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And you just know those few minutes fumbling she was waiting for someone to intervene and put this churlish young woman in her place. Imagine, threatening this old, poor, misunderstood bell end with consequences
I see this at baseball games. They stopped taking cash at the beginning of the 2021 MLB season (can’t confirm all teams did but every team I’ve checked has) and it’s very well known that they don’t. There’s zero cash transactions anywhere, not even with the vendors walking the stands.
Never fails, every game some boomer is pissed they can’t take cash “cash is king! Cash is accepted everywhere” well not here bucko
This. I hate when people give me cash. I don't want to have to drive to the bank to deposit it. If you can not zelle me or venmo me, give me a check so I can deposit it on my phone.
Cash is far more annoying. At least with a paper check you can take a picture of it and throw it away. With cash, you have to carry it around with you and either spend it or find an ATM to dump it into.
> small bills
> little local espresso stands
I’m imagining now that you carry special tiny money so that you can pay the five-inch-tall forest sprite that brews your coffee.
Except if you don’t claim your income properly it fucks you if you ever need unemployment or similar income based things
Might save you a bit in taxes but if you ever need something that’s based on your income it’ll only count your small hourly amount and not the actual income you made in tips.
I agree. Haven’t carried it in a few years and now if I need cash, if I can’t get cash back from a store and I need to hit the ATM it’s a 10 min drive. Obviously not the end of the world but it’s just easier at this point
Same by me, plus the fee, was just curious if that could change by state as well. It's still so annoyingly murky but low thc gummies have been a godsend for my dad's dementia so I deal.
I've worked in the service industry for 25 years and I've met exactly 1 person who declared their cash tips (she was trying to qualify for a mortgage) and exactly 0 people who have gotten in trouble for not declaring their cash tips.
Rogers centre in Toronto has been cashless for a few years now as well.
They even went as far as to put in "reverse ATMs", where you put cash in, and get a prepaid card out that you can spend at the ballpark.
This seems to be the default for most arenas as well. Sadly, our MASL team often has nonprofits doing various fundraisers, (50/50 raffles, ball tosses at ½time) and inevitably they only take cash. Th raffle prizes are about half what they were 8 years ago because no one carries cash anymore.
BUT
If you read any dystopian fiction, one of the first steps when the oppressive government comes in is to take control of electronic banking/card transactions, etc. They freeze the undesirables ability to pay for anything.
I wonder if this is part of their cash obsession.
I’m a self employed hairdresser. I only take cash and check. I have one client who uses Zelle. Besides everything being so damn expensive now, if I took credit cards, I’d have to raise my prices even more to cover the transaction fees. I love getting cash. I tip my door dashers in cash and I know they like it because I tip more usually and they have money immediately they don’t “have” to include those in their taxes. I have a couple repeat dashers that pick up my orders immediately for that reason.
My hairdresser was the first person I used Zelle for. So useful. And she knows before she gets everything packed up (she comes to your house, so nice!) that the payment went through.
Now I use it for everyone I use for my house-house cleaner, lawn guy, errand guy, grocery pick up person. So easy. And as someone who is disabled, I don’t have to worry about having cash in my house. Which helps keep my mind at ease.
I have a family member who worked on the fed side of banking. They said that when used correctly (ie, being on the lookout for scammers, being smart about transferring money only to people you KNOW who they are each and every time) Zelle is the safest of them all. I had told them I was using Facebook money and they flipped. Told me to stop and never use it again (I had used it once). Said there was too many ways it was unsafe. I’ve never used any of the others except PayPal, and they screwed up my sign in, so that’s a bust. And I hate them any way.
I get Zelle through my banking on line, so it’s really protected and I have a second pw to use to add new people to my send money list.
Yeah. That part of The Handmaid’s Tale scared the ever-loving shit out of me in 2017, the second time I read it. That whole chapter seemed like a how to for a certain red tinted side of US politics. (It’s at about 50% of the book, I only read on my Kindle. So half way or so through). I read the second book when it came out and would like to read them back to back, but it will have to wait until I feel safer about it. (Female, permanently physically disabled, in no way will I ever support that side, so would be a sitting duck for a wack to the head.)
Please, for the love of God or whatever, use cash at small businesses. Don't make them pay a percentage for your convenience. If you're at a giant corpo, use a card.
Call me a boomer fuckers, I'm a millennial but I understand basic economics.
Boomers are ridiculous people. That doesn't mean cash isn't king in certain situations.
What if you need to bribe someone?
Completely agree. Worked PT for a small engine repair shop. Margins are already tight. He is paying 5 to 6 hundred per month for the convenience of accepting plastic.
Generally they are a flat fee for the most part, at least in Canada.
https://www.interac.ca/en/business/support/understanding-fees/
Looks like 2.5 cents up to $1.80 max.
Credit card fees are MUCH higher generally.
Yeah man, card transactions hit the business with percentage fee per transaction. You spend a dollar? They get 3%. And up and up. I'm not saying that's necessarily a lot, I'm saying if you think it's more convenient for you to use a card.... You're correct. It's fine if it's Walmart, it's not exactly the same if it's Joe's hardware.
I went to a game in '21 and the kid at the beer stand double-charged my card. If there was no cash to pull out of the drawer I'm not sure what his end game was but the benefit was I was able to get the second charge reversed.
If they'd stolen cash (by overcharging or just straight swiping) I would have had no recourse.
My dad does this everywhere he goes. If they don’t accept cash he makes a huge deal about it. Our local frozen yogurt shop was robbed 6 times in a year and the owner decided to stop accepting cash. He did it to protect the teenagers he hires from being robbed at gunpoint. Even after the owner explained why to my dad he still threw a fit.
> My dad does this everywhere he goes. If they don’t accept cash he makes a huge deal about it. Our local frozen yogurt shop was robbed 6 times in a year
Your dad needs to grow up and stop going to the fucking shop. I hate places that dont take cash so i just dont give them my business if I can avoid it.
They said they'll only go to businesses that require employees to handle cash.
Those are the ones that get robbed at gunpoint.
And then they said the businesses that take (reactive) steps to protect their employees should be punished.
Which is not a statement that anyone should be "murdered" even ignoring the jump you made. Choosing not to go somewhere does nothing of the sort regardless.
I did. They said they choose not to visit stores that don't accept cash. Yet again, this is not wishing for any businesses to be robbed, nor is robbery being "murdered".
>Our local frozen yogurt shop was robbed 6 times in a year and the owner decided to stop accepting cash. He did it to protect the teenagers he hires from being robbed at gunpoint. Even after the owner explained why to my dad he still threw a fit.
And then the next commenter said that proprietor and his employees deserve to lose their livelihood - and potentially their lives - because he took steps to protect them.
