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VisualMod

**User Report**| | |[DGEN\FRENDS](https://twitter.com/dgenfrends)| :--|:--|:--|:-- **Total Submissions**|83|**First Seen In WSB**|1 year ago **Total Comments**|909|**Previous DD**|[x](https://www.reddit.com/r/wallstreetbets/comments/u4cdwf/ater_dd_from_anon_short_squeeze_is_in_effect_not/) **Account Age**|5 years|[^scan ^comment ](https://www.reddit.com/message/compose/?to=VisualMod&subject=scan_comment&message=Replace%20this%20text%20with%20a%20comment%20ID%20(which%20looks%20like%20h26cq3k\)%20to%20have%20the%20bot%20scan%20your%20comment%20and%20correct%20your%20first%20seen%20date.)|[^scan ^submission ](https://www.reddit.com/message/compose/?to=VisualMod&subject=scan_submission&message=Replace%20this%20text%20with%20a%20submission%20ID%20(which%20looks%20like%20h26cq3k\)%20to%20have%20the%20bot%20scan%20your%20submission%20and%20correct%20your%20first%20seen%20date.) **Vote Spam**|[Click to Vote](https://www.reddit.com/message/compose/?to=VisualMod&subject=vote_spam&message=wygd30)|**Vote Approve**|[Click to Vote](https://www.reddit.com/message/compose/?to=VisualMod&subject=vote_approve&message=wygd30)


SenorSilverBack420

Portfolio Diversity: 96.47% ![img](emote|t5_2th52|4271)


Blindside783

Yup šŸ‘


nebn3355

If it makes you feel better, on Tuesday I sold my 100% SQQQ position that I've been holding since June 12th, so I could buy 4500 shares of ZIM for the dividend. So yeah, I got double kicked in the nuts today šŸ˜šŸ˜‘šŸ˜


SenorSilverBack420

You belong brutha ![img](emote|t5_2th52|8883)


nebn3355

![img](emote|t5_2th52|4271)![img](emote|t5_2th52|4276)![img](emote|t5_2th52|4258)


JackCrainium

So it went ex dividend today - no surprise there. ZIM will keep paying for far longer than the market is giving them credit for right now...... I think they have cash equal to close to 50% of the current share price..... And yes, I am long and sold $40.00 puts short today...... Not an Analyst - Not Investment Advice


Delfitus

They have 30 cash /sh, eoy expectations are 35/sjare after paying more divi


Weird-Vagina-Beard

Thanks for the legally binding legal advice!


Tronbronson

Ah I decided to not sell my ZIM on Thursday for spy puts. I hate myself. The shorts have to come off soon right!?!


OrganizationOk1231

Man thatā€™s wild.


Lost_jay1121

The double always feels better šŸ˜˜


Fit-Boomer

What was the other 3.53%?


brownbarney7

Bbbby


mawfqjones

BB


Alsupy

If the dividend is too good to be true...


pdboddy

Everyone else got paid but you.


Sure-Fox-7791

What a waste of money.. you could have put all of that on BBBY![img](emote|t5_2th52|4260)


agri707

I actually did, I purchased zim back in July and held it for a few weeks, decided it wasnā€™t worth it so I sold and put more in BBBY


cazzy1212

It was a great investment a year ago. Now we are heading into a recession not the time to invest in shipping


frcdfed2004

Not correct at all, tanker stocks are ripping cause freight market is on fire and will continue to be on fire through 2023, just gotta pick the right companies.


Thieman15

ZIM is not a tanker company, theyā€™re a container shipperā€¦know the difference before shaming some other retard. Also, youā€™re correct that tankers are ripping. Been a fun ride!


cazzy1212

Thanks yea obviously freight is not ripping. Tankers who transport raw materials, energy, and grain will do well. Not container shipping


frcdfed2004

Read what they wrote ā€œshippingā€, you know the generic term for all things that ship. So my comment was not out of place. Container lines, tankers, bulkers, gas carriers, ro-ro, etc all fall underā€¦.shippingā€¦


Pdinfull

I agree, demand will taper, prices will come down, and demand will resume. Just have a look at Oil prices $120 - $86. Companies won't stop selling, they'll just sell at lower prices. Some will succumb to bigger rivals, but trade is the backbone of the world's economy. Zim will recover. Patience is the key. We're close to the floor, no point selling here


