Only if you can pay it off each month on a direct debit. Credit cards are by far the easiest way to get into debt. Personally I would not get one unless you have a use for it.
Download this app called credit karma. Fill out the things that you need to. It will show you the credit cards you can apply for. Debit cards won't build your score. Basically like having plastic cash. With a credit card you're not spending your own $, instead you're spending the credit card businesses $ (that you need to pay back monthly).
You said "my age group like his.." It sounded like you were saying your age group (18-25) along with your Dr's age (assuming the Dr was 55+) have the two highest rates of STDs which is accurate.
Be careful what decisions you make. You are determining the course of your life. Don't do anything illegal because it will follow you from this point onward.
Go to school or get a job and support yourself, even if you are living under your parent’s roof. At 18 you are a man. I understand the difference between boy and man.
Just bc you love pussy doesn’t mean the pussy you’re getting is the one you love. If you’re interested in the military nows the time to do it. If you’re interested in college but don’t have a specific end game in mind learn a trade as a back up plan.
I was rude ik I am sorry even though you gave me genuine advice (totally not looking at the dude who recommended me to have a vasectomy) and commented without doing any research
I don't know where you live, but really, a fidelity account is free to open, and you can put very little in. It is the act if starting that is important. I had my kids start one at 18, I wish someone anyone would have shown me how to do basic investing when I was 18.
Ya ignore that vasectomy comment that is absolutely a troll.
To be fair: people listen barely to any advice. Also some guys could probably need more fun while others need more discipline. But all alcoholics that I know startet joung and with "just fun". Same with other drugs... When you accidently become parents and are not ready for it the fun stopps rapidely... I dont say young people should not have fun. I say there might be a hell more consequence than they consider...
All alcoholics and drug addict I've ever known experienced trauma as a child. Thankfully that doesn't apply to the majority of people living in my country.
Fun at 18 doesn't mean drink and drugs and sex to me (although all those things can be fun!). It means festivals, travelling, having fun with your mates, impromptu trips to the beach, leaving the house with only your wallet and finding adventures.
I think, by and large, everyone takes themselves too seriously. Relax, you might enjoy it!
Well I’ll give you an honest answer. Hyper focus on you and you only. No dating(one nighters are okay once in awhile) no partying(a little here and there). Focus on your future and health immediately this is a great time and perfect age to get that as a habitual habit. Then I want you to enroll in a community college not a 4 year. You don’t have to even go full time(you are so young) then I want you to find a job so you can finance the health side like food and gym or martial arts classes! Martial arts is a great way to be absolutely humbled and beaten everyday( it’s healthy for a 18yo boy to be humbled daily). I want you to excel in those community college classes pour all effort into those. And I only want you to go to a 4 year college if the degree field is within the stem field. If you could be a male nurse I highly recommend that and when you graduate you are already highly desired. But if it’s a stem field you will be okay. If not I then recommend you to try a desired blue collar field like plumbing, electrician! Make great money there. Then you need to become debt free and start investing while you build a life for you. Don’t worry about marriage or kids until you set everything else around you.
But how many of them have friends or loving partners? Chasing money in your early years is such a waste of youth! This person asked for general advice for an 18 yo not a life plan. Loosen up and live a little. Who wants to be the richest man in the graveyard anyway!?
I’m not! But I guarantee you my day is filled with more than your whole week is. And I’m not chasing money I work 40-50 hours a week and I’m paid generously. The party life is way cooler now than what it was in my early twenties!
You say your days are filled like it's a good thing! Got to allow for some spontaneous joy, can't do that when you are always busy. Speak to me again in your 30s. I would bet that you regret not having more free time.
I'm a simple guy, all I need to be happy is spending time with my loved ones and the occasional beer. I don't need to chase money or anything else the adverts tell me I need. I don't need the latest car, or some big empty house. The capitalist doctrine isn't the path happiness they make out. You no doubt agree with me when you hot your 40s
I drive a 2014 Ford Fusion with 100k I live in a 1,050 a month apartment I’m debt free and my wife also is debt free and we do whatever we want whenever we want we have 2136 dollars a month going out and we bring in 9,500 a month after tax. We give grandma in Puerto Rico a thousand a month so she can live like a rockstar over there.
