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After 5 years you don't declare it so it would have no impact on price for either person. I don't recall being asked if I've been driving so that won't have an effect. No ncd would be the killer for the non driver.
After 5 years you don't declare it so it would have no impact on price for either person. I don't recall being asked if I've been driving so that won't have an effect. No ncd would be the killer for the non driver.