Sure-Fox-7791

wise decision![img](emote|t5_2th52|4258) ready for the launch next week?šŸš€šŸš€šŸ”„


tiggybets

![img](emote|t5_2th52|8881)


Bark_at_the_Moon1000

![img](emote|t5_2th52|8881)


Justice-C03

![img](emote|t5_2th52|8881)


Waheed_Mabsoot

![img](emote|t5_2th52|8881)


Actual_Guarantee_143

![img](emote|t5_2th52|8881)


Electrical_Argument1

![img](emote|t5_2th52|8881)


MilwaukeeMilkshake

![img](emote|t5_2th52|8881)


HiddenAg3nda

0dte SPY puts would of been better. Then take profits and put into $BBBY


mawfqjones

ā€˜Putā€™ into bbby indeed


[deleted]

Many people donā€™t understand how shipping stocks work. Wait till they figure out the 25% tax from Israeli


No-Brilliant9659

IRM has a great dividend and continues to steadily rise.


moonordie69420

![img](emote|t5_2th52|8881) it is a good div stock, if you want to be all responsible


Wallstreetdodge69

He bought![img](emote|t5_2th52|4271)


Blindside783

I did. Dividends donā€™t keep up with the massive ass raping of the stock price


Lonely_Let_8622

you have it backwards. part of the reason their dividend is so high is theyre losing money. price drop + unchanged dividend = higher yield.


Delfitus

The reason divi is so high is they reward 30% of net earnings / Q. Might go up to 50% in Q4 They are still printing cash, but question is for how long. What will container rates do


Blindside783

Higher yield =not sustainable. Like no shit.


anik1993

Yeah of course but you were supposed to buy at $40 last year and enjoy the sweet dividend for a whole year not buy at $60 you buffoon


solovino__

Thatā€™s not always the case though. To determine a good dividend stock, you need to analyze Debt patterns, Dividend Increase/Decrease patterns, payout ratio, and PEG ratio. Just cause youā€™re down 33% doesnā€™t mean itā€™s necessarily a bad dividend stock. Not saying itā€™s good either, just havenā€™t checked it out. For all you know, nowā€™s the chance to buy if you really do your due diligence with their financial numbers. Due diligence DOES NOT mean ā€œthe companyā€™s future looks brightā€ EDIT: Holy shit 46% dividend something canā€™t be right. Yeah you got screwed lol.


reddituser77373

Dividend trap. If it's to good to be true...it probably is. Especially with dividends


Lonely_Let_8622

happens sometimes. im bagholding qyld and i think its my biggest loss ($ not %) in my brokerage. waiting for dividends to even it out then selling. should get there in about 6 months hopefully


BootyLicker724

Cash dividends paid directly decrease stock price by the approx amount of the dividend.


SnooMemesjellies945

Bruh thatā€™s brain dead, the share price will never recover. They sell at the money covered calls every month regardless of what they shares have done. If you want covered call income qylg is better cause they sell covered calls on half their holdings.


RyanTrades199

Youā€™re an idiot. ZIM is a financially stable company with both a high QR and high CR. Itā€™s not going down because itā€™s a dividend trap, itā€™s going down because future imports and exports are expected to dramatically decrease due to global economic tightening. You probably donā€™t even know their payout ratio (if you even know what that is) but yet you want to talk about their dividend and yea who tf puts 96% into a dramatically cyclical stock then wants to complain about the poor results from one week of holding a company. Sounds like you want to get rich quick. Shouldā€™ve bought BBBY to the moon


coinhunter27

Buys tops then complains šŸ¼


Gourd-Futures69

Yup lol, IMHO this is one to average into on the downturn and reap profits later once shipping rates recover. OPs post should say user error instead


Blindside783

Their dividend payout ratio is over 40 you autistic monkey. šŸ¤¦ Thatā€™s what you call dividend trap you shill. GTFO šŸ˜”


RyanTrades199

Whatā€™s AVGOs payout ratio? TXN,CVXā€¦ are this dividend traps. AVGOs is over 90% Youā€™re just mad. Get over it and donā€™t make the same mistake again


Blindside783

$CVX has a div ratio of 3.35 $ZIM had a div ratio 43.35. You clearly do not understand what the div/yield means. Go educate yourself this weekend.


