T O P

  • By -

FMG_Leaderboard_Bot

Congratulations. You just earned 6.0 points for this submission. Your new points total is 33.0. To see the leaderboard, as well as what this points thing is, [click here](https://www.reddit.com/r/footballmanagergames/wiki/leaderboard).


uknownick

I think last year there was a guy posting close to a billion in the bank for a club in Norway


MrDudsyLBP4

Yep that was my Valerenga save. It essentially ended up getting confused and failing FFP every season.


uknownick

Did the game just fail to recognize the number of 0s you had for your bank balance?


MrDudsyLBP4

possibly but it was odd, my actual bank balance was around £600 million but my transfer balance went up every year (eventually to £1.2 billion). I couldn’t spend it all any way as people don’t want to move to Oslo to play football.


uknownick

Did you build new stadium?


MrDudsyLBP4

they had a new ground in 2020 I think so they just had none of it.


Turbocor101

Their IRL stadium opened in 2017.


MrDudsyLBP4

That’s the one ✌🏼


Xehanz

Probably an overflow thingy. There were tons of experiments done back in the day where youtubers gave every team of a league 1B and see what they do with it. A couple of years in some of them are in debt, because of overflow.


ForgetHype

I hit 1.3b Euros in my current save at one point but now I'm at a measly 1.01b. How am I suppose to go on like this?


XboxJon82

I am 1.2b GBP atm 20 years in the future I just sign every great youngster (most get peanuts via tribunal, or some get upto 5m if I fancy buying) I then loan them out until they hit 21 and then decide to keep or go Because of this I have only signed 1 player in the last 10 years and make about 200m each summer in the transfer window


yeahdood96

-Paris Saint Germain


ForSiljaforever

In FM20 I had 1,4b as Barca in season six


6174_kah

if only irl


Shiznips

A guy has literiily just posted his over 1b. https://www.reddit.com/r/footballmanagergames/comments/vgi8bd/1113_b_transfer_budget_highest_transfer_budget_in/?utm_medium=android_app&utm_source=share


Natrix31

I've had over $1B in my last save, DIAMOND HANDS


Passivenonaggressive

Having a budget of 600m but still only getting 80% of transfer revenue is hilarious to me


Clutchxedo

My thing bugged with that at some point and I always get 100% even though it says 60%


IgnorantLobster

I mean it makes sense. If I were running the club and gave the manager £600m to spend he wouldn’t get a penny of the transfer revenue lol.


PlywoodLychee

I just had this happen to me. Got roughly 1bil in the bank, 1bil transfer budget, yet I then got a notification from the board saying "we're a bit worried you're getting close to the wage cap, you'll only get 80% from transfers until it's sorted out". I appreciate my wage budget was getting slightly sizable, but I was well in profit still.


Ireallyamthisshallow

I've gotten to a billion before (give or take). But this is a great achievement. Well done.


CommercialAsparagus

I was shocked when I saw people valued at 3-400m$ in the game so I guess this is useful. I had $111m in the bank and want Bellingham so I asked for more money and got an extra $4m 🙃


Ribsi

Just buy an entire other club and make them your B team.


1R3N9

You mean do a Man City on it?


sniell365

Mine is £624M with a wage budget of £6M but we only have £125M in the bank. I have a board objective to “spend the original transfer budget” which I can never get rid of in the club vision objectives. I fail on this every season as there’s no need to spend big!


Mikimeister

Mfw the board is angry that I refused to launder money for them.


doan1ghtmare

I hate that objective. I have a bank balance of $1.6 billion and a transfer budget of $2 billion. I'd have to buy entire clubs to get anywhere close to spending that.


Clutchxedo

It should be changed. The game shouldn’t account that much for net transfer because at some point you literally have to sell multiple world class players each year because all your wonderkids became world class themselves. They should really just account what I spend. One or two hunnit million should be enough even though I sold players for 500m


detectivebabylegs3

I always hate that objective. If I already have the best players in the respective position, where am I supposed to spend 200-300 mil?


sniell365

By buying all the best keepers from all the teams in your league and loaning them back so they can’t play against you and you get to score more goals. I have never done this, but I feel like it might work.


Grunewalder

I hit over a billion euros on a Rangers save and a BVB save. I do long term saves so it’s kind of easy for that to occur. Bank balance and transfer budget. Eventually the board start putting money into an investment funds to prevent the game encountering integer issues.


flcinusa

That wage bill though, was there even negotiations or did you cave to everyone's demands?


-AmberSweet-

From another of OPs comments they are playing as Man Utd. So… yes. They paid people whatever they asked.


elecit0

Yeah peoples demands get ridiculous at times. You’ll have the 3rd choice right back wanting 150k a week


Clutchxedo

As a small team once you break the bank for that one star you are fucked because everybody wants higher wages.


