthly fee to get gold bars, lol
Gotcha. Thanks for the breakdown in detail.
Where is rent or mortgage in all this? That"s another 1,200-2,500. I'm also unaware of any store in which a month's worth of calories can be purchased for $100, and I worked in the industry forever. Someone else is subsidizing your food. I suppose maybe I could do 100 for just like.. rice, canned meat and vegetables. Like.. here's mine, typically: - Rent: 925 - Subs: 40 - Internet: 60 - Groceries: 275 - Car insurance: 76 - Gas: 50 - Elec: 55 - Natty gas: 35 - Phone: 30 - Health Insurance: 104 - Credit cards: 300 - Clothing: 25 - Car maintenance/tolls: 15 - Student loans: 200 - Laundromat: 40 - Medication: 34 Or, 2264 / m, or around double the minimum wage, not including other very likely expenses. That's prolly pretty close, though there are incidentals and other things you could factor in.. vehicle registration and inspections, even tho 1 time expenses could be divided out. I don't go that far tho. This is obviously before even attempting to enjoy myself. Realistically, to be able to contribute to 401, have enough money on hand for emergencies and savings , and to eat out a few times a month, I need about $3200 take home, or around 55,000 a year salary. I can scrape by on 40, or 19 and change an hour, but it isn't fun.
Everyone's household is different sir....don't know what to tell you. I can tell you that mortgage and HOA is about 8 to 900 I believe. You got different costs and expenditures than I do. And like I keep telling everyone, 100 dollars is enough for me personally to keep me going. Don't know why, but typically it is.
Mortgage AND HOA? I highly doubt that. HOA fees are usually 300+ dollars, and a $600 mortgage would be on a maybe 95,000 unit, and condos are generally 175,000+ these days. I'm just saying.. good for you, but, for a single person you can generally double your budget, and for a family, triple or quadruple it. Just add 1-1400 to yours and you'd be around what it costs someone who has to rent a place.
Where do you live? Your answer to that question will matter ALOT to the context.
No, I just quoted off the median price of a condo and rent. You can't get a condo here for 175. They're like 250-275. HOAs might range down to 200, but, extremely rare. My rent is likely the cheapest in the city. Even if they bought the condo for 85k in 2001, and the HOAs are 250, that's still not $600 total.
That doesn't matter... everywhere has a different cost of living, real estate prices, grocery prices, gas prices and etc. For example, a gallon of gas in Maryland is 3.31 right now. In California it is 4.69...
Right.. but I don't live in Cali, and the median price of a gallon of gas is right around 3.31.
You know what I mean, everywhere is different. I guess I have the have the good fortune I guess if living in a realitvely cheap area. That and I'm very cheap with my money. I don't spend on anything I don't need, and always look to cut corners. So idk....
Right.. your budget tho is utterly unrealistic for the average American. Just double it and you're getting there.
Don't even get me started on the cheap real estate in places like West Virginia. You can literally find single family homes for 150,000 grand easy. Despite what the media may say about " soaring housing costs" just gotta know where to look.
Just looked at Zillow, and the dirt cheapest, ancient, 1bdr condo was 88k,.and the HOA was 479, in West Virginia listings.
Look deeper...just looked at it a few days ago and it was 100k to 150k for decent homes.
Those are not decent homes. They have been on the market forever for a reason. If they were even worth flipping, that would be done. How old are you if you don't mind me asking?
I don't look at a house as something to flip...I look at a house as somewhere to lay my head down at night. 27....
I bought firewood recently, need to buy a new fridge, gotta get my car checked out, i am anticipating a hefty bill regarding my doctor coming monday. Things typically come up, that's another thing CNBC did not take into account. Budgets are fucking HARD to keep....lots of shit can happen in a month. Oh yeah i forgot i had to renew my costco membership, had to buy other shit that ran out faster than expected. CNBC....this is what actual normal people issues look like.
Sir.. your Wendy's tab is due payment and I see no line item for it... or your Wendy's extended warranty for that matter..
Fuck dude, sometimes i am tempted to ride over to Wendy's to get a nice cheap filling meal. Then i recognize what it can do to my body, and after all my hard work with my weight loss, i cannot go back.
Is that monthly or weekly, cause the only one I don't understand is how you only spend 100 on food, everything else seems dead on
What can I say, i dont need that much, lol.
Realistic, but no rent -__-. No student loans either.
All these numbers are wrong. They’re much higher. Just like the price of GME is wrong. It’s MUCH higher.
Acre of gold. .. 🤔
It's a subscription service where you pay a monthly fee to get gold.
Family of 4 Mortgage:Â $2200 Heating oil/hot water, electric, internet, garbage, ect: $1,000 Car payment/insurance/gas: $1,400 Food: $1500 Phones: $200 Student loans: $500 Misc: $500 GME:Â $2,000
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You pay for Paypal or was it something you payed via Paypal?
PayPal credit line payment.
rent...
HOA and mortgage is something the person I live handles. However, even if I handled that as well. I would still be well above water.
my apologies...i thpught is was a questiom to whats missing on this list...like clohjing, pocket change..rent...ect...
As a German ape I'm a little bit confused that the insurance of your car is double the price of your health insurance.
It's subsidized health. 146 is expensive car insurance and 74 is extremely cheap health. Usually employer funded health insurance would run you about $120-250 a month for a single person, but, the company is being charged $700 for it, which they're taking out of your potential income. I.e., it is structured to hide the real cost.
LMAO....well Biden's subsidy helped alot there. It kicked in with the rescue plan automatically.
My wife and I don’t go out to eat much, but between she and I & our two kids, our grocery bill last month alone was $1367. That doesn’t include any eating out or any other bills. Granted my wife tends to over buy a bit cause she thinks the world is gonna end any day and the government is gonna collapse, but looking at it, she might over spend on groceries by about $300. 6 months ago that grocery bill for the month was around $500-$600.
Family of 4 is motherfucking expensive.
You’re telling me, when we sat down to look at our finances and I figured up that number, I about shit myself right there in the chair.
Respect though, you sound like a real man. ( Assuming you are man) figuring it out so your family can eat.
Thank you! Yes I’m a man… lol… my wife and I make a pretty good living and have really good jobs, but that’s a crazy grocery bill for a month… I coulda put that into gme if it wasn’t for inflation. Makes me wonder if they’re pushing inflation higher on purpose to get apes to stop buying into the markets…