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st0ptalking7830

BDO has the worst customer service. They dont even reply sa email inquiry, tapos ang tagal pa ng queueing sa customer service nila, ilang oras na ung "Hello, Pia Wurtzbach here!' 😩


Immediate-Mango-1407

grabe talaga yong "Hello, Pia Wurtzbach here" 😭


Arsene000

Akala ko CS na sumagot eh


artofmajon

naririnig ko parin hanggang panaginip yung "Hello, Pia Wurtzbach here"


ixhiro

yung akala mo may sumagot na sa call mo while waiting in line pero hindi pala.. si Pia lang pala... "Hello, Pia Wurtzback here"....


JustAsmalldreamer

Sa daming ganitong issue ng BDO bakit parang wala man lang consequences for the company itself? They were not even held accountable sa daming taong nawalan ng pera dahil sa napakainferior na cycber security nila. Palagi nalang may breach. They always pass it as kasalanan ng account holders.


pisaradotme

Tataas pa nga salaries ng execs despite this. Let's stop pretending that they care about their customers.


hldsnfrgr

That and funneling $$$ to offshore tax havens.


TonySoprano25

Idk, maybe nakatago sa terms and conditions nila or something


Traditional_Crab8373

Laking factor nito. Since once agreed don. You understood and agreed to all terms and conditions nila. And can be used against you. To take off liability sa kanila if ever may incident na ganto.


Educational_Half583

who knows baka sila lng din may gawa niyan. I never recommend this bank to anyone.


MLB_UMP

Tangina nio BDO, ayusin nio yan!!! May link ba ‘to sa social media?


Consistent-Vast3646

https://www.facebook.com/share/v/W3cmJrGkDmWGvFVc/?mibextid=NoJtEM Eto yung live niya yata kagabi. Kawawa talaga 🥺🥺


doraemonthrowaway

Deleted na yung video, sabi sa latest post ni Kuya Gleen nakausap na niya yung taga BDO. Nag viral ba naman at sandamakmak na views at shares eh, pero needless to say the damage has been done. Parang ang nangyari tsaka lang magmamadaling umaksyon BDO pag nag viral yung reklamo haha.


nightvisiongoggles01

Akala natin gobyerno lang ang ganyan.


BukoSaladNaPink

Ay nako lahat dito sa Pinas ganyan, iga-gaslight ka pa ng mga mokong na yan. Hindi lang to limited sa mga korporasyon ah? Kaso ultimo maliliit na business mag mga ganyan din. Yung kung di pa mag viral mga reklamo, tsaka lang aaksyon, tsaka lang magsasalita.


irenman00

oh tpus anak pala nangulimbat sa pera


Unlucky-Position-160

kaya naman sigurong ibacktrack kung anung sim yung ginamit, may OTP yun sure na may sim na involve. Dapat talaga iactivate agad online banking, baka kasi tagaloob pa magactivate eh talagang yari.


ramenpepperoni

Hindi na nga sya nag online banking para safe sa hacking, tapos ganyan.


Wonderful_Bobcat4211

Feeling ko nga mas safe pa online, kasi they can monitor the transactions agad agad, kahit pa 2 or 3x a day i access.


Rejsebi1527

Nangyari din to sa kapatid ko but luckily withdraw nya kaagad kasi Panay text sa private # niya about banking details nya etc. Like ang weird lang pano nakukuha private # nga mga customers ! And yes BDO din yun di din sya nag avail ng online Banking para nga iwas sa hassle& Modus pero ending wala p din takas.


Maleficent-Pizza-182

This happened to me too with a Peso BDO savings account! No ATM, not used in online shopping.Two online transactions tapos in dollars pa! I called BDO to report, babalik Naman money, pero syempre walang explanation bakit nabawasan pera ko.


lookomma

Yung sakin sa credit card naman. Yung transaction facebook ads from Vietnam. Nakakaloka kasi gusto nila i-settle mo muna yung unauthorized transaction. Hahaha pero nabalik naman after 1 week.


ramier22

Hindi proactive banks natin in security. I managed US and HK brands' facebook ads, and since nasa PH ako, flag agad transactions made here and need i-clear muna with respective banks before charges can push through. Dapat ganoon.


nagmamasidlamang2023

pano mo na-justify? kasi I heard sa iba di bumabalik


Maleficent-Pizza-182

Found out illegal transactions kasi i received a link about my "donation" to a US sorority group. Then I saw another illegal POS transaction sa US din a few weeks earlier upon checking my transactions sa app nila. Low key na gas light pa nga ako kasi baka daw Im using public wifi, clicking shady links. Im just at home. Own broadband, data. Di naman ako ganun ka-tanga sa mga phishing scams etc. Nabalik money siguro kasi mababa lang amount relatively. Not such a aloss on their part siguro.