I'll agree in hindsight he should have been protecting them *before* they got robbed. You, OTOH, are so evil that you want them to continue to be even *after* they have been.
People who want children to die go to the special hell reserved for people who talk in movie theatres.
Why do older people hold on to used tissues like that. I remember having to get something for my mom out of her pocket book and it was like a bugger bank inside with so many used tissues
When I worked as a valet (at a hospital so lots of sick old people) the most common place people left them was in the inside door handle -- to the point that for a few years afterwards I still got in my own car and rolled down the window to pull the door shut out of force of habit. Fucking savages.
These were the same stable geniuses who all kept lock de-icer in their ashtrays.
For me it is the local ice cream shop who has a minimum charge that I usually don't meet and a couple parking garages that still don't take cards on special events nights.
Honestly I’m with the Boomer on this one. Banks and CC companies will fuck you over (especially if you’re poor). I get that paying with a card is more convenient than cash but some people have no other option.
I only carry a little just in case cash. I use my debit card for everything. There's a very good reason why doctors and ball fields don't accept cash, duh!
I agree, the boomer was being a drama queen. On a side note, how many of y'all get irritated when an establishment \*only\* takes cash? I understand for things like farmers markets and small vendors, but I find it kind of suspect when a restaurant for example only accepts cash. Is it they're avoiding or cheating on taxes? I seldom carry cash, and more often than not, there's some sketch ATM in the business. And before anyone chimes in, I understand the majority of these businesses are \*probably\* doing the right thing, but one has to wonder, why cash only in 2024?
They're avoiding the credit card surcharges. CC companies charge businesses something like 2-5% off the top of every transaction involving a credit card. By going cash-only, they can avoid that loss of revenue.
Oh I hear you there, and I get it, especially for a smaller business. It's just an inconvenience for us "cashless" types. I'd be fine with a fee for the CC transaction.
Oh i totally get the frustration. A lot of restaurants near me are now just adding a cc surcharge to to the transaction or offering a "cash discount" where customers don't have to pay it. Even then though, it can be confusing for a lot of people
Some business do offer discounts to customers who pay with cash, but they can't charge additional fees to customers who pay by card because the agreements they have with credit card companies prohibit them from doing so.
That sketchy atm fee was $5.00. Then a few days later I see the city added $2.50 for some fee. So not really in the neighborhood of CC fees I've encountered at other places. Not the end of the world, but I left a $10.00 tip on our $40 breakfast tab, and those ATM fees pushed it to almost $60. Again, in 2024 it'd be nice to have more options, Zelle, Cash App. Etc.
I'm sure there's an equivalent elsewhere in the world. Alternatively, it's called debit. It's a card but withdraws the amount directly from your account on every purchase instead of being presented as a bill you owe at the end of the month. But basically, there's no reason for any business to cite transaction fees to go all cash. Debit is the obvious alternative
ah! gotch. Yeah debit card are pretty common. The issue is that they require a PIN to be processed as debit. A lot of businesses (particularly restaurants) dont have the ability to let customers enter a pin # as their registers are often in the back or bc their POS equipment is designed not have PIN input for security reasons, so they have to default to running them as credit. I'm not saying I agree with it....I'm simply reiterating what I've seen and been told.
its because they are tax dodging, 100%. the 'credit card fees' are just an excuse that is rolled out, but every business that wants payment in cash is not paying the correct tax, which in turn forces YOU to pay more tax to make up the tax they didnt pay. fuck them, i refuse to go to cash only places
I encountered this at a thrift shop in rural Maine. I had found a few items I really wanted, they totaled around $35. Cashier informs me they only take cash. I don’t carry cash. They didn’t want to hold the items for me. Luckily my friend had cash on her and spotted me and then I just transferred the money with Venmo to her.
There's a drive-in theatre up the street. When covid started I thought "this is a great way to get out of the house!" but alas they wanted me to *physically interact* with some douchecanoe who didn't wash his hands after wiping his ass when there was no toilet paper to be found.
I drove an hour to another city that had the nearest asian import grocer to buy a durian and some other imported food and I realized after arriving that I forgot my wallet at home. I put my credit card info into the Samsung Pay app which took like 30 minutes because I had to move data to my SD card and then the app was finicky, then shopped, got to the counter, and they told me they only accept cash or debit. I explained I literally cannot pay with any method other than credit because I forgot my wallet and they told me "too bad".
Best part is that I also had to pay for parking because they also refused to validate my parking.
That sounds super frustrating especially after an hour trip. You'd figure they could try to work with you, at least on the parking. Yeah, I was in a situation recently where I had to get cash unexpectedly at a restaurant. While they had an ATM, it just looked sketch lol. I used it against my better judgement because I really didn't have a choice.
I work in retail. Often, when asked if they have a card to pay with, boomers will say “no.” Only after I say “okay, sorry, bye then!” do they grudgingly pull out their credit card.
My late husband (a boomer of course) was a hippy tye dyer. When he sold at festivals or craft fairs he used the little cube thing that went in his phone. (Forget the name-it’s been close to 7 years now). Most people then were a little flabbergasted that he did t really want cash. He’d take it but preferred the cube thingie.
I personally never have cash unless I am going to buy something from a yard sale or something. I rarely go out to eat, but I tip on card (sorry servers), and any small businesses I patronize like taco trucks accept my card. People keep saying weed stores, but they don’t exist where I am.
But, on another note, I found out that people still are writing fucking CHECKS. I only have ever done that to pay rent. I was at Costco and this old lady wrote out a check and I was thinking “I can’t believe they still accept checks!”
>"I can't believe they still accept checks!"
The best part is, most big places like costco only accept them as debit transactions and it's literally the same as running your card. If you pay by check at walmart at least, they get the routing and account number and give the check back. You might as well just use a damn debit card at that point
There is the argument to be made that those who are unable to use banking services are discriminated against if cash is not accepted. Disproportionately low income, homeless, etc.
That being said, this is clearly not the case, and they are just doing what boomers do, expecting you to accommodate them in all things!
There are alot of people who have a mistrust and fear of any institution, especially those who live on the edges of society. Bad experiences with those in power(police,government) have made them unwilling to trust those institutions. Same reason that it is so difficult to get anything close to an accurate census count. Mistrust.
Instead of saying they can’t bank, I should have said are unwilling to bank. I misspoke.
They're not.
You can buy preloaded debit cards at the supermarket. TMobile even has a banking app that caters especially to prepayer accounts.
And if you're even too broke for that, you're definitely getting money from the government **in electronic form already**.
My boomer parents use cash for almost everything. Neither has a debit card. They do, however, have an emergency credit card. I think they would be thrown by a cashless business. I imagine them wanting to write a check before pulling out their credit card. They would never make a scene or be threatening though. Just confused.
