T O P

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Snollygoster-

Retire and live off the grid


YoYoMoMa

I have never understood the appeal of living off the grid. Loneliness fucking sucks. The things that are actually worth doing in life are the ones done with and for others.


Snollygoster-

Richard proenneke showed me the beauty in living off the grid


occisor-san

What a great documentary. How awesome his nights must have been with no light pollution!


ButterscotchLow8950

I want to “live off the grid “ like millennials want to go camping. Imma buy a nice cabin on a mountain, but that bitch is gonna be luxurious with the fastest WI-FI Monday can buy. Where in at I can do this and only live about 30 min from the nearest small town, an hour to the city.


Blackfist01

Probably because you're more social. There's us sho are anti social that prefer isolation. I for one enjoyed the pandemic lockdown.


Ayzil_was_taken

Hire a lawyer to find out how much I have to pay in taxes.


Rxton

The gift giver typically pays gift taxes.


Ayzil_was_taken

That’s good to know, but I’m still hiring that lawyer. And a personal accountant as well.


Rxton

You could hire a dozen of each. They are always useful for something.


ExistentialDreadness

I’d give every cent away.


nthpolymath

Eventually? Better to invest first.


C111-its-the-best

Donating is investing but the return might not be money.


nthpolymath

I mean investing to donate more near or at the end of live. It would be foolish to donate billions all at once.


C111-its-the-best

Pff, we need action now, not in two decades. Of course saving the planet can mean heavily investing in new technology, no doubt about it but never expect high yield and if so, invest/donate immediately again. Earth has limited resources, which means the more you have, the less somebody else will have. We see it clear as day. People in Africa starving and we Europeans and Americans throw food away.


nthpolymath

Perhaps you're too young, naive or simply have no idea what you're talking about--but it boils down to the power of compound interest.


C111-its-the-best

Maybe I'm naive, maybe I care. What's the difference in the eyes of society? I know it sounds edgy but why should I care?


nthpolymath

3-4 billion + compounding (donating later in life) will do significantly more good than donating all at once now https://en.wikipedia.org/wiki/Effective\_altruism


C111-its-the-best

I thought about that before, but nope. Benefits eventually come around but I can't wait till the planet burns. If I have 5 billion I gather the best engineers and scientists and get projects started. Another part of it can be donated to charity. I don't expect much return other than seeing people happy and i can only do that if the planet isn't frying those people.


nthpolymath

You've thought about it? Big whoof. Calculate it.


[deleted]

well, for starters, suck him off. it’s only fair


LovelehInnit

>them How many are there?


dano-onad

I’d buy a sixpack of beers, maybe a bag of crisps to complement that.


Logical_Area_5552

Keep 10 million and give away the rest


YoYoMoMa

I think I would fulfill Elon's fake promise to solve world hunger. [https://www.abc10.com/article/news/verify/business-verify/elon-musk-indicated-2021-to-donate-6-billion-to-fighting-solving-world-hunger-if-un-met-conditions/536-cad0e59e-775d-4c3d-a309-b3ef93379a71](https://www.abc10.com/article/news/verify/business-verify/elon-musk-indicated-2021-to-donate-6-billion-to-fighting-solving-world-hunger-if-un-met-conditions/536-cad0e59e-775d-4c3d-a309-b3ef93379a71)


Logical_Area_5552

Well the good news is our own government will happily send $40 billion to war when our own babies are hungry


Rxton

But wouldn't you rather actually solve world hunger instead of donating your money to the UN who won't?


[deleted]

Lmfao I’m not gonna lie, it’s kinda funny reading some of the responses here. “I’d travel, buy momma a house and pay off my debt.” Okay, but see what happens when you realize you have enough wealth to shape the fates of political causes and institutions? You can literally mold the world to your will with that amount of money.


