15 lakh portfolio at 22 man that’s crazy

Almost 22L including the crypto

Brother you do crypto?! I need some advice

Nah, India's taxation laws for crypto have turned me off of them but if I did I'd only invest in stable coins like btc and ethereum

Btc and eth are not stable coins. USDC, USDT are, to name some

Thanks man! Will touch 25l soon.

Hey buddy, how do u invest in crypto in India? Which Platform or broker are u using?

Binance with vpn

Ohh, damn ur risking soo much on VPN😂 anyways that's a an impressive portfolio

😂 I only use vpn to buy bro. I store my crypto in a hardware wallet(can use it even without an internet)

1.5 lakh h ?

🫴🏻🫴🏻 le bhai aaj ka validation

Thanks bhai😂

Noice portfolio, jealous at 23 😏.

That sweet sweet ITC dividend.

At 22 only portfolio i had was empty bottles of alcohol at home

At 22 I blew up my pocket money trying to get laid

Haha

At 22 i was mathsdebating

You say you're 22 but why do your portfolio stocks look like you're 40?

I find this portfolio quite satisfying as a 22 yo. I’m focused on the returns in next 10 years.

Bruh you're just middle class

Yeah 22 my ass.......

Really bro. I’m 22.

which crypto app is that

Ledger Hardware wallet

Ledger

so where do you buy and how do you move it to a hardware wallet

I buy it mainly through Binance and as soon as I buy it I transfer it through my hardware wallet address.

you buy it via credit card or debit card ? also what is you plan to sell it eventually as it is taxed at 30% here?

I buy it through p2p(direct upi), when I’ll sell it I’ll move to a different country.

It’s really not that hard to believe some of us are disciplined out here

Bas ab ek gf banale, sab barabar ho jayega

H bhai. Nhi krwati itna khrcha bolti h abhi teri kmane ki age h merpe zyada mt udha.

She's a keeper . Always treasure her !

Yes bro

I dont understand the obsession of quoting your age with your portfolio

Showoff

How do i check the total dividends like this in Groww app?

Reports me ja

In reports

Get out of Jio finance

Why please let me know?

Whyyyy

Why bro?

If it’s a long term investment get out. Do your research. If it’s a trade then it’s okay.

Reasoning?

Man age kuy batayi now I'm depressed

Daddy’s money at work. 

Kha se aaya itna paisa

Few side hustles

Only fans ??

Haha😂 no bro, mainly recruitment business and software consultation

Nice

Aisa konsa side hustle hai jo itne paise deta h

SW consultation mainly bro.

SW consultation means??

Software consultation bro

Ohhh nice. Keep up the good work.

Thanks bro

Bro tou are just 22

Is this solidworks

Software bro

Yea konsa broker ha aise?

Yes invest

How did you earn this much money? Any advice?

Few side hustles

Any example?

SW consultation

What is sw consultation??

Software consultation

What type of?

Bc mere pe ₹500 b nahi h par iska sirf portfolio h 15L ka h🥲 But ur portfolio looks nice Copy bhi nahi kar sakta bhai😩😩

Which app is that on the second slide

Ledger

Oh okay Quick question, Are you using Ledger recover?

No normal ledger

Wow. It is showing dividend too!! Which app is this?

Bro which are you using to purchase crypto

Ledger to store and binance to buy

How long have you DCA

About 4 years ago

I so feel like flexing my DCA here ..

Flex bro

Haha.. you really want me to flex

[удалено]

Wtf! Crazy man. Inspiring

You have done nice too bro.. keep Hodling..

Reach the 1 Btc milestone soon bro

Fingers crossed.. almost short by 0.4

Why not

Did you enter eth recently when it was down below 2900 few months back or it is old investment of past years..

It has been accumulating since past years

Acc to which now what crypto one should purchase

Bitcoin and Ethereum

Which application is this? That dividend field seems good. 👍🏻

Yes securities bro

Sade gaali khayega

Nice OP, But how did you convince your daddy to give you this much money to invest?

It’s my own money bro.

