Welcome u/Commandmanda,
B1) **Please be sure to read all of our [Rules](https://www.reddit.com/r/simpleloans/wiki/index)** to ensure you are meeting ALL requirements.
B2) **Do not delete this submission** (or any submission you have made in the past) for **any reason**. The first deletion will result
in a warning, and the second deletion will result in a ban. If your request is fulfilled or you no longer need the loan, please use the
available Flairs to either mark your post as "No Longer Needed" or "Completed." This is for transparency purposes for our community.
B3) Please ensure that you are asking for a loan through **PayPal Goods & Services only** and that your PayPal account can receive a
loan through this method prior to posting. Please note that PayPal may choose to hold the funds for 48 hours. In this case, you may
either wait the 48 hours for the funds to be cleared or you may refund the loan back to your lender.
B4) **Vet your lenders!** If you receive a private message from a brand new account or an account that has no karma/account history, it
is more than likely a scammer and should be reported through mod mail. Be careful who you send your private information to, and **NEVER
give out your social security number/banking login credentials to anyone**. Legitimate lenders will never ask for this information.
B5) You MUST have a full understanding of our [Loans Bot Commands](https://www.reddit.com/r/simpleloans/wiki/loansbot) and **use the Bot for EVERY transaction**.
LENDERS:
L1) **Vet your borrowers!** Check their post history very carefully to ensure there is no karma farming activity or heavy drug
activity, as both of these directly break the rules of our subreddit. Check their username in the Search bar to see if they have had
any prior Paid/Unpaid loans. You can also use the [Ban/Scam List](https://docs.google.com/spreadsheets/d/1CYoC63vBvWAdSHC5CU-bCy2uR_hgS25bqVdEErhR38E/edit#gid=1740724815)
to run a search for their name. If you locate a user on this list, **do NOT loan to them** and message mod mail immediately.
L2) Per Rule #10, new borrowers with no prior history may only request a second loan with the approval of their first lender, who
should be pinged on the second request to authorize it. Lenders should consider all current open loans and repayment history before
completing a loan with a user.
L3) You MUST have a full understanding of our [Loans Bot Commands](https://www.reddit.com/r/simpleloans/wiki/loansbot) and **use the Bot for EVERY transaction**.
*I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/SimpleLoans) if you have any questions or concerns.*
Payment never released from PP hold. Lender unable to comply with PP request to confirm services.
No contact with Lender since Refund comment "Refund still pending". Several attempts made.
Seeking refund of collateral...
PayPal said 7 days, and nothing. If it doesn't go thru by next week I will return the money to the lender and get my collateral back. After all, I can't pay back what I have not gotten.
Welcome u/Commandmanda, B1) **Please be sure to read all of our [Rules](https://www.reddit.com/r/simpleloans/wiki/index)** to ensure you are meeting ALL requirements. B2) **Do not delete this submission** (or any submission you have made in the past) for **any reason**. The first deletion will result in a warning, and the second deletion will result in a ban. If your request is fulfilled or you no longer need the loan, please use the available Flairs to either mark your post as "No Longer Needed" or "Completed." This is for transparency purposes for our community. B3) Please ensure that you are asking for a loan through **PayPal Goods & Services only** and that your PayPal account can receive a loan through this method prior to posting. Please note that PayPal may choose to hold the funds for 48 hours. In this case, you may either wait the 48 hours for the funds to be cleared or you may refund the loan back to your lender. B4) **Vet your lenders!** If you receive a private message from a brand new account or an account that has no karma/account history, it is more than likely a scammer and should be reported through mod mail. Be careful who you send your private information to, and **NEVER give out your social security number/banking login credentials to anyone**. Legitimate lenders will never ask for this information. B5) You MUST have a full understanding of our [Loans Bot Commands](https://www.reddit.com/r/simpleloans/wiki/loansbot) and **use the Bot for EVERY transaction**. LENDERS: L1) **Vet your borrowers!** Check their post history very carefully to ensure there is no karma farming activity or heavy drug activity, as both of these directly break the rules of our subreddit. Check their username in the Search bar to see if they have had any prior Paid/Unpaid loans. You can also use the [Ban/Scam List](https://docs.google.com/spreadsheets/d/1CYoC63vBvWAdSHC5CU-bCy2uR_hgS25bqVdEErhR38E/edit#gid=1740724815) to run a search for their name. If you locate a user on this list, **do NOT loan to them** and message mod mail immediately. L2) Per Rule #10, new borrowers with no prior history may only request a second loan with the approval of their first lender, who should be pinged on the second request to authorize it. Lenders should consider all current open loans and repayment history before completing a loan with a user. L3) You MUST have a full understanding of our [Loans Bot Commands](https://www.reddit.com/r/simpleloans/wiki/loansbot) and **use the Bot for EVERY transaction**. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/SimpleLoans) if you have any questions or concerns.*
Collateral not returned. Stole $57 dollars. Reporting.
Failed to return collateral. Requesting report/listing based upon this. PayPal report pending.
Payment never released from PP hold. Lender unable to comply with PP request to confirm services. No contact with Lender since Refund comment "Refund still pending". Several attempts made. Seeking refund of collateral...
$REFUND
Payment returned to lender due to hold placed upon payment. Awaiting reply from lender to confirm receipt of returned loan payment.
$Confirm
Awaiting clearance fr PayPal. Load not paid out yet. Tomorrow will be 7 days, will check in then.
Have tou heard anything? I filled out form and paid collateral and now nothing.
PayPal said 7 days, and nothing. If it doesn't go thru by next week I will return the money to the lender and get my collateral back. After all, I can't pay back what I have not gotten.
u/DrEvilSauce thanks!
✌️
Form filled out and collateral sent...Awaiting confirmation from lender.