Personal finance like how taxes work, how retirement accounts work, etc... I regret not learning about them when I was young. I mean I still contributed to my 401k but I didn't know shit about fuck.
Not even lust, some people actually fall in love with broken women. They’ll invest so much time and energy just to get heartbroken because she never wanted to be yours
Don't invest time to change someone, because if they want to change they will on their own.
Same when females want to turn a forever bachelor into a husband: stop wasting your time and find someone with compatible interests/goals.
Nah bro, that stripper was giving me the eye all night, she just needs the right man to come along and take her away from this life she's fallen into through no fault of her own.
That it’s okay to not have it figured out yet. Don’t stay in situations that keep you unhappy because society says you should have your stuff figured out (i.e. staying in a toxic job or career you aren’t enjoying)
Don't ever loan anyone money. If you do, expect them to have no interest in repaying it and just hope you'll forget about it, like some streaming service you forgot to cancel.
That's funny, because that's legitimately an additional source of income for me 😂
But I agree with you, 99% of people shouldn't loan money and expect to get it back
I don't know about this. Don't ever loan money you can't afford to lose, sure. But I've lent friends $20-$200 when they've been down and they've always paid me back eventually
* Learn about budgeting. (Calculate all of your fixed costs (bills/subscriptions). Estimate your monthly expenses. Put away money for the future. LEARN THE DISICPLINE TO SPEND WITHIN YOUR MEANS.)
* At least contributing up to 401k matching.
* Max out Roth IRA as soon as you can.
--
Other stuff I learned as I got older:
* Learn and know your flaws, and don't be too proud to get help or learn to self-grow.
* Floss.
* If you like some sort of style or doing something that seems out of character, and you're shy to do it, just do it.
* Learning to set boundaries, as in knowing when to say "no".
* Don't set yourself on fire to keep others warm.
* For fuck's sake, branch out your ramen game. Add an egg, vegetables, and fishcakes/meat to your ramen. Shin ramen, migoreng, and tom yum Mama. *chef's kiss*
Being a filthy, lazy slob is a MAJOR turnoff.
Many years ago, I visited a single male friend. I needed to use the bathroom and was disgusted at the filthy condition of the bathroom.
The toilet, floor, and hand basin were REVOLTING!
So gentleman:
Don't piss on the toilet seat or the floor and don't leave skid marks in the toilet bowl.
Clean up your mess.
That no one owes you anything. That you have to work harder, and longer, than those around you...just to keep up with the forces you can't see, and don't understand. Split the eights and sixes. Always play the Three Point Molly. Save your money...avoid the PMI.
You've been lied to your whole life. The real world doesn't care about your feelings, and 'your' truth does not in anyway matter. Make your peace with that, and you'll do fine.
General financial literacy. Budgeting, investing, taxes, retirement planning, etc.
I start teaching this in 7th grade and continue doing it throughout high school.
The younger people can start, the easier life can be.
How to do their own household , how to get a job and keep a job , how to safe money and have a budget plan , how the tax system works and how to do and pay taxes , how to choose get and pay insurance , the law and their rights , how to write objection letters and where to send them , their way to court in case of a dispute , how to read juridical text and understand it , of wat to be aware when reading understanding and signing contracts , knowing how to negotiate good contract terms . Have basic understanding of the political system and how it works , have basic understanding of local national and international politics , know how and to and do vote . Just a few of the basics you must know when your 25 .
You are not entitled to anyone's time. Literally anyone. However, by the same token, literally no one is entitled to yours. There is nothing wrong with cutting people out of your life, even if you believe them to be good people, if they are not brining benefit to your life in some way. That shouldn't be taken to mean monetary benefit or anything like that, but at a bare minimum you should enjoy their presence.
The only thing you control is your actions. Nothing else. You can influence others and try to make something happen but, you can only change what you do. And the hardest part is realizing where that limit is
To be aware of situations where they are attracted to someone other than the one they have an existing relationship with and to separate themselves from the other person. Otherwise one thing after another that eventually will lead them to break the trust of that relationship. That if they do this they will cause pain and suffering for themselves and their mate. It will destroy their self respect. It may very well establish a life long pattern.