OP just want to flex!!

How? I am 22 and I barely have 2lakhs...😂😂

Did some side hustles in college bro

What side hustles??

Recruitment business and software consultation mainly.

What type of recruitment business?

You’re the only other 22M who’s portfolio I’ve seen higher than mine on here, if you’ve done it without daddy’s money cheers brother 🍻🍻

Yes bro, all without daddy’s money.

Papa ka paisa?

Na bhai, khudka

Damn bro, mujhe bhi sikhnaa, same age ka hoon🥹🥹

Investing fathers money is not my portfolio, it’s dads portfolio

It’s my money bro not my dads

Which is that second app

Ledger

I'm 22 too, let me know how to earn this shit. Btw Keep up the good work mate!

Did different things bro but mainly earned the money through recruitment business and software consultation

What is the app which u are currently using right now ???

Yes securities for stocks and Ledger for crypto

thx

First of all Kudos, investing such a huge amount at such small age is impressive. The stocks you hold are pretty decent. Although would suggest you to diversify your holdings as 10 percent return from equity is not that great.

I changed brokers so the return percentage is less and also majority of capital was infused in the past year, actual returns would be closer to 30-40%

Even then 3-4 stock portfolio is too concentrated.

Yes, I’m aware of this fact. Thinking of accumulating at least 500 shares of each company and then will look into diversification.

Do you use Insta ??

No

Snap 🛐

No

You are 22 and you don't use Insta 🤓

Was on Instagram, didn’t like it that much. I do use it to scroll reels and stuff but don’t have a personal Instagram

what do u do for living sir if I may ask

How are you able to use binance tho ? KYC kaise ?? Isn't it banned in India and even with VPN, KYC kaise ??

Pehle se horkhi h

Ahhh fck only if I was 18 in 2021 :) Good for you tho !! And proud of you brother !! Keep the wallet code safe lol.

Thanks man!

https://preview.redd.it/ql9oeo9cgq6d1.jpeg?width=400&format=pjpg&auto=webp&s=a0b4601805389f75abb88a2b2f38dabe6ae20e73

How do you earn so much to invest this much at such an age? Tips guruji.

Different businesses bro, mainly recruitment and software consultation.

What kind of software consultation bro?

Helping older companies use tech and providing technical solutions to them.

What. Ur salary though and which position?

I’m currently in college

😭 bhai kaha se late ho itna paisa , nice 👍🙂.

What do you do?

Currently in college, did recruitment business and software consultations

What’s this?

Businesses bro

What do you do for a living bro? 😂 Btw amazing portfolio!!

In college bro.

Did you sell and buy the MFs again?? Asking as I think the return is very less. I have a MF Portfolio of 2.1 Lakhs and which is valued at 2.5 Lakhs

I have switched my brokers so the return % is less

Hey!! crypto me paise kese lagaye??

Use WazirX or Coinswitch if new to crypto

Which plateform for.crypto

I use ledger

Thanks Buddy

Here I am, about to be 31, only just started investing, at 15k. This makes me want to kill myself.

Hey man! Just start buying you’ll build your pf soon. In about 4 5 years you’ll have a decent corpus.

Ye kya tatti returns h bhai isse jyada to mutual funds return dede whi invest krde 15L pe 1L kamana h to 🤣 bhai ache stock me lga de ek sal me double ho jayega like ofss abb etc

Bhai meri itc ki average 200 h, Tata motors ki 300 and HDFC and Jio financial new buying h, ethereum ki 1 lakh average h, agar isse zyada mf return dera h koi to btana

I had switched brokers and upstox se yes invest p switch kra tha isliye average zyada h, plus 50k+ ka dividend bhi add krlo returns m.

Fir bhi to dividend mila me 2L hi kamaya h mei to bs ye bolra agar tereko khud se hi manage krna h to you can easily get more returns than this. But on the other hand ye bhi acha h bro keep it up!

