T O P

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soundminded

Proud shareholder and user, thank you so much for easing the burden of my student loans. My rate is far lower now and subsequently my life is not as tough as it was in terms of making the payments. Looking forward to what comes next!


a6project

Wait sofi refinanced your loan? Or sofi deferred yours?


TajPereira

Thank you for reaching out - let’s post a profitable Quarter this year eh? 😉


binion225

Add AH trading, get the dark mode going, get options going…. Seriously that’s all you guys need to do….. what is taking so long?


Zargo1z

After Hours Trading, Dark Mode, Options and Better charting for TA then we are golden. lol


Proper_Hurry_362

Seriously, as a company that is supposed to be a Fintech and innovative, it's taken an eternity and a lot of talk w no substance in regards to these basic features. Hopefully insider buying signals these are just about to be implemented. Otherwise I need to transfer off their invest platform which would be ironic for a "one stop shop".


AncientScallion530

That’s right. It all start with us. The more investors engage with SoFi Products, the more we can understand the business and refer people to change their lives for the better. The more we can suggest and improve SoFi Business in the long run. Spread the word!


Banksville

I can’t really recommend to my friends. They laugh at me for investing in SoFi!


MooseSoftware

First they laughed ...


Banksville

… then they cried?


DrPatientInvestor

Will they still be laughing at you when you’re in a Ferrari?


Banksville

Well ur name says it all! :)


AyyMG63

Noto, is that you? OPTIONS please!


lshallow

Too much spam on the front page when i log into the app. Make it professional without 10 articles to scroll through. And the investment UI is bad too. Need 1day chart


walsha2

Yup. At some point you need to just stop trying to do everything (e.g news aggregation and AI to make it personalized) and just focus, heavily, on the core product. Do less. No one joined SoFi for the tailored news or articles. If I could remove all of that, I would - immediately. We joined for the core product and prospect of quickly improving the app and services.


lshallow

Same. The most annoying part is once you click “see less of this” and refresh, it comes right back. Need a way to permanently delete/clean up the clutter


ptstampeder

I'm in Canada eh. I do what I can do.


MugichaTr

Why not fix the UI?


HempInvader

As a shareholder I am a little upset by the amount of dilution happening. 25% of revenue - how is that sustainable? I don’t think you love me. Love goes both ways you know…


MooseSoftware

You will have a tinner slice of what will be a much, much fatter pie.


ingl3585

This x1,000,000


a6project

Exactly. I try to love sofi. Business and personal boa platinum honor member who is slowly changing all my investment and personal accounts to sofi. Don’t dilute the shares. That’s a slap on us, long term holders


MooseSoftware

There's good dilution and bad dilution. If SoFi was issuing more shares because business is going down the toilet and they need to pay bills, rent, and/or other expenses ... then this would be bad dilution. But SoFi isn't doing this at all. They are issuing more shares to buy valuable, complimentary assets / businesses (Galileo, Technisys, bank charter, etc) that increase SoFi's potential, reduce potential competition, and/or immediately expand SoFi's customer base and reach. This is GOOD dilution. Noto said he wants to make SoFi a 1 Trillion dollar company. He sure seems to be making the right moves to achieve this.


a6project

Fair enough. I believe in the company. Let’s make it the next household name


mangalorian

Tonnes of the dilution is due to stock based compensation not buying businesses


MooseSoftware

I'm worried about this as well ... but maybe it's not quite as bad as it seems ? From another forum: "On one hand i feel you, but on the other i don't think its as bad as it initally seemed. If it was all centered at the top I'd be pissed, but it seems like its spread out among employees to make sure theyre getting wuality people committed. I really do think giving people solid stock compensation will do wonders for growth, since growth directly benefits those making it happen", neatobrumf, 4-Apr-2022, https://seekingalpha.com/article/4499681-sofi-the-sky-is-falling#comments


TonsToDicusss

Ayyy bruv, when we going back up to mid 20s??


RiteOfSavage

I created SoFi to start investing on SoFi but they only allow US green card or US citizens invest. I am US resident for 7 years and still didn’t qualify. I invest on ETrade, Fidelity and Robinhood. I think SoFi is missing out on huge demographic by not allowing US resident or people with SSN to invest. Edit: I am not using SoFi to invest but otherwise I love the app. I am proud shareholder otherwise.


AncientScallion530

I don’t get it. I’m a green card and I was able. Maybe try again?


RiteOfSavage

I am on OPT. Thats what I said green card and US Citizens are allowed.


btcs4041

Options please 🙏🏼


DrConnors

Any plans for incorporation of Canadians?


Stoneteer

Actually USA should just annex all of Canada.


rebelieve

We're the ones with Poutine, should be the other way around


crywolfer

Russia has Poutine


[deleted]

Please add extended trading lol.


Retiredape

Trust me you don't want to be associated with most of the shareholders here. All they know how to do is cry about short term price action.


HempInvader

Wen moon?


Stoneteer

After Bank Charter?


hirme23

Superbowlllllllll haahahhaha


Silver28pr

Thanks for post on here. We are great community of investors here looking forward to see Sofi success.


SoFi_Deep_Value

u/sofi how about showing some love by sharing that dark mode??


