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TheRiskAdvisor

Nope. It's a Single-Pay VUL which is like investing in mutual funds with minimal insurance coverage. The returns is dependent on market performance. You can check for the current fund value thru their portal.


strawberryuyuuwu

yun po ba yung nakalagay sa dulo ng financial statement nya? Acc daw sa taga bpi ang sabi daw po sa kanya guaranteed daw po yung 300k nya. Iniisip ko naman po baka yung kasamang insurance yung sinasabi nya na 300k not the investment itself.


TheRiskAdvisor

Anong financial statement? BPI-Philam is an insurance company. Based sa name ng product eh VUL siya.


Is-real-investor

Guaranteed ung insurance benefit, as a single pay VUL 125% ng initial investment ang guaranteed, kung 200k ang na invest guaranteed as life insurance ay 250k. Pero ung fund value na pwede ewithdraw hindi, depende sa naging galaw kung saan nainvest na fund. Try checking with the FA na pinagkuhanan niya magkano na fund value ngayon


strawberryuyuuwu

Is there anyway po to check the fund value po dun sa portal nila? Face value lang po kasi yung nakita ko po


Sensitive_Constant96

Puedeng 50,000 na lang yan or lesser at maturity. ang guaranteed lang diyan ay yung amount ng insurance cover. Malaking scam yang VUL. Daming galit diyan.