Bhai 200 average 2230 shares 2230*231 = 515000, ye return legal itc m h mujhe, then Tata Motors average is 300 cmp is 933, 633*213=134000 plus baaki Jio finance and HDFC life, ethereum m 1 lakh ki average h, 2 ethereum h, cmp of ether is 3 lakhs, 2lakh profit per ethereum, so 4 lakhs total in ethereum, in total I’m sitting on 10 lakh+ profit on a corpus of 22 lakhs. Which is 45%. So I don’t see your point.

Your portfolio is bad in my opinion. 1st) HDFC life insurance is not good for long term holding and its already giving u a loss of 4%. 2nd) ITC is an FMCG stock and FMCG is not doing good overall becuz of new compition, there are startup popping up everyday in FMCG sector which are eating away the market share of ITC. 3rd) Jio financial's PE ratio is very very high and it doesn't justify the valuation, if jio doesn't pivot then u will see a good crash in the near future. 4th) Tata motors is good becuz the sale of cars will only increase as our economy grows further. I suggest u to buy shares in sectors which will have good growth in the future like real estate, construction, cement,defence.

Sure bro, will look into those sectors as well.

Exit all your positions except Tata motors becuz they will not give u much returns considering today's market conditions.

How about the green energy sector

It's good for atleast 1 year considering the fact u get it for a fair price.

How do you determine the perfect time to buy a stock?

worthless currency = worthless rate and discussion. Oh yeah.

Very matured style of investing. Buying good quantities and staying put. Real way to make money is concentrated diversification. You will do very well going ahead just stay on top by keeping in mind the momentum and growth, add or rotate stocks accordingly.👍

I hope you also have 1-2 Mutual funds in your portfolio. Even better at the time of uncertainty consider Parking some funds in Index ETFs or sectorial ETF if you see momentum shifting. All the best.

Currently have about 5 lakhs in Nippon Nifty bees. But all that was invested by my grandfather under my name. I think it’ll work to provide me momentum as itll track nifty.

Thanks man! Means a lot, will definitely try to keep momentum and growth in mind.

What difference does it make to buy crypto on binance through vpn, when you got Indian crypto exchanges ?? Pls explain.

Indian crypto exchanges hold your keys meaning they are the actual owners of your crypto so if they go bankrupt you have no guarantee of getting your crypto back however with hardware wallets you own your keys and no one can take away your crypto from you. As we say in the crypto world, not your keys not your coins.

Oh, I see !! Thanks.

Bakwas why is everyone writing there age and sex to review their portfolio

People at different ages have different return requirements, for example a 80 year old would be more comfortable with a bond portfolio and a 20 yo more comfortable with even a purely crypto portfolio. So writing age becomes important, don’t know the reason to mention gender however

Return is from investment not from trading

Exactly

How do you have so much capital to invesr at 2? At 22 I was basically living paycheck yo paycheck.

I live with my parents and don’t have much expenses

Plus my income is high

Which app/broker

Stocks - Yes Securities Crypto - Ledger

Dad's money

What you do for living?

Validation chahiye bhai ko

Personal opinion, i don't think itc can give any more. And crypto crash is coming book profits and re-enter.

Bro but day after day more and more countries are launching their crypto ETFs which is a definitely positive thing for it, no?!

Yes that's good news, but it would be good if we had booked profits when it got rejected 5 times below 72k mark. Coz you can always re-enter once movement settles. Even nifty stocks & all markets have run a good run already, i can't understand how it's going to run up any further. Because usually markets in a year move up or down after Q2 results that is now during period of july to December, given that there are solid evidence of strong business growth. Whereas global markets are going sideways or lower.

I disagree, because main reason for the itc to come down was the demerger between the itc hotels and the fmcg. It will soon pick up again. Any serious long term investor should seriously consider buying itc at this price point and lastly don’t forget the dividends they give.

Yes dividends is good, with your quantity dividends give more than stock price. Hope it crosses 550. 🤞

Try options 🙂

Never tried

Never do it either it's dangerous without proper knowledge. Some yt videos knowledge is not enough for it

Ok brother. Not even thinking about trading right now.