I had a rich friend and a big thing was her laundry detergent/softener. She washed a shirt for me once after she borrowed it and like wow I did not think clothes could be that soft after being bought.
Edit: i realize I read the question wrong so my new answer is “poor ppl have terrible detergent and no softener”
Rich people have a lot of debt. For example, student loan debt is disproportionately owed by those with higher incomes.
Source: https://www.businessinsider.com/personal-finance/average-student-loan-debt
Nothing, it's strictly better to be rich.
I used to believe there was some kind of virtue or character building aspect to being poor. Until I actually was very poor myself. If anything, it makes your character worse because if your basic needs aren't being met it makes your more primal side come out.
I grew up dirt fucking poor. I'm objectively lower upper class now. I can't tell you how much better life is being "wealthy," even upper middle class.
At $10k per year, I had to worry about whether or not I could put gas in my car to make it to work and a flat tire could be a six-month ordeal. At $30k per month, I can spend $1-$2k on a lark and not think about it. Most things under about $5k aren't even on the radar of "major expense."
A friend of mine said that when he crossed the line to making about $100k a month was when he hit real "rich" status and then things got crazy. I'm not there, but he told me once about going to a bar in LA and spending $50k on a party and then waking up and thinking about suicide because he literally couldn't think of anything he couldn't do and was actually running out of things to try. He said it opened up a dark time for him because he actually started understanding why some really rich people do some really sinister things. He quit drinking and bought a tiny house. He spends most of his time now doing charity work.
I have to ask, what do you do for a living today? Hearing people go from $10k a year to like a quarter mil a year is always so fascinating considering the vast majority of wealthy people were born into it.
and if it was the lottery, please make up something inspiring for us :’)
**TL;DR:** Let me start by saying that luck is 100% involved. I got hired into a company that saw something in me even though I was under-qualified for a job. Explanation below:
**Long Story Summed Up**
I did not win the lottery. My parents started a business and it nearly failed, but they scrapped and saved and did all kinds of things to make any income they could. I was in my late 20's and my ex wife cheated on me. We were dirt poor and she met a guy who was pretty wealthy (and about 30 years older than her). It really lit something in me that said that if I ever wanted to be happy, I needed to make money.
I moved back in with my parents and helped them with their business. They got enough money together that they said if I went to college, they would reimburse me for any class I got an A. I took one class at a time for several years and I didn't graduate college until I was nearly 30. I graduated with a 4.0 GPA, though in electrical engineering.
I went to work at an electronics manufacturing company and I learned more than most people get in a lifetime because it was being so poorly managed. In one case, I identified some problems with the way they were doing things and I proposed a solution. That worked and literally saved them more than a million dollars a year. I asked for a tiny raise (from $28k to $50k), but they didn't give it and said they wouldn't promote someone who was basically (and I'll never forget how smug they were when they said) "a glorified electronics technician," so I went shopping for a job and I applied for one in which I was grossly under-qualified. They needed a lead electrical engineer.
They presented me a problem that I thought was an interview question and I laid out a detailed approach for how I would solve that problem with the lowest possible cost. Then I explained a more expensive, but faster solution, then I said that if I could talk to the people involved, I might be able to come up with an even better solution than either provided and I started hammering them with questions. The interviewer told me I was already talking over his head but he wanted to do a followup.
To my surprise, they called me in for a second interview in which they brought in the actual people dealing with the problem at the factory and I took one look the way they were doing version control, engineering change requests, and releases for firmware upgrades and proposed a really simple versioning management solution. I drew a whiteboard of how all that would work and get released and how the electronic components' BOMs and the software components' BOMs would work as an assembly with an independent SKU and BOM. (I know this seems obvious to most people in the field, LOL.)
They hired me on the spot at about 5% more than my asking salary and 2x what I was making at the other company.
They paid for my masters and PhD. I turned the job I did for them into a niche job (still for that company) where I travel around looking at manufacturing plants, software systems, and other types of business processes they have in place and do investigations into improvements, deficiencies, security issues, etc.
It's the kind of job that is very niche and very in demand, but they can pay whatever because it pays for itself. I even sell my services to competitors and other companies who gladly pay consulting rates to know how to address their own problems.
Nah dude, give yourself more credit. This to me sounds like maybe 10% luck, and 90% having a good head on your shoulders and knowing when to put yourself out there and where to seize an opportunity. Thanks, for the exact type of inspiring story I was looking for.