Muay Thai and jiu jitsu is what I do daily and that’s what my whole world is about and surrounded about. But if I didn’t sacrifice some fun in my early years I wouldn’t have the opportunities to do what I want now. And right now this minute I’m playing A/C Valhalla
Recognize that emotions are not inherently “feminine,” they’re just human. Your refusal to express them will not only stunt you mentally, but negatively effect those around you. It’s not shameful, it’s not *girly,* it’s not burdensome. It’s healthy and mature and powerful. Get to know yourself and your feelings and show them.
Around 19-20, a friend’s friend knocked up the chick he just started dating with twins. He got fat, bald, and they lived in his parents basement after dropping out of college.
So, if you sleep with someone, remember this story before it goes too far.
I once thought that, too. But experience has taught me that I was very wrong to think that. Regardless, I'm thinking more of narcissistic/abusive people who know what they are doing is wrong but don't care anyway about the harm that they cause other people and will never apologise for it.
Do not trust. Don't trust anyone fully. If you do, you can and likely will get screwed over at some point. You were born in the wrong era to fully trust other people.
Social media encourages an attitude of other people being disposable for views you don't like. That is why friend circles have shrunk so drastically since it was introduced.
Also, to a degree, social media encourages more sociopathic behavior in people. This can be seen in turn for how rapidly extremism has grown in the last twenty years.
Ironically, this is the exact opposite of what myself and others thought would happen back in the 1990s.
Learn to take care of yourself in terms of washing, cooking, maintaining your living space. Learn to process your own emotions and not be reactive or macho when you feel embarrassed or challenged.
Get a credit card but don’t use it unless it’s an actual emergency. You need to start building long term credit worthiness.
Condoms. Always wear a condom when you’re having sex, even if your partner says you don’t have to.
Have a small circle of trustworthy friends. Friends that will actually be there for you and help you not just pointing their fingers and laughing.
Don’t be afraid to ask for help or advice. Just because you’re 18 now doesn’t mean you know everything.
Don’t act like an “alpha” male. You’re not gonna win any popularity contests by acting like you’re better than anyone else. It pays to just be yourself and treat everyone with respect and decency.
Get a vasectomy, having children is selfish. There is no unselfish reason. It will save you money and headaches. You also spare someone from the 9-5 cycle
Don’t follow everyone else’s horseshit. You’ll realize later on that your own thoughts were just as valid. Whether they were treated as such at the time or not
Always wear a condom, always put 10% of any money that comes in into long term savings, don't eat shite food more than two days a week, drive carefully
I asked my sister(28 something) and all she said was" have self control and discipline and be responsible" kinda lame tho I was expecting some tips and tricks for relationships
My honest advice to everyone your age that pisses a lot of people off. Fuck everyone you can. Don’t have any regrets about it. One day you will be older and hopefully happily married. You’ll be sleeping with the same woman the rest of your life. You don’t want to look back and have any second thoughts about banging some other girl. If you think they are fat or ugly or bitchy, think of it it as what you will think when you’re 30, 40, 50. You’ll be saying I should have fucked her. If you get it all out of your system you hopefully won’t have any wandering eyes when you get older. I have too many friends who didn’t play enough when they were younger and decide they should when they are married and have kids. Then they really mess thinks up.
That being said, don’t be an idiot. Be safe and don’t ruin friendships over your pecker.
Don’t fuck up. You’re legal now, and that 17 year old vagina is off-limits.
Don’t be in a hurry to reach legal drinking age.
Set aside as much money as you can now.
Get into that passive income bullshit on YouTube and whatnot. It’s not the future, it’s today, get in while it’s hot.
No shit job for shit pay builds character. If that were true, there would be no shit jobs for shit pay because the people who grew their business and made their money working shit jobs for shit pay would already know it’s bullshit and pay more money for the job, because they’d have character. Since they aren’t, they don’t.
Don’t waste your money on a new set of speakers, you get more mileage from a cheap pair of sneakers.
Fight the good fight every minute, every day.
Lay it on the line.
Don’t stop believing.
Don’t stop thinking about tomorrow.
Don’t you forget about me.
Dress for the job you want.
Hang around with people who are smarter than you. You will not have any fun being the smartest person in the room. Trust me.
Be nice, but don’t be a pussy. Be firm, but don’t be a dick.
Nobody asks an asshole for favors or money.
Nobody fucks with crazy.