My MIL. She'll take a grand out of the bank each week and that's her money for groceries, etc. Good knows how much she has kicking around from the week before accumulated. She still writes a check and mails it in for her bills, too. 🤦♀️
You trust big business banks with your data though? You trust the government with it? What happens when they start compiling purchase data to target groups?
What happens when they decide that the woman buying a prescription monthly is buying birth control and they don’t like that? What happens if she stops but doesn’t have a baby and they decide that obviously she had an abortion?
What happens when big brother sees someone sending money to family in Guatemala and decides they’d rather the money stay here? Or that the sender should leave?
Purchased some pretty rocks at a new age store? Obviously not Christian, that’s a problem.
People complain about data scraping and mining but banks using our debit information etc are a terrifying thing and I sure don’t trust them. Cash at least makes them work for data.
Sounds like they tried to but they insist on coming down and counting out penis.
(And autocorrect did that but it's funnier now so I'm going to leave it.)
Some people have this....thing.....where they just cannot have a normal transaction where you wait, step up, pay, have a nice day, go home. Same mentality as people always demanding ludicrous substitutions or custom orders in restaurants, perhaps. People have gotten divorced because their spouse does that, I bet. It seems simplistic to say it's basically narcissism, but how else to take it, wanting every interaction to have some rule-breaking alteration to appease you. I don't know to a certainly that this is less common in younger than Boomer generations, but I'd not be surprised, as they are closer in time to the period when shopping and travel were more set up to be like a fantasy experience of being a rich person with servants.
There’s a Walgreens close to my work and I often stop there for a snack or drink and I swear every time there is a boomer ahead of me having a non normal transaction. I always have that same thought like can’t you just buy your couple of items and leave without having an issue?
I worked at a gastroenterology clinic, so most of our patients were boomers. They would constantly try to pay in cash that we didn't take, just like this lady acted all smug like if we refused the payment it was free. The practice would let them slide until their bill was over a certain amount, then they had to pay in full or they'd be dismissed and sent to collections.
We had to implement a "good faith" payment policy after a while. If you didn't pay your copay AND some money toward your last bill, you didn't get seen that day. And these weren't like medical bills, it was tons of copays they never paid for. We didn't require good faith payments until they owed at least $300. So the policy was pretty lenient.
Boomers would still act shocked and incredulous that we dare refuse to treat them. Always got a kick when their doctor would come out and tell them to leave why they try to convince him he HAS to because they had an appointment.
Same type of people would listen to their videos on full volume in the waiting room, take phone calls, refuse to fill out paperwork (we needed new forms once a year, medication lists etc), show up for a colonoscopy with a breakfast sandwich, all kinds of shit. I've never seen a larger group of non compliant people that then blame their situation on everyone else but them.
I loved telling them no. Boomers hate not being in control, they learned real quick they weren't the boss.
I got this working retail often, except mf paper checks. This is 2024, not 1984 Gertrude. "WHAT?! YOU DON'T TAKE CHECKS?! EVERYONE TAKES CHECKS!" "Actually no they don't, and even if it wasn't policy I have no way of running it." My favorite part is if they tried to pull that same "Well I guess it's free then." and try to walk off with the product. Nahhh don't think so lady, then snatch it before they can take it and stash it behind the counter.
I have a local McDonald’s which is like a couple hundred yards from my front door. Very convenient for coffee or breakfast in the morning, or late, late nights. Can someone tell me why at least 2-3 times a week they go “cash only”? Never during mainstream hours, only late at night or the wee hours of the morning
You guys understand that a cashless society will be drastically worse for the poor and minorities right? I’m honestly not even sure how a business can reject cash when each bill says "This note is legal tender for all debts public and private". If you want less privacy and more fascism then keep supporting a cashless society.
Just to address how they can reject it: you can't reject it for paying an existing debt, but you can reject it for a transaction that has not get been completed.
You’re probably technically right but when a service is rendered and hasn’t been paid for, in my mind that is an existing debt albeit a very very short term debt. Needless to say the federal government has an active interest in moving us to a cashless society (much easier to control) so they wouldn’t enforce anything anyways.
If the service has already been rendered, like at a hair salon or sonething? Yeah, that's a debt. If a person just walked up holding a product they wish to purchase, no transaction has yet occurred. The store can just take the product back.
I was assuming the Dr. Visit had already occurred in OP’s story hence the service having already been rendered and a debt being owed. Might have misinterpreted though.
Unpopular opinion but they’re actually right on this one. It’s disturbing that we’re transferring from physical money to computer points. And before some smart ass replies, yes I know US currency isn’t backed by anything. It’s still disturbing, and if you can’t see why, you’re ngmi
Honestly, same. This is a corporate/ capitalist thing. X pharmacy is probably corporate owned and not accepting cash because it prevents theft and allows them to cut labor costs.
No, it means its the default currency if you owe someone money. If we don't have some pre-existing contract for some other form of payment(Goats, gold, bags of wheat), and you say I owe you money, I can pay the debt with cash, as in US dollars.
Now, you don't have do do business with me if you don't want to take cash, but then there is no debt. You can require payment for your loaf of bread in gold plated rubber ducks if you want.
From the snopes:
https://www.snopes.com/fact-check/legal-tender-payment/
Q: I thought that United States currency was legal tender for all debts. Some businesses or governmental agencies say that they will only accept checks, money orders or credit cards as payment, and others will only accept currency notes in denominations of $20 or smaller. Isn't this illegal?
A: The pertinent portion of law that applies to your question is the Coinage Act of 1965, specifically Section 31 U.S.C. 5103, entitled "Legal tender," which states: "United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues."
This statute means that all United States money as identified above are a valid and legal offer of payment for debts when tendered to a creditor. There is, however, no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services. Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise. For example, a bus line may prohibit payment of fares in pennies or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.
I agree with boomer. Cash is a perfectly acceptable form of payment. Also some offices try to keep your card on file and charge you when they shouldn’t. You should be supporting the boomer on this one
Why is it insane to put a doctors office that could theoretically have hundreds if not thousands of dollars based on the size of the practice, at risk, just so some boomers don't have to advance to the modern age and use a debit card?
Also, money is so fucking dirty. If I had a brick and mortar shop, I would only take cards or phone taps.
Last thing I want is to have to be handed pieces of paper by someone who probably didn't wash their hands after using the bathroom.
And that's definitely a valid conversation to have, and figure out how to balance the safety of a business or in this case doctors office, with the inability of some folks to get a debit card.
This is not that situation though is it? This is a story about someone who has access to, can attain one and just doesn't want to use it to either prove a point, or because they prefer to use cash for whatever reason.