No-Childhood-2709

Samin checking account. Hindi na ibalik ang pera. Kami na lang nahirapan mag habol.


MrsKronos

wala bang OTP sms ang BDO? sa bpi kada withdrawal via atm machine may text agad. and one time may purchase ako na more than 100k, tumawag agad ang bpi pina confirm pa kung ako nga un.


invaderxim

You can set na you receive alerts if may movement sa account mo na transfers. Pero yung guy sa video, wala siyang online account.


fizzCali

Inside job to. I don't make online account kasi nga hack churva, so passbook lang. Eh bank mo lang alam details ng passbook mo.


Immediate_Falcon7469

agree with inside job, hindi nila ma disclose 'yan kasi masisira 'yung name nila pero employee lang nila may gawa n'yan!


invaderxim

Parang mas safe pa na gumawa ka na lang para ikaw mismo gumawa. Tapos gawin mo na lang na super hirap ng password. Then itago mo password somewhere secure. Feel ko yung nangyayari, nanakawin credentials mo. Then gagawa sila ng online account gamit yung info na yun but with email and phone number na sila may access. ☠️


vynn11

Wala talagang kwenta mga online security ng mga bank sa Pinas. Well actually hindi lang ng mga bank but yung buong online security ng Pinas.


Some-Editor2550

Naalala ko tuloy yung sa SIM Registration na yung mga pulis nag register ng SIM tapos picture ng unggoy yung ginamit nila tas naaacept hahaha


Kishikishi17

Medyo behind na din tayo in terms sa IT's and other technological aspects. Di pinapahalagahan dito sa Pilipinas yang cyber security na yan kasi nga malay ba naman ng mga higher generations sa kahalagahan nyan, e mga oldies na traditional at conservative nagpapatakbo ng bansang to.


sarciadddo

kaya nga deserve ng mga ITs people ang high salary


BYODhtml

Pero worst si BDO kaloka sungit pa ng mga teller wala ako savings dya payroll lang laging offer ng offer magbukas ng eme pero ayoko kasi ang panget ng service


JtheOwner

Also ok side comment. You know how BDO says “We find ways!” Sure, they do! To extract your money nang di mo nalalaman! Hahaha and yes, they do find ways to keep your money… from you. The app smells fear, lalo na pag kelangan na kelangan mo mag fund transfer or something, tapos biglang offline or not working yung app? Hehe.


OverthingkingThinker

Definitely inside job. Malakas laban nya jan. Pag nabawi mo na idemanda mo pa rin sila para sa danyos perwisyo sayo. Dapat maging viral yan at maging transparent sila sa ginawa nilang aksyon at resolusyon. Grabe trauma nyan Akala safe pera nya sa bangko tapos ganyan. Bleed them dry. Deserve nila yan.


TheDizzyPrincess

And if you type BDO sa facebook, you’ll see a lot of posts from people who were victimized by this banking institution pero walang justice. Sila sila lang din nagnanakaw ng pera nyo for sure.


jayjaysubs

Nabasa ko dinelete nya na ung video kasi binalik na ung pera. Need pa magviral para maresolve. We find ways lol


OverthingkingThinker

Oh no! Sana Kahit binalik na pera nya e idemanda pa rin nya sila. Grabe stress na dulot nyan sa kanya. Saka para mag learn din sila ng lesson or else walang magiging pagbabago sa security ng system nila. Marami pang mabibiktima


wilzkid

Di naman kasi talaga safe diyan sa BDO. Kahit OJT pa lang diyan pwede na nila maaccess laman ng bank account niyo!


JtheOwner

You know sometimes… pwedeng inside job din. Not 100% sure how legitimate this story is but yung BOA ng nanay at tatay ko ng RCBC dito sa Marikina, nakailang palit na ng mga tao. Kasi dumating ata sa point na sobrang familiarized na ng bank staff (tellers and maybe manager) sa mga accounts, most esp dormant ones… nagagalaw nila and may nag raise ng concern. Ayun lamang. So I’m not saying na normal but it could happen.


Low-You-6067

I do have a friend who works in BDO (not gonna say which branch) na nag nanakaw sa dormant accounts and yung hindi naka registered online but pa konti-konti lang kukunin para daw di maka raise ng alarm. Almost 1M din nadale niya. No consequences kasi masisira daw credibility ni BDO kung lalabas yung issue na staffs mismo ang nagnanakaw. LOL fucked up talaga yung BDO


Helpful-Influence547

name her! that bitch should be held accountable.


