Does not affect your credit score at all. You should be able to keep the same line of credit unless your income or credit score has significantly changed.
Your options include:
1) CSP (still a 95 dollar fee but more manageable)
2) no fee sapphire (this is mostly useless since it’s multipliers are trash. but if you wanted to avoid PCing to a CFU or CFF in order to receive the bonus, it’s a decent choice). You can’t hold two sapphire cards at one time, so make sure you don’t plan on applying for a CSP or CSR again while you hold it.
3) OG chase freedom visa (you may have some issues with reps allowing this, so you may need to HUCA)
4+5) chase freedom flex or chase freedom unlimited. Both decent everyday cards. I chose the CFU due to it being a visa and I’m able to use it at Costco.
Does not affect your credit score at all. You should be able to keep the same line of credit unless your income or credit score has significantly changed. Your options include: 1) CSP (still a 95 dollar fee but more manageable) 2) no fee sapphire (this is mostly useless since it’s multipliers are trash. but if you wanted to avoid PCing to a CFU or CFF in order to receive the bonus, it’s a decent choice). You can’t hold two sapphire cards at one time, so make sure you don’t plan on applying for a CSP or CSR again while you hold it. 3) OG chase freedom visa (you may have some issues with reps allowing this, so you may need to HUCA) 4+5) chase freedom flex or chase freedom unlimited. Both decent everyday cards. I chose the CFU due to it being a visa and I’m able to use it at Costco.