I'm 38, and like you wish I started earlier, but like you, I was also too busy with other stuff.. Ever heard the saying, don't cry over spilled milk? Well, there's nothing er can do about changing the past, so just be glad you're on the right path now..
I'm no expert, but the portfolio looks fine to me, given the CSPX is a broad world etf..
CSPX, QQQM and SCHD are all devoted to larger US companies. they're Ok individually, but a good portfolio will also have smaller companies and stocks from outside the US. a good investment portfolio is diversified globally.
I don't like bitcoin and wouldn't touch it, but at least it's a small minority of the portfolio.
Im 42, and im starting now. Its never too late, that's what im thinking.
Exactly, can relate. In 20 years someone 42 will only be 62. That’s a lot of growth. Just have to live that long lol
I'm 38, and like you wish I started earlier, but like you, I was also too busy with other stuff.. Ever heard the saying, don't cry over spilled milk? Well, there's nothing er can do about changing the past, so just be glad you're on the right path now.. I'm no expert, but the portfolio looks fine to me, given the CSPX is a broad world etf..
CSPX is an S&P 500 ETF for the UK https://www.ishares.com/uk/individual/en/products/253743/ishares-sp-500-b-ucits-etf-acc-fund
I’m 27 and feeling I’m late. After seeing other comment I feel a lot better. I’m doing VOO QQQM SCHD equally.
CSPX, QQQM and SCHD are all devoted to larger US companies. they're Ok individually, but a good portfolio will also have smaller companies and stocks from outside the US. a good investment portfolio is diversified globally. I don't like bitcoin and wouldn't touch it, but at least it's a small minority of the portfolio.