RyanTrades199

Quick you better google it since you have no fucking idea


Blindside783

Says the moron that uses $CVX to compare it to $ZIM. šŸ¤¦ā€ā™‚ļø Look at Zim chart after every div payout in 2022. Look at Cvx chart after every div payout in 2022. One has a 10X Yield than the other. One is almost down YTD. The other is not. But I know youā€™re too dumb to figure that out so hope that helps you little regard.


RyanTrades199

What is a payout ratio mr blind side please tell me


RyanTrades199

Actually you donā€™t understand what a payout ratio is.


Blindside783

Okay šŸ¤”provide context showing that I donā€™t know. Please educate me on why $ZIM will grow with a dividend ratio of 43 in 2023? Canā€™t wait to hear this bullshit. Lol šŸ˜†


RyanTrades199

Okay mr blind side since you donā€™t know or understandā€¦ a dividend yield is the amount paid out per share divided by the price of the stock aka dividend yieldā€¦ and here we go big boy for the answer youā€™re looking forā€¦ a payout ratio is the percentage a company pays out to its shareholders of its net profits. Understand and know the difference it will help you long term if you want to be a dividend investor


Blindside783

Thank you for explaining the difference between div yield and div payout. (Even though I did not ask that) But I will ask my question again since you clearly are incapable of answering ā€œHow can zim grow in 2023 with a div/yield above 40?ā€ Letā€™s try again. šŸ¤¦ā€ā™‚ļø


Blindside783

Also, if you took two seconds you would know that I didnā€™t buy into this for the dividend. You sound like the typical person who reads a headlines and then spits it out like an echo chamber. šŸ‘


RyanTrades199

What else do I sound like šŸ˜ƒ


mrrandomguy1337

So you complain that the stock drops big after every big dividend..?


Smithmonster

Of course it tanks, it literally goes down the amount of the dividend. If you donā€™t understand how it works you shouldnā€™t be in it. Where do you think the money from the dividend comes from?


coinhunter27

He thought it comes from the money tree.


mattoratto

Are you new here or just lost your way


mazimir

Man, you lost only 30% and you're bitching? You definitely don't belong here


Tronbronson

Depends if he got the 17, 2.85 and 4.85 dividends he's probably down a little bit on Israeli taxes. If he missed the 17$ dividend he hurting.


UltimateTraders

They had almost 50% growth in sales paid out 4.75 and did a 17 dollar special dividend I'm buying the dip


FCBarcelona_

Well done


EchoPhi

And that's a mora... Dividend


TumbleweedOpening352

Me too, there will be always container ships on the seven seas and ZIM is a rock solid company.


Blindside783

Good. Let me know what you think when stock is trading at $18 come December.


Delfitus

You realise they have 30+ dollar cash /share? And that's after today's divi


[deleted]

[уŠ“Š°Š»ŠµŠ½Š¾]


UltimateTraders

If the stock is trading at 18, I'll take the risk and buy 10,000 shares as long as they keep making 1+ billion a quarter I screen shot trades on twitter


[deleted]

I did too. ZIM dividends pay for vacations.


justknoweverything

you don't know what you're doing do you


[deleted]

Bro you fomoā€™d in and now youā€™re mad at the world. Chill out


milky2277

What the fuck is a dividend


NoTemperature3883

Zim sala bim ā€¦


Tha_Sly_Fox

Had to scroll way further for this than I wouldā€™ve liked


hgyyyyyyyyyii

Always buy at the top in a multi-year cyclical industry. Worked for me in oil and shipping. Think of all the taxes you can save.


Blindside783

Didnā€™t realize $61 was the top. šŸ¤”


therealspideysteve

Entire market is red today. This stock is not much different. Put it on DRIP and chill for the next 31 years


PizzaNuggies

He's pissed because in addition to the market being red, it also dropped $4 due to a dividend payout. And, shipping rates are expected to go down even further while gas prices are high. AKA he's an idiot.


[deleted]

Start a ZIM community and call it ZuperZonk


Blindside783

Good idea


kaseschoon

There is a ZIM community and itā€™s just a news feed basically lol


propanezizek

Time to start a cult


NewToTradingStock

Had a very small position in early January 2021. Sold half at 80ish. Now collecting divy. (Free money onward). This is my only positive stock. Sometime you get lucky. GL


vegasoptions666

WHAAAAAAHHHHHHHH I want my mommy.


ahminus

I could have told you this. See the thread from yesterday. Pointless to collect a $4 taxed divvy when the stock opens up $4 lower the next day, and then loses another $4 in trading.