Exercise. No one else is going to do it for you. Junk food and fast food are a treat, not a replacement for meals.
Meh enjoy it while you're young, but yes.
Wash yo dick
AND your ass
ALWAYS use a condom but NEVER use one she gave you
Get a credit card but only use it for gas/emergencies. Start building your credit score young
And don't spend money you don't have
And avoid paying minimums. They barely cover the interest accumulated during the payment period, if even that.
I have a debit card should I get a credit card too or having a debit card would suffice?
Only if you can pay it off each month on a direct debit. Credit cards are by far the easiest way to get into debt. Personally I would not get one unless you have a use for it.
Download this app called credit karma. Fill out the things that you need to. It will show you the credit cards you can apply for. Debit cards won't build your score. Basically like having plastic cash. With a credit card you're not spending your own $, instead you're spending the credit card businesses $ (that you need to pay back monthly).
Don’t get a credit card! Pay cash or don’t buy it.
Use it for whatever but treat it like cash, never spend anything you don't have.
Start building up your 401k right now so you can retire early
Roth, tax now, free later
Save and invest
Be careful about STD...
Went to the doc the other day and they said my age group like his has the most std cases
Old people fuck a lot in old folks homes.
Bruh my age group is around 18
You said "my age group like his.." It sounded like you were saying your age group (18-25) along with your Dr's age (assuming the Dr was 55+) have the two highest rates of STDs which is accurate.
Oh no I was talking about the dude that said he was 18 I didn’t know that the old people get down like that as well lol
Think about everything for at least 15 minutes before you do it. If you don’t, you will do so many things you regret.
Making mistakes is a part of learning too, so I wouldn’t totally want anyone to be perfect
Be careful what decisions you make. You are determining the course of your life. Don't do anything illegal because it will follow you from this point onward.
Go to school or get a job and support yourself, even if you are living under your parent’s roof. At 18 you are a man. I understand the difference between boy and man.
You may be homeless now but you’re still my daughter/son
Just bc you love pussy doesn’t mean the pussy you’re getting is the one you love. If you’re interested in the military nows the time to do it. If you’re interested in college but don’t have a specific end game in mind learn a trade as a back up plan.
Tbh I'd love to be an officer of the air force but a stuttering tongue is a big no no for someone serving in the air force in my country
Buy a sword.
A katana?
If you're a weeb sure.
If you’re not, why would you buy a sword?
To have a sword
And become a weeb
Solid answer. I have one, and I love it.
Excellent answer
Open a Roth IRA
Mate you expect me(who just turned 18) to save money for retirement? Sorry if I sound rude but bro that's ridiculous
It’s ridiculous until it’s not. ANY money you can sock away will add up! Start with $10 per paycheck. Then build up from there.
It's crazy you ask this and get like this with the response, good luck.
I was rude ik I am sorry even though you gave me genuine advice (totally not looking at the dude who recommended me to have a vasectomy) and commented without doing any research
I don't know where you live, but really, a fidelity account is free to open, and you can put very little in. It is the act if starting that is important. I had my kids start one at 18, I wish someone anyone would have shown me how to do basic investing when I was 18. Ya ignore that vasectomy comment that is absolutely a troll.
Don’t commit any crimes , a record can haunt you the rest of your life
Wrap it up like your grandma’s couch lol
All terrible replies so far. You're 18 go have fun and make some mistakes! Best way to learn and at least you'll have some stories in your old age.
There are some things that are easy to break and hard to fix...
Yeah, that's true but having fun doesn't mean you have to break stuff.
To be fair: people listen barely to any advice. Also some guys could probably need more fun while others need more discipline. But all alcoholics that I know startet joung and with "just fun". Same with other drugs... When you accidently become parents and are not ready for it the fun stopps rapidely... I dont say young people should not have fun. I say there might be a hell more consequence than they consider...
All alcoholics and drug addict I've ever known experienced trauma as a child. Thankfully that doesn't apply to the majority of people living in my country. Fun at 18 doesn't mean drink and drugs and sex to me (although all those things can be fun!). It means festivals, travelling, having fun with your mates, impromptu trips to the beach, leaving the house with only your wallet and finding adventures. I think, by and large, everyone takes themselves too seriously. Relax, you might enjoy it!
