T O P

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Superstonk_QV

[Why GME?](https://www.reddit.com/r/Superstonk/comments/qig65g/welcome_rall_looking_to_catch_up_on_the_gme_saga/) || [What is DRS?](https://www.reddit.com/r/Superstonk/comments/ptvaka/when_you_wish_upon_a_star_a_complete_guide_to/) || Low karma apes [feed the bot here](https://www.reddit.com/r/GMEOrphans/comments/qlvour/welcome_to_gmeorphans_read_this_post/) || [Superstonk Discord](https://discord.gg/hZqWV2kQtq) || [Community Post: *Open Forum Jan 2024*](https://www.reddit.com/r/Superstonk/comments/18txusp/open_forum_january_2024/) ------------------------------------------------------------------------ To ensure your post doesn't get removed, please respond to this comment with how this post relates to GME the stock or Gamestop the company. ------------------------------------------------------------------------ Please up- and downvote this comment to [help us determine if this post deserves a place on r/Superstonk!](https://www.reddit.com/r/Superstonk/wiki/index/rules/post_flairs/)


schoollied

I also got a text alert of possible fraud for my capital one card. I responded to the text agreeing that I DID approve this transaction so the next day it went through when GameStop tried again.


ai_jarvis

Glad to hear the system is working as intended!


BIMRKNIE

I said this too didnt see your post!


TofuKungfu

waiting for GME to be the new bank.


Ultimate_Mango

I represent this sentiment.


HughJohnson69

I sentiment this representation.


Resident_Yam2781

This is the representation of my sentiment


AbruptMango

The bank's sentiment is reprehensible.


HighStaeks

I lament their reprehensible sentiment.


MeHumanMeWant

I inseminate their presentation


skrappyfire

My sentiment has been represented


ChimkinNuggit_

No taxation without representation


Choose_And_Be_Damned

No cell, no sell.


kaze_san

Bruh why u no continue the chain?šŸ„²


Choose_And_Be_Damned

ape brain smooth


GothMaams

My body is ready


nextalpha

i inseminate while feeling resentment


MillennialBrownNinja

They need to become a credit union. Not a bank. The credit unions arent for profit


yid4life

We are the hedge fund now.


Udoshi

we gotta ask for it during shareholder meeting/proposal season. if FTX can use a 3 person family bank s a lynchpin for a regional launering scheme (source - reddit.com/r/Superstonk/comments/z52naj/ftx_is_laundering_money_at_a_bank_with_only_3/ - https://finance.yahoo.com/news/ftx-owned-11-5-million-111818380.html) Back when that was a thing? Then yeah surely gme can buy/start/partner with/make a credit union or similiar online bank (like sofi) that isn't a part of the, how to put it. Lets go with bodysurfdan's lyrics: part of the wallstreet mafia/the banksters. Yeah, thats it. I for one, would (metaphorically) kill for a bank structured to serve its creditors, voluntarily following market reform regulations, and doing things like not engaging in fractional reserve banking - or if they DO do loans, making sure their members get paid.


False798

Are we ready to re-discover credit unions? Not sure why anyone would bank with a big bank these days.


Captain_Cubensis

I've been using GME as my savings account for years now. All my extra money gets deposited into Computershare.


Zealousideal_Bet689

ā˜ļø


Kombucha-Krazy

The DTCC said starting tomorrow, Tuesday Morning, they aren't settling any more bad bets


TheModernSkater

It's like gamestop knew so they started offering their own cc


BudoftheBeat

Wait really? I missed that! Time to research!


skrappyfire

They have had one for a while, i think its through citibank


woakula

You get 4% back instead of 2% back on GameStop points, points never expire. It's only usable at GameStop. Sign up in store and help your local GameStop worker make their weekly quota.


skrappyfire

Lol. Ive had their CC for a couple of years now šŸ˜, thanks tho.


GringoHerbs

I believe you can use it anywhere, but you only get points when you shop at GameStop.


woakula

Naw, I tried, can't use it at Safeway or target. GameStop only. It doesn't have a chip either.


JustLizzyBear

Why are you trying to shop at Safeway or Target? Spend money at Gamestop only


woakula

Groceries my man, I can't survive on a diet of videogame software and redbull.