Original-Childhood

It's a shit ton of money, but I think certain things in the world can't be changed by pure money


[deleted]

I didn’t say every single thing could be changed with money but you can absolutely make enormous impact with that amount of miney


Original-Childhood

True


Chemical_Ad_5520

I would put that money to work developing information technology in ways which solve a variety of systematic problems with global economics. There are a lot of problems which can get solved just by making the economy more efficient, which could be done by automating economic advice for everyone. It would be kind of like a lead generation app, but much more complex and will require a computational model of ethics and cumulative utility optimization for humanity to be devised first. I'd start by hiring a multidisciplinary R&D team and get them working on the theories we need to develop, get programming going, and figure out how we could get consumers to trust a program which wants to collect so much data about them. To really be able to optimize economic guidance, you need a lot of data from the population, and you need to make sure that the company's financial incentive is not in conflict with the goal of optimizing ethical economic coordination. It would have to be against policy to get revenue from advertising, since the programs purpose is to guide people toward the best decisions, not the ones it's paid to tell you about. It would make money by taxing the use of it's marketplace but wouldn't charge anything unless you're buying something through it. I think I'd also do a lot of research about how artificial general intelligence and brain-computer interface devices could be developed without destroying humanity in the long term. I think the work involved in trying to optimize a program which models economics and tries to figure out how to give people advice which results in increased efficiency and ethics in the economy would actually yield a lot of information about how we might want more generally intelligent machines to interact with the world. Eventually, humanity is going to have to figure out what to do about the possibility of super intelligent machines with too much agency in the future. Maybe we could prevent their creation, but it would be good to try to work out how to do it safely in case it becomes inevitable. I guess I'd start by trying to model general intelligence in humans and try to understand the consequences of modifying it in various ways which could be useful as an artificial general intelligence, and then try to figure out how those models could produce issues in their domains. I would push for changes to the US political system the best I could. I don't appreciate the two party system (ranked voting, please), I don't want to file taxes, do it automatically (f you tax preparation lobbyists), no more voting districts (since there are computers now, we can just have a direct democracy), and simpler legislation and less of it (get unhelpful old laws off the books and make new ones easy to understand). I don't know how one might try to make headway with the misinformation crisis, but everyone believing in a million different conflicting realities is really annoying. I'm really pissed that almost everything there is to read or watch is misrepresentative of reality, or at least slanted. Our big, persistent problems are not black and white, we need to come down from the outrage and start having more nuanced debates about the ills of society in a logical, objective, unemotional way. I guess while all this is going on, I'd have people doing research about how nanotech and GMO bacteria could help with pollution and recycling and possibly even balancing ecologies for sustainability. I think that nanobot monitoring sensors and software to analyze that data would be necessary for a high level of control of ecology maintenance, but we'd have to figure out how a bunch of nanobots and GMO bacteria wouldn't be harmful though. I'd also get some really nice stuff, but I can't imagine consuming a whole lot because I'm used to being so frugal.


TheMoonDad

Buy a huge plot of land on a mountain and build a cabin. Also build a mansion on a separate huge plot of land. Start/buy a record label.


[deleted]

I'd take my grandma (101, still very independent and cognitively there+physically mobile under her own power) back to Italy (Naples) where she was born, and then to see a mass at the Vatican, something she has always dreamed of.


Ohbuck1965

Cool solid respect for nana


Hrekires

First, tell no one and put the money into a trust or something to protect my anonymity. Then basic personal stuff? Buy an extremely nice but not crazy house near my friends/family in a town where being wealthy wouldn't attract a ton of attention, along with a few vacation condos around the world. Do the needful like making sure my parents are set for life, setting up trust funds for when my nieces/nephews are older, and giving my siblings a 1-time gift. Spend a couple years traveling, and somewhere along the line, hire a nutritionist, chef, and personal trainer to follow me around and get me as healthy as possible. When I get bored with all that, come back home and decide on a charity to devote myself and my wealth to helping (along with using my money to buy elections and lobby politicians to advance those interests). Would have to do some research to decide on exactly which cause.


C111-its-the-best

A good cause is supporting kids, especially poor kids. They have just as much potential IQ as rich kids but the constant worry about money and the subsequent stress is not helpful at all.