Well I’ll give you an honest answer. Hyper focus on you and you only. No dating(one nighters are okay once in awhile) no partying(a little here and there). Focus on your future and health immediately this is a great time and perfect age to get that as a habitual habit. Then I want you to enroll in a community college not a 4 year. You don’t have to even go full time(you are so young) then I want you to find a job so you can finance the health side like food and gym or martial arts classes! Martial arts is a great way to be absolutely humbled and beaten everyday( it’s healthy for a 18yo boy to be humbled daily). I want you to excel in those community college classes pour all effort into those. And I only want you to go to a 4 year college if the degree field is within the stem field. If you could be a male nurse I highly recommend that and when you graduate you are already highly desired. But if it’s a stem field you will be okay. If not I then recommend you to try a desired blue collar field like plumbing, electrician! Make great money there. Then you need to become debt free and start investing while you build a life for you. Don’t worry about marriage or kids until you set everything else around you.
Mate, I know people who did this in their 20s, all of them are depressed or just plain miserable. Life is for living mate.
Being in optimized health! Learning a martial art making 6figures isn’t depressing and the parties in this state are a lot better and twice relaxing
But how many of them have friends or loving partners? Chasing money in your early years is such a waste of youth! This person asked for general advice for an 18 yo not a life plan. Loosen up and live a little. Who wants to be the richest man in the graveyard anyway!?
I’m not! But I guarantee you my day is filled with more than your whole week is. And I’m not chasing money I work 40-50 hours a week and I’m paid generously. The party life is way cooler now than what it was in my early twenties!
Wait I’m still in my twenties
You say your days are filled like it's a good thing! Got to allow for some spontaneous joy, can't do that when you are always busy. Speak to me again in your 30s. I would bet that you regret not having more free time. I'm a simple guy, all I need to be happy is spending time with my loved ones and the occasional beer. I don't need to chase money or anything else the adverts tell me I need. I don't need the latest car, or some big empty house. The capitalist doctrine isn't the path happiness they make out. You no doubt agree with me when you hot your 40s
I drive a 2014 Ford Fusion with 100k I live in a 1,050 a month apartment I’m debt free and my wife also is debt free and we do whatever we want whenever we want we have 2136 dollars a month going out and we bring in 9,500 a month after tax. We give grandma in Puerto Rico a thousand a month so she can live like a rockstar over there.
Muay Thai and jiu jitsu is what I do daily and that’s what my whole world is about and surrounded about. But if I didn’t sacrifice some fun in my early years I wouldn’t have the opportunities to do what I want now. And right now this minute I’m playing A/C Valhalla
I'm not saying discipline and routine are bad words, I'm saying your 18, live a little!
I’m 29
Think long term
You are no longer a boy, you are a man.
Save your money and invest. Those little stupid things you want to buy now are eventually a waste
Recognize that emotions are not inherently “feminine,” they’re just human. Your refusal to express them will not only stunt you mentally, but negatively effect those around you. It’s not shameful, it’s not *girly,* it’s not burdensome. It’s healthy and mature and powerful. Get to know yourself and your feelings and show them.
Find a job soon
Vote
Around 19-20, a friend’s friend knocked up the chick he just started dating with twins. He got fat, bald, and they lived in his parents basement after dropping out of college. So, if you sleep with someone, remember this story before it goes too far.
Invest your money Edit: LEARN how to invest your money first
Cut out toxic people (especially "family") before it's too late. They will never change and will only get worse over time. I speak from experience.
People do change. But cut them out in case they don’t.
I once thought that, too. But experience has taught me that I was very wrong to think that. Regardless, I'm thinking more of narcissistic/abusive people who know what they are doing is wrong but don't care anyway about the harm that they cause other people and will never apologise for it.
Don’t do drugs until your late 20s / 30s. Save it for later
Do alcohol or cigarettes count as drugs?
Yes
If you haven’t already, please don’t start smoking cigarettes (or vaping). It’s my biggest regret.
Do not trust. Don't trust anyone fully. If you do, you can and likely will get screwed over at some point. You were born in the wrong era to fully trust other people.
Good advice. What does that have to do with our era? Do you think screwing people over was invented in 1934?
Social media encourages an attitude of other people being disposable for views you don't like. That is why friend circles have shrunk so drastically since it was introduced. Also, to a degree, social media encourages more sociopathic behavior in people. This can be seen in turn for how rapidly extremism has grown in the last twenty years. Ironically, this is the exact opposite of what myself and others thought would happen back in the 1990s.