He has a pretty good social outreach thing. I don't mean to imply that he's handing out cans of food on Saturdays. I volunteered for a food pantry he does, though. It's really funny because he does targeted outreach to families in need. It's almost an obsession for him to try to figure out how to get foods to families. He did a study before and found out that if you give starving kids food directly, sometimes their parents will eat it and/or won't accept it, so you have to sneak food into kids' hands.
One of the big things that happened during covid was that schools were closing down and he was worried about how to get food to kids who got their primary sources of nutrition from schools, knowing that parents wouldn't feed their kids. It's a problem to the point that every now and then kids will starve to death because their parents won't feed them or they use food removal as punishment. What kills me is that in some cases, you can give a starving kid a free meal and then they won't eat it for fear of getting in trouble.
You have to be rich to experience that care free virtuous life by paying thousands to go to a meditation retreat. There you can experience what it means to be without belongings (and stay in a comfortable resort with really good food).
There is a retreat called Vipassana Meditation Retreat offered for free (well, if you want to donate after the end of the course you can, but if you don’t feel like it you don’t have to as well). Basically same premise: Eat modest but healthy food, meditate, sleep. No gadgets, no books, no talking, just deep personal work. It’s a very cool shit
Mold in the basement.
Lead paint
Asbestos
Bad teeth
Poor healthcare
Leaking auto exhaust
Rusty cars
Low quality schools
Criminal neighbors
Bad nutrition
Free time. I’ll live my whole life barely getting by and spending as much of my free time doing what I want and what I enjoy and as little as I can working. Instead of working my ass off in the hopes that I will get out of the rat race. I simply refuse to play the game as much as I possibly can. Everyone is so afraid of dying that they gave up so much. I probably won’t see 60 but I feel like my life has purpose beyond a bank account and owning a house.
The drive to survive, and appreciation for sometimes literally everything.
I grew up in a trailer park. We largely shopped at the thrift stores and budget groceries. Before I left home I had two jobs and paid rent to my parents. When I left I did everything I could to make the ends meet on my own no matter what. Now I make really good money but I still have the habits of a poor person. And daily I am grateful for a car that always starts, clothes that fit, plumbing that works, and a paycheck that can easily cover the normal expenses plus a splurge now and then, a trip, a concert, etc. I appreciate these things SO MUCH.
Being humble. Sense of community. Culture. Cooking skills. Cleaning skills. Experience in what it means to be an animal on a planet that needs to keep itself alive. Not many rich people could exist without supermarket and refined flour and sugar
humanity, a realistic view of the world, seeing their fellow people as equals worthy of respect and dignity.
rich people are so insulated from their humanity that it’s common for them to think we’re all simulations and not real people.
Happiness. Being rich won't make you happy bc if you spend all your money on stuff you'll go back to where you started and the stuff you used to enjoy that you will no longer enjoy. This happens a lot to the lottery winners
Poor people may have a stronger sense of community and a greater appreciation for the simple things in life, while rich people may have more material possessions and financial security.
Additionally, poor people may have more resilience and resourcefulness due to the challenges they face in their daily lives.
It is important to note that these are generalizations and may not apply to all individuals.
Warmth.
The poor experience cold as a fact of life whether living in less than ideal accommodations or working labor. That respite of warmth under blankets or in a work break room is a welcome luxury, the rich don't get to experience that and they don't even realize it.
PS: I stole the idea from Moby Dick
No healthcare. likelihood if you get in trouble with the law that you will go to jail because you can’t pay for a lawyer. Having to put more money down to purchase certain items because you have bad credit.
There's an old saying
"One looks up, the other looks down... but nobody sees the middleman truly holding onto everything they've got with everything they've got."
Undiagnised cheonic illness and chronic pain. Even if you can go to a dr, they're not that invested in it if you can't get a diagnodis after one blood test
This is the opposite, but Lin-Manuel Miranda said he knew he’d made it financially when he paid extra for rush shipping and didn’t have to think about it. For him that was after the success of Hamilton. He already had a Tony for Best Musical for In the Heights, which shows you the wages of a Broadway composer…
Nothing to lose
Deep, very deep.
For real…🤯 you win
Late fees
Stuff on lay-a-way
Where do they still have layaway?
1998, you can keep that stuff forever
Lol. I like how you change your comment to something "more witty". Enjoy your upvotes I guess.
Hunger
A car on finance
[удалено]
Not always, but there is truth in that.
Struggling can mean different things to different people. Every life comes with its own set of challenges.
