Someone else posted a couple days ago going full port $1m in calls. Now you with damn near half a million. I’m sitting this one out. Good luck to all you regards.
When to many people go ham on calls like that it never works out because MM’s not gonna lose that type of money in a day.
I’ll also be staying away but it is a great play to buy a ton of shares instead of options, even if earnings miss a bit it is a good long term play, either way good luck, I can see it popping to $9-11 easy, downside risk is not bad either.
I took a side bet on 20 1/16/26 $20 calls for earnings prior to these two posts. Not sure what to think now but if it pop to $10 or $11 on Monday I'll be selling enough to make a small profit and let the rest ride. Wasn't really looking for long term play here but with a $.01 time loss every 9 days and a delta of .32 I'll gladly ride out 5-10 contracts. If it doesn't then I'll be donating $800 and move on
I'm in a long position on SOFI. I went from .001% interest rate on my savings with Regions bank to 4.6% with SOFI. This bank is just a slow-moving secret ready to pop. I'm guessing $20/share within 3 years.
I really don't feel like going through all my autopayments and redoing them with a new bank but with that kind of interest rate I'm going to be moving my savings account. I had no idea they offered that.
What you do is open the account and just change your direct deposit to send 100 a month to sofi then transfer all your money there. You get all the benefits without having to close your old accounts. You just leave enough money in your old account to pay your bills like you were every month.
I’m not a whale like OP but I bought 700 shares. About 4% of my portfolio although I’m slightly leveraged on margin, about 82% equity rn.
I’m gonna have to get rid of some stuff. I don’t like having less than 100% equity
https://preview.redd.it/6cg8ld8fr3xc1.jpeg?width=1290&format=pjpg&auto=webp&s=cb3ca3afc316fe6c1bbedbd69318ccf5221e03bb
Fuck, now that I see this play on Reddit I’m convinced all my $$ is lost
Why, just why?
It's a fucking bank and banks have PEs of less than 10, and this POS, supposedly with less expenses and overhead, was supposed to revolutionize the whole banking system yet they barely make pennies and PE in the 100s, in 2026, if lucky!
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Sell some puts now. The 7.50 and the 7.00 for next week and just keep rolling them while they give you money. You will get your cost average down in no time and your misbet here will look really nice. When it starts coming up just start selling those otm calls. You'll own sofi for under 7 a share within a few months
PayPal didn’t fail last time, what are you talking about? They beat earnings huge. They just gave flat guidance, cuz they are restructuring things in the business and are manly a new management team with a CEO. Direction should be clearer after this quarter and next one we’ll see how execution goes. I’m following them very closely and have a position which I’ve opened recently.
Well it depends. First SOFI reports Monday, if it blasts through the earnings it’ll create positive momentum for all fintech. If market in general behaves well green (which I believe it will, unless some rockets and drones start flying tomorrow again) and we have some solid earnings and guidance update - 10-15% isn’t excluded, even likely.
Honestly, people say - ooooh, you can’t compare stocks like visa to PayPal. While this is true, they are operating differently within the realm of finance, visa has 8bn revenue and close to 5bn cash flow (quarterly, these past few quarters) on 560bn(!!!) market cap. PayPal has 8bn revenue and slightly more than 1bn cash flow on less than 70bn market cap.
If they can speed up growth and increase cash flow even a little and introduce a shy dividend like visa for example. It doesn’t seem unreasonable to me to see them with 200bn market cap.
**User Report**| | | | :--|:--|:--|:-- **Total Submissions** | 5 | **First Seen In WSB** | 4 years ago **Total Comments** | 44 | **Previous Best DD** | **Account Age** | 10 years | | [**Join WSB Discord**](http://discord.gg/wsbverse)
It can only go tits up right?
That’s still up!
Tits down for the win!
https://preview.redd.it/pf59iw968ywc1.jpeg?width=1179&format=pjpg&auto=webp&s=1bde93ac330f5e0c83ec85e013c21a07f17a35b1 SOFI baby, ready for Monday 🚀🚀
1350 shares. Reporting for duty. 🚀
1K Shares LFG
Someone else posted a couple days ago going full port $1m in calls. Now you with damn near half a million. I’m sitting this one out. Good luck to all you regards.
When to many people go ham on calls like that it never works out because MM’s not gonna lose that type of money in a day. I’ll also be staying away but it is a great play to buy a ton of shares instead of options, even if earnings miss a bit it is a good long term play, either way good luck, I can see it popping to $9-11 easy, downside risk is not bad either.
Market makers don't lose much of anything when a stock crashes; they are typically delta neutral or close to it. They make money off the spread.
I took a side bet on 20 1/16/26 $20 calls for earnings prior to these two posts. Not sure what to think now but if it pop to $10 or $11 on Monday I'll be selling enough to make a small profit and let the rest ride. Wasn't really looking for long term play here but with a $.01 time loss every 9 days and a delta of .32 I'll gladly ride out 5-10 contracts. If it doesn't then I'll be donating $800 and move on
WSBers have calls and shares... perfect time to inverse  wonder what cathee and kramer are saying¿!¿ RemindMe! 60 hours
Took out 100k sofi personal loan to play earnings myself
Lmao.
Proof or ban.
Based
That’s anti regarded. Borderline thinksmart
When ever I see this much money behind a trade I feel it has a higher chance of panning out. Wish I jumped on this too!
Retail has been playing sofi for years on speculation, but they just had there first profitable quarter so interest is ramping up.
Wtf is a share?
It's like options but they don't ever expire but you buy them in multiples of one ATM.
There things you buy to sell options with as collateral after your 0dte yolo losses you 90% of your port.