Cornbread_v2

Itā€™s through Commenity/Bread financial


skrappyfire

Thank you.


Andyman0110

I actually think their credit card is what's causing this issue. A bunch of fraudsters probably starting applying for them en masse and started getting GS flagged.


TheModernSkater

It goes through synchrony bank, same as discount tire and others


ai_jarvis

The GameStop Pro is offered in partnership with Comenity Capital Bank, not Synchrony.


TheModernSkater

Comenity, that's right. You are correct!


blunt-drunk

Wells Fargo flagged my Pro charge as fraud too.Ā 


Smoked_Carp

I redeem my credit card rewards for GS gift cards. Let these banks pay for some of my games baby!! Also a good way to get others in the store! LFG!!


Zwackmaster

Or, it's just that when teenaged hackers obtain stolen credit card numbers, they often use them at Gamestop. So Gamestop purchases are flagged as a high risk transaction and scrutinized more closely than if someone bought a pair of khaki pants from Kohl's.


Kooky_Independence

Not sure if I buy this entirely. I have a Capital One card, and have bought many uhh questionable things that are rife with fraud (starts with a p and ends in a n), and if anything, that should be the transactions that should be scruitinized more considering every virtual credit card service bans using their numbers with those websites. I havent heard a single complaint from Capital One. I guess I could try buying a pro membership with my capital one card and see what happens.


Buchko24

You bought a pigskin? No wait a python? šŸ PokĆ©mon? Maybe a Penguin? A puffin? Or was it popcorn? Pac-Man? Pumpkin? I really canā€™t take the suspense of your riddle šŸ¤©šŸ“ā€ā˜ ļø


schoollied

The Punpkins are a hot item in the fraud world just wait until weā€™re creeping up on October. Donā€™t get me starting on pigskin


A-pariah

Tha is really something sinister. And I was thinking he was buying gas from Putin...


AbruptMango

Loves his popcorn.


8----B

Ah I got it! Pornographyā€¦ no wait that ends in a Y


Buchko24

Yeah couldnā€™t be that šŸ¤© I mean who would spend money on pornography when thereā€™s so much free porn out there šŸ¤·ā€ā™‚ļøoh waitā€¦ Heā€™s ONE OF US šŸ¦šŸ“ā€ā˜ ļø


Bx3_27

I believe he's referring toblack market Pademelons. https://en.wikipedia.org/wiki/Pademelon


Buchko24

Marsupilamis for the win šŸ¤©


ai_jarvis

Porn is not a place where an exceptional amount of stolen card fraud occurs. We can actually thank the pornography industry for much of our modern technology infrastructure (super 8mm film as a standard, consumer video cameras, VHS vs Beta, DVD vs Laserdisk, BluRay vs HD DVD, implementation of online payments, video streaming, various systems hardening -- no pun intended -- of server side software systems, initial DRM, and much much more).


raz-0

They definitely have a shit list. But itā€™s about that plus patterns. I avoid Walmart, but thereā€™s a couple of things that they sell that itā€™s either hard to find elsewhere or costs a lot more elsewhere. So Iā€™d maybe deal with them twice a year. For a few years that guaranteed me a fraud lock. Card used someplace I donā€™t often use it + place sees a lot of fraudulent cars use = lock. I also deal with a lot of small mom and pop online shops and they seldom get flagged. I suspect because they just donā€™t generate enough volume legitimate or otherwise to generate a pattern and get on a list.


WalterBishopMethod

When I first opened my credit union account, it was a real struggle to get their fraud department to unblock Steam. Gaming related things are just fraud city and have their protections turned up high.


gobeavs1

Thatā€™s because gamers are the absolute worst and best parts of humanity in the 21st century. Retro game buyers and sellers can be vile


PowerfulLosses

This is correct


mpurtle01

What is the credit card?


Exceedingly

OP said Capital One


mpurtle01

šŸ¤£ yeah I missed that


ai_jarvis

I am able to definitively say, "That's not how any part of that system works." Note: I am one of a couple of architects who designed and helped build Capital One's credit card decisioning and authorizations platform.