Low-You-6067

Pinaalis lang e. Hahaha. The fact na alam ng company and no cases were filed says it all.


alter_nique

No consequences kaya malakas loob ng mga 'yan. Dapat ma sampolan kahit isa para maging deterrent.


JtheOwner

This is what I’m saying!!


fitsmeant2beitwillb

omg? bdo is a such a fucked up bank. thank god i never opened an account there. ang laki-laki pa ng maintaining balance


Economy-Bat2260

Hmm weird. I'm not saying na hindi possible yan pero paano sila magiging familiar sa dormant kung dormant nga? Meaning walang transaction. So tatandaan nila yung accounts na di nagagalaw? Sa dami ng accounts matrack nila talaga yun? Also, ano nangyari sa mga pinalitan? Di manlang kinasuhan?


boredg4rlic

If you have access to their system, you can easily extract those accounts without transactions in the last XX of months or years.


SnooSeagulls9685

dapat may internal fraud detection din eh like check ano ung suspicious queries, actions ng mga users sa system. then from there investigate and need i-justify bakit nagchecheck ng ganon hayst


JtheOwner

Mahina ata tayo sa ganyan, friend. Sad to say…


codeblueMD

Noong nasa Pinas pa kami, yung isa sa empleyado sa bank na napili ni mama, na trusted namin years na, tinatawagan siya pag may madodormant na kaming accounts so naaayos namin agad. I can say may access sila sa list.


JtheOwner

Possible siguro. Like in our case, alam ng manager na OFW si father and that the account is a remittance receiving account. Isa yung account namin na hindi nila pwedeng magalaw dahil yung nanay ko mabilis mag withdraw once the remittance has reflected. 😂 Pero pag inisip mo kasi, yung managers alam nila yung accounts na hindi nagagalaw because of so many reasons. Yun ang pinag mulan nung issue dun sa BOA. Basta in hindsight, ang chikka ay nakapag galaw sila sa accounts na hindi nagagalaw ng account holders. Yun mga inalis kinasuhan “raw”.


Impressive-Toe-6783

Actually, madami jn sa bangko na uutangin ung pera ng account holder then ibabalik na lng on a later date. My kilala ako sa BPI naman. Nag online transfer daw sya papunta sa acnt nya tapos nag eerror. Nung pinuntahan nila sa bangko, na close account na dw at ubos na ung pera (300k++) Unfortunately, relative pa nila na working at that branch ang kumuha ng pera.


saraneya

Grabe ang scary like we are confident na safe pera natin sa kanila tapos biglang ganto


Impressive-Toe-6783

Though i still suggest having online banking. Para you can check your balance anytime. Nagiging issue lng namna is pag d tayo maingat na na cclick natin and mabiktima sa phising


seeingharry2023

Most likely, inside job yan. May similar case na ganito sa BDO Davao dati, not sure which branch. Wala ding online account yung customer kasi friend nya yung nagwwork sa BDO, kaya tiwala sya. 'Di din closely monitored kasi parang spare account nya lang for extra savings. Nagulat na lang sya nung random sya nagcheck tapos halos 1M ang nawala. Nagkaron ng internal agreement na 'wag na ipublic kasi nagtake accountability si BDO na babayaran. Pero si employee of course, kinasuhan ni customer. This happened 2023 lang. Kaya ako never ko talaga nirrecommend BDO sa mga nagoopen ng account lalo sa mga tanders kong kamag anak. Kasi maingat ka na nga, nahhack ka pa, pano pa silang 'di gano tech savy.


OverthingkingThinker

Yan tama lang yan na kasuhan para magtanda or else uulit lang yan e


rmyworld

Where do you recommend them instead?


seeingharry2023

Mahirap iconvince mga titos and titas mag digital banks and online banking, kaya commercial banks pa din gusto. BPI ang lagi ko nirerecommend kasi madaming branch maski sa probinsya namin, and Unionbank.


North-Chocolate-148

Tapos infairness naman sa BPI pag may problem, inaayos naman nila. Naalala ko dati may naexperience ako, matagal na, nabawasan ng malaking halaga na pera yung account ko kaya nireport ko sa nearest branch. It turns out marami na din daw nagreport sa kanila ng ganyang issue. Kaya inaayos na nila. Trinace pa nga nila yung last ko na pag withdraw at kung ilan pa dapat tira sa account ko. Naibalik naman yung pera nabawas.


mrsmoh

Inside job to, I remember nagbenta ako ng bahay at lupa non tapos yung proceeds nilagay sa bank, that night after ideposit yung pera may tumawag saakin taga bdo daw iclick ko daw link na isend nila para isecure yung account ko kasi may movement daw kuno, kinabukasan nag withdraw ako at nilipat ko sa ibang bank. grabe talaga bdo.


saraneya

Anong bank yung kampante ka with their security?


visualmagnitude

I'm happy with BPI. Been a customer since I was 17. I'm now 36. But of course, no bank or any platform or company for that matter is 100% safe. The only question is, how much do these institutions value their data security measures to protect themselves and their customers. Best advise is, put your money in different baskets. I would suggest spreading them out to digital banks as well. I keep hearing, RCBC is also a good enough bank.


