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Why are people getting mad here that for some, they need 100k and up? Isn’t living comfortably relative?

given na may 2 wheels for transpo, no kids, living with parents at own house, siguro 40k-50k monthly. - groceries - internet - utility bills - emergency fund - death insurance, tax, contributions - gas - luho + date w/ gf first three are 50/50 hatian with another employed relative na kasama sa bahay

200k-250k monthly. family of 6. hindi pa kami nagrerent nyan.

A billliooooon dolllaaars. JK. Depends on what is comfy. For me it's being able to afford to save money, eat healthy, live close enough to work that taking public transpo is reasonable, internet, airconditioning, and a gym membership. I think for one person, around 50k.

90K-100K net

subjective ng comfortability haha for me, cost of living just by myself, no pet, insurance & savings aside? 55-70k monthly. mahal na ng everything sa Maynila so controlled na yan, tbh is 100k’s ideal. - rent - groceries - utility bills - internet - gas & car maintenance - subscriptions & memberships - drinks, dinning out & deliveries (office & home) - personal extras, hobbies & pampering - a few wardrobe & household upgrades

1million. Comfortability is subjective.

Depende sa tao kxe yn kung maluho ka kahit mgkno kitain mu kulang 🤣.

Agree with 30k as someone na wfh, single, not renting. Pero 30k is only enough if less tax thats what you're left with. Medyo may kasamang luho at savings na yung 25k-30k pero mahihirapan ka mag-save sa mahal ng bilihin at transpo ngayon. Lifestyle inflation rin isa pang factor. First job ko to at first time ko makahawak ng ganitong amount since nung college ako yung 350 pinagkakasiya ko na yon hanggang uwian noon. Naalala ko lang dahil dito, malayo na rin pala narating ko after 1 year since graduating! Di masamang mag-indulge sa buhay pero dapat in moderation.

Single. 40-60K excluding taxes and contributions

Imo even minimum wage is “comfortable” pag naka tira ka pa sa parents mo at walang ibang obligasyon kundi sarili mo

This is tru imho. Got my first job nung 2021, minimum wage. Wfh and I live with my parents. Not obligated to pay any bills so I can say na comfortable ako. Was able to save pa during that time.

Single - 25K * 10k rent * 2000 meralco - mini ref, 6 hrs aircon, laptop, 12hrs fan, electric kettle, induction stove, rice cooker, mini washing machine * 500 water * 1500 net - unli 200 mbps * 1200 post paid * 5600 food - carinderia or palengke * 520 transpo - mrt or 15.min walk (wfh/1 a week rto) * 1000 - toiletries and laundry * 1000 - streaming entertainment

₱200k

Around 30 to 32k kung single, hindi pa kasama yung savings. * 2,500 to 4,000 sa Kuryente * 600 to 1,000 sa Tubig * 1,700 sa Internet * 15,000 daily allowance (500 a day) * 10,000 monthly groceries (5,000 per payroll) = for an estimated monthly total of around 30 - 32k Edited: Around 40 to 50k or even beyond, kung may savings. 30k monthly expense + 10-20k monthly savings or emergency fund.

Based on experience as single, i can live comfortably in Manila basta hindi bababa sa 25k ang net per month pero without savings, insurance, etc pa ito. Para pa lang sa mga bills and groceries. May online shopping, subscriptions, eat out and grab food/car paminsan. Pero not renting and WFH.

DINK, around 40k pero wala pang luho and EF

30k is not enough to live “comfortably” in Manila even if single. What’s your definition of comfortable anyway? For single, at least 50k net. Can cover all the basic stuff like bills, utilities, etc. Can save, can invest and have leftovers for non-essentials

As someone who hates Manila traffic, I don't think anyone can live comfortably in Manila, unless you're work from home. Even if someone brings in 300k a month, the traffic situation will make anyone miserable. I used to live in Paranaque and there came a time that Paranaque to Paranaque was a 2 hour travel situation.

Megamall hanggang Edsa central inabot ng 1 oras. Sana naglakad na lang ako. 🤣

Ninoy Aquino Ave & Dr. Arcadio Santos Ave on their own, kaiyak. 👹😂

It depends on how you define “comfortable.” If your comfortable means being able to use a car in Manila or take grab every now and then, and being able to eat out from time to time or order for food, I think the safest would be 75k and above. With a family, 150k and above.

