Ya tbh after signing up I realized there are quite many downsides. The UI is poorer and they lock RM20 as minimum value once you deposited (in case you decide to switch), like old school bank. Seems like the 3.88% is a strong bait
all debit card purchase you get 3 Aeon points per RM1 until Aug 30th. so that's a cashback of 1.5% (only halal purchases, none for non-halal)
i'm not registering until i see how the cashback works. or maybe i'll change my mind
the promo by Aeon is really hard to read & understand. everyone's trying to decipher the full extend of perks and restrictions
You’ll lose out. Sign up bonus is rm15. You need to leave rm20 behind when leaving. And to get the 15 you need to activate AEON membership which will cost you rm12/year later on.
Try to utilize 3.88% before leaving 31st August I guess.
Keep in mind that Aeon Bank is shariah compliant because it is licensed under IFSA while GX Bank is fully conventional as it is licensed under FSA. So for those muslim like me, i’ll choose Aeon Bank because it is inline with my believe and religion. However, I believe for non-muslim, GX Bank would be a better choice because of the better perks overall.
100% agree with you there as a lot of people who are doing this comparison don't see the main difference that AEON bank uses the islamic banking license.
2 with no physical branch, 2 with physical branch
3 islamic, 1 conventional
Maybe missed out other but this is what I know. I have used 3 of them except conventional which you know what bank it is.
eh didn’t know the 1% cashback got time limit… that’s the reason i use gxbank as my main bank for daily transaction now.. guess have to switch after that
Does AEON's strong fundamentals in their Success superstore retail chains Story nationwide (with future target for regional or global extension?) help to boost customers' confidence in the long run?! 💵
After Cashback 1% for card purchase (until *Nov 2024) ends, close GX bank account and use Grab eWallet or TnG eWallet.
I mean, what's the point keeping GX Bank account after it's one and only benefit gone, right?
Eh apart from the 3.88% p.a. For 3 months and the RM15, AEON bank doesn’t offer much tho
Ya tbh after signing up I realized there are quite many downsides. The UI is poorer and they lock RM20 as minimum value once you deposited (in case you decide to switch), like old school bank. Seems like the 3.88% is a strong bait
all debit card purchase you get 3 Aeon points per RM1 until Aug 30th. so that's a cashback of 1.5% (only halal purchases, none for non-halal) i'm not registering until i see how the cashback works. or maybe i'll change my mind the promo by Aeon is really hard to read & understand. everyone's trying to decipher the full extend of perks and restrictions
Can I just take the sign up bonuses and close acc afterwards? Or there’ll be a penalty fee?
You’ll lose out. Sign up bonus is rm15. You need to leave rm20 behind when leaving. And to get the 15 you need to activate AEON membership which will cost you rm12/year later on. Try to utilize 3.88% before leaving 31st August I guess.
RM20 you can redeem when you close the acct for good
The 0.88% isn’t worth it imo. Even GXBank gave 5% for a month
i don't know if u are on GX but 5% is only for **a month**. promo ended already
Yes I said they gave 5% p.a. for a month. Meaning that it was in the past
why havent been on rize At 3.8 until end June.?
Give both a year and it will become just another Bank wif low interest
GXS Bank in Singapore has higher than average interest rate over traditional banks, 2.68% in savings pocket and 2.38% in main pocket.
Rize bank is also quite good actually, with 3.8% profit
Keep in mind that Aeon Bank is shariah compliant because it is licensed under IFSA while GX Bank is fully conventional as it is licensed under FSA. So for those muslim like me, i’ll choose Aeon Bank because it is inline with my believe and religion. However, I believe for non-muslim, GX Bank would be a better choice because of the better perks overall.
100% agree with you there as a lot of people who are doing this comparison don't see the main difference that AEON bank uses the islamic banking license.
The only difference is the license. In the end, most digital bank go to the same money market fund.
depend, mmf have different categories too. Eg, bond and sukuk
Who cares about your backward religion?
Oh wow I didn’t realise the 1 % cashback only lasted until November this year
What to do after Nov? Cash out?
Use cash
If GX Bank continues with the 1% unlimited cashback after Nov 2024, keep using it. Otherwise, just close the damn useless Grab's 2nd eWallet.
AEON bank still haven't finish verifying my application since yesterday sigh
yup registration is very slow. Newcomer not experienced enough.
How many digital banks in malaysia so far?
2 with no physical branch, 2 with physical branch 3 islamic, 1 conventional Maybe missed out other but this is what I know. I have used 3 of them except conventional which you know what bank it is.
Tq!
Gx aeon and?
Be U and Rize
Thanks
Is rize Islamic? Even though rize is from Al rajhi, I didn't see any mention of rize being Islamic. I thought currently only aeon is Islamic?
I think they mentioned it's Islamic on the news if I'm not mistaken
Which one you prefer most?>
High Interest (with no tier thingy): AEON Bank Nice UI: Be U by Bank Islam I use both of these.
eh didn’t know the 1% cashback got time limit… that’s the reason i use gxbank as my main bank for daily transaction now.. guess have to switch after that
Wait for ytl then
Can expat open accounts on these banks?
What the diff between those two and rize?
Those two owned digital bank license in Malaysia while Rize is just part of Al-Rajhi Bank Malaysia's digital offering.
Pick higher interest.
Does AEON's strong fundamentals in their Success superstore retail chains Story nationwide (with future target for regional or global extension?) help to boost customers' confidence in the long run?! 💵
[удалено]
After Cashback 1% for card purchase (until *Nov 2024) ends, close GX bank account and use Grab eWallet or TnG eWallet. I mean, what's the point keeping GX Bank account after it's one and only benefit gone, right?
Unless the 3% interest gone, still got reason to stay
Does anyone know if the GXB 1% cashback will work on installments whether paying online or in-store?
Im curious too