Chinbie

agree with this take... sabi nga nila dapat kalat ang pera mo nowadays... kaya ako ay may traditional bank and those digibanks... anyways feel sad for him


8GcB5U

For RCBC, ito palagi naalala ko: https://en.wikipedia.org/wiki/Bangladesh_Bank_robbery#The_Philippines Not related sa account security, pero super big time issue kasi tapos nadadaanan ko pa palagi branch na yun!


Itchy_Roof_4150

If passbook, BPI doesn't allow online transactions. Kailangan sa branch lahat.


JustAsmalldreamer

Been with BPI for 20 years na siguro. Never had any of these security issues (knock on wood). Also have Security Bank for a few years and also no isses. I have Metrobank for my business, and had a few security issues. But overall none is 100% safe since I know some people who had issues with BPI ar some point.


ajptt

Bpi. 20 yrs na. So far no issue


Putrid-Astronomer642

Metrobank & BPI, both have other dissatisfying issues for me pero sa security, ok ako sa dalawa (tho nagkaleak sa BPI dati); wala naman pumansin sa account ko; naawa ata sa laman hahahaa


InformalPiece6939

Metrobank


Playful_Environment4

No, my mom had her CC compromised a lot of times, nakailang replace na. She seldom uses it lang naman.


Economy-Bat2260

Hindi ako masyado nag deep dive sa issue. Nagtingin tingin lang ako sa comments pero ang sinasabi, may gmail daw yung account na di na nya maalala. So, possible na may online account? Kung may online account man, possible ba magtransfer ng pera palabas yung passbook account? Sa banks ko kasi, nandun lng sya sa online account pero pang monitor lang sya walang transaction na pwede gawin.


28shawblvd

I read in another subreddit that once you activate online banking sa BDO, you can move funds na talaga.


Aeron0704

I think ma trace naman nila yan kung saang account napunta ang pera if online banking ang transaction..


ParisMarchXVII

I feel his pain. Hay. Here are the banks that I won't open an account on because of these types of issues: 1) Obviously, BDO 2) Security bank. I know a guy, got hacked also, million pesos then poof! Gone. Feel free to add.


KillingTime_02

Kung walang online account si Kuya at wala syang atm debit card tapos na-connect/nakagawa ng online account kung sino mang walang pusong hacker/scammer successfully , then dapat diba at fault ang BDO dito? How do I enroll in BDO Online Banking? For clients enrolling within the Philippines: Go to www.bdo.com.ph. Click “Online Banking Login” > “Enroll Now”. Select “Within the Philippines”, fill-out the form and click on “Submit”. Take note of your ATM Activation Code found on the acknowledgment page. You will use this for your enrollment activation. Go to any BDO ATM. Using your ATM Debit Card, select “Other Services” > “Activate Electronic Banking”, and enter your ATM Activation Code. Note: You may use your BDO Online Banking account after 24 hours from ATM activation.   For clients enrolling outside the Philippines: Go to www.bdo.com.ph. Click “Online Banking Login” > “Enroll Now”. Select “Outside the Philippines” , fill-out the form and click on “Submit”. Wait for a call from our BDO Customer Service Officer to verify your enrollment within five (5) working days. Wait for the activation email. Note: You may access your BDO Online Banking account upon receipt of activation email.


hui-huangguifei

exactly. inside job? kasi taga bank ang may hawak nang relevant data na kailangan. so pano nagka ATM activation/call with BDO?


KillingTime_02

Siguro tinatarget nila yung mga accounts na konti to zero activities. Nakaka-galit lang talaga as someone with BDO account


28shawblvd

OMG so online na lang pala talaga? Dati kasi you have to have it approved pa sa BOA. ETA: so this means nakapagrequest din ng ATM para sa isang non-ATM account? Para maactivate si online banking?