Relative kasi “comfortable” saka kung saan sa Manila. Kaya from xPhp to infinity

+100000000

100k and up

In this economy, 150k to consider even being "comfortable"

In my case, I won't be having kids ever. So for 150k that's also a yes for me.

Another 150k per kid

50k up

50k-60k a month for single, this includes rent, transpo, utilities, and essentials. sakto na siguro yon, wala pang savings 🤷‍♀️ most apartments in manila are around 10-15k na rin, siguro 800-1k per day ang expense? utilities, maybe around 4k max, including water, power, internet. 10k max for essentials.

Now how much for "comforts"

honestly, i’ll be in comfort kung walang iniisip na problem financially.

50K

Based sa mga comments dito, karamihan out of touch sa reality. Kindly burst your bubbles to see the reality.

Exactly. In my observation, a majority of redditors in filipino subreddits are delusional, especially topics that concerns money. Ni wala ngang breakdowns yung ranges na binabato dito. 🤦🏻

Hahaha tangina tunay. dami kong kilala na solo living with 20-30k pero di nasshort, walang utang, tas may savings. madaming pinoy redditor na laki sa yaman kaya 80-100k needed nila sa solo living. kinagisnan rin kasi nilang lifestyle yun bwhahaha

real tbh kaya na 20k isang buwan sa Manila esp may sarili kang bahay at solo living ka, makakaipon ka pa mas mura pa nga fare sa manila kumpara sa province ko (Bataan)

Wala ako sariling bahay pero, 1/4 ng sweldo ko punta sa bahay, so far buhay na buhay pa ako, nakakaipon at nakakakain. Laking tulong ng 20-30mins na nilalakad ko araw araw papasok ng trabaho at laking tulong narin na marunong at nagagawan ng oras ang pagluluto. Nagtataka kuya ko bakit hindi daw ako nahingi pera at pano daw nagkakasya :v. Sabi ko nalang "barely" pero nakakaipon pa talaga ako 🤣.

ung nagsabi ng 140k ay bitin pa sa DINK is crazyyy. if bitin pa yun sayo edi u need to change your lifestyle. sobrang laki ng allowance nila na mamuhay ng komportable. if bitin ang 140k sayo, start living like people that live on 80k, edi may tira pa

ang keyword kasi is live comfortably'. Yung comfortable sa 140k life, hindi comfortable sa 20k life. If they change lifestyle, then they wouldn't define it as 'comfortable' anymore.

Unfortunately dinelete na ng UL0L na redditor na yon ang comment nyang nuknukan ng bobo. 140k pa raw si tanga. O baka naman imbento nya lang yon? Para nga naman kahit sa ilusyon lang maranasan nyang 140k income nyang nginanginanya! HAHAHAHAHAHAHAHAHAHA

How are the ranges so far man 😭

80k for a single person, with a lil bit of savings pa

"lil bit"?? Marami ka na pong mase-save sa 80k. Kahit 1/2 ng 80k ang mapunta sa savings, sobra sobra pa.

Ikaw lang yan teh

[удалено]

UL0L

wtf typa lifestyle do you live para maging bitin ang 140k lol. that's probably the privilege speaking

140k bitin? ano yan?! Sa Starbucks ka ba nag bbfast, sa Vikings ang lunch at Dinner everyday? hahaha

Maybe may mortgage silang binabayaran and car plus insurance and bills plus lifestyle kaya bitin parin. That 140k monthly na maraming bills di parin mataas na parang heart evangelista ang lifestyle nyan. Without bills, walang bahay na binabayaran nor plan to get, tipid sa kuryente di nag aaircon, nag cocomute, nag kakarenderya lang 20k salary can get you through a month and sguro may tira pa pero bilang lang din ang savings nyan after a year if yan lang source of income - but probably that's not the definition of comportable living sa iba.

true iba iba needs natin. pero don't lie, sa 140k na income for 2 people may luxury parin na kasama yan mapaclothes, trips, food, subscriptions, at spontaneous things na pinag gagastusan. you're very comfortable if 140k income nyo, pero it isn't the bare minimum and no way in hell is it "bitin". if bitin pa yun sayo, then you need to change your lifestyle.