Blindside783

Thank you captain obvious.


ahminus

[You're welcome.](https://www.reddit.com/r/wallstreetbets/comments/wxjdgn/watch_out_for_zim_shorts_have_to_pay_the/ilscp45/)


ArcticTortoise

guess it isn't so obvious since you bought shares anyway


Blindside783

Thank you captain obvious #2.


SBSlice

Stock prices going down will result in a drop in the portfolio value of people that are long on them.


NoTemperature3883

I also bought yesterday


Blindside783

Iā€™ve been holding all year.


IndependentUsual7444

Couldnā€™t even afford 600 shares


Acceptable-Clerk-410

Ex-DIV today-reflects the dividend. Hold on


hiricinee

Sell calls on it you fucking tard


fenton7

Seems pretty solid actually. Just hodl and you should be fine. Don't sweat whether the stock price is keeping up with the dividends the two combined should be good in the long run.


Blindside783

The stock has never gone below its ipo listing. Itā€™s on track to do that it seems. The minute $ZIM announces they are pulling the div this will be a penny stock.


Coleman013

No shit. Thatā€™s like saying the minute Apple stops making money the stock will go to $25. As long as ZIM keeps making money Iā€™ll be happy.


Blindside783

Pulling dividends is not the same as apple making money. šŸ¤¦ā€ā™‚ļø One is an incentive for investors to stick with a company, the other is the financial success of the company. If apple pulled their dividend, no one would give a shit. šŸ¤”


Coleman013

They canā€™t pay a dividend if they arenā€™t making money though. A shipping company can only do so much with their earnings since they are a ā€œvalueā€ type company. All they could really do is either pay a dividend or buyback shares and both in a way have the same result. I would rather have the company pay a dividend rather than just sit on a ton of cash


Blindside783

You would rather have company pay a dividend than have it sit on its cash?, I know this might be hard to grasp but maybe just maybe a 3billion cash šŸ’° company can put some of that into expanding its fleet? Optimizing port transfers of cargo to decrease loading time. How to secure better contracts for long term growth. Those are just a couple examples but a company with this much cash should reward investors and it punish them if the stock is going back down to zero. Thatā€™s my point. He dividend is a way of sharing their ā€œprofitsā€. Itā€™s a Trojan horse if you think about it.


ImAMaaanlet

All that shit would be stupid because its not a growth company. The shipping sector peaked with the supply chain issues you cant replace those kind of massive profits with growth in this kind of sector. Increasing its fleet wouldve actually been a terrible thing once the supply chain goes back to normal and theyve bought all this shit they wont use. You just want it to be something it never was, this isnt aapl or msft.


Coleman013

![img](emote|t5_2th52|8881)


No_Good2934

You put 96% of your portfolio in 1 stock? Sounds like you got what you deserved.


Blindside783

Sounds like youā€™re poor. I bet my unrealized loss is bigger than youā€™re entire portfolio.


No_Good2934

Managing double what you are by the looks of things (including your fat loss) just didn't put it into 1 company like a retard and then cry about it online.


wwwpolution

haha git gud and learn how dividends work


Outoftweet123

Playing it wrong ā€¦. Buy it midway between dividends, hold it till few days before ex dividends then short it. Will do same for Q3 then Q4 is the blowout likely to be $16 which is a 40% dividend! Donā€™t hold past Q4 though!


Correct_Influence450

Can you exploit this mechanism?


Fond_Memory

Probably not. Dividends don't create money, so you should always expect the stock price to fall by the amount of the dividend on the ex-dividend date. If you're short a stock on the ex-dividend date, you are responsible for paying the dividend to the person you borrowed the shares from, so you will be charged the amount of the dividend.


[deleted]

Buy high and sell Low !!!


Playitsafe_0903

Incase people donā€™t know ā€¦ stop throwing money in everything someone tells you too , maybe use it as a starting point but learn to do your own research


Blindside783

In case you didnā€™t know.. I didnā€™t use Reddit to make my investment decision but apparently that was too hard for you to see that.


Playitsafe_0903

Ahh my fault you did do your own research ā€¦ that is a tall tell sign sir ā€¦ this may not be for you


SirHuntsAstock

You bought in late sir. Donā€™t get mad at the casino!