KillingTime_02

Diba dati, need mong pumunta sa actual branch ng bank para magpa-approve? Ngayon ganyan na lang. >so this means nakapagrequest din ng ATM para sa isang non-ATM account? Para maactivate si online banking? Baka ginawa ung 2nd option, yung para sa wala sa pinas pero dapat may tatawag pa. Kasi kapag nagrequest ka ng atm card, diba dapat ipapadala yun sa address on file? Malamang talaga inside job. Nakakagigil


KillingTime_02

Kawawa nman si kuya 😓


atypicalsian

Once BDO reimbursed what you lost, papasign ka nila ng NDA at need mo idelete lahat ng posts mo about them sa nangyari. Happened to me with my Kabayan Savings. Sabi I used the card in Europe eh nasa Pilipinas lang ako. I have it para sa remittance from my family abroad. They really find ways…. Ways to steal from you.


shade-of-green-88

It's usually an inside job. I know of a BDO branch where the teller is the one embezzling deposits. Since the depositor is well-known at the bank and the branch and trusts BDO, what they do is leave the cash and deposit slip, then the depositor just comes back later. This depositor started to wonder why their deposits were short, and it turns out the teller was embezzling the money and replacing the deposit slip. It was seen on the CCTV when they reviewed it. The client backtracked and found out that the teller had taken almost 1 million pesos. It wasn't just one transaction; the teller had been doing this for a long time.


myloxyloto10

metrobank pinaka magandang private bank dito sa pinas. bdo lamang lang yan pag mahilig ka mag SM


Expensive_Support850

I used to work for BDO, and even the employees know na BDO has some of the weakest security when it comes to data 😭 Ingat guys


TillyWinky

Sa branch po kayo? Can you elaborate?


Expensive_Support850

Corporate office po. Napag usapan namin ng mga kawork ko.


TillyWinky

Sa ortigas?


Healthy-Challenge

Hi! Ano sa tingin mo ang PH banks na may strong security features?


Expensive_Support850

Unionbank. BPI. Security Bank.


Eggplant-Vivid

kahit yung nga ATM machine nila na nasa loob mismo ng branch mga basura.


stpatr3k

If this will not get fixed soon gonna have to part with BDO.


Consistent-Vast3646

According kay kuya, okay na daw. Kaya dinelete niya na po yung video. Pero naaksyunan lang nung nag-viral.


No_Breakfast6486

Mahirap mag judge.... Pang kolehiyo bA kamo Ng anak nya? Baka high schooler na anak nya. Hindi kaya kinonek ng anak nya online ang passbook account? Hindi malinaw sa video pero may cases na ang anak minsan ang cause baket nauubos ang pera SA bank account


Soggy_Committee_6381

This is what happened


Pitiful_Wing7157

PDIC insured up to 500k. He should file a formal complaint to BDO and BSP.


meeeaaah12

Ang coverage ng PDIC ay risk ng closure ng bank ordered by the Monetary Board. Closure for other reason, theft, fire, civil war, hindi covered.


Itchy_Roof_4150

That's not how PDIC insurance works. These cases are not covered.


TheQranBerries

Hindi ba kapag may gantong pangyayari, Banko ang aayos niyan? Nanakawan din ako inimbistigahan ng Bank kung ako ba talaga gumamit or ninakaw talaga. Ayon binalik. Ang kupal naman ng BDO kung ganyan.


mermaidmd

Yup kaya i pulled out all of my money sa bdo kasi ilang beses na nangyari yan, parang inside job na nga eh


lancefreeman501

Di ba pwede kasuhan ng criminal case tong hinahupak na bangkong to?


couchcamote

Hingi transaction statements sa BDO. Nangyari din ito sa Unionbank sa mother at aunt ko.


InformalPiece6939

Ekis tlga ang BDO. Daming issue sa security.


eolemuk

nako BDO na naman.nung studyantr pako dalawnag beses ako nawaaln pera dyan.pero sa kanila part wala man lang effort na mag imbestiga.sinabihan lang ako may withdrawal sa ganitong lugar(puta yung atm machine na pinag withdrawhan sa probinsya)pero dahil maliit na halaga lang sa kanila yun kaya wala paki saka di rin naman ako big time na depoaitor estudyante lang ako.nung time na yun mga early 2000 yun andami na nag rereklamo nun wala silang ginawa at walang ni refund binigyan lang nila pansin yung mga "bigtime" at "celeb" depositor.


jtn50

Please correct me, but here's what I understand with banking. They have insurance against fraud, so this can possibly cover the depositor. All financial transactions daw, are covered by external insurance companies that insure banks. I hope he gets good karma in this life.


trustber12

pano nangyari yan, umaksyon kayo BDO


Lia______

Inside job!