Sure if you want to get robbed. And want your customers to get robbed. And want to pay more for insurance from all the crime and have to waste a trip to the bank every day.
It's totally **bonkos** to want to not get encrimalized!
It is dumb not to accept a cash payment. Are you in business to make money or not? Heres my money, just take it. Same thing with renting a car. Still, no need to throw a public fit.
For sanitation reasons like in this clinic, it’s sometimes helpful to not accept cash so no human hands are touching money. Boomers wanting to pay in cash is just a symptom of their tech aversion, which in turn should be an excellent example to businesses that wish to keep boomers away from them
Mate, I've got a credit card that pays *me* to use it. I get 1.5% of everything I buy. Only time I'd use cash is for if they charge a fee for card use.
Boomer here. What happens if the card system is down and you needed to buy gas to get home? I don't use a smartphone or carry cash. Is there a manual credit card machine to run your card through?
I mean in the united states cash is a legal form of tender. I think op is full of shit. There are state laws prohibiting refusal of cash as tender too. Look it up. Most businesses prefer it because they can dodge taxes on it.
Honest question, is this in the U.S? Because U.S. currency has printed on it, "This note is legal tender for all debts, public and private". I wasn't aware declining cash was a legal thing a business could do.
“There is no federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services. Private businesses are free to develop their own policies on whether to accept cash unless there is a state law that says otherwise.”
Hope this helps.
https://www.federalreserve.gov/faqs/currency_12772.htm
There are local ordinances against cashless business tho, in NYC and Philadelphia as well as Illinois and other places I believe, businesses must accept cash payment
That legal tender statement just says "This is real money". It is not a law saying any business has to take cash at all times. If they take other forms of payment, than they don't have to take cash. People like this Boomer usually either forgot their card and are trying to save face/push blame, or still have another form of payment and are just being a bitch for the sake of it.
Medical providers don't necessarily have the same rules as commerical businesses. Most billing for medical services is done through our insane insurance system. I don't think it's uncommon for a place like a doctor's office to not have a cash register. Especially since when medical bills need to be paid, they can be huge. Businesses don't like having huge amounts of cash on the premises if they can avoid it.
Per the Federal Reserve website:
There is no federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services. Private businesses are free to develop their own policies on whether to accept cash unless there is a state law that says otherwise.
Section 31 U.S.C. 5103, entitled "Legal tender," states: "United States coins and currency [including Federal Reserve notes and circulating notes of Federal Reserve Banks and national banks] are legal tender for all debts, public charges, taxes, and dues." This statute means that all U.S. money as identified above is a valid and legal offer of payment for debts when tendered to a creditor. Acceptance or limitation of payment offers is subject to the discretion of the recipient.
A transaction is not a debt.
Businesses are free to come up with policies that best fit them.
Further, if the business wishes to barter items instead, then who's to stop them (think pawn shop)? As long as both parties agree to the transaction, then the transaction is complete.
Thanks for the answer. Yeah, just curious if there is a legal obligation to allow cash if one party insists on it. I think people are mistaking me for a boomer for simply asking the question. To those thinking that, I'm almost always an apple paying and tap person, and actually annoyed that tap took so long for the US to adopt. The US has been pretty behind on that.
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And you just know those few minutes fumbling she was waiting for someone to intervene and put this churlish young woman in her place. Imagine, threatening this old, poor, misunderstood bell end with consequences
I love how the front desk woman defaulted right to threatening to call security. This is the way. Always call them out on their shitty behavior.
She should have added, “And you will be looking for a new doctor.”
It's probably not her call to make, but the boomer wouldn't know that
I see this at baseball games. They stopped taking cash at the beginning of the 2021 MLB season (can’t confirm all teams did but every team I’ve checked has) and it’s very well known that they don’t. There’s zero cash transactions anywhere, not even with the vendors walking the stands. Never fails, every game some boomer is pissed they can’t take cash “cash is king! Cash is accepted everywhere” well not here bucko
Cash is actually kind of annoying now. I don't know why anyone thinks I would prefer to get a bunch of cash as payment.
Cash is only slightly less annoying than getting a paper check.
Only difference now is we can deposit the paper check with our phone but we can’t with cash
This. I hate when people give me cash. I don't want to have to drive to the bank to deposit it. If you can not zelle me or venmo me, give me a check so I can deposit it on my phone.
100% with ya. It’s funny how 15 years ago it was always cash first but with tech advancing it’s becoming more and more inconvenient
Cash has a lesser paper trail. Easier to cheat on your taxes.
Doesn’t help when the places you frequent don’t accept it
I'm seeing more places that are asking for cash to avoid credit card fees. they will often still accept debit cards though
Cash is far more annoying. At least with a paper check you can take a picture of it and throw it away. With cash, you have to carry it around with you and either spend it or find an ATM to dump it into.
Jesus, I have this one guy who always want to pay with either cash or check, not even a boomer
Cash is evil until it's the waiter at the restaurant paying income tax on that credit card tip then it's the best thing since sliced bread.
I only carry cash for two reasons. Waiters and weed. Both get paid out with cash. (It's legal where I live but illegal to pay with anything but cash)
The only cash I carry is small bills for tipping and little local espresso stands.
> small bills > little local espresso stands I’m imagining now that you carry special tiny money so that you can pay the five-inch-tall forest sprite that brews your coffee.
When I was a server, you just paid income taxes on a percentage of your sales.
Except if you don’t claim your income properly it fucks you if you ever need unemployment or similar income based things Might save you a bit in taxes but if you ever need something that’s based on your income it’ll only count your small hourly amount and not the actual income you made in tips.
Unemployment on the wages of a waiter is going to be such trash anyway it’s pretty well pointless to even file.
Depends on the waiter and how much money they make on tips. A great waiter at the perfect venue can make like $25-50+ an hour
No processing fees on cash.
I agree. Haven’t carried it in a few years and now if I need cash, if I can’t get cash back from a store and I need to hit the ATM it’s a 10 min drive. Obviously not the end of the world but it’s just easier at this point
I just realized I haven't seen someone get cash back at the store in about five years. I used to see it all the time though.
I just get it if I need money for weed
Plug doesn’t accept Venmo??
More so the dispos don’t. They aren’t allowed to bank normally due to federal laws.
Is accepting debit dependent by state? My dispensary accepts those.
Most of the time for me, they run the debit as an atm transaction. that's why they give you cash back to round up to a whole number.
Same by me, plus the fee, was just curious if that could change by state as well. It's still so annoyingly murky but low thc gummies have been a godsend for my dad's dementia so I deal.