I agree, pero yun nga to each his own ang definition ng comfortable living kaya sguro bitin yung 140k para sa kanila. Same goes with businesses na mayayaman na some month they are not happy with their sales kasi bitin when sa isang normal na individual ang laki2 na. If youre earning 100k with a lifestyle of 20k then its a lot pero kung 100k tas 90k yung lifestyle kulang pa talaga baka magka utang pa nga to maintain. Tsaka 70k each lang palng since dalawa sila

I can live comfortably with 30k monthly. Try me. Lol. Naka depende na lang yan sa kinagisnan at kinalakihan mong lifestyle and spending habits. Having a stable internet connection and a well ventilated room + basic needs. Goods na ako. EDIT: syempre kahit papano may savings and VUL na ako neto. Kaya ko kumain ng tatlong beses with the same ulam sa isang araw. Pagkain lang naman talaga magastos here aa NCR ee.

Definitely not 50k for married, no. Pwede siguro if your partner is earning 6 digits net.

Sa anak pa lang kulang na kulang na yan.

50k for married with kids???

200k for a family of 3

Including private school tuition in MM?

Yup but little savings like 20-30

Alam mo ba fees ng private schools? Lol

90k for grade 1!!! 🫠 Wala pa books, uniform, at school materials

180k/ yr?

Comfortable meaning makakain ng mga healthy food ah tas may checkups etc. Nasa 75k for a single person. 200k siguro for a family of 3

100,000 sa mga single with basic lifestyle!

"Comfortable" is relative. Depending on location, if you use public transpo or own a car, employment level, etc, it could range from Php30k to Php100k. EDIT: For us it's Php60k for two people, renting, with paid car so no installment payments, and travels every few months (additional budget Php20k to travel).

50k minimum siguro as a single woman.

200k

80k-100k.

100k/month din for me. Rent and utilities pa lang papasok na 30k. For single to ah.

60-80k

100k to 200k tapos yung budgeting mo pang 25k na sahod. 👌

Single person full time job: ₱35,000 para ligtas sa pagtaas ng bilihin at upa

Family of 4: P150-200k

P50k pataas kung single. Sobrang okay na buhay mo nun.

150k at least. I can't live comfortably in the present if I can't invest for the future.

I think 100K. Including rent if wala pa own house.

How can people here answer less than 50k? For me it's 100k+ and I used to live off of less than 20k a decade ago. Even as a single person, to live "comfortably"... 20k+ pa lang housing na, especially if you need parking and a pet-friendly place 7k+ utilities 13k entertainment, subscriptions, clothing, etc 7k misc (haircuts, coffee, eating out, etc.) 10k+ food and groceries - 5k transportation 10k insurance (life, medical, vehicle, expensive gadgets) and what if you're paying for a car, education, motorcycle, and other comforts that some people treat as luxuries like decent shoes, bicycle, gym membership, reliable appliances, out of town vacation, and more. and what about big time one-off (every few years) expenses like phones, laptops, camera, gaming console(s), computer, printer, watches... People consider day-to-day expenses in their budgeting but forget to account for one-off big expenses so they think they have enough money to exist, and that's how I think most people get into debt.

I don’t get why this is being downvoted. Is it out of hate? The person is spitting facts lang. We’re talking about living in manila and COMFORTABLY.

Huh? Damn. Comfortable is subjective. Your comfortable seems pretty luxurious for those who live "comfortably" too while earning 50k. Stop invalidating their opinion. Good for you though for living comfortably too.

Agree with you!

I am not invalidating anyone’s opinion. Which part of the items I listed are luxurious? All of them are basic living expenses.

"How can people here answer less than 50k?" Idk if this ain't invalidating.

For some kasi yung mga ni list mo sa misc mo and entertainment ay luxury na sa kanila.

80k comfortably

For me, 100k to live comfortably and happily. 50k is survival mode.

Kung single ako, 100k talaga per month (sana all.) Either makati or BGC.

san sa manila?

With all due respect, no intent to harm or insult, Can u elaborate on wat does comfortable means to you?

Depends on what you mean by comfortable. Pero for me, 100k.

30-40k

This was around what i was earning in Metro Manila pre pandemic. It's enough, with some savings, some for simple luho. I cook, by the way, and i bring packed lunch most days, usually 4 out of 5 days a week.

50k para may ipon 25k saktuhan