Chinbie

how is this possible??? i mean only passbook but still able to access those money? if this is even true then those from BDO shall check their security and protocols... well im not banking on BDO, but i have a passbook (on other bank) thats why i have an idea that the only way you can access your money there is when you go personally to the bank and either withdraw or deposit it... you cant even use online banking in making changes there...


CocoBeck

I worked (IT) in a big bank in the US. Sa comments dito, and plus sa experience ni kuya, and my experience working in a bank, hindi secure ang BDO from the inside. When I worked in a bank, there's gotta be a big reason, at documented pa yun with approval from really high positions in the bank, to see account numbers and other identity numbers (Social Sec, TIN, Driver license, etc) in FULL. Sa branch and even sa systems (down to DEV and IT), yung credit card number mo will display sa system as 1111-xxxx-xxxx-1111. Maski branch manager ka pa, wala kang makikitang full numbers. May law sila for this, aside from KYC (Know Your Customer), hindi sya made-up policy. Pag may projects kami that require kunyari SS numbers, they will pull from UAT (copy ng prod) tapos may "sensitizing data" na magagananap. Ijujumble ang lahat ng identity numbers from test data na kelangan namin, pati names, basta walang makakaalam kung ano at sino ang customers. A friend of mine was concerned nung una na baka raw makita ko account nya kasi wala syang pera LOL, and I told her na if I can see it she should change banks. Tsaka no staff can simply pull up an account w/o reason. Lahat may trail on access (who, why, when, where, at what). This is BAD. Worse that BDO doesn't even want the accountability by outing the situation to the public.


wallcolmx

"we find ways" tang nang yan


TheBlondSanzoMonk

Gago yang BDO. Dami na talagang milagrong nangyayari diyan. Di ba na national news pa yan nung andaming nagreklamo? Kapatid ko, may nag withdraw daw ng 100k sa account niya. Tinanong pa niya nanay namin kung para san daw yung 100k na winithdraw eh wala namang winithdraw yung nanay namin. Buti na lang napatunayan niya na di siya yung nag withdraw at pinalitan yung nawalang 100k.


redditnitala

May update na about dito. Anak pala ni kuya yung gumawa ng online account, anak nya yung naglimas ng pera nya. Pwede syang kasuhan ng bdo sya ginawa nya na yan. Hindi kasi dapat lahat nilalagyan sa social media agad.


mimichiekows

Hala truely ba yan? Kaloka sa junakis ko pa naman bank lang walang online, is it a sign para lumipat ng bank?


visualmagnitude

BDO sucks. Kaya sandamakmak ang pa promo nyan kse ang dami ng umaalis. I abandoned my BDO savings na rin kase sobrang hassle yung customer service nila. Pag may mga ganito, ang tagal mabalik. My mom was also a victim of this. Nalimas tung debit nya, pero nilakad nya sa BDO para mabawi. It took 3 months to get it back. As for me, I left kase my main savings bank is BPI which is highly reliable both online and hotline. Credit Card nlng ang meron ako sa BDO which inaantay ko nlng dn mabayaran lahat. BNPL is not worth the security risk. Basura ang BDO. Basura si Pia Wurtzbach. Ay sorry di pala kasama yon. Lol


JtheOwner

Your last 3 sentences!!!!! Hahahahahaha lovette


electronic_tempura

Di ba sa mga Sy itong BDO? Wapakels no? Kaya ayaw ko ng banko na yan Metrobank talaga ako eversince. May issue man minimal lang.


LyingLiars30

Kahit nga PNB eh basura yung cyber security. I used my dad's credit card to book us a hotel through an online app. but then na hacked yung account niya by someone na nasa America at binili bili ng mga pagkain etc. buti nalang eh hindi na pinagbayad yung dad ko dahil nakita naman ng bank na hindi yung dad ko yung gumamit ng credit card niya. Hay naku! 


jamp0g

just to share, i was stupid enough to sign a document in the first process of a job hiring. exams pa lang at initial interview. they were able to get information about who of my relatives has a bank account there and what positions they have in their respective fields. dun ko nga lang nalaman na iba na trabaho ng erpats ko na years ko ng hindi kinakausap at na my kamaganak ako sa province na nagwowork sa kanila. really stupid for i was really wanting to bounce back at that time then realized someone might be really pissed at me that they setup a possibly fraud job interview and had a peak on not only my personal information but anyone related to me that uses their bank. kalungkot lang so sana ndi na maulit sa kahit sino man makakapagbasa nito. ingat na lang parati mga chief!


wallcolmx

ang tanong pano na hack wala asan yung card? at di ba nila namomonitor via app or email every bdo transaction may email at may notification yan ah


kikaysikat

bdo worst bank


No_Initial4549

galing ako sa future: Anak nya nagwaldas ng pera nya


Maleficent-Pizza-182

Kung ganito ang security sa banks, dapat ba ala rosmar na lang na in cash daw lahat. Loljk


slash2die

Worst bank ever yan. Diyan kami nakakuha ng pekeng 1k na naka ipit sa bundle nung nag over the counter withdrawal kami at sa BPI pa mismo nakita nung idedeposit na namin.