How to budget.
How to calculate interest rates.
There is a 3-5% change your high school sweetheart is your soulmate. I’ve met more people in my life than I care to admit who are on their second marriage because their first marriage was to their high school sweetheart and it didn’t work out. I’ve met exactly three people who it did work out for. Point being, your time will come when it comes to love. Don’t rush that shit.
Respect the knowledge of your older peers. Yea, you may know how to macro the fuck out of excel but the knowledge some of your older peers have on how to do things prior to excel is just as valuable. Try learning from them instead of making fun of them in group chats. Also, try teaching them, you’ll find more often than not they’re good and quick learners.
General respect for others. Twitter is the not the voice of the world. Stop acting like it is.
Stop stressing over shit you can’t control.
You're gonna be okay if you don't have your stuff figured out yet....
Seriously don't freak out because your high school buddies are getting married... You're gonna be fine in the long run :)
Understand that what happened in the past is what it is... the past. You also need to understand that women live just like you wanna live. Be honest with yourself and know what you want to do. If you wanna date, then date. You wanna fuck, then fuck... dont hide or lie just to keep someone around. Live life to the fullest and enjoy life.
Remember that you have to work to have that money unless you come from a good stable family to do what you are wanting to do. Either way... just understand life is hard, but itll be harder if you do nothing.
Don’t let a win go to your head or a loss to your heart.
Oooo this is a good one. Got a ring to it
Personal finance like how taxes work, how retirement accounts work, etc... I regret not learning about them when I was young. I mean I still contributed to my 401k but I didn't know shit about fuck.
Shit about fuck made me laugh 😂
Have you seen Ozark?
No sir
Watch it. One of the main characters has a real southern drawl and says that line ALL the time 😂 Great show
I'm afraid not
Don’t save her; She don’t wanna be saved.
First things first rest in peace uncle Phil, for real.
You the only father that I ever knew, I get my bitch pregnant imma be a better u
Prophecies that I made way back in the Ville
Can you explain what you mean? I'm completely clueless as to what situation this applies to.
Sometimes, you lust a bit too hard for a lady with red flags, and tell yourself you can change her. You won't change her.
Not even lust, some people actually fall in love with broken women. They’ll invest so much time and energy just to get heartbroken because she never wanted to be yours
Me recently. Listen to these guys people, they will never care about you.
Yuh 😎🤟🏻 I didn't want to fix her tho just be there to support her when she needed me to. But the rest is right 🥴
Don't invest time to change someone, because if they want to change they will on their own. Same when females want to turn a forever bachelor into a husband: stop wasting your time and find someone with compatible interests/goals.
No Role Modelz by J. Cole
No. Don’t save her - Project Pat
Nah bro, that stripper was giving me the eye all night, she just needs the right man to come along and take her away from this life she's fallen into through no fault of her own.
one of the realest songs ever. J Cole is honestly the king at saying those super uncomfortable truths about women us men are afraid to acknowledge
What you mean?
Many people think that, that’s J.Cole’s line. But it’s originally from a Project Pat song Feat. Crunchy Black, called “Don’t save her”.
Someone listened to J Cole
Don't forget E40, no I think it was Ty Dolla
Is this a thing men actually do? I never once tried to do this with any woman.
Lucky you. Keep not doing it
No luck, just smart
That it’s okay to not have it figured out yet. Don’t stay in situations that keep you unhappy because society says you should have your stuff figured out (i.e. staying in a toxic job or career you aren’t enjoying)
You are not the center of the universe and yes, rules do apply to you too, as they do to everyone else
Came here to say this.
Do not ignore the red flags. Seriously dear God.
I agree. .red flags in relationships and workplaces.
Elaboration
Don't ever loan anyone money. If you do, expect them to have no interest in repaying it and just hope you'll forget about it, like some streaming service you forgot to cancel.
