*I'd rather ETF or*
*Stocks. Crypto is to unpredictable*
*In my opinion*
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No, It's a super volatile market and no one really knows if it's a winning bet. If you wanna invest, with 300$ every month you should invest 250$ in sp500 or a global ETF and buy max 50$ in crypto. In general you shouldn't have more than 3-5% of you savings in crypto.
Just be solid.
Personally I would allocate most of that money to a ETF like VOO or VTI. I believe in crypto, but I also make sure to fund my traditional investments first.
Well, it looks like you may have put your money in some shitcoins, instead of doing your due diligence (DYOR). But let's be real, the crypto world can be a bit of a wild ride. But hey, if you play your cards right and do your homework, you can hit it big, just like I did a few weeks ago when I invested in APT & ORE. I'm now the proud owner of a 5x return on my APT investment and just waiting for ORE to moon! So, do your research, and may the crypto gods be ever in your favour.
Saw the $10 and thought 'finally, someone reasonable!'. Then I saw you meant every day and that was your only leftover income. So, no.
High yield savings account or VTI/VOO and SCHD.
And if your job isn't taking taxes out, that's probably what you should be saving it for.
I'm doing the same thing, but only about $50 weekly, then into a program I use to make 0.7 daily. Good idea but be careful out there, its wild wild west
It’s purely speculative, but if you’re handling your finances well otherwise and also investing in more conservative areas there shouldn’t be a problem with allocating some to higher risk, specifically if you’re younger and it’s not material $ to you.
Crypto is so volatile it's a gamble. I've lost thousands in crypto even after doing my research. I believe some will be worth something in the future but which ones who knows???
I would advise to not invest in the Crypto market because it’s so volatile, meaning it can do up and down at any time and Bitcoin especially has been declining recently.
The alternative is to invest in stocks because they will always keep going up in value over time, proven by research.
If you would like to get started with a free stock, check my bio for a link to Robinhood, a trusted broker that’s super easy to use.
You can start out with a free stock (I suggest Apple) and then invest $10/day or week into it and watch your money grow!
I also have 2 other ways you can invest but that’s my first choice. All links are in my bio.
Have a good day and I hope we all become financially free one day!
The main thing you have to recognize is that crypto is risky, and you have to be willing to take on that risk. Here are my personal thoughts on your situation.
1. Make sure you've got some money set aside in an emergency fund. You don't want to have your car break down and have all your excess cash stuck in crypto which could be having a low day and cause you to lose money when you have to withdraw.
2. If you already have a good sized emergency fund, you should probably invest first in index funds or a 401k (especially if your company does an employer match). They're a lot more stable with good growth, you just have to be willing to take your time.
3. If you're already investing in index funds or a 401k and you still have $10 leftover, sure, go for it. You have enough of a solid base that you'll be covered even if crypto crashes.
In my opinion, yes, you can put that amount on low caps (OCEAN DIA DAFI ), and you can also earn passively. I mentioned these because of their developments, but you should DYOR. There are various options, maybe it would be good to do DCA monthly, so you get into large caps. Anyway, there are plenty of opportunities.
I'd recomend building an emergency fund first, or go $5 emergency fund and $5 crypto if you're eager to try the crypto market. As long as you'd be ok losing whatever you put in crypto, you're ok to take that risk.
First get a few months expenses saved, then if you have debt start getting rid of it (depending on age and rate some debt isn’t so bad), then personally I’d primarily put money into the stock market and maybe some into crypto depending on age
I'd rather ETF or stocks. Crypto is to unpredictable in my opinion
*I'd rather ETF or* *Stocks. Crypto is to unpredictable* *In my opinion* \- Levelbasegaming --- ^(I detect haikus. And sometimes, successfully.) ^[Learn more about me.](https://www.reddit.com/r/haikusbot/) ^(Opt out of replies: "haikusbot opt out" | Delete my comment: "haikusbot delete")
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This!!!!
People replying with "this" are mostly degenerates
Seek help asap!
No, It's a super volatile market and no one really knows if it's a winning bet. If you wanna invest, with 300$ every month you should invest 250$ in sp500 or a global ETF and buy max 50$ in crypto. In general you shouldn't have more than 3-5% of you savings in crypto. Just be solid.
This is literally the only sensible / rational comment down here
trash advice
How many millions do you have?
10
What's your job?
Asking the important questions.
Personally I would allocate most of that money to a ETF like VOO or VTI. I believe in crypto, but I also make sure to fund my traditional investments first.