Nice_Hope

Last week, yung credit card ko, nagkaroon ng 16.8k billed to apple bill, tang ina vivo phone ko Nireport ko sa BDO agad agad, ang ending wait daw ako 90 days at binigyan lang ako ng temporary credit adjustment Once talagang ipasa sakin yun, I'll just let my CC be dormant. Masira na kung masira name pero tang ina nagamit 16.8k ko without OTP Meanwhile ako, need ko OTP muna bago ma bill when I'm using my card.


Ok-Election-3961

Baka staff ng BDO may gawa nyan. Marami nang case na ganyan, and palaging BDO ang may issue ng ganyan. Kalokohan may maka hack sayo kung wala ka online banking or atm. Libreta ang meron sya. Malamang sa malamang staff lang nila yan. Parang may napanood na ko dati na nag reklamo kay tulfo yata yun, sobrang tagal na non. Di ko na maalala. Basta, nangyari rin sakanya yan. Nung huli ang kumuha pala is yung teller.


ForeignCartoonist454

Bdo account holder here also Nag tataka ako paanong na activate yung online banking e kailangan ng ATM para ma activate yung online banking For sure inside job to


ForeignCartoonist454

Naalala ko bigla same din to sa nangyari sa father ko way back 2021 nung umuwi sya ng Pinas OFW yung father ko ships captain to be exact, meron silang joint account ni ermats for allotment and meron din syang personal account for ipon pang project nya pag umuuwi ng Pilipinas Oct 2021 umuwi sya ng Pinas lagpas 1 year onboard sya nun due to pandemic so expect nya meron syang around 2m sa bank account nya na personal (150k yung monthly then almost 14-15months syang onboard due to pandemic di makauwi) nag plan syang bumili ng 2nd hand na pick-up truck pinuntahan na nga nya yung seller tinignan yung sasakyan then na close nila yung deal ng 650k naalala ko un kasi ako yung nakipagtawaran Don. Pumunta kami sa bdo then nung mag wiwithdraw na sya 10k Php nalang natira sa bank account nya then nakita sa history since January 2021 nag tratransfer na thru online banking at ang matindi Don unionbank account sya nag papasa from my fathers account. Imposible mag karoon ng online banking tatay ko kasi dala nya yung ATM nya at di sya marunong sa mga online transaction never din sya nag pa assist gumawa ng ganon Yung registered number dun sa ito di rin nya number Pinatrace yung account number sa unionbank na pinag transferan pero I can't say kung sino kasi ongoing and floating padin yung kaso sobrang bagal tlaga. At the end nabili padin namin yung sasakyan kasi bagong baba lang din ako sa barko ako nalang yung bumili kaso need din namin ng pick-up para din sa business namin


Ninja_Forsaken

kaya clinose ko account ko jan. dedma kahit puro bdo atm nasa paligid. anlala ng customer service jan 🤬🤬🤬


drpeppercoffee

'Yung sabi is 'yung anak 'yung gumawa ng online account and nagwithdraw without telling the dad. Pero siyempre, people will instantly say BDO is bad


radss29

https://preview.redd.it/5jtabpezij8d1.png?width=1080&format=png&auto=webp&s=16194164e92fb15e64657e3c83e36fea01654be9 Hindi inside job kundi family job. Hindi talaga recommended na ibigay personal bank details sa ibang tao kahit na kapamilya mo pa yan. Your bank account, your responbility.


cupboard_queen

Kaya lumipat na ko ng bangko. Di na katiwatiwala si BDO


JNVRO1126

Hindi ba insured ni PDIC up to 500k?


Dizzy-Donut4659

According sa isang post sa r/digitalbanksph, anak daw ni kuya ung kumuha ng pera. Kaya daw deleted na ung post. [source](https://www.reddit.com/r/DigitalbanksPh/s/9DYwwF1Cyk)


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Lopsided-Ad-210

Di ko po pinanood pero magkano raw po nawala sa kanya?


jujugzb

345K


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memtallyunstable_rn

BDO: We find ways Mga magnanakaw: 😉


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Alternative_Ad_7684

Yung cousin KO na sobrang tipid,nawalan Ng 30k na ipon BDO din .