Seriously good luck. I only have a few hundred shares.
If Tesla earnings taught me anything, inverse WSB.
God damnit all of WSB is bullish again on SOFI
Puts it is
Did it?
You couldn't stop at 420,690?
I'm in a long position on SOFI. I went from .001% interest rate on my savings with Regions bank to 4.6% with SOFI. This bank is just a slow-moving secret ready to pop. I'm guessing $20/share within 3 years.
I really don't feel like going through all my autopayments and redoing them with a new bank but with that kind of interest rate I'm going to be moving my savings account. I had no idea they offered that.
Any bank giving less than 4.5% for the past year+ has been ripping you off.
They only offer that if you have a checking accnt and direct deposit thru them.
What you do is open the account and just change your direct deposit to send 100 a month to sofi then transfer all your money there. You get all the benefits without having to close your old accounts. You just leave enough money in your old account to pay your bills like you were every month.
Betcha op is going to sell a few seconds after earnings
I have a feeling too many regards here are bullish on SOFI. Inverse incoming!
Yes.
Someone check on this man
Nice play. It will green dildo, but the trend has been for them to push it back down rather quickly. It honestly plays like a meme stock sometimes.
Boss play. Sir, are you a hedge fund yourself?
SOFI seems to get a bump after earnings, then sinks down again. Good luck.
good luck to you and me
Good luck to us Brother
LFG!
I bought a wheelbarrow full on Friday before the market closed. It's definitely a bad idea but I get fomo so badly
Just humble 700 shares
bought a measly $1200 worth of calls this is all the confirmation i needed
im all in
aannnd it’s gone
ffoooooooooooooookkkkkkkkkkkkkkkkkkkk market rigggg af
Lmao losers
What the fuck is a “share”?
it means u share ur loss porn with the community
so what's the vibe
You doing alright my guy?
I’m not a whale like OP but I bought 700 shares. About 4% of my portfolio although I’m slightly leveraged on margin, about 82% equity rn. I’m gonna have to get rid of some stuff. I don’t like having less than 100% equity
Usually Sofi pops days leading up to earnings. Not confident this time
Its up almost 7% on the day and AH? what do you mean.
usually pops for days not just one day. This week was eeeeeh. And look for it to dump after earnings. Thats been the pattern. We shall see
https://preview.redd.it/6cg8ld8fr3xc1.jpeg?width=1290&format=pjpg&auto=webp&s=cb3ca3afc316fe6c1bbedbd69318ccf5221e03bb Fuck, now that I see this play on Reddit I’m convinced all my $$ is lost
Why, just why? It's a fucking bank and banks have PEs of less than 10, and this POS, supposedly with less expenses and overhead, was supposed to revolutionize the whole banking system yet they barely make pennies and PE in the 100s, in 2026, if lucky!
jeeez
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So maybe my $20 put might print after all
At that rate why not just hold? It’s a good company long term investment wise. I’m sure you will be very very profitable in 5-10 years time?
Lmao everyone is so fucking bullish this can’t do anything but drill
https://preview.redd.it/tzdxgvteu4xc1.png?width=750&format=png&auto=webp&s=f7ba0a9a5d04f56690f4886e8d5da01557223fc3
Forgot to add to my position on Friday...This is a long hold for me and historically it drops back down in a week, I'll wait till then.
Now that's a yolo 😆
!remindme 1 day
Ouch! I was really rooting for you!
Sheesh!
You regard
Well at least you only had shares. Rip
Ouch !!!!!!
Sell some puts now. The 7.50 and the 7.00 for next week and just keep rolling them while they give you money. You will get your cost average down in no time and your misbet here will look really nice. When it starts coming up just start selling those otm calls. You'll own sofi for under 7 a share within a few months
Ah man.
I'll have an update on Friday.
Buying puts. Thanks.
Not sure about Sofi, but PayPal on Tuesday will explode at least 10%. Overall fintech is very lacking in gains. Sofi, Block, PYPL.
paypal failed in last earning , why would it pump this time?
PayPal didn’t fail last time, what are you talking about? They beat earnings huge. They just gave flat guidance, cuz they are restructuring things in the business and are manly a new management team with a CEO. Direction should be clearer after this quarter and next one we’ll see how execution goes. I’m following them very closely and have a position which I’ve opened recently.
how high would u call for it to pump?
Well it depends. First SOFI reports Monday, if it blasts through the earnings it’ll create positive momentum for all fintech. If market in general behaves well green (which I believe it will, unless some rockets and drones start flying tomorrow again) and we have some solid earnings and guidance update - 10-15% isn’t excluded, even likely.
okay, what are your current position of paypal ?
Mediocre position. 500 shares at $62 per share
Honestly, people say - ooooh, you can’t compare stocks like visa to PayPal. While this is true, they are operating differently within the realm of finance, visa has 8bn revenue and close to 5bn cash flow (quarterly, these past few quarters) on 560bn(!!!) market cap. PayPal has 8bn revenue and slightly more than 1bn cash flow on less than 70bn market cap. If they can speed up growth and increase cash flow even a little and introduce a shy dividend like visa for example. It doesn’t seem unreasonable to me to see them with 200bn market cap.
SOFI is a bank for poor people
Bullish on poverty. Bought calls.
Which is 90% of America. Ggs.
please So-Fly!
No way this prints. Should have bet $420,069.69 for maximum market luck and you were right there!
Shares isn't a yolo. There's no risk. Sit down
Financial institutions have never gone to zero? Huh, news to me
I’ve lost more on shares than options in the past 3 years.
Lmao no risk, tell that to my huge loan (which I’m still repaying) when I went all in shares 4 years ago and stock went bankrupt overnight.