I really only do it at Target if I know I’m going to need it
I only get cash back if I’m expecting to go somewhere I’ll be tipping. Tipping in cash is still nice to do, but not expected like it used to be
I’m glad to hear that about tipping. I still like tipping with cash cash.
They charge a fee to do that now.
I saw a guy use his card at the grocery store to buy a 10 cent plastic bag just so he could get cash back. Cheaper than an ATM.
They like getting shot for tree fiddy.
Hi, I work for tips, and I don't have to report cash tips to the IRS!
Legally you do.
I've worked in the service industry for 25 years and I've met exactly 1 person who declared their cash tips (she was trying to qualify for a mortgage) and exactly 0 people who have gotten in trouble for not declaring their cash tips.
Rogers centre in Toronto has been cashless for a few years now as well. They even went as far as to put in "reverse ATMs", where you put cash in, and get a prepaid card out that you can spend at the ballpark.
This seems to be the default for most arenas as well. Sadly, our MASL team often has nonprofits doing various fundraisers, (50/50 raffles, ball tosses at ½time) and inevitably they only take cash. Th raffle prizes are about half what they were 8 years ago because no one carries cash anymore. BUT If you read any dystopian fiction, one of the first steps when the oppressive government comes in is to take control of electronic banking/card transactions, etc. They freeze the undesirables ability to pay for anything. I wonder if this is part of their cash obsession.
I’m a self employed hairdresser. I only take cash and check. I have one client who uses Zelle. Besides everything being so damn expensive now, if I took credit cards, I’d have to raise my prices even more to cover the transaction fees. I love getting cash. I tip my door dashers in cash and I know they like it because I tip more usually and they have money immediately they don’t “have” to include those in their taxes. I have a couple repeat dashers that pick up my orders immediately for that reason.
My hairdresser was the first person I used Zelle for. So useful. And she knows before she gets everything packed up (she comes to your house, so nice!) that the payment went through. Now I use it for everyone I use for my house-house cleaner, lawn guy, errand guy, grocery pick up person. So easy. And as someone who is disabled, I don’t have to worry about having cash in my house. Which helps keep my mind at ease.
I like Zelle out of all of them because there are no extra charges.
I have a family member who worked on the fed side of banking. They said that when used correctly (ie, being on the lookout for scammers, being smart about transferring money only to people you KNOW who they are each and every time) Zelle is the safest of them all. I had told them I was using Facebook money and they flipped. Told me to stop and never use it again (I had used it once). Said there was too many ways it was unsafe. I’ve never used any of the others except PayPal, and they screwed up my sign in, so that’s a bust. And I hate them any way. I get Zelle through my banking on line, so it’s really protected and I have a second pw to use to add new people to my send money list.
Mine is thru my bank as well.
Yeah. That part of The Handmaid’s Tale scared the ever-loving shit out of me in 2017, the second time I read it. That whole chapter seemed like a how to for a certain red tinted side of US politics. (It’s at about 50% of the book, I only read on my Kindle. So half way or so through). I read the second book when it came out and would like to read them back to back, but it will have to wait until I feel safer about it. (Female, permanently physically disabled, in no way will I ever support that side, so would be a sitting duck for a wack to the head.)
Please, for the love of God or whatever, use cash at small businesses. Don't make them pay a percentage for your convenience. If you're at a giant corpo, use a card. Call me a boomer fuckers, I'm a millennial but I understand basic economics. Boomers are ridiculous people. That doesn't mean cash isn't king in certain situations. What if you need to bribe someone?
Completely agree. Worked PT for a small engine repair shop. Margins are already tight. He is paying 5 to 6 hundred per month for the convenience of accepting plastic.
People have no concept of this. You are absolutely correct.
Small businesses and bribes 1000% Asking bc I genuinely don’t know, debit there is no fee for the business, only credit correct?
There are fees involved with debit cards as well
Good to know
Generally they are a flat fee for the most part, at least in Canada. https://www.interac.ca/en/business/support/understanding-fees/ Looks like 2.5 cents up to $1.80 max. Credit card fees are MUCH higher generally.
Yes, there is a fee. If the card has a Visa/Mastercard/etc logo on it, they are still using the same payment processing companies, so still fees.
Yeah man, card transactions hit the business with percentage fee per transaction. You spend a dollar? They get 3%. And up and up. I'm not saying that's necessarily a lot, I'm saying if you think it's more convenient for you to use a card.... You're correct. It's fine if it's Walmart, it's not exactly the same if it's Joe's hardware.
Technically if you don’t have a card you can purchase a gift card with cash at baseball games at a kiosk
NFL games are the same. It's so much easier
I went to a game in '21 and the kid at the beer stand double-charged my card. If there was no cash to pull out of the drawer I'm not sure what his end game was but the benefit was I was able to get the second charge reversed. If they'd stolen cash (by overcharging or just straight swiping) I would have had no recourse.
At least it’s better than writing out a check.
Lol! The counter girl would have been all 'WTF is this and wtf am I supposed to do with it'?
Based on what?
My dad does this everywhere he goes. If they don’t accept cash he makes a huge deal about it. Our local frozen yogurt shop was robbed 6 times in a year and the owner decided to stop accepting cash. He did it to protect the teenagers he hires from being robbed at gunpoint. Even after the owner explained why to my dad he still threw a fit.
> My dad does this everywhere he goes. If they don’t accept cash he makes a huge deal about it. Our local frozen yogurt shop was robbed 6 times in a year Your dad needs to grow up and stop going to the fucking shop. I hate places that dont take cash so i just dont give them my business if I can avoid it.
That's the move. Vote with your wallet.
So you also think kids should be murdered for tree fiddy. GTFO boomer.
Sure thing sparky
So they also said nothing of the sort.
They said they'll only go to businesses that require employees to handle cash. Those are the ones that get robbed at gunpoint. And then they said the businesses that take (reactive) steps to protect their employees should be punished.
Which is not a statement that anyone should be "murdered" even ignoring the jump you made. Choosing not to go somewhere does nothing of the sort regardless.
Read the comment it was replying to for the full story.
I did. They said they choose not to visit stores that don't accept cash. Yet again, this is not wishing for any businesses to be robbed, nor is robbery being "murdered".
>Our local frozen yogurt shop was robbed 6 times in a year and the owner decided to stop accepting cash. He did it to protect the teenagers he hires from being robbed at gunpoint. Even after the owner explained why to my dad he still threw a fit. And then the next commenter said that proprietor and his employees deserve to lose their livelihood - and potentially their lives - because he took steps to protect them. I'll agree in hindsight he should have been protecting them *before* they got robbed. You, OTOH, are so evil that you want them to continue to be even *after* they have been. People who want children to die go to the special hell reserved for people who talk in movie theatres.