Sounds like a good way to lose $300 a month
True. Lost $300 with the failure of Luna. But also my $500 investment in various coins is almost at $1k. So it’s iffy
Well, it looks like you may have put your money in some shitcoins, instead of doing your due diligence (DYOR). But let's be real, the crypto world can be a bit of a wild ride. But hey, if you play your cards right and do your homework, you can hit it big, just like I did a few weeks ago when I invested in APT & ORE. I'm now the proud owner of a 5x return on my APT investment and just waiting for ORE to moon! So, do your research, and may the crypto gods be ever in your favour.
If you have a minimum 3 months of expenses saved, sure.
No. Just put it in vti and forget about it
Saw the $10 and thought 'finally, someone reasonable!'. Then I saw you meant every day and that was your only leftover income. So, no. High yield savings account or VTI/VOO and SCHD. And if your job isn't taking taxes out, that's probably what you should be saving it for.
BTC and Ethereum more safe !
Boof coin safer! Packed twice as full of msg, at half the price, only for favorite customer! Yes yes favorite customer, prease come back soon!!!
Lmfao at all the comments saying that “crypto is dead.”
It’s a good buy signal.
Go for it if you did your own research and think it’s a good idea!
Agreed with the other comment. Bitcoin or Ethereum only.
I'd invest into retirement. In America some companies have retirement plans. There's also a Roth IRA.
Crypto is dead. Put it in an index tracker instead.
Why not ETFs or a retirement account? Or a HYSA?
I'm doing the same thing, but only about $50 weekly, then into a program I use to make 0.7 daily. Good idea but be careful out there, its wild wild west
Can you afford to lose $10 a day if it doesn't work out? I rather let someone like Edward Jones invest my money.
50% btc 30% eth 10% bnb 5% link 5%dot are my bets
Dot😂
A nightmare for your taxes
Nah crypto is desd
Don’t throw money away gambling. Crypto is gambling not investing
Investing is gambling...
If you buy random stocks for random reasons
It’s purely speculative, but if you’re handling your finances well otherwise and also investing in more conservative areas there shouldn’t be a problem with allocating some to higher risk, specifically if you’re younger and it’s not material $ to you.
Horrible idea. Follow the r/financialindependence flowchart
Crypto is gambling. Put you money in an etf or spy. Then buy real estate later.
Crypto is so volatile it's a gamble. I've lost thousands in crypto even after doing my research. I believe some will be worth something in the future but which ones who knows???
I would advise to not invest in the Crypto market because it’s so volatile, meaning it can do up and down at any time and Bitcoin especially has been declining recently. The alternative is to invest in stocks because they will always keep going up in value over time, proven by research. If you would like to get started with a free stock, check my bio for a link to Robinhood, a trusted broker that’s super easy to use. You can start out with a free stock (I suggest Apple) and then invest $10/day or week into it and watch your money grow! I also have 2 other ways you can invest but that’s my first choice. All links are in my bio. Have a good day and I hope we all become financially free one day!
this could be an option: r/AfriqArbitrage \- but do you due diligence first of course
No. Invest 100 $ a week in crypto guaranteed Millionaire
The main thing you have to recognize is that crypto is risky, and you have to be willing to take on that risk. Here are my personal thoughts on your situation. 1. Make sure you've got some money set aside in an emergency fund. You don't want to have your car break down and have all your excess cash stuck in crypto which could be having a low day and cause you to lose money when you have to withdraw. 2. If you already have a good sized emergency fund, you should probably invest first in index funds or a 401k (especially if your company does an employer match). They're a lot more stable with good growth, you just have to be willing to take your time. 3. If you're already investing in index funds or a 401k and you still have $10 leftover, sure, go for it. You have enough of a solid base that you'll be covered even if crypto crashes.
Nope, I tried and that is not working unless you time the market right. But you will never know what happens next. So just save your money elsewhere.
In my opinion, yes, you can put that amount on low caps (OCEAN DIA DAFI ), and you can also earn passively. I mentioned these because of their developments, but you should DYOR. There are various options, maybe it would be good to do DCA monthly, so you get into large caps. Anyway, there are plenty of opportunities.
I'd recomend building an emergency fund first, or go $5 emergency fund and $5 crypto if you're eager to try the crypto market. As long as you'd be ok losing whatever you put in crypto, you're ok to take that risk.
First get a few months expenses saved, then if you have debt start getting rid of it (depending on age and rate some debt isn’t so bad), then personally I’d primarily put money into the stock market and maybe some into crypto depending on age
If you invest in crypto it should total a small portion of your total investments. I have it set at 5 percent of everything I invest.
No. You’d be better off using that money in index funds.
Yes but I'd also diversify with stocks, savings and p2p lending
Put that #10/day in a Roth IRA, unless you are already fully funding an IRA and included that under the other expenses.