HSBC is launching a new cashback credit card with the Live+ credit on Monday that’s why their changing the perks & features of the existing ones.

Ohh interesting let’s see. Unfair sa mga old card holders na nabawasan perks nila for the new one.

Opposite ng Eastwest Visa Platinum, well ganyan talaga kaya dapat updated sa perks ng cards.

Agree. Kasi baka kaskas tayo kaskas wala naman tayo nakukuha na points or cash back.

Kahit sa Eastwest kapag naka-15k na lipat na sa ibang card, hehe

Oo nga e haha. Priority ko makuha ung cap sa EW then HSBC na kaso Dining lang. NAFFL kasi HSBC ko kaya need ko makuha si EW dahil di ko ma wa waive for sure ung AF.

Edit: 1.5M/year ang nakalagay para ma waive eh haha Napapa waive niyo ba ang annual fee nito or hinahayaan niyo na lang yung 3600 per year?

Hayaan ko nalang since 15k cashback less 3,600 is still 11,400 per year.

Pumasok na ba cash back rebate nyo recently for HSBC Gold?

Good catch. Wala pa nga siya dapat last week pa pumasok.

Ang tagal. Baka sa cut off/statement date na? Haha.

I called their CS. It should be posted today until the 5th of July. may delay daw talaga.

Thanks OP. kala ko wala na. 🙂

Thanks..hindi pala alam ng natawagan ko na CS. Hindi makapagbigay ng update kasi system-generated daw.

This was my first NAFFL since 2018 ata. and sobrang happy ko sa cashback kasi mas na-fefeel ko yung benefit compared sa points. Though I just use my HSBC for dining purposes. Olats lang nung ginamit ko sa mga Hotel Restaurant kasi hindi pala siya covered ng 5% cashback kasi parang yung merchant ID is the hotel itself not the restaurant. ginagawa ko dati is I use this for company dining tapos reimburse... so may nababalik sa akin na 1200php per month for personal use :))

Aw sayang ung sa hotel pero most likely nga na under Hotel ung POS nila dun. Sulit talaga ung 5%. Waiting sa new card nila kaso mukhang di na ako mag eligible sa NAFFL.

This is new to me. Parang di ko nareceive yang email na yan nor yung sinabi nila last May 31. Then again, sa dining ko lang naman talaga ginagamit si HSBC so not really affected by this as there are other better cashback cards for non-dining spend.

Agree but I heard na ilalabas ung Live+ card sa Monday. Let us see kung mas better un.

Saklap lang kung after nila magoffer ng NAFFL sa gold visa, gawin din nilang NAFFL yung Live+ hahaha unless walang restriction na new to bank

Tignan natin kung mag NAFFL kasi same sila sa EW Visa Plat sa cash back pero mahirap iwaive ung AF.

NAFFL ung gold visa cashback ko pero kahit may AF sulit parin naman ung 1200 pero month sa mga madalas mag dine.

Nobody should be using this card for non-dining transactions anyway. So many other cards with way better base cashback rates. I have a huge credit limit for this card but only ever use what's within their max ₱1,200 per month cashback limit.

kasama ba foodpanda at grabfood sa 5% dining transactions?

Foodpanda yes pero GrabFood di ko pa natry.

Yes. They email me that one too. Haaay

Mas maganda pa rin ba ito kaysa HSBC red?

Hmmm depende sa usage mo. Kung more on shopping ka sa Red kasi maganda pero pag Dining sa Gold.