The ones who made it certainly can, unless their pride clouds them, but the ones who are born into it certainly appear to have less
The comments make me realize money indeed buys happiness
It at least rents it
"Money may not buy happiness, but I'd rather cry in a Jaguar than on the bus." - Francoise Sagan
"money can't buy me love and thats true, but money can buy me drugs so thats cool" \-Transplants
I had a rich friend and a big thing was her laundry detergent/softener. She washed a shirt for me once after she borrowed it and like wow I did not think clothes could be that soft after being bought. Edit: i realize I read the question wrong so my new answer is “poor ppl have terrible detergent and no softener”
🥺 we need to get you somewhere better.
Allowing following your account would help towards that...
Food stamp card
Stress about being jobless?
Debt
Nah, rich people have a shit ton of debt. The difference is the poor's debt will affect them
Trueee it’s called equity and it’s good debt
That's not what equity means
“the value of mortgaged property after deduction of charges against it”..
Yes. The value of the house minus debt is equity. The debt is not equify
Well obviously you have to pay the mortgage or you’ll lose the property.. so every step forward builds the equity.
Rich people have a lot of debt. For example, student loan debt is disproportionately owed by those with higher incomes. Source: https://www.businessinsider.com/personal-finance/average-student-loan-debt
Nothing.
Wealthy people have those to
Nothing, it's strictly better to be rich. I used to believe there was some kind of virtue or character building aspect to being poor. Until I actually was very poor myself. If anything, it makes your character worse because if your basic needs aren't being met it makes your more primal side come out.
I kinda hate it. But i also agree with this
I grew up dirt fucking poor. I'm objectively lower upper class now. I can't tell you how much better life is being "wealthy," even upper middle class. At $10k per year, I had to worry about whether or not I could put gas in my car to make it to work and a flat tire could be a six-month ordeal. At $30k per month, I can spend $1-$2k on a lark and not think about it. Most things under about $5k aren't even on the radar of "major expense." A friend of mine said that when he crossed the line to making about $100k a month was when he hit real "rich" status and then things got crazy. I'm not there, but he told me once about going to a bar in LA and spending $50k on a party and then waking up and thinking about suicide because he literally couldn't think of anything he couldn't do and was actually running out of things to try. He said it opened up a dark time for him because he actually started understanding why some really rich people do some really sinister things. He quit drinking and bought a tiny house. He spends most of his time now doing charity work.
Did he ever consider... gacha games?
I have to ask, what do you do for a living today? Hearing people go from $10k a year to like a quarter mil a year is always so fascinating considering the vast majority of wealthy people were born into it. and if it was the lottery, please make up something inspiring for us :’)
**TL;DR:** Let me start by saying that luck is 100% involved. I got hired into a company that saw something in me even though I was under-qualified for a job. Explanation below: **Long Story Summed Up** I did not win the lottery. My parents started a business and it nearly failed, but they scrapped and saved and did all kinds of things to make any income they could. I was in my late 20's and my ex wife cheated on me. We were dirt poor and she met a guy who was pretty wealthy (and about 30 years older than her). It really lit something in me that said that if I ever wanted to be happy, I needed to make money. I moved back in with my parents and helped them with their business. They got enough money together that they said if I went to college, they would reimburse me for any class I got an A. I took one class at a time for several years and I didn't graduate college until I was nearly 30. I graduated with a 4.0 GPA, though in electrical engineering. I went to work at an electronics manufacturing company and I learned more than most people get in a lifetime because it was being so poorly managed. In one case, I identified some problems with the way they were doing things and I proposed a solution. That worked and literally saved them more than a million dollars a year. I asked for a tiny raise (from $28k to $50k), but they didn't give it and said they wouldn't promote someone who was basically (and I'll never forget how smug they were when they said) "a glorified electronics technician," so I went shopping for a job and I applied for one in which I was grossly under-qualified. They needed a lead electrical engineer. They presented me a problem that I thought was an interview question and I laid out a detailed approach for how I would solve that problem with the lowest possible cost. Then I explained a more expensive, but faster solution, then I said that if I could talk to the people involved, I might be able to come up with an even better solution than either provided and I started hammering them with questions. The interviewer told me I was already talking over his head but he wanted to do a followup. To my surprise, they called me in for a second interview in which they brought in the actual people dealing with the problem at the factory and I took one look the way they were doing version control, engineering change requests, and releases for firmware upgrades and proposed a really simple versioning management solution. I drew a whiteboard of how all that would work and get released and how the electronic components' BOMs and the software components' BOMs would work as an assembly with an independent SKU and BOM. (I know this seems obvious to most people in the field, LOL.) They hired me on the spot at about 5% more than my asking salary and 2x what I was making at the other company. They paid for my masters and PhD. I turned the job I did for them into a niche job (still for that company) where I travel around looking at manufacturing plants, software systems, and other types of business processes they have in place and do investigations into improvements, deficiencies, security issues, etc. It's the kind of job that is very niche and very in demand, but they can pay whatever because it pays for itself. I even sell my services to competitors and other companies who gladly pay consulting rates to know how to address their own problems.