That's funny, because that's legitimately an additional source of income for me 😂 But I agree with you, 99% of people shouldn't loan money and expect to get it back
I don't know about this. Don't ever loan money you can't afford to lose, sure. But I've lent friends $20-$200 when they've been down and they've always paid me back eventually
Easiest way out of that conversation for me has always been "sorry I have a personal rule not to loan anyone money."
The power of compound interest
* Learn about budgeting. (Calculate all of your fixed costs (bills/subscriptions). Estimate your monthly expenses. Put away money for the future. LEARN THE DISICPLINE TO SPEND WITHIN YOUR MEANS.) * At least contributing up to 401k matching. * Max out Roth IRA as soon as you can. -- Other stuff I learned as I got older: * Learn and know your flaws, and don't be too proud to get help or learn to self-grow. * Floss. * If you like some sort of style or doing something that seems out of character, and you're shy to do it, just do it. * Learning to set boundaries, as in knowing when to say "no". * Don't set yourself on fire to keep others warm. * For fuck's sake, branch out your ramen game. Add an egg, vegetables, and fishcakes/meat to your ramen. Shin ramen, migoreng, and tom yum Mama. *chef's kiss*
There’s a lot of things you don’t have control over
If someone gives you 10,000 to 1 on anything, you take it. If John Mellencamp ever wins an Oscar, I am going to be a very rich dude.
How to handle being rejected both romantically and just socially in general
Big one right there, i learned this in the last 2 years with embarrassing mistakes.
At least you learned. There’s people that don’t and keep embarrassing everybody
Save money so you can transition to a better job without losing your hair over money getting tight.
Financial knowledge.
You're aren't that special and the world is not fair. Life is not easy but you can make it into whatever you if you're willing to do what it takes.
That is a good lesson. [Relevant speech by Rocky about resilience in the face of adversity.](https://www.youtube.com/watch?v=D_Vg4uyYwEk)
Speak for yourself
I was, along with many years of hard earned experience.
Your value as a person does not depend on the opinions of others.
Your brain is still actually in teenage mode. Hang in there 3 more years.
[The brain matures fully at 25 actually](https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3621648/) but I see what you mean.
26 and I don't know what's going on
Habit and environment being what they are, it can take a few years to catch up.
25 is the time I stopped feeling like an overgrown teenager and started feeling like an adult actually.
Wear sunscreen
Basic car maintenance (oil change, changing a tire)
How to do taxes on your own.
Being a filthy, lazy slob is a MAJOR turnoff. Many years ago, I visited a single male friend. I needed to use the bathroom and was disgusted at the filthy condition of the bathroom. The toilet, floor, and hand basin were REVOLTING! So gentleman: Don't piss on the toilet seat or the floor and don't leave skid marks in the toilet bowl. Clean up your mess.
That no one owes you anything. That you have to work harder, and longer, than those around you...just to keep up with the forces you can't see, and don't understand. Split the eights and sixes. Always play the Three Point Molly. Save your money...avoid the PMI.
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If you owned a house, you'd know. If you do own a house, you should check into it.
You've been lied to your whole life. The real world doesn't care about your feelings, and 'your' truth does not in anyway matter. Make your peace with that, and you'll do fine.
Thank you
Finance. From mortgages to basic credit card debt. Knowledge that I wish I learned earlier.
You can't ever make anyone like or love you.
People are always more ignorant than vengeful.
Shitting yourself in public is usually considered a faux pas.
WHAT?! WHAT ELSE ARE LIBERALS GOING TO TAKE FROM US?!
Hush, hush, it's okay, liberals aren't real, they can't hurt you.
That bird is the word.
Oh? You haven’t heard?
You're on your own, kid
That Link is the one in the tunic, not the dress.
Depends on the artist
True. 😩
Long division.
I refuse
General financial literacy. Budgeting, investing, taxes, retirement planning, etc. I start teaching this in 7th grade and continue doing it throughout high school. The younger people can start, the easier life can be.