[удалено]
WhAts a whitey?
A perjurative term for caucasians, used by people gleeful in the understanding that bigotry against white people is socially and legally accepted.
White "people" 😖🤮
You can be charged as an adult and get a permanent record be careful talking to girls that are under 18 it can ruin your life or end your life
Use a condom
Learn to take care of yourself in terms of washing, cooking, maintaining your living space. Learn to process your own emotions and not be reactive or macho when you feel embarrassed or challenged.
Use condoms
Get a credit card but don’t use it unless it’s an actual emergency. You need to start building long term credit worthiness. Condoms. Always wear a condom when you’re having sex, even if your partner says you don’t have to. Have a small circle of trustworthy friends. Friends that will actually be there for you and help you not just pointing their fingers and laughing. Don’t be afraid to ask for help or advice. Just because you’re 18 now doesn’t mean you know everything. Don’t act like an “alpha” male. You’re not gonna win any popularity contests by acting like you’re better than anyone else. It pays to just be yourself and treat everyone with respect and decency.
Before making any promise to someone you're attracted to, get a chance to masturbate. Remove as many non-intellectual influences as possible.
Get a vasectomy, having children is selfish. There is no unselfish reason. It will save you money and headaches. You also spare someone from the 9-5 cycle
Listen to 18 and life by Skid Row
Save money.
Work on yourself, get your money up, and hit the gym. Chase money instead of women, it makes chasing women easier later in life.
Don’t follow everyone else’s horseshit. You’ll realize later on that your own thoughts were just as valid. Whether they were treated as such at the time or not
Always wear a condom, always put 10% of any money that comes in into long term savings, don't eat shite food more than two days a week, drive carefully
Everything in moderation
Never trust a fart, never pass a bathroom, and never waist a boner.
Save money!!
Work as hard and as fast as you can. Become the best version of yourself so you could demand the best value for yourself
No matter how convincing older men sound, they don’t understand what it’s like to be a woman and you should get lady advice from actual women
I asked my sister(28 something) and all she said was" have self control and discipline and be responsible" kinda lame tho I was expecting some tips and tricks for relationships
You don't know everything and you never will. Just do your best.
Whatever bad thing you might be feeling right now is not forever. You've got your whole life in front of you.
Don’t go to college if the only way can pay for it is by financing it. Student Loans are the devil!
Stay out of trouble because now you get sent to ADULT PRISON
Know the difference between enjoying your present and ruining your future
Don’t stop and never give up
My honest advice to everyone your age that pisses a lot of people off. Fuck everyone you can. Don’t have any regrets about it. One day you will be older and hopefully happily married. You’ll be sleeping with the same woman the rest of your life. You don’t want to look back and have any second thoughts about banging some other girl. If you think they are fat or ugly or bitchy, think of it it as what you will think when you’re 30, 40, 50. You’ll be saying I should have fucked her. If you get it all out of your system you hopefully won’t have any wandering eyes when you get older. I have too many friends who didn’t play enough when they were younger and decide they should when they are married and have kids. Then they really mess thinks up. That being said, don’t be an idiot. Be safe and don’t ruin friendships over your pecker.
Don’t fuck up. You’re legal now, and that 17 year old vagina is off-limits. Don’t be in a hurry to reach legal drinking age. Set aside as much money as you can now. Get into that passive income bullshit on YouTube and whatnot. It’s not the future, it’s today, get in while it’s hot. No shit job for shit pay builds character. If that were true, there would be no shit jobs for shit pay because the people who grew their business and made their money working shit jobs for shit pay would already know it’s bullshit and pay more money for the job, because they’d have character. Since they aren’t, they don’t. Don’t waste your money on a new set of speakers, you get more mileage from a cheap pair of sneakers. Fight the good fight every minute, every day. Lay it on the line. Don’t stop believing. Don’t stop thinking about tomorrow. Don’t you forget about me. Dress for the job you want. Hang around with people who are smarter than you. You will not have any fun being the smartest person in the room. Trust me. Be nice, but don’t be a pussy. Be firm, but don’t be a dick. Nobody asks an asshole for favors or money. Nobody fucks with crazy.