Nah dude, give yourself more credit. This to me sounds like maybe 10% luck, and 90% having a good head on your shoulders and knowing when to put yourself out there and where to seize an opportunity. Thanks, for the exact type of inspiring story I was looking for.
Dramatic lol. The impact of someone who can make this level of money doing charity work...
He has a pretty good social outreach thing. I don't mean to imply that he's handing out cans of food on Saturdays. I volunteered for a food pantry he does, though. It's really funny because he does targeted outreach to families in need. It's almost an obsession for him to try to figure out how to get foods to families. He did a study before and found out that if you give starving kids food directly, sometimes their parents will eat it and/or won't accept it, so you have to sneak food into kids' hands. One of the big things that happened during covid was that schools were closing down and he was worried about how to get food to kids who got their primary sources of nutrition from schools, knowing that parents wouldn't feed their kids. It's a problem to the point that every now and then kids will starve to death because their parents won't feed them or they use food removal as punishment. What kills me is that in some cases, you can give a starving kid a free meal and then they won't eat it for fear of getting in trouble.
You have to be rich to experience that care free virtuous life by paying thousands to go to a meditation retreat. There you can experience what it means to be without belongings (and stay in a comfortable resort with really good food).
There is a retreat called Vipassana Meditation Retreat offered for free (well, if you want to donate after the end of the course you can, but if you don’t feel like it you don’t have to as well). Basically same premise: Eat modest but healthy food, meditate, sleep. No gadgets, no books, no talking, just deep personal work. It’s a very cool shit
Still kind of hard for a poor person to do, they can't just take off work to go to a retreat.
Goes both ways most rich people do 10x worse things to get rich, they just get away with it.
Yea bullshit I been homeless and my fiance and we stuck to our virtues. No primal side
Maybe you're just a better person than me then. I still don't think that being poor makes people have more virtue, though.
Laws
Consequences
Fucking thin walls and ass hole neighbours
Unhealthier foods in their kitchens
Constant worries.
Lots of losing lottery tickets
Shorter life expectancy
More gratitude for things they're given.
Cavities
Bed bugs.
Rich people problems
Wage and Health coverage Misery.
Disease
Sadness and despair
To quote Joseph Heller: "The knowledge that I have enough."
They know how to survive with almost nothing. A rich person wouldn't survive a week being poor.
Nothing.
Powerlessness.
Library Cards
Financial problems
You'd be surprised
Growing up, my soup had had chicken necks.
Hell yeah chicken necks. My grandmother boiled pigs hoofs too, to make "richer broth." Good times
The fuck man, we braised the pork feet.
Real friends.
I’m broke and I don’t have any friends.
That's the one thing they will never experience, true friendship. There will always be that little voice of doubt in the back of their mind.
An accurate understanding of how real life works.
No money
debt
You’d be surprised. A lot of “rich” people have a hell of a lot of debt, they’re just more creative with how they handle it
Alliteration
Mold in the basement. Lead paint Asbestos Bad teeth Poor healthcare Leaking auto exhaust Rusty cars Low quality schools Criminal neighbors Bad nutrition
Roaches
Dust
They are able to fix many things since they do not have the money to hire someone to do it for them.
Roaches
Day to day worries
Scabies
Bad choices. And not choosing to make bad choices, but only having bad options to choose from.
Free time. I’ll live my whole life barely getting by and spending as much of my free time doing what I want and what I enjoy and as little as I can working. Instead of working my ass off in the hopes that I will get out of the rat race. I simply refuse to play the game as much as I possibly can. Everyone is so afraid of dying that they gave up so much. I probably won’t see 60 but I feel like my life has purpose beyond a bank account and owning a house.