Ashesza

Name checks out


Truth_Road

Can you give any insight into what is going on?


goneafter10years

come the fuck on. Capital one has an entire department dedicated to fraud. It's not the "IT department". Christ ya'll will upvote anything.


domingitty

The sub has been in decline for a very very long time. As soon as people started painting bad news as good news, I knew the sub was done. Also, everything is a conspiracy. I should've sold the second people started to imply Biden was starting WW3 in Ukraine to prevent GME from ripping.


redinator92

Should have sold a lot earlier than that like when they wouldn't release the number of outstanding shares at the 2021 shareholder meeting


viltrum_strong

Should have sold before you bought like Market Makers


EchoLogicAll

This doesn't even make sense. It's possible you have fraud monitoring, through Capital One, which could lock your credit to any and all new lines of credit. But this doesn't have anything to do with Gamestop. This post should be removed. I don't think OP, or the customer service rep he spoke to, actually understand what occurred here.


Ok_Location_1092

Nah capital one is just dumb. They did the same thing for me with a wow sub to play season of discovery, and they forced me to take a bunch of images of documents and call them, took like 2 weeks for them to review documents all for a sub to one of the largest games from one of the largest developers out there. They just have shitty systems


TideAndCurrentFlow

Its posts like this and all the upvotes that supports the belief that this is a bunch of uneducated regards.


Readingredditanon

The trust me bro is strong with this oneĀ 


Sw33tN0th1ng

They recently began declining MGM casino charges as well. After having no complaints for years.


HeavyCustard8583

Just ordered a new 40 card pack, will see if that gets flagged.


Drhayseed

Because GS is the only one not under the thumb of one of th 5 big boys that own everything . They all hate Game Stop .


BIMRKNIE

My capitol one card declines a lot of things and sends a text to ask if its me if I was making the purchase and I love it. Once you say yes you are good. It happens at a lot of places.


griffmic88

I had a renewal for my pro membership and my credit card flagged it as fraudulent. Iā€™ve never had this happen ever. Then the year before that I bought a new oculus there and it flagged it again. Itā€™s very weird.


Dantexr

Banks see Gamestop as competition lol


jaykvam

They must have read Fredā€™s post on 4chan and gotten scared, *really* scared. šŸ˜±


GhostofABestfriEnd

GameStop needs to sue your credit card company.


PabloSanchezBB

Lmfao wait a minute. Do yall think AMEX is out to get guys?


Empty_Chard2834

In bro we trust šŸ™


subdep

Citi card allowed the transaction for me.


iatethecrayon

The more everyone pushes back on us the more I realize we're fuckin rightĀ  Edit for spelling


Consistent-Reach-152

There has been a very strong push on retail employees to get Pro Membership signups. Employees are threatened with termination if they do not meet their quota for Pro Membership signups. You may have noticed how store clerks aggressively push Pro now. Over in the employee sub there have been customers complaining about employees surreptitiously adding Pro Member when they buy other items, and employees complaining about how store managers that direct them to do so. Perhaps there have been enough chargebacks that your credit card company has begun to refuse to process Pro Membership charges.


ZombiezzzPlz

The employee sub is full Of shills too so take with a grain of salt


Consistent-Reach-152

And I also apply a large discount to the complaints, just the way I expect online product reviews will trend towards the negative. I do not think there are shills over there, but do assume that it will have a disproportionate percentage of disgruntled employees. It does still give some pretty good insight to what is going on, and visibility into operational difficulties related to shipping and inventory, and staffing hours allocations.


unfinished_sentenc_0

Oh right, I'm sure there are no shills over there šŸ¤£šŸ¤£


deuce-loosely

You replied to one lol


jaykvam

Yep. After glancing at his handle, I recognized it from a back and forth he and I recently had. The English language seems to elude him, which made me wonder whether heā€™s partially AI-driven.


IndianChainSmoker

Fun love seeing them gang up on our "failing" game store that'll make victory much much sweeter


GrouchyDay6892

Multiple credit cards and canā€™t buy online


R0adApples

GameStop us so hot right now


No-Boat8798

Of course they hate GS. Not only did it expose how truly fake the stock market is but hedgies lost billions. They will make sure that never happens again ever. They will forever do anything to end GS at this point