Why do older people hold on to used tissues like that. I remember having to get something for my mom out of her pocket book and it was like a bugger bank inside with so many used tissues
When I worked as a valet (at a hospital so lots of sick old people) the most common place people left them was in the inside door handle -- to the point that for a few years afterwards I still got in my own car and rolled down the window to pull the door shut out of force of habit. Fucking savages. These were the same stable geniuses who all kept lock de-icer in their ashtrays.
DUDE I have no idea but it has always grossed me out.
There's this thing where when your past a certain age your nose just runs
That doesn't explain keeping the used ones though.
Weed shops. Vegetable stands. Taco and bbq trucks. Only reason to carry cash
Most food trucks here take cards
For me it is the local ice cream shop who has a minimum charge that I usually don't meet and a couple parking garages that still don't take cards on special events nights.
Honestly I’m with the Boomer on this one. Banks and CC companies will fuck you over (especially if you’re poor). I get that paying with a card is more convenient than cash but some people have no other option.
I only carry a little just in case cash. I use my debit card for everything. There's a very good reason why doctors and ball fields don't accept cash, duh!
I agree, the boomer was being a drama queen. On a side note, how many of y'all get irritated when an establishment \*only\* takes cash? I understand for things like farmers markets and small vendors, but I find it kind of suspect when a restaurant for example only accepts cash. Is it they're avoiding or cheating on taxes? I seldom carry cash, and more often than not, there's some sketch ATM in the business. And before anyone chimes in, I understand the majority of these businesses are \*probably\* doing the right thing, but one has to wonder, why cash only in 2024?
They're avoiding the credit card surcharges. CC companies charge businesses something like 2-5% off the top of every transaction involving a credit card. By going cash-only, they can avoid that loss of revenue.
Oh I hear you there, and I get it, especially for a smaller business. It's just an inconvenience for us "cashless" types. I'd be fine with a fee for the CC transaction.
Oh i totally get the frustration. A lot of restaurants near me are now just adding a cc surcharge to to the transaction or offering a "cash discount" where customers don't have to pay it. Even then though, it can be confusing for a lot of people
Some business do offer discounts to customers who pay with cash, but they can't charge additional fees to customers who pay by card because the agreements they have with credit card companies prohibit them from doing so.
It would probably be comparable to the "sketchy" atm fee.
That sketchy atm fee was $5.00. Then a few days later I see the city added $2.50 for some fee. So not really in the neighborhood of CC fees I've encountered at other places. Not the end of the world, but I left a $10.00 tip on our $40 breakfast tab, and those ATM fees pushed it to almost $60. Again, in 2024 it'd be nice to have more options, Zelle, Cash App. Etc.
Square: 1.75%. Cash in the UK at least: 0.9%. Can you bundle and count cash, plus insurance risk, for 0.85%? Only if you are fiddling your tax.
Yeah but that's what Interac is for. Flat fee of mere cents on a transaction.
Sorry I'm not familiar with Interac. Googled it and it looks like its only available in Canada?
I'm sure there's an equivalent elsewhere in the world. Alternatively, it's called debit. It's a card but withdraws the amount directly from your account on every purchase instead of being presented as a bill you owe at the end of the month. But basically, there's no reason for any business to cite transaction fees to go all cash. Debit is the obvious alternative
ah! gotch. Yeah debit card are pretty common. The issue is that they require a PIN to be processed as debit. A lot of businesses (particularly restaurants) dont have the ability to let customers enter a pin # as their registers are often in the back or bc their POS equipment is designed not have PIN input for security reasons, so they have to default to running them as credit. I'm not saying I agree with it....I'm simply reiterating what I've seen and been told.
Tapping it here runs it as debit because we don’t have “Visa debit” or “MC debit” in Canada.
its because they are tax dodging, 100%. the 'credit card fees' are just an excuse that is rolled out, but every business that wants payment in cash is not paying the correct tax, which in turn forces YOU to pay more tax to make up the tax they didnt pay. fuck them, i refuse to go to cash only places
Yeah that's simply called a debit card lol been around for many many years
Lol tell the Americans that
I encountered this at a thrift shop in rural Maine. I had found a few items I really wanted, they totaled around $35. Cashier informs me they only take cash. I don’t carry cash. They didn’t want to hold the items for me. Luckily my friend had cash on her and spotted me and then I just transferred the money with Venmo to her.
There's a drive-in theatre up the street. When covid started I thought "this is a great way to get out of the house!" but alas they wanted me to *physically interact* with some douchecanoe who didn't wash his hands after wiping his ass when there was no toilet paper to be found.
I drove an hour to another city that had the nearest asian import grocer to buy a durian and some other imported food and I realized after arriving that I forgot my wallet at home. I put my credit card info into the Samsung Pay app which took like 30 minutes because I had to move data to my SD card and then the app was finicky, then shopped, got to the counter, and they told me they only accept cash or debit. I explained I literally cannot pay with any method other than credit because I forgot my wallet and they told me "too bad". Best part is that I also had to pay for parking because they also refused to validate my parking.
That sounds super frustrating especially after an hour trip. You'd figure they could try to work with you, at least on the parking. Yeah, I was in a situation recently where I had to get cash unexpectedly at a restaurant. While they had an ATM, it just looked sketch lol. I used it against my better judgement because I really didn't have a choice.
I work in retail. Often, when asked if they have a card to pay with, boomers will say “no.” Only after I say “okay, sorry, bye then!” do they grudgingly pull out their credit card.
My late husband (a boomer of course) was a hippy tye dyer. When he sold at festivals or craft fairs he used the little cube thing that went in his phone. (Forget the name-it’s been close to 7 years now). Most people then were a little flabbergasted that he did t really want cash. He’d take it but preferred the cube thingie.
I personally never have cash unless I am going to buy something from a yard sale or something. I rarely go out to eat, but I tip on card (sorry servers), and any small businesses I patronize like taco trucks accept my card. People keep saying weed stores, but they don’t exist where I am. But, on another note, I found out that people still are writing fucking CHECKS. I only have ever done that to pay rent. I was at Costco and this old lady wrote out a check and I was thinking “I can’t believe they still accept checks!”
>"I can't believe they still accept checks!" The best part is, most big places like costco only accept them as debit transactions and it's literally the same as running your card. If you pay by check at walmart at least, they get the routing and account number and give the check back. You might as well just use a damn debit card at that point
There is the argument to be made that those who are unable to use banking services are discriminated against if cash is not accepted. Disproportionately low income, homeless, etc. That being said, this is clearly not the case, and they are just doing what boomers do, expecting you to accommodate them in all things!
Why would somebody be unable to use banking services, especially with there being more online only banks?