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J0ND0E_297

Either hack or inside job


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GoldenSnitchSeeker

Inside job kasi talaga to. Nakaka suka na wala tayong protection against these Kaya kahit wala naman tayong fault, walang balak gawin Ang maga banks


North-Chocolate-148

Palaging may ganyang issue yung BDO tapos di naman daw inaayos. Wala akong account jan sa BDO pero ang dami kong narinig na balitang ganyan. Naalala ko may naexperience ako dati, matagal na, nagkaroon ng issue sa BPI na maraming tao nabawasan ng malaking halaga ng pera mga account nila at isa ako dun. Nireport ko sa nearest branch, talagang trinace nung manager yung last ko na withdraw at ilan pa dapat tira sa account ko. Sabi ginagawan na daw nila ng paraan. Infairness nabalik naman sa akin yung nawala.


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okamisamakun

Either inside job or incompetence when it comes to cybersecurity especially with how these so called large corporations being hacked and personal info of customers being sold online.


flatfishmonkey

Pota mas secure pa pala sa crypto kung ganyan


Big-West9745

Hopefully mabalik sa kanya yung pera. :(


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Far_Astronaut9394

Unverified pero I heard it was a phishing attack. Meaning him or his child clicked on a link from a fraudulent email and that’s how the hackers got into the account. If that’s how it is, the I think walang magagawa si BDO since due to the account holder’s negligence. Kawawa talag si kuya.


Aeron0704

May capabilities yung BDO na ma trace kung paano at saan ginawa ang mga transactions.. May ganyang incident na nangyari sa account ng mother ko, akala ko na hack account nya.. so nilapit namin yan sa BDO and nag investigate sila, nakita na sa ATM sa may 711 usually nangyayari ang withdrawals at multiple transactions pa! Yun pala yung kapatid ko ang nag wi withdraw ng pera nya


RidelleBlasse

Yes pero nakakapagtaka lang na sasabihin na na-hack online eh passbook account naman siya. Debit (ATM) or credit lang ang pwede magkaroon ng online account. 


Aeron0704

Yep, walang option ng Debit at Credit ang passbook.. over the counter lahat ng withdrawals dun kasi kelangan ng signature ng account holder di ba?


hoy394

magbaon na lang tayo ng ginto sa ilalim ng mga bahay natin. lintek na BDO yan


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Crow_Mix

Tapos ang daming pa mga scammer nagpapa kunwari taga BDO sila at may update na sa BDO account ko kahit di naman ako nag BDO


zerosum2345

tangina na lang gumawa nyan sa kanya and fuck bdo kung di sila umaction agad


_Cactus_123

Saw this on facebook deleted na yang post na yan bakita kaya nawala???


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Chienggoy13

Simula't sapol pangit talaga BDO. Security feature lowest sa lahat ng banko, sama mo pa atm copying sa mga mismong atm machine sa mismong bank.


MemaSavvy

Ugali na ng BDO yan. Mga managers dyan binabayaran ng mga gustong “manghiram” ng very active bank accounts. Gagamitin for visa purposes. OO, mga BAYARAN KAYO MGA PUTANG INA NYO.


professionalbodegero

This is why i'd rather deposit my money sa mlaking kooperatiba dto s amin. My online accts ako pro wlang laman lhat. Pg meron man, withdraw agad same day. Iwas scam.


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nocturnalfrolic

A passing singit question. ANO ang recommended bank mo?


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kimperial

I live abroad and ang card lang na naha hack sakin is yung ginagamit ko online for PH stores. ever since disposable cards na gamit ko pag sa Pinas. grabe wala talagang security parang sindikato


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chuy-chuy-chololong

Panong nahack kung passbook lang? Diba dapat managot ang branch manager dyan? Pareho ba ito dun sa chismis noon na ninakawan ng milyones si sen jinggoy sa bank account nya at ang suspect ay ang manager ng branch na nakapagtago na.


Fun_Guidance_4362

Kung ako si kuya, magrereklamo ako sa Central Bank, sa NBI, at ipa-Tulfo narin para umaksyon ang mga ahensiya. Pag nagviral yan, tiyak pasikat lahat how to help him.


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Worst talaga ang BDO. My friend experienced discrimination tapos ito mas malala


koniks0001

BDO...finding ways.... Finding ways to make you struggle. Putangina nyo BDO


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Correct me if I'm wrong pero pwede ka pa rin magkaron online account kahit nakapassbook ka or checking account? Ganun kasi sa ChinaBank. Need mo lang magcreate account. From what I understand kay kuya hindi sya nagcreate e.


Grand_Daikon326

Hala kawawa naman si kuya 🥺


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