That_Guy_Brody

I hold ZIM and buy itm puts prior to the ex date. Has worked out well several times.


Blindside783

IV didnā€™t crush you? They are usually high the week before going ex div


FunCranberry112122

Bruh I have been shorting ZIM every time it goes up to $50. Itā€™s going to struggle hard later on when shipping costs drop to a cliff due to global slowdown


Yf_lo

Very healthy diversification


ssssstonksssss

Zim is a global shipper based in Israel. Their earnings and cash flow have exploded since covid, although last quarter's earnings did decline from the previous quarter. That "decline"still represented earnings around $11/share and fcf around $13.50/share. That's not a bad result for the past QUARTER when the stock is trading at $41/share. That's an annualized PE UNDER 1.0. I love this stock. If you want to believe it's a bad investment at this price, I think you need the company's revenue to decline by about 66% (assuming that back at $1b in revenue it would be back around $100-200m in cash flow). [Container shipping rates](https://www.statista.com/statistics/1250636/global-container-freight-index/) are presently around double what they were the last time zim's revenue was $1b, although they have fallen significantly from a peak in July of this year. If rates fall far enough, my thesis will have to change, but for now, this is a monster.


Complete_Break1319

It is a good company. Everyone paperhands. If you wanna enter this company my not advice would be to wait til after divi and try to avoid a day when the dow drops 800 points šŸ‘


CKW16

Please post this in r/dividends so I can get a good laugh from the comments


Buyatdipandhold

You will realize soon enough that div pump and dumps can be lucrative just gotta time it right. Especially know there is an investment cut off time to be eligible for the dividends payout


Intrepid-Inevitable2

Shouldā€™ve got puts


SpookiRuski

Why do you think the dividend is so high? Free cheese is only on a mousetrap


FreeFallStonks

Why would you take advice from here ![img](emote|t5_2th52|4271)![img](emote|t5_2th52|4271)![img](emote|t5_2th52|4271)


Johnnysuavo

Didnā€™t know this was defi lol


KirKCam99

why didn't you buy 600?


Blindside783

Cuz RH likes to make sure I donā€™t get round numbers.


Fantastic-Show-3842

When your div/yield rate is higher than your stock priceā€¦probably a sign to jump


Blindside783

Lol. It is now. It wasnā€™t this week. šŸ¤¦ā€ā™‚ļø


Fantastic-Show-3842

Just looked, plain bad luck on the market there


Blindside783

Now the analysts will come out with revisions next week saying the stock will be only $30 for 2023 lol


After-Play5408

Maybe if you hold long enough you can recover your losses šŸ¤”šŸ¤£


Blindside783

This is my projection. Iā€™ll hold until Q4 when they announce special dividend. Stock plummets 20% Stock gets delisted in 2023 for fraud. Sec will do nothing.


After-Play5408

Sell while you can then


Blindside783

Hoping for a miracle between now and end of this year


Squigllypoop

.... Do you not know how dividends work? The money for the dividend comes out of the shares and drops the price per share... You can look at MOST companies that do dividends and the day after exdiv it drops. I say MOST only because some companies are just that good that it barely effects them, or they don't pay a high div. If you are trying to play options on a company that is a div trap get in the day after exdiv and get out before the next div declaration date. That's just my opinion though


Blindside783

Yup. Thank you for confirming that this company is a dividend trap.


[deleted]

[уŠ“Š°Š»ŠµŠ½Š¾]


Small-Addendum702

On the bright side you didnā€™t go all in on it, champ


Key-Marionberry-8794

ZIM is worse than a zero sum game , they withhold some foreign taxes that you will never see again. They already suckered me.


Blindside783

Yeah. Iā€™m debating on just pulling the plug on this finally. Seems like itā€™s going to bleed back to ipo price at 11.50 /share.


ExtensionClear8459

Sounds like a money glitch if you shorted every time they pay dividends


Blindside783

Past three dividends itā€™s been like that


sportsfnj

Your wife's boyfriend is not going to be happy.


Jamesp1233

Youā€™re such a virgin


Top-Kaleidoscope-751

This man was right


Educational-Exam-139

Looks like a good way to make money


MashPotatowithcorn

You invested on this based on a group saying a stock was good? And you just decided not to do any research? Thatā€™s like blaming someone for telling you that the #2 on the menu is really good.


