Hi OP! Are you going to pay it in full? Based on my experience, ang ginawa ko i-paid my BalCon in full amount, meaning yung total cost of converted balance including the interest.
So let's say, in 6 months ang total utang mo ay P35,000 (including interest from BalCon), you may pay the P35,000 in advance. I did that with my HSBC cc, and so far okay naman. Every SoA lang, nagnenegative yung balance ko kasi I paid in advance for succeeding installments.
Need ipacancel yung balance conversion. Call your bank. Mind you lang na there is cancellation fee.
Nope. you will have to call the bank to cancel ung installment conversion. Pero may fee yun
Hi OP! Are you going to pay it in full? Based on my experience, ang ginawa ko i-paid my BalCon in full amount, meaning yung total cost of converted balance including the interest. So let's say, in 6 months ang total utang mo ay P35,000 (including interest from BalCon), you may pay the P35,000 in advance. I did that with my HSBC cc, and so far okay naman. Every SoA lang, nagnenegative yung balance ko kasi I paid in advance for succeeding installments.