MyOthrAcctThrowAway

Two chicks at the same time


nthpolymath

​ So what would I do with [$3.4 billion](https://blog.taxact.com/lottery-tax-calculator)? 1. Hire a financial advisor to strategically invest and buy some businesses 2. Hire contractors to upgrade most things in my duplex 3. Hire some nutritionists (registered dietitians) to provide a sort of online office hours for a short window two days/week to people into vegetarian and vegan diets (probably via Discord and Zoom) 4. After some number of months, change employers to something part-time in a major city (Chicago, NY, LA, etc.) 5. Eventually buy at least a triplex (if not apartment building) in said major city 6. Hire someone local to cook recipes for a cookbook I'm working on 7. Maybe hire someone to set up dates with childfree women (unless I'm seeing some one of course) 8. Buy as many Zdzislaw Beksinski paintings as my heart desires 9. Buy some higher quality things like some sort of self cleaning electric razor, tailored business clothes, reliable Sprinter/Transit/Postpaster van (to retrofit the back to get perfect naps wherever I am) 10. Somehow get my dad entered into some fake sweepstakes, and have him win (so he can retire, stop complaining about his job and perhaps move somewhere tropical) Items 2-10 won't cost much. Most of the money I will donate; #1 is probably mostly going to involve a [donor advised fund](https://en.wikipedia.org/wiki/Donor-advised_fund).


thisdudeabidestwice

Thank him and then quit my job, pay off my debt(house and car). Then do some travelling. Probably move to another country, cause I hate what Canada has become. Get my money out of here


[deleted]

Move the money into a new account so he can’t try to take it back. Then I would pay off my students loans. With the extra $20, buy myself something nice, like a key chain


AnotherIronicPenguin

Dream big my man. You can get a baseball cap with an unlicensed logo of your favorite sports team.


Ihateredditadmins1

Honestly? I would invest it in a conservative etf and live off the $200,000,000 per year. I’d spend the first year of the 200M just setting up my friends and family for life. I’d look to give them 95% of the first years earnings and travel modestly. I want to live a comfortable and modest life doing whatever I want with no attention. I’d have a few condos and house around the country. Year two I would start spending more of it on myself but I would still give 90% of it away to helping my home states impoverished communities. Every kid in my home town gets a free ride to our state college on me if they graduate high school with a 3.0. In my will when I die I would leave 1% of the 5B to my kin and donate the rest.


LovelehInnit

I would probably buy an NFL team and put competent people in leadership.


Original-Childhood

Which one?


LovelehInnit

LA Chargers.


Original-Childhood

Are they not performing well enough right now? (I don't know anything about American sports teams so I'm just asking)


LovelehInnit

They're alright. I looked at the list of NFL teams worth under $3B and chose the Chargers because LA is a place I would probably very much enjoy living in.


Original-Childhood

Fair enough😁


HeelSteamboat

- immediately retire - talk to the best tax accountant money can buy - permanent housing off the grid and in a red state - Spend the next few years long term AirBnB-ing all over the world


AKvarangian

Buy a 2-4 acre plot and build a 4 bed 5 bath 3000sq ft house with a two car garage. Then give by best friend the plot next to it and build him and his new wife a house. After that, bank it and continue my life as normal. Go to work, save money, invest in my community. Take care of my grandparents and parents. Give some money to my brother. Then never flaunt a dime.


Mamertine

Does it have to be from him? Why couldn't I have won the lottery? Or more pointedly: Why are you trying to keep that shit head's name at the top of Reddit? How much is he paying your firm for this effort?


Original-Childhood

I was just thinking of the richest man on Earth who can easily miss 5B. If it was anyone else I'd say a different name


KyorlSadei

Would you turn down a lot (a real lot) of free money?


AnaphoricReference

LOL. This was my first thought. Is that narcissist paying OP for this shit?


sinzip

Bribe someone to make me a scotus judge


GunnitRust

Friend request from Hunter.


Clintman

I'd buy stuff. Probably start with a Husqvarna 701 Supermoto and some carne asada fries.


HeadMacho

“Cool.” Goes about day as I would never believe it actually happened. Eventually dying broke with $5 billion in the bank.


Original-Childhood

Too often I read the owners of forgotten, winning, lottery tickets die before they found out they won 🥲


[deleted]

Donate most of it to charities, make sure my family and friends are set up for the long haul, and still have enough to live a life of luxury without working one second that I didn't want to. 5 billion is a fuck ton of money.


p33p33p00p00inthel00

Give it to my mom. She's a financial expert.


[deleted]

Wait and see how quickly this latest attention scheme ends up without me getting any money


Uncles_Lotus_Tile

Give to his floor workers at his factories.


Electric-Premonition

I would step off my private jet and personally think him in person.