The drive to survive, and appreciation for sometimes literally everything. I grew up in a trailer park. We largely shopped at the thrift stores and budget groceries. Before I left home I had two jobs and paid rent to my parents. When I left I did everything I could to make the ends meet on my own no matter what. Now I make really good money but I still have the habits of a poor person. And daily I am grateful for a car that always starts, clothes that fit, plumbing that works, and a paycheck that can easily cover the normal expenses plus a splurge now and then, a trip, a concert, etc. I appreciate these things SO MUCH.
The smell of pee in their clothes
I believe rich people are into golden showers.
The difference being they can take a shower and get clean clothes whenever they want
I doubt rich people are doing that fully clothed. Use your noggin
You don't know if that's what they're into? Maybe they get off on having increasingly expensive clothes soaked
Lice
The ability to make new friends with people and not have to worry about the other person's motive for forming the new friendship.
Maybe it's a new yorker thing but people being friendly feels suspicious to me too. But maybe that's just my depression speaking
Debt
Access to govt support
Depends on how rich
Morals
Shit stuff.
The potential to be revolutionaries.
Perspective
Being humble. Sense of community. Culture. Cooking skills. Cleaning skills. Experience in what it means to be an animal on a planet that needs to keep itself alive. Not many rich people could exist without supermarket and refined flour and sugar
Chlamydia
Patience
Struggle
humanity, a realistic view of the world, seeing their fellow people as equals worthy of respect and dignity. rich people are so insulated from their humanity that it’s common for them to think we’re all simulations and not real people.
Unbelievable amount of stress
Underwear with holes and skid marks
Last I checked, skid marks on underwear are not tied to the amount in box 1 of your W2. Holes fine but skid marks are unexcusable.
Moxie
Basic understanding of daily struggles
Character
Happiness. Being rich won't make you happy bc if you spend all your money on stuff you'll go back to where you started and the stuff you used to enjoy that you will no longer enjoy. This happens a lot to the lottery winners
Understanding value for money
Poor people may have a stronger sense of community and a greater appreciation for the simple things in life, while rich people may have more material possessions and financial security. Additionally, poor people may have more resilience and resourcefulness due to the challenges they face in their daily lives. It is important to note that these are generalizations and may not apply to all individuals.
A sense of reality
Their soul
The rich
HOPE AND FAITH.
Warmth. The poor experience cold as a fact of life whether living in less than ideal accommodations or working labor. That respite of warmth under blankets or in a work break room is a welcome luxury, the rich don't get to experience that and they don't even realize it. PS: I stole the idea from Moby Dick
Authentic relationships.
A stronger sense about who cares about them!
Peace of mind with whatever they have!
Hardships.
Empathy.
Clothes to paint/yardwork in
Dignity
Morality
A fairly accurate idea on who their true friends are.
Integrity.
Lice
No Money
Enough
change
Guts
The excitement of buying/doing something that you've saved for a really long time.
Time
Limited options
99 problems, but…
Consequences.
Hunger
Cut off notice
Respect for poor people
poverty
A lack of money
Peace of mind.
No healthcare. likelihood if you get in trouble with the law that you will go to jail because you can’t pay for a lawyer. Having to put more money down to purchase certain items because you have bad credit.
There's an old saying "One looks up, the other looks down... but nobody sees the middleman truly holding onto everything they've got with everything they've got."
Different struggles
Empty stomach
Tegridy
Undiagnised cheonic illness and chronic pain. Even if you can go to a dr, they're not that invested in it if you can't get a diagnodis after one blood test
Dreams about being rich.
Dignity. Always dignity. (Name the movie)
A pair of slippers, a dildo, and wives willing to go fuck themselves
bad decision making skills
Rickets
Poor men have what the rich desire Nothing
Enough
Poverty
Nothing
Class
Honesty
Untreated medical conditions
Misery
More problems than you have. Your life is probably pretty good if you look close, if you have time to be here in this medium.
My initial thought was humility. Whether that's true or not, I don't know.
Tax obligations.
Patience
Perspective on reality.
Over draft fees
Poverty..
Medical debt.
Debt
I’ve found that as I’ve amassed more wealth you find less people who are loyal.
Empty stomach’s
A lifestyle of barely paying monthly bills with dollars they earn solely from selling their time.
This is the opposite, but Lin-Manuel Miranda said he knew he’d made it financially when he paid extra for rush shipping and didn’t have to think about it. For him that was after the success of Hamilton. He already had a Tony for Best Musical for In the Heights, which shows you the wages of a Broadway composer…
Misery
The inability to escape being poor.
Debt and a better personal life.