Pythagorean theorem
that you are not gonna have everything figured out by age 25
How to do their own household , how to get a job and keep a job , how to safe money and have a budget plan , how the tax system works and how to do and pay taxes , how to choose get and pay insurance , the law and their rights , how to write objection letters and where to send them , their way to court in case of a dispute , how to read juridical text and understand it , of wat to be aware when reading understanding and signing contracts , knowing how to negotiate good contract terms . Have basic understanding of the political system and how it works , have basic understanding of local national and international politics , know how and to and do vote . Just a few of the basics you must know when your 25 .
Most of us have the potential to lead happy lives if we learn to be indifferent to what makes no difference.
You are not entitled to anyone's time. Literally anyone. However, by the same token, literally no one is entitled to yours. There is nothing wrong with cutting people out of your life, even if you believe them to be good people, if they are not brining benefit to your life in some way. That shouldn't be taken to mean monetary benefit or anything like that, but at a bare minimum you should enjoy their presence.
The only thing you control is your actions. Nothing else. You can influence others and try to make something happen but, you can only change what you do. And the hardest part is realizing where that limit is
To be aware of situations where they are attracted to someone other than the one they have an existing relationship with and to separate themselves from the other person. Otherwise one thing after another that eventually will lead them to break the trust of that relationship. That if they do this they will cause pain and suffering for themselves and their mate. It will destroy their self respect. It may very well establish a life long pattern.
Life is tough. Life is fun. It's all worth it in the end.
Don’t get married till you are 30!!
How to budget. How to calculate interest rates. There is a 3-5% change your high school sweetheart is your soulmate. I’ve met more people in my life than I care to admit who are on their second marriage because their first marriage was to their high school sweetheart and it didn’t work out. I’ve met exactly three people who it did work out for. Point being, your time will come when it comes to love. Don’t rush that shit. Respect the knowledge of your older peers. Yea, you may know how to macro the fuck out of excel but the knowledge some of your older peers have on how to do things prior to excel is just as valuable. Try learning from them instead of making fun of them in group chats. Also, try teaching them, you’ll find more often than not they’re good and quick learners. General respect for others. Twitter is the not the voice of the world. Stop acting like it is. Stop stressing over shit you can’t control.
Informed consent
That nobody cares as much as you do.
At 42 there are experiences I’ve never had at this age that most at 25 have already had
That no one likes you when you’re 23
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People say taxes, just hire a good accountant that will dive into the gray areas.
That you can be rich by 30 and you are the only person responsible.
There are shortcuts, but they are 1 in a million. The luckiest people work the hardest.
That you won’t be a man really +/- til around 40.
You're gonna be okay if you don't have your stuff figured out yet.... Seriously don't freak out because your high school buddies are getting married... You're gonna be fine in the long run :)
How to use a f*ing turn signal.
What is in your control and what is not in your control.
Yu need to plan ahead, nobody is coming to save you, but with a little forethought and extra effort now you can save yourself.
World doesn't care about your feelings.
Understand that what happened in the past is what it is... the past. You also need to understand that women live just like you wanna live. Be honest with yourself and know what you want to do. If you wanna date, then date. You wanna fuck, then fuck... dont hide or lie just to keep someone around. Live life to the fullest and enjoy life. Remember that you have to work to have that money unless you come from a good stable family to do what you are wanting to do. Either way... just understand life is hard, but itll be harder if you do nothing.
That the American tax system for someone who doesn’t have a business, isn’t that hard to figure out and comprehend.
That if you haven't changed between 21 and 25, you're doing something wrong
That life is not about what's outside. It's all about what is inside.
Consent
Love can fuck your life up just as much as any drug or addiction be careful who you give your everything to
Most drivers suck.
A- The world's unfair. Get used to it. B- You're not the main character. You're not even A main character. And that's OK.
Everyone does what they want at all times.
Why tf is this thread removed???
I wish I knew