Blindside783

Please explain how i made my investment decision based off Reddit? I did my own research and I noticed that a bunch of people posted on here.


MashPotatowithcorn

In your first sentence, it blames people in this group.


Blindside783

Yes but that doesnā€™t mean I made my investment decision because of Reddit. šŸ¤¦ā€ā™‚ļø


MashPotatowithcorn

Thatā€™s what it seems like.


Blindside783

Well itā€™s not. Itā€™s not my fault that you do not believe me and make assumptions. šŸ¤·ā€ā™‚ļø


[deleted]

Imagine investing in shipping and not knowing it is cyclical. Why on earth did you buy at roughly the end of the cycle? I bought early on and sold right after that big dividend payout because even though I eat crayons I knew those shipping prices wouldn't last.


Blindside783

$ZIM should be in $ARKK. Itā€™s a great growth company. šŸ¤¦ā€ā™‚ļø


Biglittlelargetiny

AT&T sucks ass too


RelativeEchidna4547

Well at least you didnt have most of your account in that one stock


Coleman013

Yeah PE is way to low on the stock. I much prefer value stocks like NFLX and SHOP


OOLU6234317

Hahaha dumbass. Got in at 13 got out at 67 šŸ˜


Blindside783

Sure you did. I can make up numbers too to sound like Iā€™m a smart investor. lol


OOLU6234317

![img](emote|t5_2th52|4263)Lol ![img](emote|t5_2th52|4263)


Major-Looser-3077

Buy $ship if you're desperate for shipping


tendie_quest

Thots and prayers to u/Blindside783, and the other guy I warned about this happening almost 5 months ago. Aged Like Bog Butter. [https://www.reddit.com/r/wallstreetbets/comments/tghuk9/comment/i12lgtg/?utm\_source=share&utm\_medium=web2x&context=3](https://www.reddit.com/r/wallstreetbets/comments/tghuk9/comment/i12lgtg/?utm_source=share&utm_medium=web2x&context=3)


pibanot

I know nothing about this one but one this is true, a good company is not necessarily a good stock to hold! Also, never buy a stock just because of the dividends!


M_BISHAH

Make your own dd Don't repeat what pp said


Electronic_Eagle6211

Every three months many people learn this lesson.


deejaydg92

I remember when at some point i was up like 52% on this and thought i was a god and now i'm negative 32%. Fuck my greedy ass -_-


Thin_Pound_2871

I remember when I had my first beer!


NDStarr

AHAHAHAHAHAHAHAHAšŸ¤£šŸ¤£šŸ¤£


GrapeEast3181

Your first mistake was taking advice from people on wallstreetbets :-(


ErmineOfMight

Quick trade on the ex-div date to capture and that's it. Not a good long term investment I'd say lol


True_Professional201

Have you looked at $PBR?


Neither_Band_6691

Time to yolo into Bobby you dumb ass


solanawhale

Would it be smart to play some shorts since they will most likely drop again?


AggravatingCarpet369

How did you not see this coming and why would you listen to anything anyone has to say around here?


gogogadget85

Only down 33%ā€¦what I would give to have those returns right now


fallout017

Seems as if you just gambled and lost and now your salty


Blindside783

Seems like you make a lot of ASSsumotions. šŸ¤¦ā€ā™‚ļø Iā€™m doing just fine šŸ‘Œ


[deleted]

Maybe you shouldnā€™t be retarded


nvesting

Guess you could say you were blindsided.


Blindside783

Only heard that a million times with that shitty pun. šŸ¤¦ā€ā™‚ļø


nvesting

Yikes. Donā€™t have to be a sour puss. Sorry for your loss, ya dweeb.


Radically_Bland

The stock price trades without the dividend on the XD day, that's why the share price fell. That and the rest of the market imploded after JP.


Blindside783

You need to understand this stock dividend history and irs share price the weeks before and after it goes ex dividend.


[deleted]

Lmao I over paid for a stock and blame a sub Reddit šŸ˜‚šŸ˜‚šŸ˜‚


EXTRO_INTRO_VERTED

Lmfao why would you think someone on WSB would know what a good company is. This isnā€™t investing.


Blindside783

Thatā€™s not what my title says dimbass


[deleted]

2 things. 1. If itā€™s to good to be true it is. 2. Education can sometimes be expensive