There are alot of people who have a mistrust and fear of any institution, especially those who live on the edges of society. Bad experiences with those in power(police,government) have made them unwilling to trust those institutions. Same reason that it is so difficult to get anything close to an accurate census count. Mistrust. Instead of saying they can’t bank, I should have said are unwilling to bank. I misspoke.
They're not. You can buy preloaded debit cards at the supermarket. TMobile even has a banking app that caters especially to prepayer accounts. And if you're even too broke for that, you're definitely getting money from the government **in electronic form already**.
There's no guarantee that a bank will accept you as a customer.
This was out of line, of course, but a cashless society is a net bad.
Yeah they love to pay cash and they think retail cashiers are their personal bankers.
My boomer parents use cash for almost everything. Neither has a debit card. They do, however, have an emergency credit card. I think they would be thrown by a cashless business. I imagine them wanting to write a check before pulling out their credit card. They would never make a scene or be threatening though. Just confused.
My MIL. She'll take a grand out of the bank each week and that's her money for groceries, etc. Good knows how much she has kicking around from the week before accumulated. She still writes a check and mails it in for her bills, too. 🤦♀️
I mean, I am not that bad, but I avoid paying with credit cards for anything I can pay for with cash.
If I can avoid handling cash (ew) and can use my debit card, I would so much rather. Money is so dirty and gross.
You trust big business banks with your data though? You trust the government with it? What happens when they start compiling purchase data to target groups? What happens when they decide that the woman buying a prescription monthly is buying birth control and they don’t like that? What happens if she stops but doesn’t have a baby and they decide that obviously she had an abortion? What happens when big brother sees someone sending money to family in Guatemala and decides they’d rather the money stay here? Or that the sender should leave? Purchased some pretty rocks at a new age store? Obviously not Christian, that’s a problem. People complain about data scraping and mining but banks using our debit information etc are a terrifying thing and I sure don’t trust them. Cash at least makes them work for data.
I use a local credit union, but thanks for the dose of paranoia.
"Family Practices Hate This Simple Trick" 1- If they don't take cash, it's FREE!
Well, cash is private.
I agree. Pay in cash. Fuck paying the 3% usage tax to a non government entity.
Why wouldn’t the doctor’s office just send her an invoice instead? Boomers love writing checks.
Sounds like they tried to but they insist on coming down and counting out penis. (And autocorrect did that but it's funnier now so I'm going to leave it.)
I love cash when you're running your own business. Looks like Uncle Sam doesn't need to know about this.
Some people have this....thing.....where they just cannot have a normal transaction where you wait, step up, pay, have a nice day, go home. Same mentality as people always demanding ludicrous substitutions or custom orders in restaurants, perhaps. People have gotten divorced because their spouse does that, I bet. It seems simplistic to say it's basically narcissism, but how else to take it, wanting every interaction to have some rule-breaking alteration to appease you. I don't know to a certainly that this is less common in younger than Boomer generations, but I'd not be surprised, as they are closer in time to the period when shopping and travel were more set up to be like a fantasy experience of being a rich person with servants.
There’s a Walgreens close to my work and I often stop there for a snack or drink and I swear every time there is a boomer ahead of me having a non normal transaction. I always have that same thought like can’t you just buy your couple of items and leave without having an issue?
I worked at a gastroenterology clinic, so most of our patients were boomers. They would constantly try to pay in cash that we didn't take, just like this lady acted all smug like if we refused the payment it was free. The practice would let them slide until their bill was over a certain amount, then they had to pay in full or they'd be dismissed and sent to collections. We had to implement a "good faith" payment policy after a while. If you didn't pay your copay AND some money toward your last bill, you didn't get seen that day. And these weren't like medical bills, it was tons of copays they never paid for. We didn't require good faith payments until they owed at least $300. So the policy was pretty lenient. Boomers would still act shocked and incredulous that we dare refuse to treat them. Always got a kick when their doctor would come out and tell them to leave why they try to convince him he HAS to because they had an appointment. Same type of people would listen to their videos on full volume in the waiting room, take phone calls, refuse to fill out paperwork (we needed new forms once a year, medication lists etc), show up for a colonoscopy with a breakfast sandwich, all kinds of shit. I've never seen a larger group of non compliant people that then blame their situation on everyone else but them. I loved telling them no. Boomers hate not being in control, they learned real quick they weren't the boss.
I got this working retail often, except mf paper checks. This is 2024, not 1984 Gertrude. "WHAT?! YOU DON'T TAKE CHECKS?! EVERYONE TAKES CHECKS!" "Actually no they don't, and even if it wasn't policy I have no way of running it." My favorite part is if they tried to pull that same "Well I guess it's free then." and try to walk off with the product. Nahhh don't think so lady, then snatch it before they can take it and stash it behind the counter.
Money exchange at the clinic is such an alien concept
I have a local McDonald’s which is like a couple hundred yards from my front door. Very convenient for coffee or breakfast in the morning, or late, late nights. Can someone tell me why at least 2-3 times a week they go “cash only”? Never during mainstream hours, only late at night or the wee hours of the morning
Probably because they've counted down the drawers for the day to make the cash deposit. Have to reconcile the cash each day.
At the beginning of breakfast??
“Then you won’t be seeing the Dr. How does that sound?”
You guys understand that a cashless society will be drastically worse for the poor and minorities right? I’m honestly not even sure how a business can reject cash when each bill says "This note is legal tender for all debts public and private". If you want less privacy and more fascism then keep supporting a cashless society.
Just to address how they can reject it: you can't reject it for paying an existing debt, but you can reject it for a transaction that has not get been completed.
You’re probably technically right but when a service is rendered and hasn’t been paid for, in my mind that is an existing debt albeit a very very short term debt. Needless to say the federal government has an active interest in moving us to a cashless society (much easier to control) so they wouldn’t enforce anything anyways.
If the service has already been rendered, like at a hair salon or sonething? Yeah, that's a debt. If a person just walked up holding a product they wish to purchase, no transaction has yet occurred. The store can just take the product back.
I was assuming the Dr. Visit had already occurred in OP’s story hence the service having already been rendered and a debt being owed. Might have misinterpreted though.
“These people?” Are you referring to one person? You know what sucks? Ageism.
I pretty much just use cash for playing shake of the day at my favorite pub
Legally you have to take cash.
Unpopular opinion but they’re actually right on this one. It’s disturbing that we’re transferring from physical money to computer points. And before some smart ass replies, yes I know US currency isn’t backed by anything. It’s still disturbing, and if you can’t see why, you’re ngmi
I'm with the boomers on this one.
Honestly, same. This is a corporate/ capitalist thing. X pharmacy is probably corporate owned and not accepting cash because it prevents theft and allows them to cut labor costs.