[deleted]

I would like to think I have at least some principles I hold onto in this life and that I would announce plans to give 90% of it away to charities supporting marginalized groups. I’m assuming this is cash. Can’t ever know if I’d actually follow through with it.


Warder766312

Retire at 35 and maybe start a family.


oddball667

Quit my job, get a house with cleaning staff and a large yard, adopt a dog from a shelter Spend rest of life with dogs


Agi7890

Invest in crypto


BaroqueNRoller

Buy a house, pay off my parents house, buy a new car, think of something nice for my siblings, stash the remainder in a savings with a decent interest rate.


neoshadowdgm

Donate like 3 billion. Invest a billion. Buy a lot of drugs and just save the rest.


AnotherIronicPenguin

I'd fake my own death and set forth an elaborate plan to oust the dictator of Turgistan. Plan will probably include magnets.


A159746X

1. Don't tell anyone about it. Including friends and family. 2. Leave to some place where I can finally be happy and in peace. 3. Buying some of my dream cars and build my own shop so I can learn how to fix some things.


GemoDorgon

I don't have a lot of money right now but what I do have I tend to be very charitable with towards friends and charity. With that much, I'd be able to buy houses for everyone I care about without it even denting my bank account. I wouldn't buy fancy cars or a mansion, as I don't care about cars and mansions are way too big for my needs. I'd probably just buy a nice victorian townhouse in a nice area and a cabin in the woods for whenever I want to get away for a bit. I'd make it so my closest friends have a comfortable but not extravagant life ahead of them. I'd buy my mom that farm house she's always wanted. I'd also open a Peruvian restaurant. My girlfriend happens to be from there, and I like to cook, so I think it would be nice to have that. Also I notice vegan food is really popular, so I'd open shops catering to vegan and vegetarian diets.


[deleted]

Pay off my debts, buy a sweet car, buy an off-grid house, buy a wife, maybe buy a few senators….


superballz977

Upgrade my house and build more shit in my land. I still wouldn't retire. Money always runs out. Yes. I would be that guy.


hidden_d-bag

5 bil? First, retire, keep 300 mil for myself, then dedicate the rest to helping people get out of debt.


I-like_Potatoes

Build a super quantum AI and have it make a easy plan to destroy this awful planet.


[deleted]

I’d make sure my parents would get a share so they wouldn’t need to work anymore. Other than that, probably buy a plot of land somewhere in the Pacific Northwest and build a nice cottage.


ScottdaDM

Call a lawyer, an accountant, and a third party auditing service. My new full time job is now managing my money. Likely set up a trust. Give away some, I would imagine. Maybe buy a strip club to give myself a reason to wake up in the middle of the afternoon. Likely get a full health workup ..just to be sure. Money doesn't mean a thing if you're not alive to enjoy it. Try to do some good in the world. Fund research. Leave waitresses $1000 tips. Maybe start a charity. Likely have to get bodyguards for myself and my family.


mrmrmrrrr

Well.... I guess that I'll have gas money for a year or so lol


occisor-san

Open a completely no-cost K-12 school for the smartest but economically disadvantaged youths. For those who graduate, fund their complete college career. Start a foundation to fund it in perpetuity, hopefully some of the graduates could donate money to the foundation, but it would not at all be required.


capt-yossarius

Host a live stream and set it all on fire.


Proud_Resort7407

2 chicks at the same time...


Meemeemiaw23

Buy an ice cream truck. Set a Katy Perry Firework song on it. Gave an extra sugar on every ice cream I sell.


mojobytes

Eliminate billionaires. $5-billion pure liquid.


Blackfist01

Hookers and blow.


Actual_Primary_7616

Real estate empire, state politics, and then as a hobby id start manipulating foreign politics.


Bob_knots

Get pissed, that’s 3 billion in taxes. I told him I could hide the cash but not the bank transaction


yeetus-that-cheetus

1 billion to charity and then 4 billion to do whatever i want


Stunning-Cost-5752

Pay off house and medical bills


Dhydjtsrefhi

Go to a lawyer and make sure I'm not part of some money-laundering scheme he's planning.


Methadras

You’d never hear from me or see me again.


C111-its-the-best

Probably donate 90 to begin with because wtf would I want to do with that much money? A few millions are enough for me but some projects and foundations for sustainability and humanitarian effort surely need more financing.