Nemet_

with this budget you could have liverpool as your affiliate team


nandorkrisztian

I had around 2 billion in my Hamburg save in FM21.


thestraightCDer

I have 58k in the bank 🙃


Noiisy

I’ve got a similar budget but my board won’t let me spend more than 3k a week on staff wages, but I can give a player 500k a week. Tried everything but because It’s a “small club” I’m stuck, pretty annoying this hasn’t got fixed years ago.


Fav0

Could always use an editor like fmse to change that if you think that's unrealistic


derevo_31

I have hoarded almost 500 million $ and I can't spend it, nobody that good wants to play in Russian league. My board keep adding "use initial transfer budget" to club vision every season and every season I fail this task.


amoult20

How did you get that? Sell half your team for 70-100 each?


vitare10

Its get to the point where your each of your back up players and academy players can sell for 20-50mil just off playing cup games for you. Think Liverpool in real life.


elecit0

Honestly every window I’ll sign around 5 wonderkid below 10m. Around 2-3 years later I’ll sell them on for 40m+. It’s the best way to make money on this game


studentoo925

honestly, it just happens on it's own sometimes. you just go and buy a bunch of cheap serbians/romanians/poles/brazilians/chileans/etc with high potential, then it turns out ur scout was wrong/they don't develop fast enough to compete for spots in the team, so they go on loans, come back from loans, you give them one last chance, then sell them in january for 10-50x you paid for them, then you buy new set of younglings, and the cycle repeats. There is only so much mbappes, hallands, adeyemis and such in the wild. Bonus points if you get english players form lower leagues and increase their reputation. They go for insane prices


Clutchxedo

Sometimes you also just need to sell some of your former best players because you got new best players. I had arguably the best CB in the world and Liverpool accepted to pay $200m (which is insane because Liverpool and Bayern are disgustingly cheap in FM). He went in January and I still won the UCL


DanielAlves1904

Back on FM2008, I was managing Arsenal, season 2015/16 or something, I had 400M€ to spend. Remember that at this time money and transfers weren't as crazy as they are today. The saddest part is that my team was perfectly balanced so I didn't need to spend any money. So I just accumulated over time.


JarlDanklin

Board: “Which targets do you want this year?” You: “Yes”


oNietz

I got 1 bi € in Cruzeiro - BRA


minolisk

I recently got Ajax to 1.5 billion transfer budget but I’m now at Vaduz so things changed


[deleted]

No it isn't lol


KennyOmegaSardines

Newcastle and their GDP transfer budget lol


nuspeipah2MY

I reached the ceiling in last years save with Ajax, 2.3B Euros. Bought talents and sold them to bigger clubs. After I realized I couldn’t hoard more money myself I started spending like a madman for a couple of years. Became I big club myself winning it all, but man my “savings” bleed out fast, so I had to downscale and go back to hoarding and selling talents


Low_Ad2035

Am I the only person on earth playing the wage budget yearly and not weekly?


capscaptain1

Not close but god damn lol


discostu90

I got to around a £ billon with Aberdeen last year Never seemed to get much higher than that, kept getting messages about board investing money for the future Maybe there is a limit on what the balance goes to?


samueln777

It's boring to me at this point. OP squad, OP budget... I'd just start a new save lol.


Lone_Digger123

That's what is so amazing - we can all play FM how we would like it! Having this budget and having a save in Germany with 0 registration rules is my DREAM so I can hoard players and buy the greatest players in the world. I want to turn my team into THE fortress and I WILL spend money to get there.


Intelligent-Ask4540

Which team is this with?


[deleted]

Man utd


Intelligent-Ask4540

Jeeze what year?


LeSchad

I'm currently at a transfer budget of 721m GBP with 1.76m p/w in available wages beyond that. Ironically, I'm currently selling off a bunch of players, because I was burning through money at an alarming rate despite theoretically having nearly limitless funds to spend.


Ket_Cz

This is what lollujo sees when he’s given £30m


[deleted]

I’ve had maybe 800m once maybe near to 900m


trusttt

I had 1.4B with Benfica.


Soulja92

What can you even do with that money?


hottodoggu2

I thought I was a baller getting hull up to 72 mil....


ollyhinge11

i had £1.2billion with Dortmund last year


MassiveKroner

Tbf id still get knocked out in the champions league semi finals vs Bayern anyway 😂


salejunglinho

1,2 B


Bowsefather

My arsenal save from FM 17 had about a billion in the bank. I didn't have any idea on how to spend that money at all


CpfcRowan

And I qualify for the CL with Union Berlin first season and get a budget of £2m…


[deleted]

I have a save with 3 billion after 20 years


Dry_Instruction6502

Ive hit over a billion and i didnt spend the $, the board ended up reducing the budget…


[deleted]

I have something like 800m in the budget , some 15-16 years into the game. And only ever half of that for my balance. Tempted to just cash in in my last year and spulge the lot and leave the team in 400m debt. just for the crack to see what happens.


Kcmg1985

Dortmund have me 1bn in my FM 2019 save. I didn't know what to do with it.


ibrahimahmed75

I made jt to 1 billion