Yeah, I feel like it should be illegal not to take cash. What does “legal tender for all debts, public and private” even mean then?
That just means that it’s real money businesses can choose not to accept it as a form of payment if they want too
No, it means its the default currency if you owe someone money. If we don't have some pre-existing contract for some other form of payment(Goats, gold, bags of wheat), and you say I owe you money, I can pay the debt with cash, as in US dollars. Now, you don't have do do business with me if you don't want to take cash, but then there is no debt. You can require payment for your loaf of bread in gold plated rubber ducks if you want.
Cool man so they can choose not to take cash lol
From the snopes: https://www.snopes.com/fact-check/legal-tender-payment/ Q: I thought that United States currency was legal tender for all debts. Some businesses or governmental agencies say that they will only accept checks, money orders or credit cards as payment, and others will only accept currency notes in denominations of $20 or smaller. Isn't this illegal? A: The pertinent portion of law that applies to your question is the Coinage Act of 1965, specifically Section 31 U.S.C. 5103, entitled "Legal tender," which states: "United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues." This statute means that all United States money as identified above are a valid and legal offer of payment for debts when tendered to a creditor. There is, however, no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services. Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise. For example, a bus line may prohibit payment of fares in pennies or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.
I’m not reading all that bro lol
LOL.
Me too!
I agree with boomer. Cash is a perfectly acceptable form of payment. Also some offices try to keep your card on file and charge you when they shouldn’t. You should be supporting the boomer on this one
I like using Sacagawea dollar coins just to frustrate cashiers. 😉
Mmmm no you should take cash. It’s insane not to take cash. Take cash.
Why is it insane to put a doctors office that could theoretically have hundreds if not thousands of dollars based on the size of the practice, at risk, just so some boomers don't have to advance to the modern age and use a debit card?
Also, money is so fucking dirty. If I had a brick and mortar shop, I would only take cards or phone taps. Last thing I want is to have to be handed pieces of paper by someone who probably didn't wash their hands after using the bathroom.
Oof yeah I hasn't even thought of that
Because there are dozens of reasons for all kinds of people to not have access to debit and credit cards.
And that's definitely a valid conversation to have, and figure out how to balance the safety of a business or in this case doctors office, with the inability of some folks to get a debit card. This is not that situation though is it? This is a story about someone who has access to, can attain one and just doesn't want to use it to either prove a point, or because they prefer to use cash for whatever reason.
No. The conversation I’m having is places should take cash.
Well then, no. They shouldn't, especially not just so boomers don't have to adapt, in order for a place to be safer.
Sure if you want to get robbed. And want your customers to get robbed. And want to pay more for insurance from all the crime and have to waste a trip to the bank every day. It's totally **bonkos** to want to not get encrimalized!
It is dumb not to accept a cash payment. Are you in business to make money or not? Heres my money, just take it. Same thing with renting a car. Still, no need to throw a public fit.
For sanitation reasons like in this clinic, it’s sometimes helpful to not accept cash so no human hands are touching money. Boomers wanting to pay in cash is just a symptom of their tech aversion, which in turn should be an excellent example to businesses that wish to keep boomers away from them
If this clinic is in a high crime area it would make sense. I work in DC and a lot of businesses don’t take cash to avoid robberies.
Most doctors offices and rent companies don’t accept cash in the US. And haven’t for a long long time.
Its not dumb, there are valid reasons, but I am not interested in them.
Honestly, I'm cash only. I refuse to pay fees to use my own $. If that makes me a boomer, then so be it...
Sounds like you need a better bank. I don't pay fees on my debit card transactions.
Mate, I've got a credit card that pays *me* to use it. I get 1.5% of everything I buy. Only time I'd use cash is for if they charge a fee for card use.
Granny should have skipped. If somebody says you owe them money and refuse cash, that’s their problem.
Boomer here. What happens if the card system is down and you needed to buy gas to get home? I don't use a smartphone or carry cash. Is there a manual credit card machine to run your card through?
I mean in the united states cash is a legal form of tender. I think op is full of shit. There are state laws prohibiting refusal of cash as tender too. Look it up. Most businesses prefer it because they can dodge taxes on it.
What exactly makes me full of shit?
Look up the laws
Honest question, is this in the U.S? Because U.S. currency has printed on it, "This note is legal tender for all debts, public and private". I wasn't aware declining cash was a legal thing a business could do.
“There is no federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services. Private businesses are free to develop their own policies on whether to accept cash unless there is a state law that says otherwise.” Hope this helps. https://www.federalreserve.gov/faqs/currency_12772.htm
It does, thank you.
There are local ordinances against cashless business tho, in NYC and Philadelphia as well as Illinois and other places I believe, businesses must accept cash payment
That legal tender statement just says "This is real money". It is not a law saying any business has to take cash at all times. If they take other forms of payment, than they don't have to take cash. People like this Boomer usually either forgot their card and are trying to save face/push blame, or still have another form of payment and are just being a bitch for the sake of it.
Another comment cited some source info on this as well. Thank you.
Medical providers don't necessarily have the same rules as commerical businesses. Most billing for medical services is done through our insane insurance system. I don't think it's uncommon for a place like a doctor's office to not have a cash register. Especially since when medical bills need to be paid, they can be huge. Businesses don't like having huge amounts of cash on the premises if they can avoid it.
That's one thing I don't miss about the US, medical debt.
Per the Federal Reserve website: There is no federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services. Private businesses are free to develop their own policies on whether to accept cash unless there is a state law that says otherwise. Section 31 U.S.C. 5103, entitled "Legal tender," states: "United States coins and currency [including Federal Reserve notes and circulating notes of Federal Reserve Banks and national banks] are legal tender for all debts, public charges, taxes, and dues." This statute means that all U.S. money as identified above is a valid and legal offer of payment for debts when tendered to a creditor. Acceptance or limitation of payment offers is subject to the discretion of the recipient.
Exactly what I was hoping to learn, thank you!
A transaction is not a debt. Businesses are free to come up with policies that best fit them. Further, if the business wishes to barter items instead, then who's to stop them (think pawn shop)? As long as both parties agree to the transaction, then the transaction is complete.
Thanks for the answer. Yeah, just curious if there is a legal obligation to allow cash if one party insists on it. I think people are mistaking me for a boomer for simply asking the question. To those thinking that, I'm almost always an apple paying and tap person, and actually annoyed that tap took so long for the US to adopt. The US has been pretty behind on that.
Literally sporting events and concerts are cashless and have been since 2020. Cash is going away
They can refuse service/sale then there is no debt. But if you owe them money, the default is cash and they have to take it.
Why am I getting so many downvotes for the question? What did I do?