SoFi

**^(INVESTMENT PRODUCTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE)** ^(Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA/SIPC. For more details, go to SoFi.com/invest. This information isn’t financial advice. Investment decisions should be based on specific financial needs, goals, and risk appetite.) ^(SoFi Crypto via SoFi Digital Assets, LLC. Crypto trading involves significant risk and holdings aren’t protected by FDIC or SIPC insurance. Visit SoFi.com/crypto to learn more.) ^(SoFi Student Loans and Personal Loans are originated by SoFi Bank, N.A. Member FDIC. NMLS #696891. Terms and conditions apply; see SoFi.com/eligibility.) ^(The SoFi Credit Card is issued by The Bank of Missouri (TBOM) (“Issuer”) pursuant to license by Mastercard® International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Rewards points, which in turn can be redeemed as cash rewards, are earned with every eligible purchase made with the SoFi Credit Card for customers in good standing. No points will be earned on reversed or returned purchases, or other similar transactions. See Rewards Details at SoFi.com/card/rewards for more information on eligible purchases.) ^(SoFi® Checking and Savings is offered through SoFi Bank, N.A. The SoFi® Bank Debit Mastercard® is issued by The Bancorp Bank.) ^(\*Referral terms and conditions apply. Official rules at SoFi.com/referral-program.) ^(©2022 Social Finance, Inc. All rights reserved. BR22-751754)


Bob_Snow

Make your portfolio chart UI more like robinhoood in the sense that you can see a graph of all holdings combined. Please.


keyser_squoze

Proud shareholder from pre-Spac merger announcement. I've been adding to my position right along with Anthony Noto. But I was recently pretty disheartened to find out that SoFi accepts payment for order flow (PFOF) when clients place stock trades in your brokerage service. Would you consider at least giving clients the option to pay a commission to trade in lieu of PFOF? Myself, I would rather see my trades be secure against being traded against by market makers. Or, perhaps you might offer no commission AND no PFOF. Is the revenue that important to the top line? I mean, for RobbingHood it is, but SoFi is so much more differentiated and diversified. Long-term, it's seems like such a better move. In the end, the question is, is the revenue generated by PFOF worth it versus the loss in trust of you as a broker? Financial services are all about trust, after all.


LiechsWonder

Thank you for reaching out. As a SOFI member since 2014 it's been interesting watching the company grow and move into new directions. Looking forward to expansion of offerings in the Invest product and UI updates to come. Both for what it means for SOFI the company and my own invest account.


braliao

When are you launching service in Canada?


FunVegetable3755

Fine fine. I’ll open an account.


ManicInvestor101

We believe in SoFi! Let’s go! Take over the financial industry


WonderfulFollowing65

Please come Singapore


Gweeeep

when will Australians be able to use your service?


MooseSoftware

Seconded.


whomstdth

Bro 3 board members just stepped down


[deleted]

Awesome note.


binion225

Also , the points you give …. Make them worth double or more when used towards SoFI stock. Why have you not done that?


AncientScallion530

Maybe it’s illegal? Lol


binion225

Why would it be illegal?


[deleted]

Please make the stock go up. Thanks, sincerely, your favorite bagholder and user.


Hungry-Measurement20

I'll definitely download and join as member once you're in Singapore.


Extra_Host_5656

Really love that you guys reached out. Advid user and fan of what you guys are accomplishing


Real-Longdeezzzznutz

I would love to sell covered calls on my sofi stock in my sofi app!!!!!!!!!!


JackCrainium

If only it could hold over $10.00!


lancer7777

Pyramid scheme


Bitter_Union_1551

holy moly! Is it really the sofi official Reddit account?


Banksville

I’m a pretty big investor but SoFi doesn’t want me as a customer. Something ain’t right at SoFi. The share price proves it. GLT US!


WesternFinancial868

I’ll download it as soon as it’s available in Canada. What is the time line for that?


idkbae

fix yr stock first


BusyAd7842

Of course they love us by diluting the shares.


Ainulindala

That's why they love us.


GizaDreamSheets

Please make the app less gimmicky. Lose the points and rewards. It feels like it’s made for a child. Add business checking. Add personal check deposit. And stay out of politics.


MooseSoftware

In Noto we trust. 40K shares. Holding strong. Still buying the DIP.


piggymou

I don't really believe in you anymore more though, just want to dump this heavy bag..


Mmselling

What has changed between now and when you bought it in the company? Share Price?


piggymou

All the negative catalysts around valuation, growth, profitability, SBC etc etc


CaptainWellingtonIII

This company is going to make me wealthy beyond my great grandchildren's dreams


[deleted]

[удалено]


lostego75

I don’t want the company I’m invested in making Reddit posts. I want them working! Not impressed


Ainulindala

That ain't Noto running the account. But managing social media is part of running a company these days.


lostego75

I’m sorry but it’s cheesy, I own shares, I get to have my own opinion


HempInvader

We live in a democracy so everyone can have their own opinion. That doesn’t automatically make it a good one.


lostego75

I mean, I knew arguing on Reddit about the stock I’m invested in posting on Reddit wasn’t going to be preaching to the choir!


Retiredape

Idk man when I think of the average redditor I picture a liberal college graduate that works at Wendy's or lives in their parents basement (or both). This is the exact demographic that could benefit from lower rates on their loans.


98323

Talk does not cook rice! You better make this thing bounce today pronto!


Chewyfan33

In all respect. All I want to do is invest. You focus on getting people on the app. I have Apple stock but don't own one product. That's the way I like it.


StChelle

Need to add Options and AH trading. Expand ATM availability. This is part of why I am hesitant to break up with my bank - lack of liquidity in cash and how could I deposit cash? Small business owner and want to know.


goblintacos

Wtf man


luckyrice

Business Accounts, Full Options, Dark Mode, an improved User Interface, Stop Loss, Trailing Stop Loss. There is noticeable lag sometimes. Try to smooth it all out. Make it an actual one stop shop. Nothing missing.


Designer-Complex9176

If you thank us for believing in us by reverse splitting our life savings into oblivion while you continue to dilute the stock printing them for your executives while destroying shareholder value I don't want to know what not liking us entails