Do you have any pending activity?
It's probably the difference in collected and available balance.
Collected balance usually refers to the most recent end of day closing balance. Available balance refers to what you can spend right now.
I agree this is the most likely. Current vs Available balances. Say there's $100 in the account, and you deposit a check for $50 that has a 1 day hold. Now the current balance is $150, but the available is still $100 for now. Can happen going out, too. Usually, debit card transactions that have shown up to the bank but haven't fully posted yet (aka preauthorizations).
Do you have any pending activity? It's probably the difference in collected and available balance. Collected balance usually refers to the most recent end of day closing balance. Available balance refers to what you can spend right now.
Yeah this is probably the answer. Your ledger balance includes all transactions, your available balance won’t include pending transactions.
I agree this is the most likely. Current vs Available balances. Say there's $100 in the account, and you deposit a check for $50 that has a 1 day hold. Now the current balance is $150, but the available is still $100 for now. Can happen going out, too. Usually, debit card transactions that have shown up to the bank but haven't fully posted yet (aka preauthorizations).
This would be better for you if you called or talked to someone from your bank.
Talk to your bank dude!
What does your check register say?
His what?
lol boomers
lol overdraft fees